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Top Rated General Ledger Software with Bank Reconciliation in 2026

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

Bank reconciliation ensures accurate financial records by matching bank and accounting records, identifies discrepancies, and saves time with automatic syncing. It helps maintain integrity and supports informed decision-making. Our reviewers in general ledger software rated this feature as highly important.

8 Best General Ledger Software with Bank Reconciliation

Product
User rating
Starting price
Xero logo
4.4
(3.2K)
25
flat rate/per month
visit website
NetSuite logo
4.2
(1.7K)
Empty state illustration for "No pricing info"

No pricing info

visit website
Sage Intacct logo
4.3
(591)
Empty state illustration for "No pricing info"

No pricing info

visit website
QuickBooks Enterprise logo
4.5
(20.5K)
2210
flat rate/per year
visit website
QuickBooks Online Advanced logo
4.4
(1K)
235
flat rate/per month
Sage 50cloud Accounting logo
3.9
(414)
124.42
flat rate/per month
Wave logo
4.4
(1.7K)
19
flat rate/per month
QuickBooks Desktop logo
4.4
(2.5K)
1922
flat rate/per year

See other top General Ledger products with bank reconciliation

How we picked the 8 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the General Ledger software category. They also needed to have sufficient reviews about bank reconciliation, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for bank reconciliation, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 8 best products

Xero logo

Xero

Reviews Sentiment
 
 
 
1-2(157)
3-4(1,150)
5(1,943)
Key Features
Financial Reporting4.4
Accounts Payable4.4

User insights about the bank reconciliation feature

Reviewers feel that Xero's bank reconciliation is very easy to use and highly efficient. They appreciate the automatic bank feeds, smart matching of transactions, and the ability to reconcile in real-time. Users find the process intuitive and time-saving, though some mention occasional issues with bank feed connections. They value the detailed reporting and the integration with other financial tools.
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“Xero's 'Bank Reconciliation' ensures financial accuracy with daily checks, smart suggestions, and quick bulk processing. It empowers your workflow, saving valuable time.”
Verified reviewer profile picture

Anna F.

Administrator

“With the feature of linking live bank feed, it is easier to reconcile book balance with bank balances and be able to generate bank reconciliation report as needed ”
SS

Shea S.

Analyst

Starting price
25flat rate /
per month
visit website
Pros and Cons based on 3,250 verified reviews
Verified reviewer profile picture

Cloud accounting accessibility

Customizable dashboard

Effective bookkeeping tools

Accessible learning resources

User-friendly interface

Slow issue resolution

Poor customer support

Limited inventory management

Lack of live support

Underdeveloped mobile access

See pros and cons details
NetSuite logo

NetSuite

Reviews Sentiment
 
 
 
1-2(92)
3-4(902)
5(775)
Key Features
Financial Reporting4.3
Accounts Payable4.5

User insights about the bank reconciliation feature

Reviewers highlight that NetSuite's bank reconciliation simplifies and automates the process. They appreciate the elimination of manual data entry and the integration with other financial applications. Users find the process efficient and time-saving, though some mention the need for third-party tools and improvements in integration. They value the ability to track transactions and maintain accurate financial records.

See related user reviews

“This is very helpful to avoid manual reconciliations in excel. Having automatic matching or upload of transactions for each reconciliation would be best option.”
EG

Emma G.

Senior Accounting Manager

“NetSuite offers multiple reconciliation options including a daily import of activity from our bank.”
GB

Gailyn B.

Director of Accounting Systems

Starting price
Empty state illustration for "No pricing info"

No pricing info

visit website
Pros and Cons based on 1,769 verified reviews

Cloud-based accessibility

Efficient inventory management

Flexible customization options

Customizable and informative dashboards

Convenient web access

Slow performance speed

Prohibitive pricing for small businesses

Challenging implementation process

Inadequate customer support

Inefficient sales management

See pros and cons details
Sage Intacct logo

Sage Intacct

Reviews Sentiment
 
 
 
1-2(22)
3-4(299)
5(270)
Key Features
Financial Reporting4.0
Accounts Payable4.2

User insights about the bank reconciliation feature

Users report that Sage Intacct's bank reconciliation is functional and easy to use. They appreciate the automation and the ability to upload bank statements for matching. Reviewers find the process straightforward and helpful for identifying discrepancies, though some mention initial difficulties in understanding the system. They value the integration with other financial tools and the time-saving aspects.
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“I like that Sage Intacct's Bank Reconciliation feature helps automate the process of reconciling an organization's bank accounts. It can quickly identify and detect any discrepancies between the company's bank account and the company's general ledger. This allows an organization to quickly resolve any issues and keep its financials up to date.”
Verified reviewer profile picture

Devendra K.

Manager

“I like that I can upload the bank statement and Sage auto matches as much as it can for the month. Saving me time.”
Verified reviewer profile picture

Marlene A.

Director of Finance and Systems

Starting price
Empty state illustration for "No pricing info"

No pricing info

visit website
Pros and Cons based on 591 verified reviews
Verified reviewer profile picture
Verified reviewer profile picture

Cloud-based flexibility

Comprehensive dashboard features

Scalable for business growth

Challenges in issue resolution

High costs and complex pricing

See pros and cons details
QuickBooks Enterprise logo

QuickBooks Enterprise

Reviews Sentiment
 
 
 
1-2(352)
3-4(7,706)
5(12,534)
Key Features
Financial Reporting4.6
Accounts Payable4.6

User insights about the bank reconciliation feature

Users report that QuickBooks Enterprise's bank reconciliation is easy to use and efficient. They appreciate the automatic matching of transactions and the ability to download bank statements directly. Reviewers find the process straightforward and helpful for maintaining accurate financial records, though some mention difficulties with bank feed connections and manual processes.

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“"Bank Reconciliation" is a great way to keep track of all of your transactions and ensure that your bank account and QuickBooks account balance match up. This feature also makes it easy to find any discrepancies so that you can investigate and correct them.”
BT

Brahim T.

Freelancer

“It makes keeping track of every individual payment/deposit very fluid. However, it has started having trouble linking to my bank lately. It saves a great amount of time when it links and automatically downloads all my transactions for me. I love when this feature works fluidly.”
AC

Amanda C.

Treasurer

Starting price
2210flat rate /
per year
visit website
Pros and Cons based on 20,592 verified reviews

Comprehensive expense tracking

Ideal for small businesses

Effective financial management

Streamlined bookkeeping

Efficient tax management

Frequent issue resolution challenges

Slow performance speed

Disruptive software updates

High cost concerns

Unreliable customer service

See pros and cons details
QuickBooks Online Advanced logo
Reviews Sentiment
 
 
 
1-2(40)
3-4(369)
5(626)
Key Features
Financial Reporting4.5
Accounts Payable4.3

User insights about the bank reconciliation feature

Reviewers indicate that QuickBooks Online Advanced's bank reconciliation is very easy to use and integrates well with banks. They appreciate the automatic import of bank statements and the intuitive interface. Users find the process quick and accurate, with helpful features like auto-categorization of transactions and smart matching. They say it simplifies monthly reconciliations and keeps financial records up-to-date.
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“QuickBooks Online Advanced offers features and tools to simplify the bank reconciliation process. It allows me import bank transactions, match them with internal records, and reconcile discrepancies efficiently”
EA

Edwin A.

Accountant

“This is one of my favourite features, it works directly with our bank to retrieve the information and helps to decrease the time and effort for each bank reconciliation ”
Verified reviewer profile picture

Veronica N.

Consultant Manager

Starting price
235flat rate /
per month
Pros and Cons based on 1,035 verified reviews
Verified reviewer profile picture

Convenient remote access

Efficient bookkeeping

Comprehensive tracking features

Robust financial management

Organized multi-entity management

Challenging issue resolution

Limited desktop version compatibility

High costs and confusing pricing

Inconsistent customer service

Subpar mobile accessibility

See pros and cons details
Sage 50cloud Accounting logo
Reviews Sentiment
 
 
 
1-2(53)
3-4(209)
5(152)
Key Features
Financial Reporting4.1
Accounts Payable3.9

User insights about the bank reconciliation feature

Reviewers highlight that Sage 50cloud Accounting's bank reconciliation is easy to use and efficient. They appreciate the ability to import transactions directly from banks and the automation that saves time and reduces errors. Users find the interface user-friendly and the process reliable, though some mention a need for more features and better integration with online banking.

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“The bank reconciliation on Sage is very easy to use, the transactions can be imported directly into the required bank once set up, making the reconciliation process more efficient. It is important for any business to ensure the reconciliation process is carried out regularly and using Sage is very efficient.”
IM

Ishrat M.

Accountant

“Live bank feeds but unlike other software, it's clear that this is not the reconciliation but that an additional rec task is req'd. Rec function itself is very clear & easy to use. PDF report stored locally.”
Ll

Laura l.

Director and Senior Bookkeeper

Starting price
124.42flat rate /
per month
Pros and Cons based on 414 verified reviews

Easy to learn and use

Comprehensive accounting functionality

Ideal for small businesses

Inefficient call support

High costs and frequent increases

Poor customer service

Limited reporting capabilities

See pros and cons details
Wave logo
Reviews Sentiment
 
 
 
1-2(107)
3-4(553)
5(1,049)
Key Features
Financial Reporting4.4
Accounts Payable4.3

User insights about the bank reconciliation feature

Reviewers indicate that Wave's bank reconciliation is simple and efficient. They appreciate the ability to connect bank accounts and the ease of mapping transactions. Users find the process quick and accurate, though some mention issues with the Plaid integration and the need for better support. They value the free feature and its role in maintaining clean financial records.
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“You can sync your bank statements with Wave to automatically do a recon, or you can manually upload your monthly statements and do the recon. ”
Verified reviewer profile picture

Dedre M.

CEO

“With Bank Reconciliation feature in Wave Accounting I can make daily bank reconciliation.”
Verified reviewer profile picture

Rami H.

Internal Auditor

Starting price
19flat rate /
per month
Pros and Cons based on 1,709 verified reviews
Verified reviewer profile picture
Verified reviewer profile picture

Affordable for small businesses

Intuitive and modern interface

Excellent value for small businesses

Comprehensive invoicing features

Effective bookkeeping solution

Slow performance and load times

Ineffective email communication

Limited customer support options

Unresolved software issues

Challenging bank reconciliation

See pros and cons details
QuickBooks Desktop logo
Reviews Sentiment
 
 
 
1-2(86)
3-4(1,034)
5(1,414)
Key Features
Financial Reporting4.6
Accounts Payable4.6

User insights about the bank reconciliation feature

Users report that QuickBooks Desktop's bank reconciliation is straightforward and user-friendly. They value the ability to download transactions directly from banks and the ease of undoing reconciliations. Reviewers appreciate the accuracy and time-saving aspects, though some note issues with bank feeds and manual processes. They find it helpful for maintaining accurate financial records and ensuring compliance.
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“Bank reconciliation gives straightforward and user-friendly interface. Using quickbooks desktop pro, it ensures users the accuracy of the business' financial records and identify any discrepancy. Also help users to make more informed decisions.”
DP

Darlene P.

Senior Accountant

“QuickBooks Desktop Pro's bank reconciliation feature has had a significant impact on our IT company. It has improved the accuracy of our financial records, saved us time, detected errors or fraud, enhanced cash flow management, provided documentation for audits, ensured compliance, and facilitated better financial analysis and decision-making”
Verified reviewer profile picture

Dawit L.

Systems Administrator/Web Developer

Starting price
1922flat rate /
per year
Pros and Cons based on 2,534 verified reviews
Verified reviewer profile picture

Comprehensive expense tracking

Ideal for small businesses

Efficient bookkeeping

Accessible learning resources

Robust accounting software

Frequent and costly upgrades

Inefficient phone support

Challenging file management

Inadequate support

High costs and fees

See pros and cons details

Other Top Rated General Ledger Software with Bank Reconciliation in 2026

MIP Accounting logo

MIP Accounting

Fund accounting for government organizations and nonprofits

visit website
MIP Fund Accounting is a comprehensive, configurable fund accounting solution. With its end-to-end suite of functionality and multi-segmented chart of accounts MIP is designed to meet and handle the complex financial management and fund accounting needs of nonprofit and government organizations.

Read more about MIP Accounting

Users also considered
Eleven logo

Eleven

Cloud accounting software tailored for accounting firms

visit website
Eleven is a cloud accounting app that helps small and medium-sized accounting firms to streamline and scale their practice. You can automate bookkeeping for every client without falling back on Excel.

Read more about Eleven

Users also considered
Accounting Seed logo

Accounting Seed

Category Leaders

Accounting and analytics software built on Salesforce

visit website
Accounting Seed is an accounting application built natively on Salesforce. Its customizable, enabling users to manage their accounting their way. As a full accounting solution, Accounting Seed tracks financial data through the entire business lifecycle.

Read more about Accounting Seed

Users also considered
Actionstep Legal Accounting logo

Actionstep Legal Accounting

Cloud-based accounting and billing for law firms

visit website
Soluno is a cloud-based accounting and billing software designed to accelerate law firms. With a full, easy-to-use suite of time/expense entry, billing, accounting, trust, and reporting features, law firms get everything they need to master their business.

Read more about Actionstep Legal Accounting

Users also considered
QuickBooks Enterprise logo
Category Leaders

Enterprise accounting, FSM and inventory management solution

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Read more about QuickBooks Enterprise

Users also considered
Dynamics 365 logo
Category Leaders

ERP and CRM applications from Microsoft

Microsoft Dynamics 365 is a multi-language, multi-currency enterprise resource planning (ERP) software. The solution is designed for midsize and larger companies, and is fully customizable and extensible through its rich development platform and tools.

Read more about Dynamics 365

Users also considered
Xero logo
Category Leaders

Cloud-based accounting software for small businesses

Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

Read more about Xero

Users also considered
QuickBooks Desktop logo
Category Leaders

Comprehensive business management solution

QuickBooks Desktop provides a comprehensive business management solution that integrates accounting, payroll, inventory, and multiple company management functionalities. The software offers industry-specific editions tailored for manufacturing, wholesale, contractors, and accountants, with features like advanced reporting, job costing, and automated pricing rules. Users can enhance their experience with cloud hosting capabilities that enable remote access and team collaboration.

Read more about QuickBooks Desktop

Users also considered
Wave logo
Category Leaders

Accounting, invoicing, and payroll management platform

Wave is an integrated solution designed for small businesses. With our automatic bank connections, information flows into Wave, without manual entry. Users can collaborate with accountants or bookkeepers in real-time.

Read more about Wave

Users also considered
QuickBooks Online Advanced logo
Category Leaders

Accounting & business management for small businesses

QuickBooks Online Advanced is a web-based accounting & business management solution which enables small businesses to track sales, inventory, financial accounts & payroll from a single dashboard

Read more about QuickBooks Online Advanced

Users also considered
NetSuite logo

AI-powered cloud-based business management suite

NetSuite is an AI-powered cloud-based business management suite. It helps organizations streamline their operations and gain real-time insights into their performance. The suite caters to a range of industries such as manufacturing, retail, and professional services.

Read more about NetSuite

Users also considered
BQE CORE Suite logo
Category Leaders

Cloud-based firm management tool for A&E firms.

BQE CORE is a cloud-based software designed specifically for architecture and engineering firms. The platform integrates accounting, invoicing, project management, and resource planning features that streamline operations across entire organizations. BQE CORE enables firms to track time and expenses, manage projects profitably, and access real-time financial data through a centralized system that eliminates the need for multiple software solutions.

Read more about BQE CORE Suite

Users also considered
Odoo logo

All-in-one open-source business software

Odoo is an all-in-one, open-source business platform covering CRM, Sales, Accounting, Inventory, Manufacturing, and Projects. It’s fully integrated, customizable, and scalable for companies of any size or budget.

Read more about Odoo

Users also considered
Patriot Accounting logo
Category Leaders

Cloud-based accounting and payroll software

Patriot Accounting is an online accounting solution that allows businesses to track and manage transactions, import bank transactions, reconcile accounts, send estimates & invoices & more.

Read more about Patriot Accounting

Users also considered
Zoho Books logo
Category Leaders

Online accounting software for businesses of all sizes

Zoho Books is an online accounting software designed to streamline back office operations, automate workflows, and allow secure collaboration with accountants

Read more about Zoho Books

Users also considered
CosmoLex logo

Web-based legal practice management & accounting software

CosmoLex is a comprehensive legal practice management solution that assists with master case management, billing, accounting, and more. Its trust accounting and compliance management tools ensure firms stay compliant. Automated workflows, matter templates, secure document management, customizable scheduling tools, and comprehensive reporting capabilities provide law firms with a centralized hub to manage their practice.

Read more about CosmoLex

Users also considered
Holded logo

ERP, Accounting, Invoicing & more for freelancers and SMBs.

It's a cloud-based invoicing software for freelancers, SMBs and accountant offices to control all aspects of their business and optimise their management.

Read more about Holded

Users also considered
Sage Intacct logo

Best-in-class Cloud ERP for Finance

Sage Intacct is a leading provider of best-in-class cloud ERP software, and is the preferred cloud financial management applications for the AICPA.

Read more about Sage Intacct

Users also considered
Bench logo

You run your business. We’ll do your bookkeeping.

Let Bench take bookkeeping off your hands—so you can focus on what matters most. Each month Bench gives you a clear, accurate financials. You can monitor your business's financial health, download your financial statements, and chat with your bookkeeping team any time.

Read more about Bench

Users also considered
SAP S/4HANA Cloud logo

A complete, intelligent ERP system for enterprises.

SAP S/4HANA Cloud is a cloud-based intelligent ERP system specifically developed for companies in all industries offering them a broad and flexible functionality.

Read more about SAP S/4HANA Cloud

Users also considered
Sage Accounting logo

Accounting software for small businesses

Sage Accounting is an accounting system for small business owners. It has features to help users forecast their cashflow, send and track invoices and act on real-time reporting. Users can manage their business from anywhere, at any time, from the cloud and with mobile functionality. Sage Accounting application is available for iOS and Android.

Read more about Sage Accounting

Users also considered
abcoa Deal Pack logo

Designed for used car dealerships and finance companies

Deal Pack is a comprehensive software designed specifically for used car dealerships and finance companies. With over 40 years of industry experience, Deal Pack offers a wide range of features and capabilities to streamline operations and simplify daily tasks.

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Striven logo
Category Leaders

Collaborative ERP for business process management

Striven is a comprehensive business management software suite. It provides a range of features to support organizations across various industries, such as construction, manufacturing, professional services, and field services. The software offers real-time access to critical business data, helping to eliminate issues with missing, lost, or inaccurate information.

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Users also considered
FloQast logo

AI-enabled accounting automation solution

FloQast is an accounting automation solution that helps accountants close their books faster, more accurately and collaboratively. It gives an automated, integrated view of financial data to help reduce errors and save time

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TallyPrime logo
Category Leaders

Solution for managing accounting and financial operations

TallyPrime is an on-premise business management solution that helps small to midsize businesses manage accounting, inventory, compliance, sales, purchase, manufacturing, job costing, payroll, branch management and more.

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Key features for General Ledger software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Financial Reporting: Reviewers appreciate customizable financial reports that provide valuable insights, aid in decision-making, and support tracking financial performance. Users benefit from ease of creation and exporting options. 97% of reviewers rated this feature as important or highly important.
  • Accounts Payable: Users highlight the ability to track vendor payments, categorize expenses, and view all payables in one place. The system simplifies bill management and ensures timely payments. 96% of reviewers rated this feature as important or highly important.
  • Data Import/Export: Users find it easy to import/export data, including bank transactions and reports. This feature saves time, facilitates data manipulation, and supports integration with other systems. 94% of reviewers rated this feature as important or highly important.
  • Expense Tracking: Reviewers appreciate detailed expense categorization, customizable reports, and the ability to track spending accurately. This feature aids in budgeting, tax preparation, and overall financial management. 93% of reviewers rated this feature as important or highly important.