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Financial Services Software with ACH Payment Processing (2026)

Last updated: February 2026

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Why is ACH payment processing important for financial services software users?

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

ACH payment processing enables secure and efficient transfers between bank accounts, supports direct deposits, reduces transaction fees, and simplifies payment handling for businesses and individuals. Of the 186 reviewers who rated ACH payment processing, 78% rated this feature as important or highly important.

Key features of financial services software based on insights from 1166 verified reviews

Transaction Monitoring: Reviewers highlight enhanced security with real-time alerts, fraud detection, and comprehensive transaction history, providing peace of mind for users. 93% of reviewers rated this feature as important or highly important.
Electronic Payments: Users appreciate the speed, convenience, and security of electronic payments, enabling quick transactions and reducing reliance on cash. 92% of reviewers rated this feature as important or highly important.
Transaction History: Reviewers value the detailed and accessible transaction history, which aids in financial management, budgeting, and error detection. 91% of reviewers rated this feature as important or highly important.
Billing & Invoicing: Reviewers note the ease of creating and managing invoices, enhancing payment processes and record-keeping for businesses. 78% of reviewers rated this feature as important or highly important.
Reporting/Analytics: Users benefit from detailed financial reports and analytics, which help in tracking expenses, identifying trends, and making informed decisions. 73% of reviewers rated this feature as important or highly important.