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Lendio Logo

Sunrise, formerly Billy, is a cloud-based accounting system

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Lendio - 2026 Pricing, Features, Reviews & Alternatives

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Last updated: March 2026

Lendio overview

What is Lendio?

Sunrise - formerly Billy - is a cloud-based accounting system that offers freelancers and creative professionals a single platform from which to manage billing and expense tracking activity. Incorporating customized invoices, expense capture and financial reports, Sunrise aims to deliver a user-friendly billing and expense tracking solution.

In order to manage billing effectively, Sunrise equips users with the tools to create professional, customized invoices quickly and easily. To enhance user productivity, Sunrise enables users to send recurring invoices, see when invoices have been viewed and create quotes and estimates simply online. Moreover, since Sunrise is available as a native mobile application for iOS and Android, users have the flexibility to bill clients conveniently on the move from any smartphone device. By allowing users to accept credit cards, work with multiple currencies and process discounts and refunds as well as add sales taxes to invoices, Sunrise provides users with the functionality to streamline billing processes.

Besides billing, Sunrise allows users to capture and track expenses effortlessly. Using the Sunrise mobile app, users can capture and store their receipts in a central location. Furthermore, Sunrise enables users to import and categorize all expenses automatically by linking Sunrise to their bank account. To help users gain actionable insight into their financial numbers, Sunrise includes different reports like profit and loss, balance sheet, tax summary, customer statements and accounts receivable. Sunrise also helps users to track payments easily by permitting individuals to see at a glance who owes money.

Key benefits of using Lendio

  • Sunrise is available as a native mobile application on iOS and Android, affording users the flexibility to manage billing & invoicing on the move.

  • Users can capture and store receipts with the Sunrise mobile app, providing users with an efficient way to organize expense claims.

  • Sunrise delivers 256-bit secure sockets layer (SSL) encryption, helping users manage sensitive financial data safely and securely.

  • Sunrise includes customizable invoices, allowing users to create professional invoices complete with customizable logo quickly and easily.

  • Sunrise facilitates financial reporting with balance sheet, tax summary and customer statement reports, granting users valuable, accurate insight into business performance.
  • Starting price

    19.99flat rate /
    per month

    Alternatives

    with better value for money


    Pros & Cons

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    Invoicing

    Accounting

    Quotes

    Expense Tracking

    Bugs and Issues

    Pricing

    Lendio’s user interface

    Ease of use rating:

    Lendio pros, cons and reviews insights

    To determine these pros and cons insights, we analyzed responses from 

    Overall rating

    Reviews sentiment

     
     
     
    1-2(5)
    3-4(72)
    5(134)

    What do users say about Lendio?

    It would be fine to charge for new features, but they are forcing users to pay for already existing features (e.g. you can't modify your existing invoice templates without paying again, for example, nor sync transactions with PayPal, and more).

    Select to learn more


    Who uses Lendio?

    Based on 211 verified user reviews.

    Company size

    Small Businesses

    Enterprises

    Midsize Businesses

    Top industries

    Marketing and Advertising
    Information Technology and Services
    Internet
    Computer Software
    Others

    Use cases

    Billing and Invoicing
    Accounting
    Commercial Loan
    Medical Accounting

    Lendio's key features

    Most critical features, based on insights from Lendio users:

    Status tracking
    Client portal
    Audit trail
    Compliance management
    Expense tracking
    Loan processing

    All Lendio features

    Features rating:

    Activity tracking
    Payment processing
    Online payments
    Customizable invoices
    Online invoicing
    Invoice creation
    Tax calculation
    Quotes/Estimates
    Profit/Loss statement
    Multi-Company
    Mobile payments
    Mobile app
    Invoice history
    Income & balance sheet
    Hourly billing
    General ledger
    For small businesses
    Financial reporting
    Data visualization
    Customizable branding
    Contact management
    Contact database
    Bank reconciliation
    Approval process control

    Lendio alternatives

    Lendio logo

    Starting from

    19.99

    Per month

    Free trial
    Free version
    Ease of Use
    Features
    Value for Money
    Customer Support

    Starting from

    Empty state illustration for "No pricing info"

    No pricing info

    Free trial
    Free version
    Ease of Use
    Features
    Value for Money
    Customer Support

    Starting from

    Empty state illustration for "No pricing info"

    No pricing info

    Free trial
    Free version
    Ease of Use
    Features
    Value for Money
    Customer Support

    Starting from

    Empty state illustration for "No pricing info"

    No pricing info

    Free trial
    Free version
    Ease of Use
    Features
    Value for Money
    Customer Support

    Lendio pricing

    Pricing plans

    Pricing details:

    Free plan
    Free trial
    Subscription

    Free Self-Service

    0.00

    Features included:

    • Generate Your Profit and Loss
    • Manage Income and Expenses
    • Send Invoices and Quotes

    Sunrise Plus

    19.99

    Per month

    Features included:

    • Auto-Categorize Expenses
    • Cash Flow Insights and Alerts
    • Generate Your Profit and Loss
    • Manage Income and Expenses
    • Payment Integrations With: Stripe
    • Paypal
    • Send Invoices and Quotes
    • Sqaure

    User opinions about Lendio price and value

    Value for money rating:

    Of 21 reviews that provide robust commentary on Lendio's price and value, mention it in a positive light.

    Most reviewers indicate that Lendio offers strong value for money, highlighting its affordability, ease of use, and the availability of a free version as major benefits, especially for startups and small businesses. They appreciate the automation features included at no extra cost and feel the software provides essential functionalities without unnecessary expenses. Some users report satisfaction with lifetime deals and find it more cost-effective than competitors. However, some reviewers feel recent price increases are not justified by added features, and a few mention that the price may be high for limited use.

    , and

    Lendio integrations (7)

    Lendio customer support

    What do users say about Lendio customer support?

    Customer support rating:

    We analyzed 39 verified user reviews to identify positive and negative aspects of Lendio customer support.

    Widespread user sentiment highlights friendly, responsive, and helpful customer support when issues arise.

    A significant portion of users report quick answers via chat and praise the onboarding and transition assistance.

    A minority of users mention slow or unresponsive support, difficulty reaching agents, and inconsistent availability.

    Support options

    Chat
    Email/help desk
    Faqs/forum
    Knowledge base

    Training options

    Videos
    Webinars
    Live online
    Documentation

    To see what individual users say about Lendio's customer support, check out the review snippets below.

    “Easy to set up, navigate functions, upload and scan receipts - excellent customer support when I had issues.”

    LB

    Laura B.

    owner

    “I've had to drop a note in the customer service chat to be reminded how to do that. And the answer came back quickly.”

    Verified reviewer profile picture

    Jan B.

    Wordsmith * Book designer * Web manager

    “Customer support was pretty slow to respond via email, and I had to follow up multiple times to get any sort of closure on my issue.”

    Verified reviewer profile picture

    Nyla S.

    Owner/Designer

    Lendio FAQs

    Q. Who are the typical users of Lendio?

    Lendio has the following typical customers:
    Freelancers, Non Profit, Public Administrations, Small Business

    These products have better value for money


    Q. What languages does Lendio support?

    Lendio supports the following languages:
    English


    Q. Does Lendio support mobile devices?

    Lendio supports the following devices:
    Android, iPhone


    Q. Does Lendio offer an API?

    Yes, Lendio has an API available for use.


    Q. What level of support does Lendio offer?

    Lendio offers the following support options:
    Chat, Email/Help Desk, FAQs/Forum, Knowledge Base

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