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Financial Services Software with Credit Card Processing (2026)

Last updated: April 2026

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Why is credit card processing important for financial services software users?

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

Credit card processing enables quick and secure transactions, supports multiple payment methods, and simplifies currency conversion. It facilitates efficient withdrawals and deposits, enhancing overall payment management and user satisfaction. Of the 37 reviewers who rated credit card processing, 76% rated this feature as important or highly important.

Key features of financial services software based on insights from 1166 verified reviews

  • Transaction Monitoring: Reviewers highlight enhanced security with real-time alerts, fraud detection, and comprehensive transaction history, providing peace of mind for users. 93% of reviewers rated this feature as important or highly important.
  • Electronic Payments: Users appreciate the speed, convenience, and security of electronic payments, enabling quick transactions and reducing reliance on cash. 92% of reviewers rated this feature as important or highly important.
  • Transaction History: Reviewers value the detailed and accessible transaction history, which aids in financial management, budgeting, and error detection. 91% of reviewers rated this feature as important or highly important.
  • ACH Payment Processing: Users find ACH payment processing secure and efficient for direct bank transfers, assisting in payroll and business transactions. 78% of reviewers rated this feature as important or highly important.
  • Billing & Invoicing: Reviewers note the ease of creating and managing invoices, enhancing payment processes and record-keeping for businesses. 78% of reviewers rated this feature as important or highly important.
  • Reporting/Analytics: Users benefit from detailed financial reports and analytics, which help in tracking expenses, identifying trends, and making informed decisions. 73% of reviewers rated this feature as important or highly important.
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35 software options

PayPal logo

Payment processing, fraud protection and risk management

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PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

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Acuity Scheduling logo

Online appointment scheduling software and assistant

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Let your clients book appointments, classes, or packages, fill out intake forms, add appointments to their calendar, receive confirmation and reminder notifications, and reschedule, cancel, and pay for appointments automatically—zero hula dancing, email ping-pong, or phone tag required.

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Payhawk logo

Spend management platform that automates expense processing

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Payhawk enables businesses to run their global operations by opening dedicated bank accounts, issuing corporate cards and making bank payments in local currencies.

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authorize.net logo

Payment processing across multiple channels

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authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

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Plaid logo

Platform that enables apps to connect with bank accounts

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Plaid is a technology platform which allows users to create connections between applications and bank accounts to authenticate accounts, check balances in real time, verify identities, validate income, pull transaction data, and verify borrower assets

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Corpay logo

A seamless end to end solution from procure to pay.

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Corpay's expense management solutions offer businesses a seamless end to end solution for managing expenses from procure to pay.

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Serrala Suite logo

Serrala – automate finance without limits!

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Serrala financial services combine cloud-native software and our expert staff who operate and monitor technical services for information capture, payment formatting, bank connectivity and more. These services support our customers’ urgent, specialized, and quickly evolving financial processing needs

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Intergiro logo

Powering your business with integrated payment solutions.

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Intergiro is a Swedish business banking provider and payment processor that offers merchant business accounts with an API-driven platform. Enjoy same-day settlements (T+0), reliable and efficient processing solutions with rapid merchant onboarding, and you get business banking services for free.

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Kani logo

Financial reporting and reconciliation software for fintech

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Kani is a financial reporting and reconciliation software designed to help businesses in the fintech industry reconcile, create custom reports, visualize data, identify or forecast trends, and more. Administrators can drill-down into data sets and share transactional and customer insights.

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PayNet Banking Platform logo

White-labeled Neo Banking and Payments Solutions

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PayNet offers fully managed and ready to use - Neo Banking and Payment software solutions to enable use cases on:

- Payments
- Lending
- Deposits

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Clay logo

Financial and accounting automation platform

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Clay is a financial and accounting software platform that helps businesses automate bank reconciliations, generate financial reports, and centralize business information. The platform features automatic bank reconciliation, cash flow projections up to twelve months, client and vendor management, and automated accounting entries. It includes integrations with multiple banks, tax authorities, and ERP systems, along with an AI assistant for user support.

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BankOne logo

Online and mobile banking software

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BankOne is an online and mobile banking software designed to help businesses in the financial sector with account management, funds transfer, payment gateway integration, and much more. The platform enables managers to handle penalties, amortization, automated credit assessments, and treasury.

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timveroOS logo

Framework-native lending platform built for flexibility and

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Framework-native lending platform unifying origination, servicing, and analytics, giving banks flexibility and long-term control.

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SAP Taulia logo

Invoicing, discounting & payments

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Taulia is an online invoice, payment and discounting management application that serves large, global enterprises. It provides ways to automate supplier invoicing, payment processes,and more . It also provides a Supplier Management (SIM) system to store and manage supplier information.

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Airwallex logo

Payment and financial management solution

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Airwallex provides global businesses with an all-in-one account to help businesses grow and operate globally, offering access to domestic and foreign currency accounts, high speed international transfers, global bill pay, online payment links and plugins, multi-currency cards, expense management, software integrations and APIs to programmatically manage finances.

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Libeo logo

B2B platform for approving and paying supplier invoices

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Libeo enables SME businesses, CFOs and accountants to save time by centralizing, validating, and paying their supplier invoices in one click, without IBAN, and without using their banking interface. The platform allows users to manage the entire purchasing lifecycle via a unified portal.

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Justt logo

The modern chargeback platform

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Justt is the world's first smart chargeback solution that tailors each response and improves over time.

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Regate logo

All-in-one financial management platform

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Regate makes financial management easy while avoiding the use of multiple tools.

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EzPay America logo

POS, billing, invoicing, and payment processing software

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At the end of the day, month and year its important that your point of sale system allows you to have the ability to reconcile your accounts for tax filings. EzPay POS provides that ability by seamlessly integrating with Quickbooks. The number one accounting software in America.

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Payabli logo

Payment infrastructure and monetization platform

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Payabli is a comprehensive payment platform designed to help IT companies manage and monetize payment operations. The platform's pay in capabilities enable businesses to accept payments from customers, whether one-time, recurring, or scheduled. Businesses can leverage Payabli's API-first approach to build payment offerings that are fully integrated into product experience.

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Unity logo

Next-generation multi-asset trading platform

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Unity allows you to:
• trade with 100,000+ instruments in all asset classes
• create multiple white-labels
• integrate any provider
• work with both retail and institutional customers
• trade all exchange traded and OTC instruments
• fulfil all necessary back-office operations

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Centime logo

Empowering finance teams with AP & AR automation.

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Powerful cash management solutions alone, even better together. Centime's AP & AR automation helps your finance team accelerate payments, streamline invoices, and achieve pinpoint forecasting accuracy — all seamlessly integrated into one platform.

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SMART Suite logo

An Embedded Payment Portal Like No Other.

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SMART Suite powered by Transcard offers an all-in-one payment processing solution. With SMART Suite, businesses can manage insights, process payments, and onboard all in one place.

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SBS Core Banking logo

Simplifying Success, Enhancing Efficiency

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SBS Core Banking empowers banks to modernize legacy systems, ensure compliance, and deliver personalized digital services at scale

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iMX logo

Web-based financial services software for the finance sector

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iMX boosts financial services tools for banks, debt collectors, and finance officers to improve efficiency by managing business processes on a single platform. Key features include accounting integration, alerts, billing & invoicing, reporting, client & collection management, statistics, and more.

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