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Top Rated Accounts Receivable Software with Free

Last updated: August 2026

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59 software options

Upflow logo

Get paid faster. Build better customer relationships.

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Upflow is an accounts receivables software that helps B2B companies improve their cash collection.
It provides key metrics and schedules automated payment reminders. It integrates easily with accounting software (Quickbooks, Xero, Chargebee, Netsuite, etc.) and offers different payment options.

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Melio logo

Accounts payable platform for businesses of all sizes

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Melio simplifies AP/AR for businesses of all sizes, enabling you to pay vendors both domestically and internationally via bank transfer or card—even if cards aren’t accepted. Easily sync with QuickBooks and Xero, automate scheduling, and configure approval workflows.

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Avaza logo

All-in-one, client-focused project management for teams.

Access multi-currency expense tracking, budgeting and billing all in one app with Avaza. Available in the cloud, from any device.

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Invoice Ninja logo

More than Invoicing. Powerful Apps to Run Your Business!

Create. Send. Get Paid.

Invoice Ninja is the leading small-business platform to invoice, accept payments, track expenses & time tasks. Designed for freelancers and small to medium size businesses, Invoice Ninja is a suite of apps to help you get paid.

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Mercury logo

Banking for startups and growing companies

Mercury helps businesses manage accounts receivable by sending invoices, collecting payments, and tracking outstanding balances in one place, with clear visibility into incoming cash.

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Invoicely logo

Free Online Invoice Software for Small Businesses

invoiceky enables freelancers and small businesses to create, send and manage an unlimited number of simple and professional looking invoices.

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Qonto logo

The finance solution that energizes SMEs and freelancers.

Qonto is the leading European business finance solution with over 450,000 customers.
The company makes day-to-day banking easier for SMEs and freelancers by offering an online business account combined with finance tools, such as invoicing, bookkeeping, and spend management.

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Pipefy logo

Cloud-based and AI-powered process orchestration platform

Gain full visibility and stop losing money. Simpler and more organized than email and spreadsheets, Pipefy will keep your due dates on track.

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Nickel logo

Stop getting nickel-and-dimed, get Nickel and done.

The only payments processor built for industry, ACH transactions are always free, and card processing rates are competitive (2.9%). Nickel automatically syncs with your QuickBooks, mails checks on your behalf, can generate unique payment links tied to invoices, and so much more.

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ZipBooks logo

Accounting and online invoicing software

ZipBooks is a cloud-based accounting software that caters to the bookkeeping and accounting needs of small to medium-sized businesses and bookkeeping firms. The solution offers core accounting, financial reporting, online invoicing, expense tracking, credit card processing, and more.

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Approveit logo

Automate approval workflows across your entire company!

Approveit automates approval workflows right in Slack or Email. Integrations with XERO, QuickBooks, Freshbooks, Jira, and over 3000 apps through Zapier help to avoid routine manual tasks. Submit and approve requests anytime, in one place!

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ReliaBills logo

We Help Businesses Get Paid.

Automate and electronically send invoices and track payments. Unlimited customers, invoices and email... all for Free! Upgrade to Plus to accept payments.

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Open logo

Banking and financial operations management platform

Open is a cloud-based software designed to help startups and small to midsize enterprises manage payments, virtual accounts, cash, invoices, taxes, expenses, and more via a unified portal. The platform includes payroll management functionality, which enables businesses to track employees’ attendance and leaves, create payslips, and analyze reports for reference.

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Altoviz logo

Boost your business

Altoviz is a cloud-based billing and invoicing solution, which helps small to large businesses manage online payments, expenses, accounting procedures, and more. The platform offers various features such as activity tracking, treasury, pre-made templates, document management, and quoting.

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Paycepaid logo

Debt Collection Software for Customer Centric Businesses

Paycepaid is ideal for businesses that operate on credit terms and want to give their customers options to pay.

A solution that scales with your business as you grow from medium to enterprise!

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Cheqbook logo

Smart Online Accounting

Cheqbook is fast and easy to pick up for business owners while having the pro features that accountants and bookkeepers need. We can save business owners two weeks a year through our patent pending import and smart categorization.

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CaseManager logo

Customizable contact center solution for excellence

A customizable contact center solution that streamlines operations by enabling team creation, case segmentation, custom fields, field read/write access, automated workflows, flexible document generation, reporting, and enhanced customer engagements, available on-premise or in the cloud.

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FreeAgent logo

FreeAgent has been voted the UK's #1 accounting software.

Create estimates that convert into invoices, set up recurring invoices that send automatically, and nudge those late-paying clients with automate reminders.

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Carol logo

Debt collection and accounts receivables solution

Carol is an automated accounts receivable platform that helps businesses follow up and collect overdue and unpaid invoices. The solution lets stakeholders automate the entire debt collection process, from sending escalating reminders to managing disputes, counter-offers, and payment plans.

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Dokapi logo

Cloud-based & AI-driven document processing platform

IxorDocs is a cloud-based, AI-driven platform for automated financial document processing, known for its OCR technology and efficiency in handling various document types.

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Horsebills logo

Bookkeeping solution for equine industries

Cloud-based bookkeeping software for equine industries that streamlines billing and payments between horse vendors and owners

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Qvalia logo

Cloud-based accounting software for automatic invoicing

Qvalia is a customizable accounting platform that promotes collaborative workflows and provides users with automation tools to manage daily tasks. Key features include invoice processing, receivable ledgers, performance analytics, credit card processing, online payments, and order management.

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Maxyfi logo

Collections Simplified. Spend Less and Earn More

Maxyfi, an A/R and Collection automation software empowers businesses with industry-leading follow-up strategies, customizable workflows, automated reminders, and efficient communication templates to fine-tune accounts receivable collection for better financial performance.

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Pinch logo

Automated payment for streamlined invoicing

Pinch Payments is an automated payment solution designed for service-based businesses that integrates with accounting software like Xero, QuickBooks, and MYOB. The platform enables businesses to automate invoice payments, set up recurring payment plans, and accept multiple payment methods including direct debit and credit cards, while providing real-time reconciliation into accounting systems.

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MarketUP logo

ERP software for small businesses in Brazil

MarketUP is an ERP software designed for small businesses in Brazil operating across various industry sectors, including salons, retail, apparel, gaming and pharmaceuticals. It enables organizations to streamline operations related to sales, purchasing, inventory, and finance, among other processes.

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