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Top Rated Budgeting Software with Billing & Invoicing in 2026

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

Billing and invoicing streamline financial management by automating billing cycles, tracking payments, and generating detailed invoices. This efficiency reduces administrative tasks, enhances accuracy, and ensures timely payments. Our reviewers in budgeting software rated this feature as highly important.

5 Best Budgeting Software with Billing & Invoicing

Product
User rating
Starting price
Xero logo
4.4
(3.2K)
25
flat rate/per month
visit website
NetSuite logo
4.2
(1.7K)
Empty state illustration for "No pricing info"

No pricing info

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Quicken logo
3.9
(459)
47.88
flat rate/per year
QuickBooks Online Advanced logo
4.4
(1K)
235
flat rate/per month
QuickBooks Online logo
4.3
(8.3K)
38
flat rate/per month

See other top Budgeting products with billing & invoicing

How we picked the 5 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Budgeting software category. They also needed to have sufficient reviews about billing & invoicing, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for billing & invoicing, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 5 best products

Xero logo

Xero

Reviews Sentiment
 
 
 
1-2(157)
3-4(1,150)
5(1,943)
Key Features
Reporting/Analytics4.5
Data Import/Export4.4

User insights about the billing & invoicing feature

Reviewers appreciate Xero's billing and invoicing capabilities for their ease of use and efficiency. They find the automated billing, recurring invoices, and customizable templates particularly valuable. Users highlight the seamless integration with payment services and the ability to track payments and outstanding invoices. However, some mention that the template creation process can be cumbersome and fiddly.
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“I helped my father switch his consulting business from QuickBooks to Xero per his request. His partners in England had been using Xero for a number of years and it just made sense for him to switch. I was able to set up his billing and invoicing with great ease. And what I wasn't entirely sure about, I was able to find helpful tutorial videos. At this point he is not choosing to take credit card payments, but in future the "Pay Now" button would be a great tool to get his clients to pay right on time.”
SK

Sarah K.

Digital Designer

“What I like about "Billing and Invoicing" in Xero is its accuracy. It automatically calculates for you which will avoid human error especially the taxes. I like this feature because it saves you time and effort.”
Verified reviewer profile picture

Sharem S.

Virtual Assistant

Starting price
25flat rate /
per month
visit website
Pros and Cons based on 3,250 verified reviews
Verified reviewer profile picture

Cloud accounting accessibility

Customizable dashboard

Effective bookkeeping tools

Accessible learning resources

User-friendly interface

Slow issue resolution

Poor customer support

Limited inventory management

Lack of live support

Underdeveloped mobile access

See pros and cons details
NetSuite logo

NetSuite

Reviews Sentiment
 
 
 
1-2(92)
3-4(906)
5(793)
Key Features
Reporting/Analytics4.1
Data Import/Export3.9

User insights about the billing & invoicing feature

Reviewers highlight NetSuite's billing and invoicing system for its customization, automation, and integration capabilities. They appreciate the ease of managing invoices, the automated billing cycles, and the built-in reporting features. Users find the system reliable and effective, though some mention challenges with partial invoicing and the learning curve for new users.

See related user reviews

“The billing and invoicing in NetSuite is easy. The automation of invoices, both creation and notifications, makes the job of Account Receivables easier. Billing is simplified which allows for the CEO to know exactly where the business stands. ”
CS

Cheryl S.

IT/AR

“Easy order to cash process allows us to fulfill and bill orders seamlessly, and built in reporting allows us to print statements and stay on top of billing processes. Automated approval systems keep checks and balances in place. 3 way matching ensures accuracy. ”
RZ

Rebecca Z.

IT Manager

Starting price
Empty state illustration for "No pricing info"

No pricing info

visit website
Pros and Cons based on 1,791 verified reviews

Cloud-based accessibility

Efficient inventory management

Flexible customization options

Customizable and informative dashboards

Convenient web access

Slow performance speed

Prohibitive pricing for small businesses

Challenging implementation process

Inadequate customer support

Inefficient sales management

See pros and cons details
Quicken logo
Reviews Sentiment
 
 
 
1-2(67)
3-4(207)
5(185)
Key Features
Reporting/Analytics
Data Import/Export

User insights about the billing & invoicing feature

Reviewers note that Quicken's billing and invoicing features are user-friendly and easy to use. They appreciate the ability to generate and send invoices quickly. However, many users mention that they do not use Quicken for billing and invoicing, preferring other software more tailored to these functions.

See related user reviews

“Quicken allows users to quickly and easily generate invoices and bills for customers, helping them to streamline their billing process”
DN

Debbie N.

Manager

“I have not used Quicken for billing and invoicing. While it does have some billing and invoicing features, one would be better served by a program more tailored to that function.”
JH

John H.

President

Starting price
47.88flat rate /
per year
Pros and Cons based on 459 verified reviews

Simplified tax reporting

Comprehensive expense tracking

Versatile accounting software

Effective budgeting tools

Ideal for small businesses

Frequent bugs and crashes

Problematic updates and versions

Subscription model drawbacks

Issues with bank account management

See pros and cons details
QuickBooks Online Advanced logo
Reviews Sentiment
 
 
 
1-2(40)
3-4(369)
5(626)
Key Features
Reporting/Analytics4.6
Data Import/Export4.1

User insights about the billing & invoicing feature

Reviewers indicate that QuickBooks Online Advanced simplifies billing and invoicing with its automation and customization options. They appreciate the ease of sending invoices, tracking payments, and the integration with QBO payments. Users find the system intuitive and efficient, though some mention that setting up invoice formats can be time-consuming.

See related user reviews

“Billing and invoicing in QuickBooks is both easy and very intuitive. We create invoices for our clients daily and are able to both customize the way they look and streamline the process. I especially appreciate the ability to directly email the invoices to our clients from QuickBooks.”
ED

Eugene D.

Project Manager

“Setup your invoice format may take a while (is not super straightforward) but the level of personalization is great. As well, sending an invoice based on an estimate is matter of a few clicks only. It becomes easier when you spend time configuring and setting up the tool, configuring your customers especially.”
JO

Javier O.

Owner

Starting price
235flat rate /
per month
Pros and Cons based on 1,035 verified reviews

Convenient remote access

Efficient bookkeeping

Comprehensive tracking features

Robust financial management

Organized multi-entity management

Challenging issue resolution

Limited desktop version compatibility

High costs and confusing pricing

Inconsistent customer service

Subpar mobile accessibility

See pros and cons details
QuickBooks Online logo
Reviews Sentiment
 
 
 
1-2(454)
3-4(3,126)
5(4,748)
Key Features
Reporting/Analytics4.5
Data Import/Export4.4

User insights about the billing & invoicing feature

Reviewers find QuickBooks Online's billing and invoicing easy to use and efficient. They appreciate the ability to create professional-looking invoices, set up recurring invoices, and accept online payments. Users also value the integration with other software and the automation capabilities. However, some note limitations in customization options and occasional issues with reminders and late fees.

See related user reviews

“QuickBooks Online makes billing and invoicing a breeze. Users can create professional-looking invoices, set up recurring invoices, and accept online payments.”
MG

Massimiliano G.

Graphic Designer

“I use QuickBooks Online more so for billing/invoicing over expense tracking so the ability to get that task done takes priority over all others. I have found the process to be easy for me to disseminate invoices and for my customers to receive them and remit payment online. ”
MS

Michelle S.

Small Business Owner/Brand Designer

Starting price
38flat rate /
per month
Pros and Cons based on 8,328 verified reviews

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details

Other Top Rated Budgeting Software with Billing & Invoicing in 2026

QuickBooks Online logo
Category Leaders

Accounting and business management software

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Read more about QuickBooks Online

Users also considered
Xero logo
Category Leaders

Cloud-based accounting software for small businesses

Use Xero's Budget Manager to prepare budgets and compare against performance for selected periods. Create an overall budget as well as multiple sub-budgets.

Read more about Xero

Users also considered
Procore logo

Construction Project Management

Procore construction software manages construction projects, resources and financials from planning to closeout. Procore helps owners, general contractors, and specialty contractors increase project efficiency & accountability by streamlining project communication & documentation.

Read more about Procore

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Workday HCM logo

Human capital management system

Workday HCM is an HR solution that helps organizations manage the global workforce. The system supports companies of all sizes, enabling organizations to comply with local regulations. Workday HCM features embedded AI insights that give organizations an understanding of the workforce. Using machine learning, the software enables teams to analyze employee data to deliver personalized recommendations, helping HR teams make informed decisions about people.

Read more about Workday HCM

Users also considered
TimeSolv Legal Billing logo

Time, expense & billing management software for legal firms

TimeSolv Legal Billing helps legal firms manage payments, invoices, budgets, tasks, and more. The built-in trust accounting functionality lets users create trust accounts to automatically process payments, update replenishment amount in invoices, and transfer funds between different trust accounts.

Read more about TimeSolv Legal Billing

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

Advanced budgeting tools for precise planning, real-time tracking, and actionable insights to support strategic financial decisions.

Read more about QuickBooks Online Advanced

Users also considered
NetSuite logo

AI-powered cloud-based business management suite

NetSuite Planning and Budgeting enables quick adoption of world-class financial planning and budgeting across lines of business with flexible and customizable deployment options. It facilitates organization-wide business budgeting and planning needs.

Read more about NetSuite

Users also considered
Precoro logo

Procurement Software That Centralizes, Automates, and Drives

Precoro's all-in-one Spend Management software helps Small and Mid-size businesses to track spends against their budgets.

Read more about Precoro

Users also considered
Sage Intacct logo
Category Leaders

Best-in-class Cloud ERP for Finance

Sage Intacct is a leading provider of best-in-class cloud ERP software, and is the preferred cloud financial management applications for the AICPA.

Read more about Sage Intacct

Users also considered
Teampay logo

Request, approve, and track company spending in real-time.

Teampay’s spend management platform gives finance teams control and automates the purchasing, reconciliation, and reporting process.

Read more about Teampay

Users also considered
SAP S/4HANA Cloud logo
Category Leaders

A complete, intelligent ERP system for enterprises.

SAP S/4HANA Cloud is a cloud-based intelligent ERP system specifically developed for companies in all industries offering them a broad and flexible functionality.

Read more about SAP S/4HANA Cloud

Users also considered
Sage Accounting logo

Accounting software for small businesses

Sage Accounting is an accounting system for small business owners. It has features to help users forecast their cashflow, send and track invoices and act on real-time reporting. Users can manage their business from anywhere, at any time, from the cloud and with mobile functionality. Sage Accounting application is available for iOS and Android.

Read more about Sage Accounting

Users also considered
MoneyMinder logo

Simple accounting software for volunteers.

Simple nonprofit accounting software for volunteer-based groups (PTAs, PTOs, Booster Clubs, Sports Teams, Scouts, Service Clubs, etc.)

Read more about MoneyMinder

Users also considered
Deltek Vision logo

Project management tool for professional services managers.

Deltek Vision is a project management solution, which helps businesses in the professional services sector manage customer relationship management (CRM), project planning, document tracking, resource planning, payroll processes, and more. It improves project profitability and streamlines client relationships by managing the complete lifecycle of a project, from identifying opportunities to estimating costs.

Read more about Deltek Vision

Users also considered
Phocas logo
Category Leaders

Business intelligence, financial reporting & sales analytics

Phocas delivers cloud-based BI and FP&A solutions for mid-market distribution, manufacturing and retail businesses. Seamlessly integrating with ERP systems, it simplifies data analysis, streamlines financial planning, and empowers teams to uncover insights, forecast accurately, and drive growth.

Read more about Phocas

Users also considered
FreeAgent logo

FreeAgent has been voted the UK's #1 accounting software.

Manage project profitability by tracking billable and non-billable time, bills, expenses and payments for each project.

Read more about FreeAgent

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Sage 100 logo

Enterprise resource planning software

Sage 100 is a customizable business management solution that helps businesses automate financials, operations, and payroll, providing complete visibility into the operations. Sage 100 grows with the business, allowing teams to scale and meet specific needs as a small or medium-sized enterprise.

Read more about Sage 100

Users also considered
Quicken logo

Brings all your accounts together in one place

Quicken helps you to bring your accounts together and you will easily understand how much money you really have. Intuits money management tools can show you exactly where your money’s going.

Read more about Quicken

Users also considered
Reckon One logo

All small and medium-sized businesses.

Easy to use online accounting software for small businesses. Plans start at just $24 per month.

Read more about Reckon One

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Lucanet logo
Category Leaders

Lucanet empowers the office of the CFO to lead with ease.

LucaNet delivers data transparency across the entire organization and provides the perfect platform for consolidated financial statements, financial planning, and reporting that are trustworthy and error-free.

Read more about Lucanet

Users also considered
Sage 50 Accounting logo

Cloud-based accounting tool for small and midsized business

Sage 50 Accounting is an online accounting solution for SMBs with Office 365 integration that helps manage accounting, invoicing, cash flow, inventory, taxes, and more.

Read more about Sage 50 Accounting

Users also considered
Productive logo

Project lifecycle management for agencies and consultancies

Productive is an end-to-end agency management tool that gives you a birds-eye view of your agency business.

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Kashoo logo

Online accounting software for small businesses

Kashoo is simple cloud accounting for small business owners who want the control and simplicity of doing their own books. It provides small business owners with the ability to run their business the way they want to, with tools for invoice management, payment processing, reporting, and more.

Read more about Kashoo

Users also considered
OneStream logo

Corporate performance management solution for enterprises

OneStream is a unified corporate performance management (CPM) solution which enables businesses to manage their financial reporting, budgeting & forecasting

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Agicap logo

Manage your cashflow with ease

Agicap is a software solution for running the cash flow side of your business, offering reliable forecasting and real-time analysis.

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Key features for Budgeting software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Reporting/Analytics: Reviewers value the flexibility in creating dynamic reports, quick access to financial data, and ease of use for both basic and advanced reporting needs. 98% of reviewers rated this feature as important or highly important.
  • Data Import/Export: Users highlight the quick and flexible import/export processes, seamless integration with various data sources, and ease of handling large datasets. 96% of reviewers rated this feature as important or highly important.
  • Profit/Loss Statement: Reviewers appreciate the real-time updates, customization options, and detailed insights provided by P&L statements for financial performance tracking. 95% of reviewers rated this feature as important or highly important.
  • Income & Balance Sheet: Users emphasize the detailed tracking, customizable templates, and the ability to provide comprehensive financial health overviews. 94% of reviewers rated this feature as important or highly important.
  • General Ledger: Users find the general ledger comprehensive for tracking all financial transactions, easy to customize, and crucial for generating financial reports. 91% of reviewers rated this feature as important or highly important.