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Melio Reviews

Overall rating

4.3

/5

355

Rating criteria

  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend8.92/10

Reviews by rating

Pros and cons

The ease of set up and implemenation on this software is outstanding. The immediate synch with Quickbooks has been a time saver.
I have been extremely happy with the ability to have payments come directly into my bank account from the customer, and the fees are fair.
Is easy to set up, easy to use, clean and smooth for our customers, and the best it is free for our customers to send ACH.
That should have been a warning sign. Then I tried to send my first payment to my vendor, and when I did it said the payment failed and I needed to contact compliance, with no additional information.
Terrible customer service, never heard back on 5+ emails, and the customer service rep told me to just email again.
Very poor support, I am extremely disappointed.
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355 reviews

Recommended

AR
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Alexander R.

Owner

Design, self-employed

Review source

Overall Rating

Trustworthy and affordable software

Reviewed 4 months ago

Transcript

Alexander R.: I'm Alexander. I am the owner of my business, and I give Melio five out of five stars....

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Chukwudi I.

Director of Billing and Quality Operations

Hospital & Health Care, 1-10 employees

Review source

Overall Rating

Works but more fees

Reviewed 3 months ago

Transcript

Chukwudi: Hi, I'm Chukwudi. I'm the chief operations officer, and I give Melio a three out of five. For...

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Devin B.

Wholesale, 1-10 employees

Used daily for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Simple and Intuitive for our growing business

Reviewed 7 months ago

They have been great to work with and support is super responsive

Pros

One thing I like about Melio is a newly released feature that allows us to pay multiple invoices to one vendor by one payment. We often had to create individual payments to each vendor separately so now we can combine into one payment makes everyone's life easier.

Cons

We had issues of the preferred payment method of payment to vendors change without us making the change but that seems to be a resolved issue.

Vendor response

Hi Devin, thank you for taking the time to post this review. We are delighted to hear you find Melio useful and are enjoying the features we offer. Best, Team Melio

MC
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Marialuisa C.

Marketing and Advertising, 1-10 employees

Used daily for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Great for Saving Money on Credit Card and ACH Charges

Reviewed 7 months ago

Very easy to use.

Pros

I love that there is no cost for sending my invoices and having the customer absorb the cost of credit card fees or ACH fees.

Cons

It's pretty limited and it had an issue once that I canceled a scheduled recurring payment but it continued to send payment to a vendor for months before I noticed. It did send notices via email, however so that is one me. The reason I didn't notice was because the payments were so close together, I thought the notices were the same payment. So when I got both notices, I didn't realize it was two separate payments.

Vendor response

Hi Marialuisa, we're glad to hear you find Melio useful and easy to use. Thank you for sharing this review with us and the community! Best, Team Melio

KF
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Kallie F.

Online Media, 11-50 employees

Used weekly for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

Share this review:

Melio saved us in a crunch and we've stayed for years!

Reviewed a month ago

It can be hard to find a trustworthy site to send money but we always felt safe with Melio and they have great support to help at any time. Their rules and timing for sending money are simple so once you read those, everything is straightforward and you know exactly when your money will arrive / vice versa.

Pros

We needed to make a payment fast and were having some issues with our bank which required an in person appointment. Finding Melio saved the day and we were able to process the payment quickly, safely, and very conveniently. The cost to use a credit card is the standard 2.9% fee which is invaluable when you want to leverage credit but are in a space where many companies only accept wire transfers.

Cons

I had a payment or two rejected before I knew that you could only select the "I have already received the goods" for my industry but other than that, I had a perfect experience with Melio.

Vendor response

Hi Kallie, thanks for sharing this five star review. We're delighted to hear that Melio has allowed you to process payments quickly, safely, and conveniently. Our goal is to consistently deliver the support and assistance you require for your business. We greatly appreciate your continued support over the years and we'll be sure to pass this feedback along. Best, Team Melio

JW
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Jeff W.

Financial Services, 1-10 employees

Used weekly for less than 6 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support

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Fantastic Idea, poor implementation, horrific customer service

Reviewed a year ago

Really poor customer service, no one is able to help or give advice, and it's a total waste of my time.

Pros

It was easy to set up an account and has a pleasing aesthetic. I was really excited to find it. It's easy to set up vendors and create an invoice (took just a tiny bit of trial and error, but it's very self explanatory).

Cons

It took 6 weeks and numerous emails and chat messages to get them to send a test payment to verify my company bank account. Finally someone who said they were a specialist or a manager said that they had put in a manual override to get my test payments sent. That should have been a warning sign. Then I tried to send my first payment to my vendor, and when I did it said the payment failed and I needed...

Vendor response

Hi Jeff, thanks for reaching out. Melio requires an EIN or SSN to approve your account for use. Sometimes, our Compliance team requires further information to verify a business and approve the account. As our Support team does not have access to Compliance decisions, Compliance must indeed be contacted directly. We can confirm our Compliance team has been in touch with you via email regarding your account, and requested further information to possibly overturn their decision and review your account as of today, January 27th. Please note, our teams are available Monday-Friday 9am-6pm EST. Best Regards, Team Melio

AN
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Abdessalam N.

Civil Engineering, 1,001-5,000 employees

Used daily for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Melio will make your life easier

Reviewed 4 months ago

Melio ensures that your payments are sent quickly and securely to your Vendors. Furthermore, Melio guarantees on-time payments every time, giving you the confidence that your payments will be received on time. Additionally, Melio offers a range of payment options, from bank transfers to mobile wallets, which makes it easier for you to make payments on the go.

Pros

The ease of sending out payments to vendors that you work with on a regular basis, as well as being able to track how much you have paid them over the course of the year for tax season simplification, is a great asset for any business. Additionally, integrating automated payments into the process can save time and make the overall experience even smoother. Furthermore, utilizing an expansive range of payment options, from mobile wallets to traditional bank account transfers, can open up new ways to pay vendors quickly and effectively.

Cons

there are very few downsides to using Melio. The system is designed to run seamlessly and any occasional issues that arise, such as old invoices being listed in the queue that have already been paid, are quickly resolved. Overall, Melio has been a reliable and efficient way to manage payments and invoices.

Vendor response

Hi Abdessalam, thank you for sharing this review with us and the community. We are glad to know Melio has been such a great resource and we'll be sure to pass along the feedback given. Best, Team Melio

LP
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Lisa P.

Accounting, 1-10 employees

Used weekly for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Best way to pay vendors- bar none

Reviewed 7 months ago

Easy to implement, and support is great!

Pros

The full integration with in QuickBooks online makes this an easy choice for streamlined and efficient processes.

Cons

It is difficult to know exactly when a vendor will receive a payment. Should be two days but sometimes has been five days. Especially in the beginning of using the software.

Vendor response

Hi Lisa, thanks for sharing this review with us and the community! We're glad to hear you find Melio useful and easy to use. Best, Team Melio

MC
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Marie C.

Wholesale, 1-10 employees

Used weekly for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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Quick and easy to use ..

Reviewed 2 months ago

The software was sent to me by a friend for help with paying my contract worker quickly. I could not believe it was free to us (boss loves that) so we have been using it for about 2 1/2 years and really like it. There are some limitation but nothing crazy. Melio is always adding to the software as far as different features to help make life easy. Like that as well. If you have a smaller business I think is a great software for you.

Pros

If find once you have set up all your vendors and or contract workers it very easy to use. It's free if you stay within their limits and guidelines.

Cons

It will take about three business days for your money to get to whoever it is going to (with direct deposit) for anything faster you have to pay an extra fee. Setting up recurring payments can take a bit to figure out.

Vendor response

Hi Marie, thank you for sharing this review. We're happy to hear you find Melio useful and easy to use. We'll be sure to pass this feedback along to our team. Best, Team Melio

AG
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Andrew G.

Real Estate, self-employed

Used monthly for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend5/10

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Easy to Use, Tougher to Resolve Issues

Reviewed a month ago
Pros

It's a very simple and straightforward way to automate payments (and recurring payments) to vendors, with good payment tracking capability.

Cons

If something goes wrong with a payment, good luck sorting it out. Once a had a payment bounce back from the recipient, even though I had paid them several times without issue before. Melio customer service gave me multiple different answers as to why that might be. After allegedly "fixing" it, they had me resubmit the payment, only to have it bounce back again - only this time the money got hung up...

Vendor response

Hi Andrew, thank you for sharing this feedback. We'd love to turn this experience around for you and will need a bit more info to investigate this further. Please send us your contact details at reviews@melio.com so that one of our team members can assist you. Best, Team Melio

LH
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Lisa H.

Accounting, 1-10 employees

Used daily for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Melio software is super streamlined and easy to use

Reviewed a month ago
Pros

As the president of Utah Bookkeepers, I use Melio for my clients accounts payable. I love that it's free for my clients to use and the learning curve is also extremely easy. It makes the accounts payable process super streamlined and smooth. Integration with QuickBooks Online was a breeze.

Cons

The only cons I can think of is that I would prefer not to have as many email notifications, but I can probably fix that in the communication settings, I just haven't looked yet.

Vendor response

Hi Lisa, thanks for sharing this review! We're glad to hear that Melio has made the accounts payable process smooth, hassle-free and streamlined for you. Regarding the email notifications, you can adjust the notifications in your account Settings > Email Notifications and toggling the notifications off. Best, Team Melio

JF
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Jessi F.

Food & Beverages, 1-10 employees

Used weekly for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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My favorite billing tool

Reviewed a month ago
Pros

Melio is so easy to use and really streamlined my billing process. They automated reminders for payment are so nice and decrease late/no payments.

Cons

Not much. I truly love Melio and recommend it to all service-based small businesses and contractors.

Vendor response

Hi Jessi, thank you for sharing this review. We're happy to hear you find Melio easy to use and it has helped streamline your billing process. We'll be sure to pass this feedback along to our team. Best, Team Melio

MK
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Milena K.

Accounting, 1-10 employees

Used daily for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Love it so far

Reviewed 7 months ago

Great! I am very happy with all features Melio provides and will recommend it to anyone who needs a payment processing system.

Pros

I love Melio. It is very easy to use, and really convenient. I am able to provide more services while spending less time per client. Thank you!

Cons

I had a problem with a Wire transfer once, I haven't tried it again to know if the issue was fixed. Will update when I use it again.

Vendor response

Hi Milena, thanks for sharing this review with us and the community! We're glad to hear you find Melio useful and easy to use. Best, Team Melio

RR
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Ryan Rey Y.

Real Estate, 1-10 employees

Used weekly for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Payment Solution that works

Reviewed 2 years ago

Melio has an excellent customer support and resolves any issues quickly.

Pros

We choose this product since it seamlessly integrates with our accounting software. It also allows us to send paper checks without the hassle of printing and mailing them.

Cons

There is nothing really to dislike about the software with how our company is using it right now. I do hope for a much better interface and a more informative dashboard in the future.

Vendor response

Hi Ryan, thank you for taking the time to post this review. We are delighted to hear you find Melio useful and that our customer support team has been able to assist you. We appreciate your detailed feedback and will take it into account as we continue to improve our product and service. All the best, Team Melio

BM
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Beverly M.

Hospital & Health Care, 11-50 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend5/10

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Good unless you need a critical payment to be processed immediately

Reviewed a year ago

Up until the failed same-day payments, it had been a pretty good way for us to send out payments without having to get checks signed. I am very disappointed with the same day payment issues though.

Pros

It's free and can be used by the owner from his cell phone.

Cons

We had two critical payments that had to go out same day. We paid $30 to have them expedited and they both failed. Customer service could not tell me why and the issue was never resolved.

HR
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Herbert R.

Computer Hardware, self-employed

Used weekly for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Painless payments for painful payees

Reviewed 2 years ago

Excellent

Pros

I was able to set up payments to the very few vendors that absolutely demand being paid via ACH rather than needing to consolidate my business transactions through a software suite to make it worthwhile. It is also incredibly affordable or free for the transactions, and there has not been problems.

Cons

There was a feature that was pretty adept at picking up an invoice PDF and setting it up as a pending bill, but the accuracy has gone down. Nothing to cry about though as I have always triple checked things!

Vendor response

Hi Herbert, thank you for the fantastic review. We are delighted to hear Melio has been able to take some of the pain out of making business payments - it's what we're here for. We would also like to thank you for your feedback which we will pass along to the team. All the best, Team Melio

OB
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Ochana B.

Construction, 1-10 employees

Used weekly for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Love Melio for Large Orders!

Reviewed 5 months ago
Pros

In our line of contracting, we purchase houses from the mainland. Melio allows us to pay large amounts of money through ACH. It saves us wire xfer costs.

Cons

Waiting for Business to Customer or SoleProp Sub-Contractors payments. Only B2B xfers allowed at this time. We need to pay individual subcontractors and refund clients at certain times and the ACH is the best way to accomplish this. Please enable this function so that we aren't limited to whom we send money to with your product. We also cannot have customers pay us through Melio... sometimes payments of over $100K for building are needed, and we have to send them to the bank to do a wire xfer. Please enable C2B payments.

Vendor response

Hi Ochana, thanks for sharing this review. We are happy to hear you are finding Melio useful and we appreciate this feedback. If we offer the option of consumer to business payments in the future, please know we'll be sure to make this known. Best, Team Melio

sp
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sandy p.

Accounting, self-employed

Used monthly for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend8/10

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Melio is a great option for sending and receiving payments

Reviewed a year ago

I have been extremely happy with the ability to have payments come directly into my bank account from the customer, and the fees are fair.

Pros

This product integrates very well with Quickbooks Online, and is fairly easy to use once it is set-up. Customer Service is great

Cons

Set-up takes a little bit of computer saavy, but customer service is very helpful. It takes a little bit longer than I would like to get the funds in my bank account after a customer has made the payment when they pay from their bank account.

KS
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Kyle S.

Real Estate, 11-50 employees

Used weekly for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Great system

Reviewed 2 years ago

It has been great, my only cons are relatively minor issues, and the system is very useful for my business.

Pros

Melio is a great payment processor, I have a much better experience with them than with their only real competition, Plastiq. While Plastiq has IRS-esque customer service, Melio really go out of their way to ensure a positive user experience. Melio is also faster at processing ACH payments, which is a huge plus.

Cons

It would be really helpful if Melio offered wire transfers, and aggregate payments (ie, charge 10k to card 1 and 10k to card 2 so as to issue a single payment of 20k). Also, sometimes compliance reviews cause payment delays. They could perhaps offer a cut off before which compliance reviews will not cause delays if the review is passed, that would make the system have more reliable timing.

Vendor response

Hi Kyle, thank you for taking the time to post this review. We are delighted to hear you find Melio useful and that our customer support team has been able to assist you. We appreciate your detailed feedback and will take it into account as we continue to improve our product and service. We do have some good news on this front already: Partial payment options that will allow you to use multiple payment methods for a single bill and create installments are currently in development, and we hope to roll them out soon. Wire transfers are also in the works, so stay tuned. All the best, Team Melio

BM
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Brandon M.

Human Resources, 11-50 employees

Used weekly for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend1/10

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FAILED PAYMENTS NO RESPONSE from SUPPORT TEAM/NOT RECEIVING FUNDS BACK

Reviewed a year ago
Pros

This is an easy feature included with our accounting software. It's a great feature unless you actually need support which is where it becomes a nightmare.

Cons

Since the [SENSITIVE CONTENT], we have been promised a return of funds for failed payments to a vendor. As of the [SENSITIVE CONTENT], no funds have been received. In addition, I emailed 6 (SIX) executives twice imploring their assistance and no one has yet to respond. We have filed a complaint with the BBB as well since they have technically withheld funds since November. I would highly recommend to stay away from this service until they can improve their customer support team and process.

Vendor response

Hi Brandon, we are sorry to hear about your experience. We would be happy to look into resolving these issues for you ASAP. Please provide your first and last name, as well as the email address associated with your account to support@melio.com. A team member will respond and look into resolving your issue ASAP. Best, Team Melio

AL
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Adam L.

Retail, 1-10 employees

Used daily for less than 6 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Melio for Wine Retailers

Reviewed 3 years ago

See above.

Pros

-ability to use credit cards to pay distributors via ACH -ability to earn triple points on Chase INK Preferred card since Melio is categorized as "shipping" for Chase. Don't mess around with this! -syncing to Quickbooks invoices -itemized credit card transactions with distributor name; easier for bookkeeper -wonderful and responsive account rep - [SENSITIVE CONTENT HIDDEN] Smart -simple interface

Cons

THINGS TO ADD: -importing vendor credits from Quickbooks to Melio -ability to partially pay an invoice -ability to sort invoices by date, vendor, due date, amount, etc. -need to clearly display which store/account I'm logged in under; I have two stores and I have to click my name in the bottom left to see which store I'm logged in under ISSUES/IMPROVEMENTS: -better communication with accounts receivable...

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George A.

Real Estate, 11-50 employees

Used weekly for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Great Software

Reviewed 2 years ago

It has been great overall: saves me a lot of time, great price point, and customer service has reached out to me numerous times to tell me about new functions and to check in.

Pros

The ease of use is incredible. I simply drop one of my invoices into the software and generate a check within seconds. So much easier than writing checks by hand. Melio has saved me hours in productivity.

Cons

I would like more integration into Quickbooks. Also, sometimes when you drop a new vendor's invoice, the software doesn't read it correctly.

Vendor response

Hi George, thank you so much for this wonderful review and for your important feedback. We are so happy to hear Melio is making your life easier and saving you valuable working hours - it's what we're here for! We will pass your input along to the relevant teams and continue to work to make our service even better. All the best, Team Melio

AR
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Verified reviewer

Internet, 1-10 employees

Used daily for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

Share this review:

I recommend melio

Reviewed 6 months ago

Excellent! I am very satisfied with Melio and will recommend it

Pros

it Work on receipt installment companies, contractors, and free or low-cost bank transfers.Pratical for beginners because of There are no ongoing monthly fees.

Cons

So far, everything has gone well, without any complications.

Vendor response

Hi there, thank you for leaving this review. We are happy to hear this has been your experience with Melio. Best, Team Melio

KC
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Karen C.

Commercial Real Estate, 1-10 employees

Used weekly for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support

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Worst customer service ever!!

Reviewed 8 months ago
Pros

No pros at this point. I thought that this was going to be a great choice, but it is not!

Cons

I processed 13 bill payments on 9/6, the funds were withdrawn from my account immediately. I started to receive phone calls from my credit card accounts, bank, insurance companies saying that payment was never received. I immediately looked at the QBO account, then my checking account. I reached out to MELIO via a chat and email. I was able to chat with a representative who eventually told me that...

OS
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Oscar S.

Printing, 1-10 employees

Used daily for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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Great savings for business invoicing.

Reviewed a year ago

There's no phone support. However, I submitted a request for assistance and was amazed how fast I received a response via email. I believe it was within an hour.

Pros

First and foremost, its free. Easy to use. Quickly search for historical data.

Cons

No drag and dropping multiple invoices. No lumping of invoices for same vendor. This then creates multiple transactions through the payment method. Not a huge deal breaker. Just a time waster and causes vendors to gripe about fees on their end.

AC
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Angelo C.

Wine and Spirits, 51-200 employees

Used weekly for 1-2 years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend7/10

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Good for Small Volume Payment Processing

Reviewed 2 years ago

Overall, Melio has provided a great solution for our business to be able to easily send ACH payments to our vendors. This holds the highest value in their product for us. However, time to deploy new features is often far overdue, and leave the platform feeling lacking most of the time.

Pros

Easy setup and deployment, connection with external accounting system began easily.

Cons

Does not provide a great solution for medium-sized operations that need to batch out large quantities of payments or sorting and balancing this data.

Vendor response

Hi Angelo, thank you for posting your review. We are very happy to hear Melio you find Melio useful. We appreciate your detailed feedback and will take it into account as we continue to improve our product and service. All the best, Team Melio

RW
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Robert W.

Accounting, 1-10 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend3/10

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Melio a Falling Star

Reviewed 10 months ago

Melio used to be the best thing, however they have started having issues with NOT submitting payments to vendors after scheduled and refuse to say why "except for compliance reasons". If they feel there are compliance issues they should reach out immediately and NOT confirm a payment has been scheduled, its embarrassing and not all vendors can wait for two weeks to have them do the review for a payment after confirmation has been received ( not to mention payments to these vendors have been active for MANY MONTHS!

Pros

everything until last November 2022, kindly see below

Cons

everything until last November 2022, kindly see below