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Klarna Logo

Online payment processing platform for secure checkout

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Klarna - 2026 Pricing, Features, Reviews & Alternatives

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Last updated: January 2026

Klarna overview

What is Klarna?

Klarna is a payment processing platform designed to help businesses offer a secure checkout experience to customers with several payment methods. Shoppers can use the application to manage purchases, report returns, and communicate with customer service agents.

The system automatically fills billing and shipping information for returning customers and accepts transactions via bank transfers and cards. Klarna helps businesses customize the checkout interface according to requirements to promote brand identity across shoppers. Organizations can also use footers and marketing banners to display on-site messages and inform website visitors about various payment methods.

Klarna's messaging widget enables businesses to display payment methods based on the shopping basket's size and item prices. It facilitates integration with several third-party systems such as Shopify, BigCommerce, and more. Managers can also customize text, font, and color for on-site messages.

Starting price


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Klarna’s user interface

Ease of use rating:

Klarna pros, cons and reviews insights

To determine these pros and cons insights, we analyzed responses from 

Overall rating

Reviews sentiment

 
 
 
1-2(28)
3-4(13)
5(47)

What do users say about Klarna?

Users report Klarna offers flexible payment options, including installment plans and one-time cards, making it easier to afford larger purchases and manage spending. They appreciate being able to pay later or split payments, which helps with budgeting and allows them to shop at various retailers, though some wish for broader store partnerships and more control over payment dates.

Reviewers indicate Klarna’s pricing is generally reasonable, with interest-free plans available, but they express frustration over issues with refunds, disputed charges, and unexpected extra costs. They find customer service slow to respond and say problems with returns or disputes can lead to financial inconvenience.

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Who uses Klarna?

Based on 88 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Retail
Health, Wellness and Fitness
Construction
Consumer Services
Others

Use cases

Payment Processing
Shopping Cart
eCommerce
B2B eCommerce Platform

Klarna's key features

Most critical features, based on insights from Klarna users:

Mobile payments
Data security
Online payments
Debit/Credit card processing
Payment fraud prevention
Electronic payments

All Klarna features

Features rating:

Payment options
Mobile access
Multiple payment options
Partial payments
Credit card processing
Reporting/Analytics
Third-Party integrations
Customizable branding
Multi-Currency
Multi-Channel marketing

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Klarna support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

24/7 (Live rep)
FAQs/Forum
Knowledge Base

Training options

Documentation

Klarna FAQs

Q. Who are the typical users of Klarna?

Klarna has the following typical customers:
Freelancers, Large Enterprises, Mid Size Business, Small Business

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Q. What languages does Klarna support?

Klarna supports the following languages:
English


Q. Does Klarna support mobile devices?

Klarna supports the following devices:
Android, iPad, iPhone


Q. Does Klarna offer an API?

No, Klarna does not have an API available.


Q. What level of support does Klarna offer?

Klarna offers the following support options:
24/7 (Live rep), FAQs/Forum, Knowledge Base

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