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Payment Depot Logo

Simplify your payments with transparent pricing

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Payment Depot - 2026 Pricing, Features, Reviews & Alternatives

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: May 2026

Payment Depot overview

What is Payment Depot?

Payment Depot by Stax is a credit card processing software provider built on a transparent interchange-plus pricing model. We help small and medium-sized businesses save more of their transactions by combining the base cost of interchange with a fixed percentage markup. Our solutions include in-person, online, and mobile credit card processing, integrated point-of-sale (POS) systems, EMV-compliant terminals, and an all-in-one dashboard with real-time analytics and financial reporting. Payment Depot is a Stax Payments brand.

Starting price

59flat rate /
per month

Alternatives

with better value for money

Payment Depot’s user interface

Ease of use rating:

Payment Depot review summaries overview

To determine these pros and cons insights, we analyzed responses from 

Overall rating

Reviews sentiment

 
 
 
1-2(1)
3-4(12)
5(44)

What do users say about Payment Depot?

Users say Payment Depot offers competitive, transparent pricing with low rates and no hidden fees, helping them save money compared to other providers. They appreciate the clear upfront costs, reasonable subscription fees, and straightforward billing, though some mention yearly price increases and higher rates for specific cards like Amex. 

Reviewers indicate Payment Depot makes payment processing easy and reliable, with fast transactions and mobile capabilities for service calls and events. They find it simple to accept credit cards and value the lack of surprise charges, but some report challenges with PCI compliance, online payments, and managing multiple terminals.

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Who uses Payment Depot?

Based on 57 verified user reviews.

Company size

- Not enough reviews

Small Businesses

Midsize Businesses

Enterprises

Top industries

Transportation/Trucking/Railroad
Retail

Use cases

Point of Sale
Mobile Credit Card Processing
Payment Processing

Payment Depot's key features

Most critical features, based on insights from Payment Depot users:

Debit/Credit card processing

All Payment Depot features

Features rating:

ACH payment processing
Contactless nfc
Credit card processing
Data security
Debit/Credit card processing
eCommerce management
Electronic payments
Electronic signature
In-Person payments
Mobile access
Mobile card reader
Mobile payments
Online payments
Payment processing
Payment reconciliation
PCI compliance
Point of sale (pos)
Receipt management
Recurring/Subscription billing
Reporting/Analytics
Transaction monitoring

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Payment Depot pricing

Pricing plans

Pricing details:

Free plan
Free trial
Subscription

Starter

59

Per month

Features included:

  • Process up to $125000/year

Starter Plus

79

Per month

Features included:

  • Process up to $250000/year

Growth

99

Per month

Features included:

  • Process up to $500000/year

User opinions about Payment Depot price and value

Value for money rating:

Of 21 reviews that provide robust commentary on Payment Depot's price and value, mention it in a positive light.

Most reviewers indicate Payment Depot offers competitive, flat-rate pricing that is easy to understand and leads to significant cost savings. They appreciate transparent fees, reasonable rates, and the ability to keep existing equipment without extra charges. Some users report that Payment Depot’s pricing is lower than other providers and includes valuable functionalities at no additional cost. However, some reviewers find yearly fees tend to increase and express concerns about optional services affecting their rates. Some users say certain industry-specific setups, like Amex, may require direct arrangements with less favorable rates.

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Payment Depot integrations (7)

Payment Depot support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Phone Support
FAQs/Forum
24/7 (Live rep)
Chat

Training options

Videos

Payment Depot FAQs

Q. Who are the typical users of Payment Depot?

Payment Depot has the following typical customers:
Large Enterprises, Freelancers, Small Business, Mid-size Business

These products have better value for money


Q. What level of support does Payment Depot offer?

Payment Depot offers the following support options:
Phone Support, FAQs/Forum, 24/7 (Live rep), Chat

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