Okimia - 2026 Pricing, Features, Reviews & Alternatives

Finance Directors and CFOs in SMEs spend too much time reconciling data across tools that were never designed to work together : online banking, Excel models, accounting software, investment accounts. Okimia replaces that fragmented stack with a single treasury workspace where cash visibility, payment execution, and liquidity investment all live in one place.

*Built around how finance teams actually work*

Okimia is not a reporting layer bolted on top of existing tools. It connects directly to bank accounts and accounting systems through secure integrations, pulling in transactions automatically and keeping the dashboard current without manual intervention. Finance teams start each day with an accurate picture of where cash stands — across every account, every entity — without rebuilding it from scratch.

The platform is structured around three core workflows that cover the full treasury cycle:

*Manage your cash*

Cash management in Okimia starts with consolidated, real-time visibility. All bank accounts feed into a single dashboard, with automatic transaction categorization, bank reconciliation, and anomaly detection. Finance teams can drill into transactions, annotate entries, and generate reports by cost center, project, or entity.

For groups and multi-subsidiary structures, consolidated views aggregate cash positions across all entities without requiring manual data exports or aggregation. This is particularly valuable for holding companies or fast-growing businesses that have outgrown single-entity financial tracking.

Forecasting is built directly into the cash management layer. Teams can build rolling forecasts at daily, weekly, or monthly granularity, create multiple budget scenarios, and run what-if simulations to stress-test financial assumptions. Variance tracking highlights gaps between forecast and actuals in real time, enabling continuous adjustment rather than post-hoc analysis.

*Pay*

Treasury decisions only have value when they can be acted on. Okimia closes the loop between insight and execution by allowing finance teams to approve and execute bank transfers directly from the platform, without switching to a separate banking interface.

Okimia corporate cards extend payment control to employee spending. Cards are issued and managed from within the platform, giving Finance Directors real-time visibility over outgoing flows and structured oversight of company expenditures.

*Invest*

When cash forecasts show sustained surplus, Okimia makes it straightforward to put that liquidity to work. Money market funds are accessible directly from the dashboard. Transfers take a few clicks, interest accrues daily, and funds remain available within 24 hours for operational needs. All placements are tracked and exportable for reporting and audit purposes.

*Designed for the CFO and their team*

Okimia is purpose-built for structured SME finance functions: companies where a Finance Director, CFO, or financial controller owns treasury and needs reliable, audit-ready data to report upward, manage banking relationships, and support board-level decisions. It is not a tool for bookkeepers or accountants primarily working on historical records; it is built for forward-looking financial control.

The platform scales naturally from single-entity SMEs to multi-entity groups, and is particularly well-suited to businesses in services, distribution, construction, and high-growth scale-ups where cash flow predictability is operationally critical.

*From implementation to ongoing use*

Onboarding is supported by Okimia's customer success team, covering bank connection setup, accounting system integrations, and forecast configuration. The interface is designed to be adopted without technical expertise: finance professionals can be operational quickly, and the platform grows with the team's needs over time.

Trusted by 3,000+ SMEs, Okimia gives finance teams the control, clarity, and confidence to manage treasury as a strategic function.