We have been using Cheqbook for nearly 4 years. We use it for two companies and our own personal finances. While not the cheapest option available, it's feature set is well worth the price we pay annually for the service. In the past 4 years we've had only one instance when the service was down which was a connectivity issue, not a software/hardware issue. Customer service/developers have been great at responding to questions/problems. We've recommended (and even helped set up) the service to other people.
The platform does a great job auto-categorizing transactions using both past history and "crowd categorization". The smooth ability to add bank accounts using Yoodle's interface. The great reporting features (with one big limitation). The ability to easily/quickly split transactions. I like that you can "bulk" recategorize transactions by payee. Cheqbook was one of the only platforms that could import transactions via csv upload.
I would love the ability to remove or hide unused accounts/categories. One feature that I really liked about quickbooks was the ability to show a comparison to the prior period like this year to last year. No budget making tool.
Likelihood to recommend: 10/10
We offer (3) different plans. Each plan contains all the software features. You never pay extra to access additional features. The difference between the plans is the number of companies books you can keep.
(1) Set of Books: $9.87 | (5) Sets of Books: $19.87 | (10) Sets of Books: $37.37