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Top Rated Insurance Software with Free

Last updated: September 2026

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16 software options

ePayPolicy logo

Faster, Easier, Integrated Insurance Payment Services

ePayPolicy is a payment processing solution designed to help businesses in the insurance sector collect credit card and ACH payments from policyholders. The centralized dashboard enables administrators to track transactions, access electronic receipts, and control user permissions.

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EngageBay CRM logo

Integrated sales & marketing software for growing teams

AI-powered all-in-one CRM for marketing, sales, and support — built to help small businesses grow faster.

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tigerlab logo

The AI-powered insurance core platform for P&C

AI-powered insurance core platform for insurers, MGAs, and brokers to launch products and automate the full P&C lifecycle.

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AgencyView logo

CRM for health and life insurance agencies

AgencyView is a CRM platform for health and life insurance agents and agency owners. It features lead management with customizable pipelines, client and policy tracking with document storage, commission tracking with automated uploads, and contract/license tracking across all states. AgencyView also includes downline management, agency payroll processing, and a marketing suite with dialer, SMS, and email automation.

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AgentExpress logo

Quoting and enrollment platform

AgentExpress is an openly developed, modern quoting and enrollment platform that sets brokerage up for success in the ever-changing landscape of insurance professionals. Employees using AgentExpress generate more closed business than agents using the traditional CMS systems.

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DecisionRules.io logo

Business rules engine and decision automation platform

DecisionRules is a business rules engine and decision automation platform. Model decisions as Decision Tables, Trees, and Flows and call them over a REST API. AI Assistant, AI Agent, and MCP on a deterministic engine. 1B+ decisions a day, evaluated in under 10ms. SOC 2 audited. ISO 27001 certified.

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Layr logo

Software for Commercial Insurance Brokers & Agents

Layr is enabling P&C brokers to deliver 100% online insurance, from application to renewal. Layr is custom branded to each broker and includes the white-labeled insureds' digital kiosk, AI-account manager, digitized rater, and pricing + placement prediction designed with brokers in mind.

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Ozone Insuria logo

Cloud-based insurance brokers management solution

Ozone Insuria is an insurance brokers management software tailored to meet the specific demands of insurance brokers and agents. One of its standout features is its integration of day-to-day operations with the accounting module. Built on the foundation of on-demand information access, Ozone Insuria is a web-based application that enables analysis of your business anytime.

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Shape logo

Cloud-based CRM, sales & marketing automation software

Shape is a cloud-based CRM, sales, & marketing automation software for businesses in industries such as legal, real estate, mortgage, finance, & education. Shape offers tools to manage & automate online marketing & promotions, capture and service leads from online sources, & more

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Wellnex logo

Cloud-based healthcare customer relationship management tool

Wellnex is a cloud-based healthcare CRM software that helps businesses generate leads, launch marketing campaigns, handle portfolio segmentation, and more.

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Bitrix24 logo

Cloud & on-premises workspace for all business sizes

Bitrix24 is a free cloud and open source collaboration platform providing CRM, document management, tasking, time management, and project management tools. Over 12 million companies rely on Bitrix24 in 186 countries.

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CoverWallet for Agents logo

Commercial insurance policy and rating software

CoverWallet for Agents is an insurance rating software designed to help businesses compare quotes from various carriers and purchase policies. Administrators can fill custom applications with details including annual revenue, general liability limit, and balance of payments (BOP) on a unified interface.

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NICO logo

Insurance management platform for businesses

Nico is an insurance management software that centralizes policies for companies, clients, and suppliers on a single platform. The solution allows users to manage multiple accounts, policies across different insurance providers, endorsements, and certificates while associating contracts and assets to insurance coverage. Nico incorporates artificial intelligence to automate manual insurance processes and provides compliance tracking capabilities.

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SmartOffice logo

Comprehensive workforce management solution

SmartPeople is an all-in-one workforce management solution that streamlines key HR processes through automation. The platform offers comprehensive features including payroll management, attendance tracking, shift scheduling, tax compliance, and employee data centralization. SmartPeople incorporates multi-layered access control to ensure data security while providing customizable notification systems for effective organizational communication.

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Figuro logo

Sell more, simplify insurance, grow sales.

Streamline workflows, automate tasks, and gain insights with a centralized platform. The client portal offers a seamless digital experience, empowering customers with self-service options. With Figuro, users will
Sell more policies
Deliver superior customer service
Gain a competitive edge with data

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Pathpoint logo

Software for quoting, binding, and issuing E&S quotes

Pathpoint helps licensed P&C insurance agents find first-class E&S coverage for their clients. Agents can quote in minutes, download pre-filled ACORD forms, and calculate and file surplus lines taxes.

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