Trove - 2026 Pricing, Features, Reviews & Alternatives

Trove is an automated debtor management platform designed to streamline accounts receivable processes and invoice collection activities for businesses of all sizes. The platform functions as a comprehensive credit control solution that automates follow-up and recovery of outstanding invoices to reduce manual workload associated with debtor management. It serves businesses, accountants and bookkeepers requiring systematic approaches to handling late payments and maintaining healthy cash flow. The software addresses the need for consistent debtor management policies without extensive internal resources dedicated to manual invoice chasing and payment reminders.

The platform employs a four stage workflow that begins by categorizing debtors based on payment behavior patterns. It then applies customized follow-up strategies to each category, enables ongoing monitoring of collection progress and continues automated pursuit until resolution. Core functionality translates organizational payment policies into executable actions, identifies root causes of nonpayment and applies appropriate collection strategies based on configurable business rules. The system generates personalized email communications that preserve the client brand voice and tone, facilitating seamless transitions between automated and manual intervention.

Policy enforcement for late payments is integrated with configurable rules determining escalation paths and communication frequency. Email bounce monitoring tracks deliverability and flags communication issues that may impede collection efforts. Reporting features deliver insights into accounts receivable aging, payment trends and debtor behavior patterns. Advanced capabilities include credit and risk assessment for proactive debtor evaluation, multi-entity support for organizations managing multiple business units, team approval workflows for collaborative decision making and sub-customer support for complex organizational structures. The platform also provides customer relationship management integration and notification channels through workplace messaging services such as Slack and Teams.

Trove integrates natively with accounting platforms including Xero, FreeAgent, Stripe and QuickBooks, synchronizing invoice and payment data bidirectionally to maintain data consistency. Higher tier configurations extend integration to enterprise resource planning systems such as Microsoft Dynamics, Sage and NetSuite to accommodate complex financial ecosystems. Webhook support enables custom event-driven integrations and application programming interface availability allows development of bespoke connections with proprietary or third-party systems. The software is distributed through the Xero App Store where it has been recognized as a two thousand twenty six Growth App and the FreeAgent Integrations marketplace, providing direct installation pathways for compatible accounting platforms.