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Top Rated Budgeting Software with General Ledger in 2026

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

The general ledger provides a comprehensive record of financial transactions, enabling accurate tracking, analysis, and reporting. It supports budgeting by facilitating the creation of financial reports, monitoring expenses, and forecasting future financial performance. Our reviewers in budgeting software rated this feature as highly important.

5 Best Budgeting Software with General Ledger

Product
User rating
Starting price
Xero logo
4.4
(3.2K)
25
flat rate/per month
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NetSuite logo
4.2
(1.7K)
Empty state illustration for "No pricing info"

No pricing info

visit website
Sage Intacct logo
4.3
(591)
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No pricing info

visit website
QuickBooks Online Advanced logo
4.4
(1K)
235
flat rate/per month
QuickBooks Online logo
4.3
(8.3K)
38
flat rate/per month

See other top Budgeting products with general ledger

How we picked the 5 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Budgeting software category. They also needed to have sufficient reviews about general ledger, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for general ledger, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 5 best products

Xero logo

Xero

Reviews Sentiment
 
 
 
1-2(157)
3-4(1,150)
5(1,943)
Key Features
Reporting/Analytics4.5
Data Import/Export4.4

User insights about the general ledger feature

Users report that Xero's general ledger is user-friendly and effective for tracking financial transactions. They appreciate its detailed operation, real-time updates, and easy navigation. Reviewers find it helpful for managing cash flow, generating reports, and customizing the chart of accounts. However, some users mention difficulties in navigating and the need for more flexibility in expense categorization.
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“General ledger is used in posting daily journal entries and be able to go back to specific transactions with linking to invoices and bank payments/receipts.”
SS

Shea S.

Analyst

“Xero's "General Ledger" is a user- friendly solution, which offer transparency, accuracy, and analytical capabilities, empowering busineses to make informed decision. ”
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Anna F.

Administrator

Starting price
25flat rate /
per month
visit website
Pros and Cons based on 3,250 verified reviews
Verified reviewer profile picture

Cloud accounting accessibility

Customizable dashboard

Effective bookkeeping tools

Accessible learning resources

User-friendly interface

Slow issue resolution

Poor customer support

Limited inventory management

Lack of live support

Underdeveloped mobile access

See pros and cons details
NetSuite logo

NetSuite

Reviews Sentiment
 
 
 
1-2(92)
3-4(906)
5(793)
Key Features
Reporting/Analytics4.1
Data Import/Export3.9

User insights about the general ledger feature

Reviewers indicate that NetSuite's general ledger provides comprehensive financial management capabilities. They appreciate its flexibility, ease of use, and real-time visibility. Users highlight the ability to track and analyze financial information, generate detailed reports, and manage multiple subsidiaries and currencies. They also value the integration with other systems and the intuitive navigation.
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“I like that General Ledger in NetSuite provides a comprehensive view of all financial transactions. This allows me to easily track and analyze financial information and identify trends. Additionally, it makes it easy to generate financial reports to help me make more informed business decisions.”
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Devendra K.

Manager

“NetSuite is flexible and can grow with your company, in addition to the standard GL accounts there are additional classifications which can be used to better track your business.”
GB

Gailyn B.

Director of Accounting Systems

Starting price
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No pricing info

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Pros and Cons based on 1,791 verified reviews
Verified reviewer profile picture

Cloud-based accessibility

Efficient inventory management

Flexible customization options

Customizable and informative dashboards

Convenient web access

Slow performance speed

Prohibitive pricing for small businesses

Challenging implementation process

Inadequate customer support

Inefficient sales management

See pros and cons details
Sage Intacct logo

Sage Intacct

Reviews Sentiment
 
 
 
1-2(22)
3-4(299)
5(270)
Key Features
Reporting/Analytics4.6
Data Import/Export4.4

User insights about the general ledger feature

Reviewers appreciate Sage Intacct's general ledger for its ease of use and flexibility. They highlight capabilities like multi-ledger support, easy journal entries, and comprehensive reporting. Users find it user-friendly and valuable for managing multiple entities, making adjustments, and attaching documentation. They also value the integration with other Sage Intacct modules, which ensures accuracy and saves time.
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“The general ledger setup is really nice in Intacct, allowing you to create multiple journals for different purposes. Creating journal entries and looking them up is also done well within Intacct.”
NB

Nicholas B.

Senior Accountant

“I like that General Ledger in Sage Intacct provides a central hub for tracking financial transactions and helps to ensure accuracy and consistency throughout the accounting process. The ability to quickly generate financial statements makes it easier for me to analyze data, and I can easily customize reports to fit the specific needs of my business. Additionally, the integration with other Sage Intacct modules allows for a seamless flow of data between modules, which helps to save time and ensure accuracy.”
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Devendra K.

Manager

Starting price
Empty state illustration for "No pricing info"

No pricing info

visit website
Pros and Cons based on 591 verified reviews
Verified reviewer profile picture

Cloud-based flexibility

Comprehensive dashboard features

Scalable for business growth

Challenges in issue resolution

High costs and complex pricing

See pros and cons details
QuickBooks Online Advanced logo
Reviews Sentiment
 
 
 
1-2(40)
3-4(369)
5(626)
Key Features
Reporting/Analytics4.6
Data Import/Export4.1

User insights about the general ledger feature

Reviewers appreciate QuickBooks Online Advanced's general ledger for its integration with other modules and ease of use. They highlight its intuitive setup, customizable options, and comprehensive visibility of financial activities. Users find it effective for tracking expenditures, generating reports, and managing the chart of accounts. However, some users desire more customization options.

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“The set up and customizable General Ledger gives me an accurate picture to identify items that exceed our budgeted forcasts. It also allows me to assess my Chart of Accounts and prevent duplicated accounts (doing the same thing but just phrased differently) and to find misallocated transactions”
MJ

Maribeth J.

Office Manager

“the General Ledger is closely integrated with other modules, such as accounts receivable, accounts payable, and inventory management. I really like it”
EA

Edwin A.

Accountant

Starting price
235flat rate /
per month
Pros and Cons based on 1,035 verified reviews

Convenient remote access

Efficient bookkeeping

Comprehensive tracking features

Robust financial management

Organized multi-entity management

Challenging issue resolution

Limited desktop version compatibility

High costs and confusing pricing

Inconsistent customer service

Subpar mobile accessibility

See pros and cons details
QuickBooks Online logo
Reviews Sentiment
 
 
 
1-2(454)
3-4(3,126)
5(4,748)
Key Features
Reporting/Analytics4.5
Data Import/Export4.4

User insights about the general ledger feature

Users find QuickBooks Online's general ledger simple and effective for tracking income and expenses. They appreciate its user-friendly interface, easy categorization, and detailed reporting. Reviewers mention the ease of managing financial transactions, generating reports, and customizing the chart of accounts. However, some users note limitations in editing entries and the need for more sorting options.
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“The general ledger is very intuitive, and includes all of the receivables and payables information in one place from which I can easily navigate to any other section including banking, invoicing, etc.”
ED

Eugene D.

Project Manager

“The general ledger is the central accounting record where all financial transactions are recorded. QuickBooks Online provides a user-friendly general ledger that allows businesses to track their transactions, reconcile accounts, and generate financial reports.”
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Elisabetta B.

Ecommerce Manager

Starting price
38flat rate /
per month
Pros and Cons based on 8,328 verified reviews
Verified reviewer profile picture

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details

Other Top Rated Budgeting Software with General Ledger in 2026

Limelight logo

Limelight

Cloud FP&A software for growth driven finance

visit website
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QuickBooks Online logo
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Xero logo
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QuickBooks Online Advanced logo

Accounting & business management for small businesses

Advanced budgeting tools for precise planning, real-time tracking, and actionable insights to support strategic financial decisions.

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NetSuite logo

AI-powered cloud-based business management suite

NetSuite Planning and Budgeting enables quick adoption of world-class financial planning and budgeting across lines of business with flexible and customizable deployment options. It facilitates organization-wide business budgeting and planning needs.

Read more about NetSuite

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Sage Intacct logo
Category Leaders

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Sage Intacct is a leading provider of best-in-class cloud ERP software, and is the preferred cloud financial management applications for the AICPA.

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Syft Analytics logo

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SAP S/4HANA Cloud logo
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Sage Accounting logo

Accounting software for small businesses

Sage Accounting is an accounting system for small business owners. It has features to help users forecast their cashflow, send and track invoices and act on real-time reporting. Users can manage their business from anywhere, at any time, from the cloud and with mobile functionality. Sage Accounting application is available for iOS and Android.

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MoneyMinder logo

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Workday Adaptive Planning logo

Enterprise planning software for agile budgeting & reporting

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Datarails logo

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Deltek Vision logo

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Phocas logo
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Yooz logo

AI-powered accounts payable automation platform

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FreeAgent logo

FreeAgent has been voted the UK's #1 accounting software.

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Mint logo

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Vena logo

Microsoft Excel-based FP&A software

Shorten budget cycles, streamline financial reporting and get the insights you need to plan with confidence, all in one flexible and easy-to-use platform.

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Quicken logo

Brings all your accounts together in one place

Quicken helps you to bring your accounts together and you will easily understand how much money you really have. Intuits money management tools can show you exactly where your money’s going.

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BOARD logo

The Enterprise Planning Platform

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Reckon One logo

All small and medium-sized businesses.

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Prophix One logo
Category Leaders

Automate & streamline corporate performance management

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Key features for Budgeting software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Reporting/Analytics: Reviewers appreciate the ability to create custom reports, access real-time data, and utilize tools like Excel integration and AI for detailed financial analysis. 98% of reviewers rated this feature as important or highly important.
  • Data Import/Export: Users highlight the ease of importing/exporting data from various sources, integration capabilities with multiple systems, and automation of data validation and mapping. 96% of reviewers rated this feature as important or highly important.
  • Profit/Loss Statement: Reviewers value the ability to generate real-time P&L statements, customize reports, and use historical data for accurate forecasting and financial management. 95% of reviewers rated this feature as important or highly important.
  • Income & Balance Sheet: Users find the feature essential for tracking financial health, with customization options, integration with other systems, and detailed reporting capabilities. 94% of reviewers rated this feature as important or highly important.
  • Billing & Invoicing: Reviewers appreciate the streamlined billing process, customization options, integration with other systems, and the ability to track and manage invoices efficiently. 92% of reviewers rated this feature as important or highly important.