Finotor - 2026 Pricing, Features, Reviews & Alternatives

Finotor is an all-in-one accounting and financial management platform built for e-commerce sellers, freelancers and small businesses. Instead of bolting a connector onto QuickBooks or Xero, Finotor is the ledger itself: it connects to Stripe, WooCommerce, Shopify and your bank via Open Banking, then automatically reconciles every payout down to individual sales, fees and refunds.

For anyone selling online, the hardest part of accounting is that a Stripe payout is a batched deposit — a mix of sales, fees, refunds and chargebacks that never matches your bank on its own. Finotor resolves Stripe's T+2 payout logic automatically, so reconciliation stops being a monthly fight. It also handles EU VAT and OSS natively, making it a strong fit for European and international sellers that US-first tools don't serve well.

An AI layer categorises transactions, flags anomalies and answers financial questions like a part-time CFO. You get real-time books, automated invoicing, and financial statements (trial balance, P&L, balance sheet) you can export to CSV, Excel or PDF. Finotor is self-serve and affordable, with a free Starter plan — you keep control, and the AI does the heavy lifting.

Key features (feature highlights list):

- Automatic Stripe payout reconciliation (sales, fees and refunds matched)

- WooCommerce & Shopify accounting (orders, fees and invoicing synced)

- Native EU VAT & OSS reporting by country

- Bank reconciliation via Open Banking

- AI transaction categorisation & anomaly detection (AI CFO assistant)

- Automated invoicing (creation, sending, tracking)

- Financial statements: trial balance, P&L, balance sheet

- Multi-currency support

- Expense capture with OCR

- CSV / Excel / PDF export

- Mobile app (iOS & Android)