Melio Pricing Plan & Cost Guide

Melio

Accounts payable for small businesses

4.14/5 (42 reviews)

Melio Pricing

Pricing model: Free

Subscription fee: Free
Credit card transaction fee: 2.9%
Bank transfer or debit card transaction fees: Free

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Melio Pricing Reviews

Pros
  • I have a relationship manager who always solves any issue that might come up, and I am thrilled these guys found me.Neil S.Read the full review
  • Super easy to get paid as a freelancer and my clients love the options.Eric K.Read the full review
  • I am happy with the product, especially since it is free for the functionality I am using it for.Kate B.Read the full review
Cons
  • After frustrating a vast array of my clients I decided to move on and cut my losses with these scammers. DO NOT WASTE YOUR TIME with these guys.Verified ReviewerRead the full review
  • After just a few weeks of using it, I am having today a horrible experience: a payment of $39,000 to my vendor was not processed.Catherine P.Read the full review
  • Checks are lost, sent twice, logged as deposited when not.MaDonna B.Read the full review
83%
recommended this to a friend or a colleague

8 reviewers had the following to say about Melio's pricing:

Anonymous

Great, cost-effective platform to process vendor payment

Used weekly for less than 6 months
Reviewed 2020-12-14
Review Source: Capterra

Pros
Perfect integration with Quickbooks. Low cost to process payment. Simple but effective UI.

Cons
Processing time could be faster. Initial delay could be shorter.

Response from Melio


Hi, thank you for this great review. We are very glad to hear you are enjoying Melio's user interface and QuickBooks integration. We would also like to thank you for the important feedback. We are always looking to improve and will pass your input along to the relevant teams.
All the best,
Team Melio

Rating breakdown

Value for money
Ease of use
Features

Likelihood to recommend: 10/10

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Anonymous

Simple & Efficient

Used monthly for less than 6 months
Reviewed 2020-02-11
Review Source: Capterra

Simple & Efficient - I cannot believe that it took that long for someone to create such a service. Very happy user and will be recommending to my other friends running small businesses.

Pros
The app was intuitive and did not require multiple layers of registration which is annoying when dealing with financial related entities

Cons
I wish that the 2.9% was cheaper. Looking for possibilities also to pay vendors who are not located in the USA.

Rating breakdown

Value for money
Ease of use
Features
Customer support

Likelihood to recommend: 10/10

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Zane B.

A God Among Men

Used weekly for 6-12 months
Reviewed 2020-01-29
Review Source: Capterra

We use Melio to send all our ACH transfers. You can quickly upload and create bills and schedule payments for whenever they are due. when you send transfers via your business debit card, they arrive to your vendors NEXT DAY! It's super easy and actually fun to use. They also have the ability to pay your vendors via credit card, so they charge your card and deliver the funds to your vendor's bank account for a small fee. It really helps us keep up with cash flow, plus the 2% back from the credit card makes the fee almost non existent. And with the direct connection to Quickbooks Online, its super easy to sync all your vendors, bills and payments, making Melio a perfect bill management application. We'd recommend it to everyone.

Pros
- Free to use - Free to send bank transfers - Low cost to send bank transfers by charging a credit card - Perfect bill management application - Gorgeous and responsive UI - Syncs directly with Quickbooks - Quick and responsive support staff

Cons
No ability to pay international vendors via credit card transactions, but no one does that so not really a loss.

Rating breakdown

Value for money
Ease of use
Features
Customer support

Likelihood to recommend: 10/10

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George A.

Great Software

Used weekly for 1-2 years
Reviewed 2020-12-23
Review Source: Capterra

It has been great overall: saves me a lot of time, great price point, and customer service has reached out to me numerous times to tell me about new functions and to check in.

Pros
The ease of use is incredible. I simply drop one of my invoices into the software and generate a check within seconds. So much easier than writing checks by hand. Melio has saved me hours in productivity.

Cons
I would like more integration into Quickbooks. Also, sometimes when you drop a new vendor's invoice, the software doesn't read it correctly.

Response from Melio


Hi George, thank you so much for this wonderful review and for your important feedback. We are so happy to hear Melio is making your life easier and saving you valuable working hours - it's what we're here for! We will pass your input along to the relevant teams and continue to work to make our service even better.
All the best,
Team Melio

Rating breakdown

Value for money
Ease of use
Features
Customer support

Likelihood to recommend: 10/10

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Raphael M.

Melio Professional Review

Used occasionally for 6-12 months
Reviewed 2020-06-17
Review Source: Capterra

Melio helped me to liquidate cash so that I could invest in a higher ROI investment. The process was simple and I am very satisfied with their service.

Pros
I love the low fees and the promotions for liquidating cash from credit cards.

Cons
Not much of a downside to the service here. It is pretty straightforward.

Rating breakdown

Value for money
Ease of use
Features
Customer support

Likelihood to recommend: 10/10

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Ryan A.

Best Transfer Service Available

Used monthly for 1-2 years
Reviewed 2020-12-20
Review Source: Capterra

Compared to our prior way of making payments to vendors, Melio makes it extremely easier and even saves us money!

Pros
Melio in my opinion is the best transfer service available. Simple and quick to use, it offers a tremendous value. Furthermore, customer service is one of the best I've dealt with.

Cons
It would be great if there was an ability to send international wires in other currencies. For example, in Chinese Yuan.

Response from Melio


Hi Ryan, thank you for taking the time to post such a great review. We are happy to hear Melio has proved easier and more cost-effective for your business than your previous payment service. We will pass your kind words along to our hard-working customer support team. About international payments, we are currently working on this feature, so stay tuned!

All the best,
Team Melio

Rating breakdown

Value for money
Ease of use
Features
Customer support

Likelihood to recommend: 10/10

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Herbert R.

Painless payments for painful payees

Used weekly for 1-2 years
Reviewed 2020-12-14
Review Source: Capterra

Excellent

Pros
I was able to set up payments to the very few vendors that absolutely demand being paid via ACH rather than needing to consolidate my business transactions through a software suite to make it worthwhile. It is also incredibly affordable or free for the transactions, and there has not been problems.

Cons
There was a feature that was pretty adept at picking up an invoice PDF and setting it up as a pending bill, but the accuracy has gone down. Nothing to cry about though as I have always triple checked things!

Response from Melio


Hi Herbert, thank you for the fantastic review. We are delighted to hear Melio has been able to take some of the pain out of making business payments - it's what we're here for. We would also like to thank you for your feedback which we will pass along to the team.
All the best,
Team Melio

Rating breakdown

Value for money
Ease of use
Features
Customer support

Likelihood to recommend: 10/10

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Kate B.

Melio Feedback

Used weekly for 6-12 months
Reviewed 2020-12-17
Review Source: Capterra

I am happy with the product, especially since it is free for the functionality I am using it for. I would be willing to pay a small fee (at least the cost of a stamp) to have live checks be processed and mailed on the same day that the payment is processed.

Pros
I love that I can pay all invoices without printing and mailing checks. It is also great that the program completely integrates with QuickBooks so the bills show up automatically in Melio, and with a few clicks I can pay all of the bills.

Cons
It takes over a week for a live check to be delivered to a vendor, which is a long time.

Response from Melio


Hi Kate, thank you for taking the time to post such an excellent review. We are glad Melio has been able to save you time and busywork. We are currently working on a fast check feature and it should be available soon, so stay tuned.
All the best,
Team Melio

Rating breakdown

Value for money
Ease of use
Features
Customer support

Likelihood to recommend: 10/10

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