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Payroll Software with 401(k) Tracking (2026)

Last updated: April 2026

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Why is 401(k) tracking important for payroll software users?

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

401(k) tracking enables accurate management of employee contributions, facilitates easy access to retirement information, ensures compliance for reporting purposes, and simplifies enrollment and financial adjustments for employees. Of the 144 reviewers who rated 401(k) tracking, 73% rated this feature as important or highly important.

Key features of payroll software based on insights from 9212 verified reviews

Payroll Management: Reviewers value the comprehensive management of payroll, taxes, and employee documents, highlighting the automation and ease of access to pay stubs and reports. 96% of reviewers rated this feature as important or highly important.
Direct Deposit: Users appreciate the convenience and reliability, noting it saves time, reduces errors, and allows employees to split deposits across multiple accounts. 96% of reviewers rated this feature as important or highly important.
Payroll Reporting: Reviewers highlight the detailed and customizable reporting capabilities, aiding financial analysis, compliance, and decision-making with comprehensive payroll data. 94% of reviewers rated this feature as important or highly important.
W-2 Preparation: Users find W-2 preparation efficient and straightforward, emphasizing automatic generation, distribution, and compliance with legal requirements. 93% of reviewers rated this feature as important or highly important.
Tax Compliance: Reviewers stress the importance of automated tax calculations and filings, which help avoid penalties and ensure compliance with federal and state regulations. 92% of reviewers rated this feature as important or highly important.
Employee Database: Users value the centralized storage of employee information, including personal details and performance data, enhancing HR management and record-keeping. 85% of reviewers rated this feature as important or highly important.