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Top Rated Accounting Software with Direct deposit

Last updated: October 2026

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33 software options

Xero logo

Cloud-based accounting software for small businesses

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Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Automate your invoicing and reporting, get a full picture of your business with up-to-date financial data, and much more.

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Accounting Seed logo

Accounting and analytics software built on Salesforce

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Accounting Seed is cloud-based software built in Salesforce that gives you all the tools you need to seamlessly connect financial data company-wide. Learn more about our product at: https://www.accountingseed.com/product/.

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NetSuite logo

AI-powered cloud-based business management suite

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NetSuite AI-powered accounting simplifies the process of recording transactions, managing AP and AR, and closing the books. NetSuite supports multiple currencies, languages, and compliance standards and ensures data is accessible securely worldwide.

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Acumatica Cloud ERP logo

Cloud-based enterprise resource planning software

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Acumatica simplifies accounting with tools for Accounts Payable, Receivable, Billing & Invoicing, and Bank Reconciliation. It streamlines Expense Tracking, Payroll Management, and Financial Reporting, while managing your General Ledger and Income & Balance Sheet effortlessly.

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Striven logo

Striven is a cloud-based, all-in-one business management ERP

Striven's accounting software connects invoicing, bank reconciliation, payroll, purchasing, and project activity to one general ledger, so transactions post automatically and your financials stay current, accurate, and audit-ready in real time.

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ActivityHD logo

ERP software for accounting and business management

ActivityHD is a flexible and comprehensive ERP system that offers customizable tools and management for various complex processes. The software assists businesses of all sizes with payroll processing, accounting, business management and more.

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FreshBooks logo

Invoice and accounting software tailored to small businesses

FreshBooks automates daily accounting activities namely invoice creation, payment acceptance, expenses tracking, billable time tracking and financial reporting.

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Plus & Minus logo

Accounting and ERP accounting in real-time

Real-time accounting and ERP accounting software in the cloud or on-premises offering automated processes and transaction recording, reporting, and analysis

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PBS Accounting logo

Ge more done with Passport Business Solutions

Passport Business Solutions (PBS) Accounting software is designed for growing small to mid-sized US companies ranging from 6 to 100 million in annual sales. Fully integrated professional level accounting software that fits a wide range of businesses. On-premise.

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ProBuilt SMB logo

Accounting CRM ERP Business Management

ProBuilt ERP offers a patent-pending ERP system built on Floating Forms and Data Stacking technologies. The platform integrates accounting, sales management, and operations management functionalities into a unified system. Companies can implement ProBuilt directly, license its technology for integration into existing applications, or utilize white-label options that replace multiple separate business tools.

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Oneir logo

Enterprise resource planning and financial management tool

Oneir Solutions is ERP software for retail, manufacturing, and wholesale businesses. Manage sales orders, POS, inventory, financials, contract billing, and customer relationships in one platform while gaining visibility into operations and performance.

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FINSYNC logo

Powerful Partnerships Simplified Finances Stronger Business

FINSYNC automates the accounting, so you can focus on the business. Put Accounting on Autopilot - Accounting happens automatically as you use FINSYNC for managing cash flow. It's easy to get started. Our friendly, US-based support team is here to help if you need it.

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EBMS logo

ERP Software to manage sales, inventory, labor, & financials

We make business growth easier by putting ERP software to work. EBMS allows you to effortlessly manage all of your operations in one place—connecting business financials to labor management, inventory control, sales and everything in between.

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Papertools logo

Real accounting, built for people who aren't accountants.

Small business accounting with invoicing, expenses, payroll, financial reports and Paper-Ai assistance. Free plan available.

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TrulySmall Accounting logo

Small business accounting, simplified.

TrulySmall Accounting is the ideal accounting solution for sole proprietors and freelancers. Simple, automated, and zero bloat.

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Gravity Software logo

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Sage BusinessWorks logo

Accounting software

Sage BusinessWorks is an intuitive and user-friendly accounting and payroll solution for accounting and HR departments.

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PayDirt Payroll logo

Time tracking and invoicing, for freelancers, by freelancers

Paydirt makes time tracking and invoicing dead simple for freelancers.

The time tracker is currently integrated into Firefox and Google Chrome, and provides a reminder and start button when browsing websites or writing emails related to your clients, so you'll never forget to log your time again.

Paydirt's invoicing is clean and simple. You can create invoices from the time you've logged, or from scratch, and keep track payments received.

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AFAS Software logo

Human resources, payroll, and finance management

AFAS Software is a suite of tools that automates processes for human resources, payroll, & finance management, providing personalized access to the platform for both employees & managers. AFAS features include automated invoice reconciliation, leave and absence registration, payroll analysis & more.

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Serrala logo

AI-enabled accounts payable automation in the cloud

Serrala is a global finance automation company that creates more secure payment capabilities for organizations worldwide. We offer comprehensive order to cash, procure to pay, payments, treasury, and cash management solutions for multi-ERP and SAP-embedded deployments.

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WinTeam logo

ERP software for janitorial and security contractors

WinTeam is a cloud-based enterprise resource planning (ERP) software designed to help janitorial and security service contractors manage their workforce and automate financial operations. Features include performance tracking, job costing, timekeeping, benefits planning, analytics and reporting.

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Wave logo

Accounting, invoicing, and payroll management platform

Why is Wave the world's fastest-growing accounting software for small businesses? It's easy, fast, 100% free, and made for owner-operated businesses.

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QuickBooks Online logo

Accounting and business management software

QuickBooks Online offers accounting with financial dashboards, invoice creation, online payment acceptance, expenses tracking, payroll & more.

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Easy Books logo
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Cloud-based bookkeeping app for small businesses

Cloud-based accounting app for small businesses and freelancers, covering invoicing, bank reconciliation, and tax reporting.

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BidBuild logo
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