App comparison
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EFX
5
4
4
0
3
4
2
0
1
0
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Payment gateway platform for managing transactions
Last updated: March 2026
EFX Alternatives & Competitors (2026)
Top 7 free alternatives
Vagaro
All-in-one software for beauty, wellness, & fitness pros
1.1
Value for money
Starting price
1.0
Functionality
Application Management
5/5
Appointment Management
4.7/5
Alerts/Notifications
4.7/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
Data Import/Export
N/A
Zil Money
Software for streamlined transaction processing
1.0
Value for money
Starting price
0.9
Functionality
Data Security
4.7/5
Multiple Payment Options
4.6/5
Mobile Payments
4.6/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
Data Import/Export
N/A
GCPay
Payment management software for the construction industry
1.0
Value for money
No pricing info
Starting price
0.9
Functionality
Accounting
5/5
Accounts Payable
5/5
Activity Tracking
5/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
API
N/A
Stripe
Online payment processing for internet businesses
0.8
Value for money
No pricing info
Starting price
0.9
Functionality
API
4.7/5
CRM
4.7/5
Credit Card Processing
4.6/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
Data Import/Export
N/A
Stax
All-In-One Payment Processing Platform
0.5
Value for money
Starting price
0.6
Functionality
Billing Portal
4.7/5
Credit Card Processing
4.4/5
ACH Payment Processing
1/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
Data Import/Export
N/A
0.9
Value for money
Starting price
1.0
Functionality
Accounting
5/5
AI/Machine Learning
4.8/5
Anomaly Detection
4.6/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
Data Import/Export
N/A
1.2
Value for money
No pricing info
Starting price
1.0
Functionality
Mobile Payments
4.8/5
Electronic Payments
4.7/5
Online Payments
4.7/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
API
N/A
0.6
Value for money
Starting price
0.7
Functionality
401(k) Tracking
5/5
ACH Payment Processing
4.8/5
1099 Preparation
4.8/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
API
N/A
0.9
Value for money
Starting price
0.9
Functionality
API
5/5
Cash Management
5/5
Billing & Invoicing
4.7/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
ACH Payment Processing
N/A
0.9
Value for money
No pricing info
Starting price
1.0
Functionality
CRM
5/5
Credit Card Processing
4.8/5
Contactless NFC
4.6/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
Data Import/Export
N/A
1.0
Value for money
No pricing info
Starting price
0.9
Functionality
Mobile Access
4.8/5
Customer Accounts
4.7/5
Bill Payment
4.7/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
ACH Payment Processing
N/A
0.4
Value for money
No pricing info
Starting price
0.6
Functionality
Bank Reconciliation
4.5/5
API
4.4/5
Data Security
4.4/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
ACH Payment Processing
N/A
0.7
Value for money
No pricing info
Starting price
0.7
Functionality
Investment Management
4.8/5
Mobile Access
4.7/5
Electronic Payments
4.5/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
ACH Payment Processing
N/A
1.1
Value for money
Starting price
1.0
Functionality
API
5/5
Booking Management
4.8/5
Activities Booking
4.7/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
Data Import/Export
N/A
1.0
Value for money
No pricing info
Starting price
1.1
Functionality
Activity Dashboard
5/5
Access Controls/Permissions
4.7/5
Accounting
4.7/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
API
N/A
1.0
Value for money
Starting price
1.0
Functionality
For Retail
4.8/5
Debit/Credit Card Processing
4.7/5
Data Security
4.7/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
ACH Payment Processing
N/A
0.9
Value for money
No pricing info
Starting price
1.0
Functionality
Partial Payments
5/5
ACH Payment Processing
4.6/5
Online Payments
4.6/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
API
N/A
1.2
Value for money
Starting price
1.2
Functionality
ACH Payment Processing
5/5
Activity Tracking
4.7/5
Alerts/Notifications
4.7/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
Data Import/Export
N/A
0.9
Value for money
No pricing info
Starting price
0.9
Functionality
Alerts/Notifications
4.8/5
Mobile Access
4.7/5
Data Security
4.7/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
ACH Payment Processing
N/A
0.7
Value for money
No pricing info
Starting price
0.8
Functionality
Mobile Payments
4.6/5
Data Security
4.6/5
Debit/Credit Card Processing
4.5/5
Top Features
Online Payments
4/5
Mobile Payments
1/5
Payment Gateway Integration
N/A