Amazon Pay - 2026 Pricing, Features, Reviews & Alternatives

Reviewers appreciate Amazon Pay's online payments feature for its ease of use and speed. They report that it supports payments at various merchants, including international ones, and integrates well with the Amazon app for quick transactions. Users find it secure, with encrypted data, and value the ability to make payments via UPI, bank transfer, or contacts. They highlight the convenience of using Amazon Pay across different platforms and the benefit of receiving gift cards and cashback. Of the 21 Amazon Pay users who gave detailed accounts of their use of Online Payments, 100% rated this feature as important or highly important.

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“Amazon Pay help me in paying at different merchants stores where I cannot pay with my bank cards, especially with international bank cards. ”

Qaisar S.

Research Assistant

“While using it on a smartphone, especially the Amazon app that is included, I can make payments really quickly. Using simply a phone, you may pay for purchases while charging items at home.”

dasaroju v.

student

Users report that Amazon Pay's payment fraud prevention is highly effective, with multiple security layers including OTP and UPI pin verification. They appreciate the system's ability to identify malicious software, fraudulent links, and QR codes. Reviewers feel reassured by the notifications and warnings about potential fraud, and they value the high security measures, such as encrypted data and immediate account holds on suspicious activity. They also highlight Amazon's strong customer service and reimbursement policy for fraudulent transactions. Of the 21 Amazon Pay users who gave detailed accounts of their use of Payment Fraud Prevention, 100% rated this feature as important or highly important.

Reviewers indicate that Amazon Pay provides robust data security, keeping all sensitive information like bank details and personal data encrypted and safe from hackers. They appreciate the two-step verification process and the requirement to log in with separate credentials. Users feel confident making transactions, knowing their data is protected by advanced encryption. They also value that Amazon Pay does not share their information with other platforms and consistently maintains high security standards. Of the 22 Amazon Pay users who gave detailed accounts of their use of Data Security, 100% rated this feature as important or highly important.

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“Amazon pay have all the details of their customers regarding payments like bank details , debit , credit card details , upi details , but all are kept very secure , never faced any data leak.”

Ananthu K.

Senior RPA Developer

“There is a two step verification factor to avoid fraud. Encryption is a fundamental component of data security. Payment information, personal details, and other sensitive data should be encrypted during transmission and storage”

CK

Chigurupati K.

Student

Users report that Amazon Pay's payment processing is fast, easy, and reliable. They highlight the convenience of using stored credit cards for quick transactions and appreciate the seamless integration with major e-commerce platforms. Reviewers find the service reduces friction during checkout and values the quick resolution of any declined transactions. They also mention the absence of transaction charges and the ability to link payments to UPI, ensuring smooth and secure processing. Of the 23 Amazon Pay users who gave detailed accounts of their use of Payment Processing, 96% rated this feature as important or highly important.

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“On a scale of 0 to 10, Amazon Pay received scores of 9 or 10 for "easy of usage" and "speed of transaction," respectively. Customers may now make purchases without pulling out their credit cards and manually entering their information thanks to Amazon Pay. By removing the need to register for different websites, the service reduces friction during the checkout process.”

sandeep k.

Application developer

“The Payment Processing in Amazon Pay gives easy and fast money transactions”

AK

Abraham K.

Graphic Designer