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Top Rated Shopping Cart Software with Electronic Payments in 2026

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: April 2026

Electronic payments streamline transactions, offering diverse payment options and ensuring security. They attract customers by providing convenience and flexibility, reduce administrative tasks, and improve overall shopping experience. Our reviewers in shopping cart software rated this feature as important.

3 Best Shopping Cart Software with Electronic Payments

  • Shopify - Highest rated for electronic payments
  • Squarespace
  • PayPal

See other top Shopping Cart products with electronic payments

How we picked the 3 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the shopping cart software category. They also needed to have sufficient reviews about electronic payments, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for the product with the highest rating for electronic payments based on our proprietary ratings and reviews. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 3 best products

Shopify logo
4.5
(6.6K)
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User insights about the electronic payments feature

Users find Shopify's electronic payments convenient and versatile, offering multiple payment options like PayPal, Apple Pay, and Stripe. They appreciate the ease of setup and integration with various payment gateways, which enhances the customer checkout experience. Reviewers mention the platform's security and reliability, making it simple to manage transactions and receive payments. They also note the ability to accept payments on any device, which is beneficial for online store managers and customers alike.
“I find them incredibly convenient and efficient. With Shopify, accepting electronic payments is a breeze. The platform integrates seamlessly with various payment gateways, allowing me to offer my customers a wide range of payment options. ”
Verified reviewer profile picture

Lewis K.

Manager

“This is how we keep customers on our site! Shopify accepts a lot of credit cards and online payment options, so every user can pay exactly how they want to ! We even can let customers pay in payments with a 3rd party vendor”
SB

Shira B.

CEO

Shopping Cart key features coverage

Shopify offers 5 out of the 5 key features for Shopping Cart software identified by reviewers:

Mobile Access4.6
Third-Party Integrations4.2
eCommerce Management4.5
Order Management4.5
Inventory Management4.4

Pros and cons based on 6,657 verified reviews

64% of users rated Shopify 5 out of 5 stars, while 2% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 6,657 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Comprehensive ecommerce features

Efficient online selling

Easy online store creation

Supports small business growth

User-friendly setup process

Cons:

High transaction and subscription fees

High costs for small businesses

Slow site performance

Inconsistent issue resolution

Need for coding knowledge

See pros and cons details

Pricing

Starting price:$29 flat rate/per month|Free version:Not available|Free trial:Available

Prices may vary depending on the number of users and features.

Squarespace logo
4.6
(3.3K)
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User insights about the electronic payments feature

Reviewers appreciate Squarespace's electronic payments for their ease of use and seamless integration with the platform. They highlight the competitive transaction fees and the ability to accept payments through Stripe, PayPal, and Square. Users report that the system simplifies the checkout process and provides a secure, efficient way to manage transactions. They also value the synchronization with bank accounts and the capability to handle payments globally, which is essential for their businesses.
“Squarespace offers competitive rates for transaction fees on electronic payments. We no longer have to utilize multiple payment processors thanks to how well Squarespace works across the entire payment spectrum. ”
NC

Nick C.

Executive Clinical Director

“One of the main benefits of Squarespace's electronic payment system is its ease of use and seamless integration with the platform, which let users make payments without being sent to other websites.”
Verified reviewer profile picture

Chukwumezie B.

Web designer

Shopping Cart key features coverage

Squarespace offers 5 out of the 5 key features for Shopping Cart software identified by reviewers:

Mobile Access4.6
Third-Party Integrations4.2
eCommerce Management4.4
Order Management4.5
Inventory Management4.6

Pros and cons based on 3,380 verified reviews

64% of users rated Squarespace 5 out of 5 stars, while 1% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 3,380 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Ideal for small businesses

Efficient client website creation

Professional website appearance

User-friendly website creation

Diverse and customizable templates

Cons:

Customization constraints

Frequent technical issues

Limited page design flexibility

Short and restrictive free trials

High cost concerns

See pros and cons details

Pricing

Starting price:$25 flat rate/per month|Free version:Not available|Free trial:Available

Prices may vary depending on the number of users and features.

PayPal logo
4.7
(26.2K)
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User insights about the electronic payments feature

Reviewers highlight PayPal's electronic payments for their speed, security, and ease of use. They appreciate the seamless integration with various systems and the ability to make global transactions without currency conversion issues. Users report that PayPal simplifies online purchases and business transactions, providing multiple payment methods like credit cards, bank transfers, and digital wallets. They find the platform reliable for both personal and business use, noting the convenience of not having to share card information directly with merchants.
“Because they enable PayPal to offer a fast, secure, and convenient way for customers and businesses to make online payments and receive payments online too. Instantaneous payments are secure and affordable.”
JA

Jackson A.

Management Consultant

“Pay Pal offers a convenient and efficient way to send and receive money online, with electronic payments users can make transactions from comfort of their own devices.”
TL

Tyson L.

San Miali Electrician

Shopping Cart key features coverage

PayPal offers 4 out of the 5 key features for Shopping Cart software identified by reviewers:

Mobile Access4.7
Third-Party Integrations
eCommerce Management4.4
Order Management4.4
Inventory Management4.1

Pros and cons based on 26,280 verified reviews

74% of users rated PayPal 5 out of 5 stars, while 2% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 26,280 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Enhanced user safety

Efficient invoicing capabilities

Convenient online shopping

Robust security measures

Seamless transaction management

Cons:

High transaction fees

Inefficient refunds and disputes

Issues with email transactions

High fees and hidden costs

Costly currency exchange

See pros and cons details

Pricing

Starting price:$0.29 other|Free version:Available|Free trial:Not available

Prices may vary depending on the number of users and features.

Other Top Rated Shopping Cart Software with Electronic Payments in 2026

PayPal logo
Category Leaders

Payment processing, fraud protection and risk management

learn more
PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Read more about PayPal

Users also considered
Shopify logo
Category Leaders

Everything you need to sell anywhere. Trusted by 160k stores

learn more
Shopify is a commerce platform that allows anyone to easily sell online, at a retail location, and everywhere in between

Read more about Shopify

Users also considered
Squarespace logo
Category Leaders

Cloud-based solution to build websites and online stores

learn more
Squarespace is the all-in-one platform to build a beautiful website, online store, or portfolio. Drive traffic to your Squarespace website and measure your success with powerful marketing and analytics tools.

Read more about Squarespace

Users also considered
Weebly logo

Website, blog & online store creation

learn more
Weebly is a web design and website hosting tool which provides the tools to create websites, online stores, and blogs using a drag and drop website builder

Read more about Weebly

Users also considered
NetSuite logo

AI-powered cloud-based business management suite

learn more
NetSuite is an AI-powered cloud-based business management suite. It helps organizations streamline their operations and gain real-time insights into their performance. The suite caters to a range of industries such as manufacturing, retail, and professional services.

Read more about NetSuite

Users also considered
Pixpa logo

All-in-one website builder for creators & small businesses

learn more
Pixpa’s built-in shopping cart lets you sell digital or physical products securely with flexible payment options and no third-party plugins.

Read more about Pixpa

Users also considered
Keap logo

An all-in-one CRM, sales and marketing automation solution

learn more
Use Keap to set up an online storefront with a built-in shopping cart. Keap's shopping cart integrates with CRMs to update customer profiles

Read more about Keap

Users also considered
Adobe Commerce logo
Category Leaders

Personalized, high-performance B2B & B2C commerce

learn more
Adobe Commerce empowers B2C and B2B brands to boost conversion and go live faster on a flexible, cloud-native platform. It supports rapid growth across brands and markets with scalable catalogs, a native DAM, and a fast, personalized storefront experience that accelerates growth.

Read more about Adobe Commerce

Users also considered
Lightspeed Retail logo

The point of sale you'll love to use.

learn more
Lightspeed is built for independent online retailers who want to focus on business growth and customer experience, all while working more efficiently, not more.

Read more about Lightspeed Retail

Users also considered
PaySimple logo

Payments today. Partners for Tomorrow.

learn more
PaySimple is the leading payments management solution for service-based businesses, powering the cashflow of over 20,000 companies nationwide.

Read more about PaySimple

Users also considered
BigCommerce logo
Category Leaders

Redefining Enterprise Ecommerce

learn more
Bigcommerce is an all-in-one SaaS ecommerce platform for growing and established online businesses that want a powerful solution in a user-friendly package.

Read more about BigCommerce

Users also considered
ikas logo

Sell your products on your own website in your own way!

learn more
ikas is an e-commerce platform that has been developed with small and medium-sized businesses and entrepreneurs in mind. Its interface is simple to use, and no technical know-how is required to create an online store.

Read more about ikas

Users also considered
authorize.net logo

Payment processing across multiple channels

learn more
authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

Read more about authorize.net

Users also considered
Shopify Plus logo
Category Leaders

Enterprise eCommerce platform for high volume merchants

learn more
Shopify Plus is a multi-channel enterprise eCommerce platform for high growth and high volume merchants earning $1M or more in annual revenue

Read more about Shopify Plus

Users also considered
CS-Cart Multi-Vendor logo

Multi-Vendor eCommerce marketplace software

learn more
CS-Cart Multi-Vendor is an award-winning CMS for marketplace. Use it to create your own eBay, invite sellers and take commissions from their sales. This is the most popular marketplace platform for today as it has more live cases than any other marketplace builder.

Read more about CS-Cart Multi-Vendor

Users also considered
Kartra logo
Category Leaders

Kartra, the all-in-one business platform

learn more
Maximize online sales with Kartra's built-in shopping cart features. Multiple price and payment options reduce buyer resistance. And dynamic coupons, upsells, downsells, and cart recovery emails boost your success. Make the checkout process easy for customers and watch your earnings grow.

Read more about Kartra

Users also considered
Brightpearl logo

Retail operations management platform for brands & retailers

learn more
Brightpearl is a retail operations platform. Tightly integrated to all of your sales channels, Brightpearl connects your sales orders, fulfillment, inventory management, accounting, reporting and planning, warehouse management, replenishment, and more.

Read more about Brightpearl

Users also considered
Ucraft logo

Cloud-based and AI-enabled website and store builder

learn more
Ucraft is a cloud-based and AI-enabled website builder designed for eCommerce stores that offers features such as visual editor, content management, and more.

Read more about Ucraft

Users also considered
OpenCart logo

Open source e-commerce platform for selling online

learn more
OpenCart is an open source e-commerce platform for online merchants to sell and promote products through a web store

Read more about OpenCart

Users also considered
Sana Commerce logo

Prioritize relationships, not just transactions.

learn more
Put your customers at ease with real-time shopping cart calculations. No surprise costs and fees mean fewer abandoned carts and better transparency.

Read more about Sana Commerce

Users also considered
STORIS logo

All-in-One Retail Software for Home Furnishings Retailers

learn more
STORIS offers a unified shopping cart that works across your home furnishings, bedding, or appliance retail website and stores. Customers can add items online and have that cart accessible in-store, or vice versa.

Read more about STORIS

Users also considered
Shift4Shop logo

Rocket fuel for your business

learn more
All in one Shopping Cart Solution - Build, Manage, and grow your online store.

Read more about Shift4Shop

Users also considered
MemberMouse logo
Category Leaders

The WordPress membership plugin that sets up in minutes.

learn more
MemberMouse is an enterprise-class, easy to use, scalable WordPress membership plugin that allows you to accept payments, manage customers, deliver premium content in a password protected member's area, track critical business metrics and it has all the flexibility you need to maximize revenue.

Read more about MemberMouse

Users also considered
Web.com logo

Website Design and eCommerce Solution

learn more
Web.com is an online marketing service that equips small businesses with features such as website design, marketing to attract, convert qualified prospects and website traffic and marketing Results. It combines professional web design, on-demand website modifications and online marketing services.

Read more about Web.com

Users also considered
Bolt logo

Checkout tool with built-in fraud engine for eCommerce sites

learn more
Bolt is a mobile optimized checkout, payments and fraud detection solution for eCommerce sites that promises to reduce cart abandonment and boost sales conversions, analyze transactions with an AI-powered fraud engine for identifying risk & approving orders, while providing dashboard-based analytics

Read more about Bolt

Users also considered

Key features for Shopping Cart software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Mobile Access: Reviewers appreciate the mobile functionality for managing stores, tracking orders, and making purchases, emphasizing convenience and responsive design. 88% of reviewers rated this feature as important or highly important.
  • Third-Party Integrations: Reviewers value the extensive third-party integrations that enhance functionality, streamline operations, and allow for customization. 87% of reviewers rated this feature as important or highly important.
  • eCommerce Management: Users mention comprehensive e-commerce management features, including inventory tracking, order processing, and customer management. 87% of reviewers rated this feature as important or highly important.
  • Order Management: Reviewers note the efficiency of tracking, processing, and fulfilling orders, highlighting automated notifications and easy-to-use interfaces. 87% of reviewers rated this feature as important or highly important.
  • Inventory Management: Users appreciate the intuitive inventory management, with features for tracking stock levels, setting notifications, and managing products. 86% of reviewers rated this feature as important or highly important.