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Affirm
5
45
4
4
3
3
2
1
1
0
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Pay at your own pace
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Affirm - 2026 Pricing, Features, Reviews & Alternatives


All user reviews are verified by in-house moderators and provider data by our software research team. Learn more
Last updated: August 2026
Affirm overview
What is Affirm?
Affirm is a flexible payment option that lets shoppers pay for their purchase with interest-free payments every two weeks, or monthly installments. Affirm is tailored to merchants looking to increase average order value and repeat purchase rate. Regardless of industry or size, Affirm removes price as a barrier, turning browsers into buyers.
Starting price
Alternatives
with better value for money
Pros & Cons

Pricing
Financing and Interest
Ease of Use
Customer Support
Approval Process
Affirm review summaries overview
To determine these pros and cons insights, we analyzed responses from
Overall rating
Value for money
4.5
Features
4.6
Ease of use
4.8
Customer support
4.5
Reviews sentiment
What do users say about Affirm?
Users say Affirm makes it easy to manage payments for larger purchases by offering flexible installment options and the ability to choose payment terms that fit their needs. They appreciate being able to split big expenses into smaller, more manageable payments, often with 0% interest if they follow the set schedule, and find the application process simple and accessible.
Some feel that Affirm can encourage overspending or lead to debt, especially when making multiple purchases. They mention occasional frustrations with restrictions on taking out new loans after late payments and wish for more flexibility in combining payments or extending payment options.
Who uses Affirm?
Based on 53 verified user reviews.
Company size
Small Businesses
Midsize Businesses
Enterprises
Top industries
Use cases
Affirm's key features
Most critical features, based on insights from Affirm users:
All Affirm features
Features rating:
Affirm alternatives
Affirm integrations (21)
Integrations rated by users
We looked at 53 user reviews to identify which products are mentioned as Affirm integrations and how users feel about them.
Integration rating: 4.3 (3)
“Great seems to work - shopify needs to have more required fields like suburbs etc and packing / delivery instruction”
Erin S.
Warehouse Manager
Integration rating: 5.0 (1)
“the integrations often fail between these two systems and it causes a lot of missing vendor invoice payments and reconciliation issues.”
Matt G.
Director
Integration rating: 5.0 (1)
Integration rating: 5.0 (1)
Affirm support options
Typical customers
Platforms supported
Support options
Training options

























