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Payoneer Logo

Send and receive money locally and internationally

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Payoneer - 2026 Pricing, Features, Reviews & Alternatives

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: December 2025

Payoneer overview

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Based on 757 verified user reviews

What is Payoneer?

Payoneer is a payment processing solution offering key features such as data security, payment processing, and transaction history, among others.

Who uses Payoneer?

Reviews for Payoneer come from a wide variety of industries, including marketing and advertising (9% of reviewers), information technology and services (7%), and computer software (6%). The most frequent use case for Payoneer cited by reviewers is payment processing (98% of reviewers).

What do users say about Payoneer pricing?

Reviewers appreciate Payoneer's affordable transaction costs, favorable exchange rates, and included features like MasterCard. However, some reviewers feel the fees are higher than expected, mentioning hidden charges and pricier costs compared to similar services.

What are the most popular integrations for Payoneer?

The Payoneer integration most frequently cited by reviewers is PayPal, a payment processing product rated 4.5 out of 5 for its integration with Payoneer.

Starting price

Free

Alternatives

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Pros & Cons

Currency Management

Intuitive user experience

Global payment flexibility

Debit Card

Withdrawal Process

Email Support

Payoneer’s user interface

Ease of use rating:

Payoneer pros, cons and reviews insights

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To determine these pros and cons insights, we analyzed responses from 

Overall rating

Reviews sentiment

 
 
 
1-2(88)
3-4(224)
5(445)

What do users say about Payoneer?

Payoneer is a payment processing solution offering key features such as data security, payment processing, and transaction history, among others.

Select to learn more


Who uses Payoneer?

Based on 757 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Marketing and Advertising
Information Technology and Services
Computer Software
Design
Others

Use cases

Payment Processing
Accounts Payable
Billing and Invoicing

Payoneer's key features

GetApp's analysis of 106 verified user reviews collected between March 2022 and October 2024 identifies Payoneer's most critical features and summarizes user sentiment about those features.

Data security

Reviewers appreciate Payoneer's robust data security capabilities. They highlight the two-factor authentication, which adds an extra layer of protection by requiring a code sent to their phone. Users report feeling secure knowing their accounts are protected from unauthorized access and their data is not shared with third parties. They also mention the use of sophisticated firewalls and encryption techniques. However, some users have experienced issues with the reliability of the security capabilities and occasional security breaches. Of the 60 Payoneer users who gave detailed accounts of their use of Data Security, 95% rated this feature as important or highly important.

See related user reviews

“The thing I like most about Payoneer's data security is the fact that they use two-factor authentication. This means that, in addition to my username and password, I need to enter a code that is sent to my phone in order to log in. This helps to keep my account secure even if my username and password are compromised.”
KC

Khole C.

Supervisor

“When it comes to data security, Payoneer prioritize protection of user data and transactions. Their two-factor authentication (2FA) adds extra layer of security to user accounts.”
DK

Diborah K.

Transcriber


Payment processing

Users report that Payoneer's payment processing is efficient and reliable. They appreciate the ability to receive and send payments quickly, often within a day or two. Reviewers find the service particularly helpful for international transactions and freelancing payments. They also value the variety of payment options available, including ACH, credit cards, and PayPal. However, some users have experienced delays in withdrawals and issues with document verification, which can be frustrating. Of the 74 Payoneer users who gave detailed accounts of their use of Payment Processing, 92% rated this feature as important or highly important.

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“I use Payoneer primarily to receive Stripe payments and paying my few employees and it works seamlessly. All payments are processed smoothly and come on a predictable timeline time. Usually within a day or two of Stripe sending it. Withdrawals vary from country to country but will reach your local account within 5 working days, but usually will come in a lot sooner. Sometimes within one working day.”
PE

Pius E.

Founder

“Payoneer is my main way to recieve money and make online payments , i instantly recieve and send money daily and i never ran into any issues using it”
NS

Nizar S.

Data Steward


Transaction history

Reviewers indicate that Payoneer's transaction history is detailed and easy to navigate. They find it helpful for tracking all incoming and outgoing transactions in one place, which aids in budgeting and financial management. Users appreciate the clarity and simplicity of the transaction records, as well as the immediate display of recent transactions. However, some users mention delays in transaction updates and complications with generating monthly reports. Of the 18 Payoneer users who gave detailed accounts of their use of Transaction History, 89% rated this feature as important or highly important.

See related user reviews

“Its transaction history feature helps me keep track of all my transactions. As a result, even if someone does a transaction without my permission, I get to know about it very easily.”
Ni

N i.

Content Writer

“Transaction history is clear and simple to use, and the latest transactions are displayed immediately upon making any transaction”
EZ

Emran Z.

Freelancer


All Payoneer features

Features rating:

Bank reconciliation
Online invoicing
Invoice history
Fraud detection
Invoice processing
Multi-Currency
Online payments
Billing & invoicing
Recurring payments
Electronic payments
Activity dashboard
Transaction monitoring
Credit card processing
Compliance management
Financial management
Financial analysis
Invoice management
Purchasing & receiving
API
Receipt management
Reporting/Analytics
Invoice creation
Cash management
Vendor management

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Payoneer pricing

Starting from

Empty state illustration for "No pricing info"

No pricing info

Pricing details
Subscription
Free trial
Free plan
Pricing range

User opinions about Payoneer price and value

Value for money rating:

Of 27 reviews that provide robust commentary on Payoneer's price and value, 71% mention it in a positive light.

Some users report that Payoneer offers affordable transaction costs and favorable exchange rates compared to competitors. Reviewers appreciate the low fees, cost-effectiveness, and the inclusion of features like MasterCard availability within the price range. Users think the commission rates are acceptable and the service is reliable for the price. However, some reviewers feel the fees are higher than expected, mentioning hidden or monthly charges and costs that are pricier than other platforms. Some users say the expenses can be a drawback, especially when compared to similar services.

, and

To see what individual users think of Payoneer's cost and value, check out the review excerpts below.

“It is very cost effective, offers no less than 6 transfer options to suit your needs, and has world-class customer service that replies within 24 hours at most.”
SH

Shamim H.

Software Engineer

“I have been using the platform as a user while receiving foreign currency and now I recommend it to my hires since is not expensive and easy to use.”
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Alejandra M.

HR Specialist

“The prices are ridiculous (and hidden for monthly deductions).”
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Zahra H.

head of business ops

Payoneer integrations (21)

Integrations rated by users

We looked at 757 user reviews to identify which products are mentioned as Payoneer integrations and how users feel about them.

PayPal logo
PayPal

Integration rating: 4.7 (7)

I use PayPal to receive payments made to me to through PayPal. Both payment processors, PayPal and Payoneer, are useful for me to be a freelancer and for my clients and the company I work, for to pay me in the way that is most convenient for them.

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Sofia K.

Content writer

Deel logo
Deel

Integration rating: 4.0 (3)

Xero logo
Xero

Integration rating: 5.0 (2)

Exigo logo
Exigo

Integration rating: 5.0 (1)

Payoneer customer support

What do users say about Payoneer customer support?

Customer support rating:

We analyzed 121 verified user reviews to identify positive and negative aspects of Payoneer customer support.

A limited number of users highlight Payoneer's responsive, knowledgeable, and friendly customer support team.

Broad user base frequently report slow response times and long waits to reach customer support agents.

A significant portion of users mention difficulty accessing live chat or phone support, with many facing automated or generic replies.

Widespread user sentiment points to inconsistent support quality, unhelpful answers, and lack of clear communication from the team.

Support options

Faqs/forum

Training options

Videos

To see what individual users say about Payoneer's customer support, check out the review snippets below.

“Payoneer's exceptional customer assistance is one feature that especially sticks out to me. When I had a query or needed help, their support crew was immediate, professional, and knowledgable.”

DK

Diborah K.

Transcriber

“I definitely love Payoneer, however, the customer support needs to be faster. Because when I enter some wrong information more than once, they block my account temporarily (I know this is for security), but when I contact support to clarify, most of the messages are automatic, and not from some real/human consultant to solve. ”

AC

Ana C.

Administrative director

“What I do not like about Payoneer is its customer support, when I try to get hold of them it takes a long time to get a customer support agent to assist me.”

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Gabriella N.

Process Design Engineer and CEO

Payoneer FAQs

Q. Who are the typical users of Payoneer?

Payoneer has the following typical customers:
Freelancers, Large Enterprises, Mid Size Business, Non Profit, Public Administrations, Small Business

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Q. What is Payoneer used for?

Payoneer’s international payments platform allows users to send and receive payments across over 200 countries, in more than 150 currencies. Users can keep track of their account balance, payments, and full transaction history online, including foreign currency amounts and transaction fees. Payoneer offers multiple methods for payment transfer, such as prepaid MasterCard®, bank transfers, and e-wallets. Users can decide whether the payer or the recipient pays the transaction fees, and specify this when requesting payments, both from other Payoneer users and also third parties without Payoneer accounts.


Q. What are the benefits of using Payoneer?

Users can request and receive payments both from other Payoneer users and from third parties who don’t have Payoneer accounts

Payoneer has multiple payout solutions, including prepaid debit cards, global bank transfers, local and global e-wallets, and checks

Users can view their account’s complete transaction history, across customizable date ranges, including information such as transaction description, amount, foreign currency amount, applicable fees, and authorization number

Users can decide whether the payer or the recipient pays the transaction fees


Q. What languages does Payoneer support?

Payoneer supports the following languages:
Arabic, Chinese (Simplified), Danish, English, Finnish, French, German, Hungarian, Italian, Japanese, Korean, Polish, Portuguese, Russian, Spanish, Turkish


Q. Does Payoneer offer an API?

No, Payoneer does not have an API available.


Q. What level of support does Payoneer offer?

Payoneer offers the following support options:
FAQs/Forum

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