Paymos - 2026 Pricing, Features, Reviews & Alternatives

Paymos turns stablecoin transfers into invoices a business can actually run on.

Accepted assets are USDT, USDC, USD1, DAI and XAUT, the gold-backed asset, across 13 mainnet networks - Tron, Ethereum, BSC, Polygon, Arbitrum, Optimism, Base, TON, Avalanche, Solana, NEAR, Plasma and Sui. Every invoice gets its own deposit address, and confirmation depth scales with the invoice amount, so small payments clear quickly and large ones wait for a stronger finality threshold.

Ways to take a payment:

- Hosted checkout on a Paymos page styled with your logo, colours and corner radius

- Embedded checkout in an iframe on your own site

- Payment links you send however you like

- A browser-based POS terminal for in-person payment by QR, with amounts entered in any of 46 fiat currencies

- Telegram bot checkout, where the payer never leaves Telegram

- Widget SDK, REST API, and server SDKs for PHP, TypeScript, Python, Go, .NET, Java, Ruby and Rust

- Official plugins for WooCommerce, Magento 2, Shopware 6, PrestaShop, OpenCart, WHMCS, CS-Cart and Easy Digital Downloads

Operations are handled in a merchant dashboard: balances and withdrawal history, invoice search and detail, payment analytics and a conversion funnel, projects, API keys, webhooks with signed delivery, team access, login history and support chat. Withdrawals go only to whitelisted addresses and are initiated immediately rather than batched into a payout window.

Pricing is 1% of a settled invoice, or 0.3% for enterprise volumes on request. An invoice that is never paid, expires or is cancelled costs nothing. There is no setup fee, no monthly platform fee, no minimum and no rolling reserve, and Paymos takes no commission on withdrawals.