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Pennylane Logo

All-in-one platform for finances, accounting, and banking

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Pennylane - 2026 Pricing, Features, Reviews & Alternatives

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Last updated: January 2026

Pennylane overview

What is Pennylane?

Pennylane is the all-in-one financial platform that transforms how businesses manage their finances, accounting, and banking operations. Built for business leaders, finance teams, and their accountants, Pennylane centralizes all financial processes in a single, secure environment.

Comprehensive financial management

Pennylane brings together all the tools you need to manage your business finances efficiently. Create and send professional quotes and invoices, track payments, manage expenses, monitor cash flow in real-time, and maintain compliant accounting—all from one platform. By eliminating the need for multiple disconnected systems, Pennylane provides a unified view of your financial position.

Powerful automation & AI capabilities

Leverage AI to automate routine accounting tasks and gain deeper financial insights:

• GenAI Financial Analysis: Automatically analyze financial reports for rapid insights

• ComptAssistant: AI assistant for accounting firms that provides precise answers to technical questions

• Intelligent document processing: Extract data from invoices and receipts automatically

• Smart transaction categorization: Classify transactions based on historical patterns

Seamless collaboration with accountants

Pennylane creates a collaborative workspace where businesses and accountants work together in real-time. Share access to financial data, communicate within the platform about specific transactions, and streamline approval workflows. This collaborative approach eliminates email chains, file transfers, and version control issues.

Integrated business banking

The Pennylane Pro Account offers a complete business banking solution with French IBAN, physical and virtual payment cards, and instant SEPA transfers. All banking transactions automatically synchronize with your accounting, eliminating reconciliation headaches. Configure spending limits for team members and monitor all financial movements in real-time.

Electronic invoicing compliance

Stay ahead of regulatory requirements with Pennylane's Factur-X compliant electronic invoicing system. Create, send, and manage invoices that meet the legal standards that will be mandatory in France by 2026. The platform handles all technical aspects of compliance while providing a simple user experience.

Extensive integrations ecosystem

Pennylane connects seamlessly with your existing business tools:

• Payment processors: Stripe, SumUp, GoCardless and more

• E-commerce platforms: Shopify, WooCommerce and more

• Banking: Qonto and major French banks

• HR and payroll: Silae, PayFit and more

• And many more business applications

Enterprise-grade security

Pennylane implements robust security measures to protect your financial data with end-to-end encryption, multi-factor authentication, regular security audits, and GDPR compliance.

Scalable for growth

Whether you're a self-employed professional, a small business, or a growing company, Pennylane scales with your needs. The platform supports multi-entity accounting, multi-user access with granular permissions, and analytical dimensions for tracking performance across various business segments.

Expert support and guidance

Beyond software, Pennylane provides expert support from a team of accounting and financial specialists to help you implement best practices for financial management.

Trusted by over 350,000 businesses and recommended by accounting professionals across France, Pennylane transforms financial management from an administrative burden into a strategic advantage. By providing real-time visibility, powerful automation, and seamless collaboration, Pennylane helps businesses make better financial decisions and focus on growth.

Currently available exclusively in France, Pennylane is the comprehensive financial platform that unites your accounting, banking, and business operations in one powerful solution.

Key benefits of using Pennylane

• Create professional invoices in seconds and get paid faster with multiple payment options including credit card, bank transfer, and direct debit via GoCardless and SumUp.

• Capture receipts via mobile app and automatically extract key information using AI, eliminating manual data entry and accelerating expense processing.

• Access real-time cash flow monitoring with automatic categorization of transactions and AI-powered forecasting to anticipate future financial positions.

• Collaborate seamlessly with your accountant in a shared workspace, eliminating back-and-forth emails and ensuring all financial data is accessible to both parties.

• Manage your business finances with the integrated Pennylane Pro Account, offering French IBAN, configurable payment cards, and instant SEPA transfers—all synchronized with your accounting.

• Generate comprehensive financial reports with one click and gain instant insights through AI-powered analysis that identifies trends, anomalies, and opportunities.

• Stay compliant with French accounting regulations and prepare for mandatory electronic invoicing with Factur-X compliant documents and automated VAT calculations.

Starting price

14per feature /
per month

Alternatives

with better value for money

Pennylane’s user interface

Ease of use rating:

Pennylane reviews

Overall rating

4.2

/5

13

Positive reviews

85

%

Rating breakdown
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend7.83/10
Rating distribution

5

4

3

2

1

8

3

0

0

2

Who uses Pennylane?

Based on 13 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Apparel & Fashion
Computer Software
Construction
Entertainment
Others

Use cases

Accounting
Billing and Invoicing
Financial Reporting
Accounting Practice Management
Expense Report

Pennylane's key features

Most critical features, based on insights from Pennylane users:

Bank reconciliation
Billing & invoicing
Expense tracking
Receipt management
Income & balance sheet
Financial reporting

All Pennylane features

Features rating:

Recurring/Subscription billing
Reporting & statistics
Accounting integration
Reporting/Analytics
Secure data storage
Compliance management
For accountants
Categorization/Grouping
Access controls/permissions
Accounting
Budgeting/Forecasting
API
Accounts receivable
Real-Time data
Quotes/Estimates
Purchasing & receiving
Purchase order management
Projections
Mobile access
Project time tracking
Project billing
Project accounting
Profit/Loss statement
Mobile payments
Process/Workflow automation
Policy management
Payment reconciliation
Mobile receipt upload
Payment processing
Payment collection
Optical character recognition
Online payments
Online invoicing
Multi-Department/Project
Multi-Currency
Workflow management
Version control
Vendor management
Transaction history
Timer
Time tracking
Time & expense tracking
Third-Party integrations
Tax management
Tax calculation
Strategic planning
Status tracking
SSL security
Spend control
Self-Service reporting
Search/Filter
Sales tax management
Revenue recognition
Reminders
Reimbursement management
Real-Time updates
Real-Time reporting
Real-Time notifications
Mileage tracking
Dashboard
Customizable templates
Customizable reports
Customizable invoices
Customizable fields
Credit note
Credit card processing
Credit card management
Corporate card
Consolidation/Roll-Up
Collaboration tools
Client portal
Client management
Chart of accounts
Cash management
Cash flow management
Billing portal
Automated receipt matching
Audit trail
Approval workflow
Approval process control
Alerts/Notifications
Activity dashboard
Accounts payable
Messaging
Invoice processing
Invoice management
Invoice history
Invoice creation
General ledger
Fund accounting
Forecasting
For cpa firms
Fixed asset management
Financial management
Financial analysis
File sharing
Expense management
Expense claims
Encryption
Electronic payments
Duplicate detection
Dunning management
Document templates
Document storage
Document management
Data visualization
Data import/export

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Pennylane pricing

Value for money rating:

Pricing plans

Pricing details:

Free plan
Free trial
Subscription

Basic

14

Per month

Features included:

  • Centralize and manage your customer and supplier invoices
  • Pay your invoices with one click
  • 2 customizable invoice templates
  • Pro Account and Mastercard physical cards
  • Unlimited virtual cards
  • Mobile notification and receipt attachment
  • Cash advance
  • Monitor your accounts and actions to be taken in real time
  • Connect your banks
  • Reconcile your transactions
  • Collaborate with your accountant (notifications...)

Essential

24

Per month

Features included:

  • Centralize and manage your customer and supplier invoices
  • Pay your invoices with one click
  • 5 customizable invoice templates
  • Manage your expense reports
  • Automate your payment reminders
  • Benefit from our 300+ integrations
  • Pro Account and Mastercard physical cards
  • Unlimited virtual cards
  • Mobile notification and receipt attachment
  • Cash advance
  • Monitor your accounts and actions to be taken in real time
  • Track your performance
  • Monitor your budget and cash flow forecast
  • Categorize your transactions
  • Connect your banks
  • Reconcile your transactions
  • Collaborate with your accountant (notifications...)

Premium + Accounting Module

79

Per month

Features included:

  • Centralize and manage your customer and supplier invoices
  • Pay your invoices with one click
  • Unlimited invoice customization
  • Manage your expense reports
  • Automate your payment reminders
  • Benefit from our 300+ integrations
  • Add attachments to your invoices
  • Pro Account and Mastercard physical cards
  • Mobile notification and receipt attachment
  • Unlimited virtual cards
  • Cash advance
  • Monitor your accounts and actions to be taken in real time
  • Track your performance
  • Monitor your budget and cash flow forecast
  • Categorize your transactions
  • Analytical income statement
  • Dashboard: customize and monitor your performance indicators
  • Connect your banks
  • Reconcile your transactions
  • Automate your data entry with automatic rules
  • Manage your tax declarations in EDI (VAT, tax return...)
  • Manage your monthly and annual closings with our review module (Fixed assets, accruals, bank reconciliations)
  • Edit and customize your annual accounts

User opinions about Pennylane price and value

Value for money rating:

Pennylane integrations (86)

Integrations rated by users

We looked at 13 user reviews to identify which products are mentioned as Pennylane integrations and how users feel about them.

Silae Paie logo
Silae Paie

Integration rating: 3.0 (1)

It was not working really well as our accounting team was not really using it I believe.

JD

Jessica D.

Office Manager

Qonto logo
Qonto

Integration rating: 5.0 (2)

Zapier logo
Zapier

Integration rating: 2.0 (1)

GoCardless logo
GoCardless

Integration rating: 4.0 (1)

Integration rating: 5.0 (1)

Obat logo
Obat

Integration rating: 5.0 (1)

Pennylane support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Email/Help Desk
FAQs/Forum
Phone Support
24/7 (Live rep)
Chat
Knowledge Base

Training options

In Person
Webinars
Documentation
Videos
Live Online

Pennylane FAQs

Q. What type of pricing plans does Pennylane offer?

Pennylane has the following pricing plans:
Starting from: €14.00/month
Pricing model: Subscription
Free Trial: Available

These products have better value for money


Q. Who are the typical users of Pennylane?

Pennylane has the following typical customers:
Freelancers, Mid Size Business, Non Profit, Public Administrations, Small Business


Q. What languages does Pennylane support?

Pennylane supports the following languages:
French


Q. Does Pennylane offer an API?

Yes, Pennylane has an API available for use.


Q. What other apps does Pennylane integrate with?

Pennylane integrates with the following applications:
Carform.io, Last.app, L'Addition, Make, WooCommerce, Dropbox Business, Innovorder, LeanPay, Excel Add-ins, helloCash, Shine, Upflow, ProAbono, EMAsphere, SumUp, PrestaShop, Zapier, Recurly, Sellsy, Karlia, Odoo , Vesper, Teamleader, Looker, Pipedrive, Lightspeed, Square Payments, Dext, Hiboutik, Stripe, Silae Paie, Payfit, Coopeo, Evoliz, Fygr, GoCardless, Mollie, Forekast, Harvest, Zoho Billing, Sinao, Erplain, Trivec, Marjory, Stripe Billing, BoondManager, Rentman, Qonto, Tableau, Fincome, Factomos, Axonaut, Obat, Trezy, Chargebee, PayPal Point of Sale, Yooz, Autotask PSA, Chorus Pro, Salesforce Platform, HubSpot CRM, Mews, Shopify


Q. What level of support does Pennylane offer?

Pennylane offers the following support options:
Email/Help Desk, FAQs/Forum, Phone Support, 24/7 (Live rep), Chat, Knowledge Base

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