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Top Rated Restaurant POS Software with Payment Processing in 2026

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: March 2026

Payment processing enables quick and efficient transactions, supports multiple payment methods, and ensures timely deposits. It simplifies sales tracking, tip management, and refunds, enhancing overall service speed and accuracy. Our reviewers in restaurant POS software rated this feature as important.

7 Best Restaurant POS Software with Payment Processing

Product
User rating
Starting price
Toast POS logo
4.2
(548)
69
flat rate/per month
visit website
Epos Now logo
3.8
(710)
349
flat rate
visit website
CAKE POS logo
4.6
(521)
69
flat rate/per month
Lavu POS logo
4.2
(256)
Empty state illustration for "No pricing info"

No pricing info

Square Point of Sale logo
4.6
(3K)
Free
PayPal Zettle logo
4.6
(2.2K)
0.01
Clover logo
3.8
(564)
Empty state illustration for "No pricing info"

No pricing info

See other top Restaurant POS products with payment processing

How we picked the 7 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Restaurant POS software category. They also needed to have sufficient reviews about payment processing, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for payment processing, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 7 best products

Toast POS logo

Toast POS

Reviews Sentiment
 
 
 
1-2(70)
3-4(155)
5(323)
Key Features
Order Entry4.5
Sales Reports4.3

User insights about the payment processing feature

Reviewers appreciate Toast POS's quick and reliable payment processing, with next-day deposits and the ability to accept various payment forms, including Apple Pay. They find the system user-friendly and efficient, though some mention high processing fees and occasional network issues affecting payment processing.

See related user reviews

“Payment processing is easy as long as the Toast network is working. Several updates cause the Toast network to not connect, which prevents payments especially on handheld devices.”
KB

Katie B.

Operations Director

“Accepts apple and Samsung pay, vital since covid. One can also oversee from their phone device of any "suspicious" activity ”
KK

Kristina K.

District Manager

Starting price
69flat rate /
per month
visit website
Pros and Cons based on 548 verified reviews

Efficient staff training

Intuitive user interface

High service fees

Inefficient phone support

Slow issue resolution

Unreliable card processing

Poor financial management

See pros and cons details
Epos Now logo

Epos Now

Reviews Sentiment
 
 
 
1-2(188)
3-4(98)
5(424)
Key Features
Order Entry3.5
Sales Reports3.7

User insights about the payment processing feature

Reviewers have mixed opinions on Epos Now's payment processing. Some appreciate its ease of use and quick transactions, while others report frequent system crashes, connectivity issues, and unauthorized charges. Users highlight the need for reliable support and better integration with payment terminals.
Verified reviewer profile picture

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“Unable to take payments multiple times a day x 5 days. Card reader unable to connect to point of sales. ”
AL

Amy L.

Owner

“half the time it did not work and losst sales from not being able to process payments and could not get help from campany I had figure it out on my own like every other problem that popped up with the system”
Verified reviewer profile picture

Carole M.

owner

Starting price
349flat rate
visit website
Pros and Cons based on 710 verified reviews
Verified reviewer profile picture

Effective implementation support

Significant refund issues

High cancellation charges

Problematic invoice management

Inadequate call support

Hidden costs and fees

See pros and cons details
CAKE POS logo
Reviews Sentiment
 
 
 
1-2(30)
3-4(94)
5(397)
Key Features
Order Entry4.6
Sales Reports4.5

User insights about the payment processing feature

Users report that CAKE POS's payment processing is fast and reliable, with quick deposits and low fees. They appreciate the ease of use, especially for voids and refunds. However, some mention issues with credit card deposits not matching daily reports and the need for more processor options.

See related user reviews

“Love the Voids and Refund option especially. Mistakes are made and I appreciate the ability to correct them and ensure the best experience for my guests from start to finish. ”
NN

Nicole N.

General Manager

“Credit card transactions are posted to our bank quickly. Never had any discrepancies.”
DK

Danielle K.

Owner

Starting price
69flat rate /
per month
Pros and Cons based on 521 verified reviews

Streamlined employee training

Quick learning curve

Efficient staff management

Flexible menu management

Intuitive terminal navigation

Inconsistent card processing

Unreliable customer support

Problematic cash and ticket management

Slow issue resolution

See pros and cons details
Lavu POS logo
Reviews Sentiment
 
 
 
1-2(30)
3-4(69)
5(157)
Key Features
Order Entry4.4
Sales Reports4.4

User insights about the payment processing feature

Reviewers appreciate Lavu POS's payment processing capabilities, highlighting its speed, safety, and user-friendliness. They find the dual pricing option particularly valuable for business owners. Users report fast deposits and seamless integration with credit card readers, making transactions quick and efficient. However, some mention the need for offline payment options.

See related user reviews

“Credit Card reader is super fast and will except all card. We choose to add 4% fee into pricing giving a 4% discount for cash purchases. It's wonderful and we've had NO complaints. After first month our Lodge has saved enough on Credit fees that it actually covers our cost of the LAVU system. ”
DC

Debbie C.

Bar Manger

“Dual Pricing, Is the best set up for a business owner. ”
NG

Nathan G.

Owner

Starting price
Empty state illustration for "No pricing info"

No pricing info

Pros and Cons based on 256 verified reviews

Responsive and helpful support

Reliable customer service

Effective restaurant management

Unreliable card processing

Frequent system crashes

Unexpected price increases

See pros and cons details
Square Point of Sale logo
Reviews Sentiment
 
 
 
1-2(62)
3-4(736)
5(2,216)
Key Features
Order Entry4.4
Sales Reports4.5

User insights about the payment processing feature

Users find Square Point of Sale's payment processing quick, easy, and reliable. They appreciate the ability to accept various payment forms, including credit cards and mobile payments, with fast deposits and minimal issues. Reviewers note the convenience of next-day deposits and the user-friendly interface. However, some mention high processing fees and occasional payment holds.

See related user reviews

“I can take payments any time, any where, and in almost any form. I can even account for cash payments received. Every payment is accompanied by super easy invoice which creates data pools to make things like taxes a breeze. ”
RB

Rodney B.

President

“This works very well and we have not had any issues with accepting payments. We use the small adapter to plug into our lightning connector on our iPhones and we have not had issues with getting it connected to our phones. It connects well and we have not had any missed payments, even when phone service was a bit spotty at times. ”
MM

Megan M.

Physical therapist

Starting price
Free
Pros and Cons based on 3,014 verified reviews

Ideal for small businesses

Easy setup process

Efficient invoice management

Minimal staff training required

Comprehensive sales management

Reliance on internet connectivity

High transaction fees

Inconsistent support and issues

Compatibility issues with readers

Unreliable card reader

See pros and cons details
PayPal Zettle logo
Reviews Sentiment
 
 
 
1-2(30)
3-4(656)
5(1,604)
Key Features
Order Entry
Sales Reports4.5

User insights about the payment processing feature

Reviewers highlight PayPal Zettle's quick, easy, and reliable payment processing. They appreciate the ability to accept major credit cards and mobile payments, with funds deposited swiftly into their PayPal accounts. Users find the system convenient and user-friendly, though some mention issues with reconciling multiple transactions and occasional payment holds.

See related user reviews

“The payment processing is an absolute 10/10 for me and my business. It enabled me to take and process credit cards and debit cards whereas before I was inable to. It is the most inexpensive processor I've found.”
JF

Jonathan F.

Manager

“With the Zettle card reader and point-of-sale app, you can accept chip, contactless, and mobile payments almost anywhere in eligible countries. Accept major credit cards as well as Apple Pay, Samsung Pay and Google Pay. .the sum of your sales will be automatically paid into your PayPal account.”
PZ

Pierrette Z.

Commerce et finance

Starting price
0.01
Pros and Cons based on 2,290 verified reviews

Efficient invoicing tools

Secure online shopping

Robust security features

User-friendly navigation

Support for small businesses

Connectivity issues

High transaction fees

Slow issue resolution

Account access problems

Slow processing speed

See pros and cons details
Clover logo
Reviews Sentiment
 
 
 
1-2(122)
3-4(171)
5(271)
Key Features
Order Entry
Sales Reports3.5

User insights about the payment processing feature

Users find Clover's payment processing easy and quick, with support for various payment forms, including contactless options. They appreciate the user-friendly interface and fast transactions. However, some reviewers report issues with hidden fees, delayed deposits, and poor customer service.

See related user reviews

“Adding this system has allowed us to accept different forms of payment, ie contactless pay options. Which has been beneficial during the pandemic.”
RB

Rachel B.

Manager

“It is easy to process payment types with Clover. My system accepts all major credit cards, and even accepts Apple Pay and Google Pay.”
TW

TAMMY W.

Owner

Starting price
Empty state illustration for "No pricing info"

No pricing info

Pros and Cons based on 564 verified reviews

Intuitive and sleek interface

Hassle-free setup

Comprehensive sales tracking

Ideal for small businesses

Efficient employee training

Inefficient customer support calls

Difficult account cancellation process

Poor email communication

High and hidden fees

Complicated bank account management

See pros and cons details

Other Top Rated Restaurant POS Software with Payment Processing in 2026

HungerRush logo

HungerRush

Category Leaders

The POS Partner That Simplifies Restaurant Growth

visit website
HungerRush provides an all-in-one restaurant POS system that gives you everything you need to manage and grow your brand.

Read more about HungerRush

Users also considered
SumUp Point of Sale logo

SumUp Point of Sale

All-in-one POS

visit website
SumUp’s cloud-based point of sale is designed especially for the hospitality industry and offers everything businesses need to manage their customers, restaurants and shops.

Read more about SumUp Point of Sale

Users also considered
Rezku POS logo

Rezku POS

Restaurant Point of Sale System

visit website
Rezku is the secret weapon of America's most successful restaurants. Easy to use yet incredibly powerful. Rezku includes all the functionality independent restaurants need to compete at the level of national chains. Online ordering, loyalty perks, gift card system, delivery dispatch + more included.

Read more about Rezku POS

Users also considered
Toast POS logo

Toast POS

Category Leaders

Cloud-based Point of Sale solution for restaurants

visit website
Toast POS solution is a cloud-based restaurant management platform for restaurant owners to reduce staff & operational costs and improve customer experience

Read more about Toast POS

Users also considered
SevenRooms logo

SevenRooms

Operations, marketing, & guest engagement platform

visit website
SevenRooms is a web-based direct reservations, guest experience, marketing automation, and operations management solution for restaurants, hotels, nightclubs, sports clubs, and other membership organizations. Businesses can manage guest experience with a native iOS app and multiple POS integrations.

Read more about SevenRooms

Users also considered
eHopper logo

eHopper

Free POS software for retail & restaurants

visit website
eHopper is a free, cross-platform, cloud-based POS software designed for use by retail & restaurants using Android, Windows PC and Poynt mobile terminal.

Read more about eHopper

Users also considered
BrewPOS logo

BrewPOS

Restaurant POS software with financial management

visit website
BrewPOS is a cloud based, multi-location point of sale system for the hospitality and food service industry. BrewPOS gives users complete control over their company’s financial and operational data in an easy and intuitive way. From menu planning to real time analysis, BrewPOS is designed to give you flexible and timely access to all of your POS data from anywhere with an internet connection. Additionally, the software comes with employee activity tracking for complete restaurant management.

Read more about BrewPOS

Users also considered
Infrasys POS logo

Infrasys POS

Software for managing restaurant menus, orders, and payments

visit website
Infrasys POS helps businesses in the hospitality industry manage sitting plans, menus, orders, and more via a unified portal. The platform enables organizations to capture customer orders and process payments using mobile devices equipped with biometrics, RFID, and magnetic strip readers.

Read more about Infrasys POS

Users also considered
Epos Now logo

Epos Now

An easy-to-use, adaptable point-of-sale and payment system.

visit website
Easily connect to major online ordering and delivery apps to create new revenue streams using Epos Now’s restaurant POS system. Then, manage in-house operations using complex inventory management down to ingredient level alongside detailed reporting, and management tools.

Read more about Epos Now

Users also considered
Microworks Prism POS logo

Microworks Prism POS

Restaurant point of sale and delivery management solution

visit website
Microworks Prism POS is a point of sale solution designed to help restaurants streamline and automate inventory control, gift cards, loyalty programs, and delivery management operations on a unified dashboard. The application provides dining and table service module, which allows professionals to prepare custom table layouts for facilities and track status on guests, table, server, food and beverage in real-time.

Read more about Microworks Prism POS

Users also considered
Square Point of Sale logo
Category Leaders

iPad & Android point of sale (POS) system

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Read more about Square Point of Sale

Users also considered
PayPal Point of Sale logo
Category Leaders

Mobile point of sale software to process online payments

The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

Read more about PayPal Point of Sale

Users also considered
Restroworks logo
Category Leaders

Cloud-based restaurant management and POS software

POSist is a leading cloud-based restaurant technology platform suited for restaurants of all sizes. POSist offers scalable, reliable, and easy to use point-of-sale technology, enabling businesses to automate operations, integrate with aggregators, delight guests, and grow their revenue.

Read more about Restroworks

Users also considered
NetSuite logo

AI-powered cloud-based business management suite

NetSuite is an AI-powered cloud-based business management suite. It helps organizations streamline their operations and gain real-time insights into their performance. The suite caters to a range of industries such as manufacturing, retail, and professional services.

Read more about NetSuite

Users also considered
Loyverse POS logo
Category Leaders

Free point of sale software & inventory system

Loyverse is a cloud POS system for cafes, bars or small shops that provides inventory management, loyalty program, electronic receipts, & customer communication

Read more about Loyverse POS

Users also considered
CAKE POS logo
Category Leaders

CAKE POS is built for restaurants of all sizes.

CAKE's restaurant solutions are designed to meet the unique needs of your restaurant. Simple, intuitive and cost friendly.

Read more about CAKE POS

Users also considered
SpotOn logo

Restaurant POS for payment processing

SpotOn Restaurant is a cloud-based point of sale (POS) solution designed to help small to medium businesses in the hospitality industry streamline online payments, tableside orders, and fraud protection. The labor management module lets users handle employee hours, gratuities, shifts, and more.

Read more about SpotOn

Users also considered
authorize.net logo

Payment processing across multiple channels

authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

Read more about authorize.net

Users also considered
Flipdish logo

All-in-one POS and restaurant management system

Built by QSR owners who know exactly what you need, Flipdish POS is used by thousands of restaurants and takeaways around the world.

Read more about Flipdish

Users also considered
Lightspeed Restaurant logo

Point of sale (POS) system for restaurants

Lightspeed Restaurant is a cloud-based point of sale (POS) system for restaurants. The platform offers features including sales tracking, contactless payment processing, customizable floor plans, employee management, and more. Lightspeed Restaurant also offers add-ons for delivery and eCommerce.

Read more about Lightspeed Restaurant

Users also considered
Gofrugal logo

ERP solutions for retail, restaurants & distribution

GOFRUGAL Restaurant Software helps you to manage restaurant billing, keeps accurate track of your inventory ensuring it's always fresh & lets you maintain taste consistency with recipe management and integrate online ordering. Get to know your exact cost price and win more margins on every sale.

Read more about Gofrugal

Users also considered
Lavu logo
Category Leaders

Cloud-based iPad POS system for the restaurant industry

Lavu is an iPad-based restaurant POS system designed for various food service establishments including full-service restaurants, cafes, and food trucks. The platform offers integrated features such as dual pricing options, online ordering, kitchen display systems, and automated payroll processing. Restaurant operators can manage their business remotely with detailed reporting tools while benefiting from customizable menu modules that allow for quick adjustments to inventory and pricing.

Read more about Lavu

Users also considered
Marketman logo

AI-Powered Restaurant Inventory Management Software

Restaurant inventory and supplier management software that empowers small to large hospitality operators with data-driven insights and industry-leading AI tools.

Read more about Marketman

Users also considered
Clover logo

Comprehensive point of sale & business management solution

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

Read more about Clover

Users also considered
Genius logo
Category Leaders

A point of sale so easy, it’s Genius.

Genius is the all-in-one cloud POS built for retail, restaurant and enterprises. With powerful — but user-friendly — features, it helps businesses of all sizes operate smarter, delight customers and maximize profits.

Read more about Genius

Users also considered

Key features for Restaurant POS software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Order Entry: Reviewers appreciate the ease of use, fast order-taking process, and the ability for quick modifications. Training new employees is straightforward, and the system supports accurate and efficient order management. 95% of reviewers rated this feature as important or highly important.
  • Sales Reports: Users value the customizable and detailed sales reports for informed decision-making. Reports help track sales metrics, analyze business performance, and support accounting and tax reporting. 94% of reviewers rated this feature as important or highly important.
  • Electronic Payments: Users find electronic payment options convenient and essential for modern transactions. The system supports multiple payment methods, including mobile payments, and offers reliable processing with quick deposit times. 92% of reviewers rated this feature as important or highly important.
  • Reporting/Analytics: Reviewers appreciate the comprehensive and customizable reporting and analytics features. These tools help track sales, inventory, and employee performance, facilitating better business decisions and operational efficiency. 91% of reviewers rated this feature as important or highly important.
  • Order Management: Reviewers value the ability to track, manage, and modify orders easily. The system supports efficient kitchen operations, provides real-time updates, and enhances overall service quality. 88% of reviewers rated this feature as important or highly important.