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Top Rated Spend Management Software with Prepaid cards

Last updated: July 2026

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47 software options

Moss logo

Spend management and expense report software

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Moss is an expense management software that enables employees to spend in a decentralized way, giving finance managers complete visibility and control in real-time. By automating and digitizing spend, Moss frees finance teams from administrative tasks.

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Budgetly logo

Control spend before it happens.

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Budgetly helps SMEs control spend before it happens. Set budgets and approvals up front, give teams autonomy within guardrails, and keep every transaction visible, accountable and audit-ready.

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Wallester logo

Fundamentally new approach to business expense management!

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Wallester helps other businesses to issue corporate VISA cards and streamline their corporate expenses.

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ExpensePoint logo

Mobile automated expense reporting for employees

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ExpensePoint is a mobile expense management solution for small to large multinational enterprises that automates employee expense report processes. Features include receipt reading and imaging, approval routing, credit card uploading, and policy enforcement. The platform serves all global markets and is accessible via any web browser or Android or iOS mobile device.

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Pleo logo

Company payment cards & automated expense reporting

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Pleo is a cloud-based spend management solution which provides virtual and plastic company cards, automatic expense categorization, receipt capture, and more

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Ramp logo

Corporate card and expense management platform

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Ramp is an all-in-one corporate card & spend management system, built to help you grow efficiently. Issue Ramp cards with customizable limits & auto-enforced policies that block unwanted spend before it happens. Get real-time reporting & detailed savings insights to plan strategically for tomorrow.

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Spendesk logo

Smart, trackable spending at work. From Approvals to Zen.

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Spendesk is the all-in-one spend management solution that gives finance teams full control and visibility over company spending.

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RoadFlex logo

Proactive Fuel Risk Management Platform and Fleet Card

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RoadFlex is a leader in fleet expense management and fuel card solutions. Thousands of commercial fleets leverage its next-generation analytics insights, operations automation, and fleet reporting. This includes businesses that manage fleets, such as trucking companies, HVAC, construction, etc.

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ProcurementExpress.com logo

Take the Hassle out of Company Purchasing.

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Are you worried about employees spending company money without full transparency? Turn your worries into peace of mind, with full control over every cent spent in your company. Simple and effective purchase order management for the entire team.

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Emburse Expense Professional logo

Travel and expense management tool for midsize businesses

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Emburse Expense Professional is a cloud-based tool that provides data visibility into corporate spending. It automatically creates reports for employees, streamlines approvals, and makes reimbursement and reporting effortless for accountants.

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PEX logo

Expense management for controlling employee spending

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PEX is an expense management solution for business that integrates your accounting software with prepaid debit cards to control and analyze employee spending

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Capture Expense logo

Expense software that fits in your team’s daily routine

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Cloud-based expense management software with conversational AI built in. Automates receipt capture, mileage, approvals, card reconciliation, and reporting. Integrates with 50+ platforms including Xero, Sage, and leading payroll systems. HMRC recognised.

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Soldo logo

Expense Management and Soldo Company Cards

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Stop the headache of expense management with Soldo company cards tied to a powerful expense management platform.

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Mesh Payments logo

The only T&E platform designed for modern global enterprises

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Manage every payment across your company with insights, controls and automation to save hours of work and get the most out of your corporate spend. The cherry on top - Mesh is completely free.

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Order.co logo

AI-driven procurement and spend management tool

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Boost your bottom line by controlling every purchase, eliminating unapproved spend, and increasing spend visibility with automated approval workflows, and customizable budgets.

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BILL Spend & Expense logo

The all-in-one expense management solution.

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Take control of your business budgets and say goodbye to the “spend now, ask forgiveness later” mentality. With Divvy, never go over budget again. Period.

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PayEm logo

Global spend & procurement platform

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PayEm's spend management platform simplifies the entire payment process, boosting efficiency and gaining control over corporate spending, all with complete transparency. You can control company spend by issuing unique virtual credit cards & locking them per vendor. Say goodbye to overspending!

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Bento for Business logo

Expense Management platform for small businesses

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Bento is reinventing how businesses manage B2B payments in the digital world

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Payhawk logo

Spend management platform that automates expense processing

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Payhawk is a spend management platform that automates expense management and provides real-time visibility and control over corporate spending. The platform integrates with linked business credit cards, enabling users to collect receipts at the point of sale and automatically match transactions to receipts. Its AI-powered technology processes receipts and invoices, automatically categorizing and routing expenses for approval to ensure an efficient spending culture.

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Caxton logo

API for managing overseas and local payments

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Caxton allows businesses to automate their payment processes. It can be integrated into existing workflows and gain full control over your expenses. With Caxton API, enterprises can streamline payment processes, automate local and overseas payments to suppliers and process payroll efficiently

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Plataforma Otimiza logo

Spend management software

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Plataforma Otimiza offers a single account for HR to manage all its corporate benefits. There are different benefits in total, including the flexible benefit, VA, VR, and Fuel, among others.

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ControlHub logo

Get real control and simplify your entire purchasing journey

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Purchasing Software for procurement process excellence

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Rho logo

All-in-one, integrated financial platform

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Rho streamlines business finances with a suite of integrated spend and cash management solutions—from better banking and smart corporate cards to no-fee AP automation. It offers business checking and savings accounts, corporate credit cards, expense management, AP automation, and treasury management to help finance teams maximize time for strategy.

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Visa IntelliLink logo

Spend management software for managing expenses & reporting

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Visa IntelliLink is a spend management solution that allows businesses to manage reporting and expense management for multiple cards. It provides companies with visibility into their card spending and information to control and manage expenses through standardized reports, email notifications, role-based permissions, and consolidated global reports.

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Accrualify Spend Management Platform logo

Procurement software for midsize to large businesses

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Accrualify Spend Management Platform is a procurement and purchasing software designed to help midsize and large businesses manage budgeting, invoicing, payment processing, and accruals using machine learning-enabled tools. Administrators can configure approval workflows among staff members to manage vendor-specific, blanket, and expense reimbursement purchase orders.

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