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PayTrace
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
B2B payment, billing and invoicing platform
Table of Contents
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PayTrace - 2026 Pricing, Features, Reviews & Alternatives
All user reviews are verified by in-house moderators and provider data by our software research team. Learn more
Last updated: November 2025
PayTrace overview
What is PayTrace?
PayTrace is a comprehensive payment gateway designed to help users simplify and optimize credit card transactions. It empowers businesses to save time, fuel growth, and streamline payment workflows.
Its interchange optimization feature allows users to save on credit card transaction fees. PayTrace utilizes qualified transaction data to ensure that merchants can access better interchange rates, resulting in significant savings on B2B and B2G transactions. With payment link, PayTrace enables users to streamline the invoice process by providing e-invoicing and online payment buttons. Additionally, PayTrace is PCI compliant, and its secure environment protects sensitive information and encrypts credit card data.
PayTrace also facilitates integrations with various solutions, allowing users to connect with existing software. With its JSON API, administrators can activate pre-configured integrations for accounts receivable, ERP systems, and various web-based solutions without any coding necessary.
Key benefits of using PayTrace
• PayTrace allows users to accept secure payments with solutions for recurring payments, customer profiles, corporate cards, ACH, and more.
• Interchange optimization automatically helps qualify B2B/B2G transactions for reduced Level II and III card processing fees by automatically sending additional data fields requested by Visa and Mastercard.
• Surcharging enables merchants to recover credit card processing fees through an added industry-compliant surcharge that is paid by the customer.
• With real-time visibility into AR processes, PayTrace can reduce Days Sales Outstanding (DSO)
Starting price
Alternatives
PayTrace’s user interface
PayTrace reviews
Overall rating
4.6
/5
14
Positive reviews
93
%
- Value for money
- Ease of use
- Features
- Customer support
- Likelihood to recommend9.38/10
5
4
3
2
1
11
2
0
0
1
Justin N.
Info Tech / Systems manager
Jill Y.
CFO, Administration, HSE
Dawn C.
Payment Processing Officer
rob r.
president
Bonnie M.
Treasurer
Alex T.
Tech Lead
Who uses PayTrace?
Based on 14 verified user reviews.
Company size
Small Businesses
Enterprises
Midsize Businesses
Top industries
Use cases
PayTrace's key features
Most critical features, based on insights from PayTrace users:
All PayTrace features
Features rating:
PayTrace alternatives
PayTrace
Starting from
No pricing info
FreshBooks
Starting from
21
Per month
NetSuite
Starting from
No pricing info
Dash
Starting from
100
Per month
PayTrace integrations (18)
Integrations rated by users
We looked at 14 user reviews to identify which products are mentioned as PayTrace integrations and how users feel about them.
Integration rating: 5.0 (1)
PayTrace support options
Typical customers
Platforms supported
Support options
Training options
PayTrace FAQs
PayTrace has the following typical customers:
Large Enterprises, Mid Size Business, Small Business
Q. What languages does PayTrace support?
PayTrace supports the following languages:
English
Q. Does PayTrace support mobile devices?
PayTrace supports the following devices:
Android, iPad, iPhone
Q. Does PayTrace offer an API?
Yes, PayTrace has an API available for use.
Q. What other apps does PayTrace integrate with?
PayTrace integrates with the following applications:
Everyware, WooCommerce, Chargent, Shift4Shop, NetSuite, Chargezoom, QuickBooks Online, Acumatica Cloud ERP
Q. What level of support does PayTrace offer?
PayTrace offers the following support options:
24/7 (Live rep), FAQs/Forum, Knowledge Base, Phone Support, Email/Help Desk
