getapp-logo

App comparison

Add up to 4 apps below to see how they compare. You can also use the "Compare" buttons while browsing.

Software categoriesBlog & researchAbout us

GetApp offers objective, independent research and verified user reviews. We may earn a referral fee when you visit a vendor through our links. 

Debt Collection Software with Risk Assessment (2026)

Last updated: March 2026

Debt Collection Software Key Features

    Based on 464 user opinions, we identified 6 features that are important for any product in Debt Collection Software

  • Payment Collection

    Tracking, managing, and initiating the transfer of funds for overdue customer payments

    Average user rating

    4.7

  • Multiple User Accounts

    Allow multiple users with individual logins and varying permissions to use the same account, software, portal, or service

    Average user rating

    4.7

  • Workflow Management

    Create, design and manage workflows for repetitive tasks

    Average user rating

    4.5

  • Automated Notices

    Send automated reminders and notices to clients on overdue payments

    Average user rating

    4.5

  • Business Process Automation

    Helps automate and manage information, tasks, and procedures by establishing routines and patterns associated with processes

    Average user rating

    4.5

  • Accounting Integration

    Integrate with a third-party accounting system

    Average user rating

    4.6
1 filter applied

Features

Integrated with

Pricing model

Devices supported

Organization types

User rating

40 software options

ACE logo

Web-based debt collections & AR recovery software

learn more
Web based, modern, open API, debt recovery software platform. AWS infrastructure, an intuitive user experience, and many integrated technologies combine to provide the best debt collection software available today.

Read more about ACE

Users also considered
Gaviti logo

A/R automation with zero-fee ACH & seamless customer payment

learn more
Gaviti is a B2B Autonomous Invoice to Cash solution that uses automation technology and AI to automate repetitive and make everything else controllable and predictable. Gaviti provides A/R teams with solutions for credit management, collections management, dispute management, and cash application.

Read more about Gaviti

Users also considered
Chaser logo

Accounts receivable automation and forecasting software

learn more
Chaser provides accounts receivable automation software and customizable cash flow forecasting.

Chaser users:
- Get invoices paid 54+ days sooner
- Grow fearlessly with predictable cash flow
- Save 15+ hours per week on accounts receivable tasks
- Maintain great customer relationships

Read more about Chaser

Users also considered
CasetrackerLaw logo

Web-based, 24/7 access, user-friendly, cost-effective,

learn more
CaseTrackerLaw is a web-based software specifically designed to streamline and automate debt collection tasks. It is designed to automate each step of a collection agency or attorney, including debt placement, debt recovery, business management and administration, sales and marketing, and more.

Read more about CasetrackerLaw

Users also considered
Esker logo

Unlocking Positive-Sum Growth with AI-Driven Solutions

learn more
Esker is a global cloud platform built to unlock strategic value for Finance, Procurement and Customer Service professionals, and strengthen collaboration between companies by automating the cash conversion cycle.

Read more about Esker

Users also considered
Turnkey Lender logo

Award-Winning Lending Management Software

learn more
AI-driven platform for easy Debt Collection that eliminates all manual collections work, enables API integrations, simplifies collections and reporting, and includes an AI-driven customer rating and collectability scoring.

Read more about Turnkey Lender

Users also considered
HES LoanBox logo

Lending Software for Banks & Alternative Lenders

learn more
AI-powered solution designed to optimize debt recovery for banks, lenders, and financial institutions.

Read more about HES LoanBox

Users also considered
Beyond ARM logo

Accounts Receivable Management and debt collection software

learn more
We’ve been successfully helping Debt Collection Companies for almost forty years. The process is easy.
-It starts with a demo
-We develop a plan for you
-We implement and begin the journey toward your success

Read more about Beyond ARM

Users also considered
Insly logo

A full-cycle low-code insurance software solution.

learn more
Automatic reminders for overdue payments

Read more about Insly

Users also considered
MY DSO MANAGER logo

AI & Cloud-based credit and cash flow management software

learn more
My DSO Manager is a smart, customizable SaaS solution that helps companies optimize credit management, reduce DSO, and improve cash flow through real-time insights, automation, and seamless ERP integration.

Read more about MY DSO MANAGER

Users also considered
ezyCollect by Sidetrade logo

Accounts receivable automation & credit management software

learn more
Connect to demand letters, debt collection and legal services

Read more about ezyCollect by Sidetrade

Users also considered
Visual Queue Network (VQN) logo

Debt collection recovery & compliance software solutions

learn more
Visual Queue Network is a cloud-based debt collection software which enables financial institutions to manage collection, recovery & special asset operations

Read more about Visual Queue Network (VQN)

Users also considered
Paidnice logo

Automated accounts receivable software for Xero & QuickBooks

learn more
Paidnice automates accounts receivable tasks within QuickBooks and Xero including automated late fees, reminders, statements, dispute workflows, and credit reporting.

Read more about Paidnice

Users also considered
Katabat logo

Connect, Collect and Optimize

learn more
Katabat is a complete end-to-end omni-channel debt-collection platform. From strategy to delivery, Katabat enables a truly customer-centric approach. Smart out-of-the box pre-trained machine learning helps you collect more, faster. Fully compliant, highly secure, trusted by major lenders.

Read more about Katabat

Users also considered
Exus Financial Suite logo

Debt collection for financial companies & telecom operators

learn more
EXUS Financial Suite is a cloud-based debt collection and recovery management solution, which helps manage external collections for retail, SMEs, and corporate customers. Key features include workflow and call center management, predefined templates, automatic notifications, and risk assessment.

Read more about Exus Financial Suite

Users also considered
Kolleno logo

Automate Your Financial Operations

learn more
Kolleno is a cutting-edge global SaaS financial operations platform that is transforming accounts receivable management, collections, payments, and reporting for B2B businesses.

Read more about Kolleno

Users also considered
Fintech Market Core System logo

Loan management system for financial institutions

learn more
Fintech Market's Loan Management System streamlines loan management and risk scoring operations. It includes CRM, crowdfunding, and debt management functionalities for financial services.

Read more about Fintech Market Core System

Users also considered
LeanPay logo

Debt Collection Software: Cut Payment Delays by 40%

learn more
LeanPay is an automated debt collection software for B2B companies. With customer dunning automation, real-time performance tracking, risk management, and integrated payment options, LeanPay reduces late payments and increases cash flow by 30%.

Read more about LeanPay

Users also considered
Lateral logo

AI-enabled decision engine

learn more
Lateral Technology's powerful AI-driven software platform streamlines business operations to drive efficiencies across organizations. Its CRM and case management software serves institutions across government, legal, collection department, contact centers, and finance through automation.

Read more about Lateral

Users also considered
Aston AI logo

Logiciel de recouvrement, relance et credit management

learn more
Votre entreprise cherche à optimiser la gestion du recouvrement, de la relance de ses créances et à améliorer sa trésorerie. ASTON AI Cash Collection est une plateforme innovante et complète couvrant tout le processus "Order to Cash" et le Credit Management.

Read more about Aston AI

Users also considered
GiniMachine logo

Predictive analytics software with risk scoring models

learn more
GiniMachine is a real-time Collection Scoring Platform.
Escape from outdated debt collection workflow. Spend 10 seconds to check hundreds of applications meeting the highest security requirements. GiniMachine automatically delivers a detailed validation report with statistics and valuable insights.

Read more about GiniMachine

Users also considered
iMX logo

Web-based financial services software for the finance sector

learn more
iMX is a Debt Collection Software covering all kind of collection activities (early, late, legal, recovery, etc.). iMX includes all business functionalities to cover all actions in the management and accounting process for overdue invoices on behalf of an organization/specialized collection agency.

Read more about iMX

Users also considered
QUALCO Collections & Recoveries logo

Debt collection platform for managing C&R operations

learn more
Supporting the whole credit lifecycle from high-risk performing, early-stage delinquency to legal and recoveries. The platform supports all banking products, from Retail unsecured to Mortgages and SME loans, as well as non-banking debt.

Read more about QUALCO Collections & Recoveries

Users also considered
CreditPoint Software logo

An automated credit risk management software solution.

learn more
Optimize your entire credit risk management and collections processes to minimize risk and achieve new levels of productivity with CreditPoint's highly configurable software solution.

Read more about CreditPoint Software

Users also considered
Artiva RM logo

Transforming the Payment Journey!

learn more
Finvi's end-to-end collection solution produces better results, much faster, and keeps your agents productive and prosperous. Manage your outreach through digital & traditional channels. Automate repetitive task and free up more time for what matters. Maintain compliance with CFPB guardrails.

Read more about Artiva RM

Users also considered