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Plastiq

PCI-compliant payment processing platform

Table of Contents

Is this product right for your business?

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Plastiq - 2026 Pricing, Features, Reviews & Alternatives

All user reviews are verified by in-house moderators and provider data by our software research team. Learn more

Last updated: March 2026

Plastiq overview

What is Plastiq?

Plastiq is a PCI-compliant payment processing platform that helps businesses in eCommerce, accounting, construction, education, manufacturing, logistics, and other sectors track, organize and manage finances and credit card payments.

Key features of Plastiq include approval workflows, invoice data capture, payment notifications, and scheduled payments. The centralized dashboard allows administrators to gain insights into cash flow, payment timelines, and funding activities according to requirements.

Starting price

Free

Alternatives

with better value for money

Plastiq’s user interface

Ease of use rating:

4.3

(29)

Plastiq pros, cons and reviews insights

To determine these pros and cons insights, we analyzed responses from

Overall rating

Reviews sentiment

1-2(3)

3-4(7)

5(19)

What do users say about Plastiq?

Plastiq offers both domestic and international payments with credit cards and integrates well with our AP software.

Select to learn more

Who uses Plastiq?

Based on 29 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Real Estate

Wholesale

Health, Wellness and Fitness

Information Technology and Services

Others

Use cases

Accounts Payable

Payment Processing

Recurring Billing

Billing and Invoicing

Plastiq's key features

Most critical features, based on insights from Plastiq users:

Electronic funds transfer

4.4

(12)

Payment processing

4.6

(12)

Recurring payments

4.7

(6)

Check writing

5.0

(5)

Billing & invoicing

3.4

(7)

Approval process control

4.6

(8)

All Plastiq features

Features rating:

4.3

(29)

Multiple payment options

4.3

(8)

Invoice processing

2.5

(2)

Invoice history

4.0

(1)

Online invoicing

4.0

(1)

Online payments

4.3

(7)

Electronic payments

4.0

(6)

Debit/Credit card processing

5.0

(7)

Recurring/Subscription billing

4.6

(5)

Payment links

(0)

Payment reconciliation

(0)

PCI compliance

3.6

(5)

Receivables ledger

(0)

Recurring invoicing

(0)

Reporting & statistics

(0)

Reporting/Analytics

(0)

Self service portal

4.0

(1)

Status tracking

(0)

Vendor management

(0)

Multi-Currency

3.0

(4)

Invoice creation

(0)

In-Person payments

3.0

(3)

Data security

3.0

(1)

Data import/export

5.0

(1)

Customer statements

(0)

Credit card processing

3.0

(1)

Cash flow management

(0)

API

(0)

Activity dashboard

(0)

ACH payment processing

4.3

(6)

Accounts payable

(0)

Accounting integration

4.7

(3)

Accounting

(0)

Plastiq alternatives

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Stampli

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Xero

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Free version

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Plastiq pricing

Value for money rating:

3.8

(29)

Starting from

Free

Pricing details

Subscription

Free trial

Free plan

Pricing range

User opinions about Plastiq price and value

Value for money rating:

3.8

(29)

To see what individual users think of Plastiq's price and value, check out the review snippets below.

“We have been using Plastiq for 4 years and love it.”

Moshe C.

CEO

“Easy to navigate and select options, secure transactions, dashboard shows all previous activities and provide option to repeat the same option without filling out all the details again.”

Muhammad S.

Director