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Top Rated Financial Management Software with Multi-Currency in 2026

Verified reviewer profile picture
Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

Multi-currency enables efficient management of international transactions, supports various currencies for global operations, simplifies billing and payments across different countries, and facilitates business with international clients and investors. Our reviewers in financial management software rated this feature as highly important.

3 Best Financial Management Software with Multi-Currency

  • FreshBooks
  • PayPal
  • QuickBooks Online - Highest rated for multi-currency

See other top Financial Management products with multi-currency

How we picked the 3 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the financial management software category. They also needed to have sufficient reviews about multi-currency, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for the product with the highest rating for multi-currency based on our proprietary ratings and reviews. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 3 best products

FreshBooks logo

FreshBooks

4.5
(4.5K)
visit website

User insights about the multi-currency feature

Reviewers appreciate FreshBooks' multi-currency feature for its efficiency in handling international transactions. They highlight the ease of creating invoices and estimates in over 150 currencies, with automatic conversion based on current exchange rates. Users find it convenient for setting default currencies for different clients or projects, simplifying the invoicing process. They also value the integration with popular payment gateways, which allows accepting payments in multiple currencies. However, some users note that they do not use this feature due to their business being local.
“The most likely part about multi-currency in Freshbooks is its ability to simplify the process of invoicing and accepting payments in different currencies. Freshbooks allows you to create invoices and estimates in over 150 different currencies, and automatically converts those currencies based on the current exchange rate. You can also set default currencies for different clients or projects, making it easy to keep track of different currencies for different parts of your business. Freshbooks' multi-currency features also extend to accepting payments, as it allows you to accept payments in multiple currencies through integrations with popular payment gateways. This can help streamline your international business operations and ensure that you are getting paid accurately and efficiently.”
IZ

Idris Z.

Content writer

“this is truly a great feature I am able to bill people in different currencies”
Verified reviewer profile picture

Eugene D.

Project Manager

Financial Management key features coverage

FreshBooks offers 5 out of the 6 key features for Financial Management software identified by reviewers:

General Ledger4.5
Financial Reporting4.5
Accounting4.5
Invoice Processing4.6
Data Import/Export
Bank Reconciliation4.4

Pros and cons based on 4,502 verified reviews

59% of users rated FreshBooks 5 out of 5 stars, while 2% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 4,502 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Cloud accounting accessibility

Efficient invoicing capabilities

Tailored for small businesses

Minimal learning curve

Effective freelancer tools

Cons:

Reliance on internet connection

Limited bank integration

High costs for larger teams

Frequent technical issues

See pros and cons details

Pricing

Starting price:$21 flat rate/per month|Free version:Not available|Free trial:Available

Prices may vary depending on the number of users and features.

PayPal logo
4.7
(26.1K)

User insights about the multi-currency feature

Users appreciate PayPal's multi-currency feature for its ease of converting and handling various currencies. They report that it supports a wide range of currencies, making international transactions seamless. Reviewers highlight the automatic currency conversion, which simplifies payments and withdrawals. They find it useful for global business operations, although some mention high fees and limited currency support. Users also value the ability to set primary currencies and the integration with digital credit cards and cryptocurrencies, enhancing PayPal's versatility for international commerce.
“I live in South Africa and most cases I get paid in USD currency, with PayPal I'm able to convert the money in USD to rands, when you withdraw you get a option that automatically converts for you I like that because it uses the current market price.”
TM

Tobias M.

Graphic design

“Due to its ability to adapt to various currencies your are able to change and even convert any currency and actually see and know the exact amount you want to transfer and thats a plus for this software.”
BM

Benjamin M.

Benjamin incorperated

Financial Management key features coverage

PayPal offers 4 out of the 6 key features for Financial Management software identified by reviewers:

General Ledger
Financial Reporting3.9
Accounting5.0
Invoice Processing4.5
Data Import/Export4.2
Bank Reconciliation

Pros and cons based on 26,125 verified reviews

74% of users rated PayPal 5 out of 5 stars, while 2% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 26,125 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Enhanced user safety

Efficient invoicing capabilities

Convenient online shopping

Robust security measures

Seamless transaction management

Cons:

High transaction fees

Inefficient refunds and disputes

Issues with email transactions

High fees and hidden costs

Costly currency exchange

See pros and cons details

Pricing

Starting price:$0.29 other|Free version:Available|Free trial:Not available

Prices may vary depending on the number of users and features.

QuickBooks Online logo
4.3
(8.3K)

User insights about the multi-currency feature

Reviewers indicate that QuickBooks Online's multi-currency feature is valuable for managing international transactions. They say it allows businesses to handle multiple currencies efficiently, which is essential for e-commerce and international operations. Users report that it enables invoicing in different currencies, although some mention the inconvenience of having to create new customer accounts for different currencies. They find it helpful for ordering goods from other countries and making payments in native currencies, despite some wishing for better reporting features.
“I like this feature because with it, I can add a new currency, create a price list with the new currency and also create a sale with the new currency/multiple currencies.”
LR

Lufunda R.

Director

“This software enables me to order goods from other countries and make payments in their native currency without changing the value of the money.”
VM

Victor M.

Manager

Financial Management key features coverage

QuickBooks Online offers 6 out of the 6 key features for Financial Management software identified by reviewers:

General Ledger4.4
Financial Reporting4.4
Accounting4.5
Invoice Processing4.4
Data Import/Export4.4
Bank Reconciliation4.4

Pros and cons based on 8,328 verified reviews

57% of users rated QuickBooks Online 5 out of 5 stars, while 5% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 8,328 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Cons:

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details

Pricing

Starting price:$38 flat rate/per month|Free version:Not available|Free trial:Available

Prices may vary depending on the number of users and features.

Other Top Rated Financial Management Software with Multi-Currency in 2026

Longview Tax logo

Longview Tax

Corporate tax management and reporting solution

visit website
Longview Tax is a corporate tax management solution that provides businesses with tools for managing tax strategies, collecting data, provisioning, and reporting on taxes. The cloud-based platform also offers tools for tax planning and helps businesses create data-driven strategies.

Read more about Longview Tax

Users also considered
NetSuite logo

NetSuite

AI-powered cloud-based business management suite

visit website
With NetSuite Financial Management, plan, budget, forecast and analyze with tools that help manage your business’s finances. Automate core financial processes and give users clear views of past performance, current financial state, and projected position for better, data driven, decision-making.

Read more about NetSuite

Users also considered
Accounting Seed logo

Accounting Seed

Accounting and analytics software built on Salesforce

visit website
Accounting Seed is an accounting application built natively on Salesforce. Its customizable, enabling users to manage their accounting their way. As a full accounting solution, Accounting Seed tracks financial data through the entire business lifecycle.

Read more about Accounting Seed

Users also considered
Trovata logo

Trovata

The Next-Generation Global Cash Flow Management Platform

visit website
Trovata's bank APIs empowers your organization with global cash visibility across all your multi-bank accounts with a comprehensive suite of cash reporting and forecasting. Eliminate manually aggregating your cash and transaction data by automating your data management with Trovata.

Read more about Trovata

Users also considered
FreshBooks logo

FreshBooks

Category Leaders

Invoice and accounting software tailored to small businesses

visit website
FreshBooks is accounting software that helps small business perform accounting tasks, conduct invoicing, manage expenses, and more.

Read more about FreshBooks

Users also considered
PayPal logo

Payment processing, fraud protection and risk management

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Read more about PayPal

Users also considered
QuickBooks Online logo

Accounting and business management software

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Read more about QuickBooks Online

Users also considered
Xero logo
Category Leaders

Cloud-based accounting software for small businesses

Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

Read more about Xero

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Abby logo

Billing and invoicing platform

Abby helps businesses ensure that customer documents are legal and comply with the rules. Customers can pay online and receive reminders for late payments.

Read more about Abby

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Happay logo

A simple and intuitive solution that focuses on the people.

Happay is a first-of-its-kind all-in-one Integrated Solution for Corporate Travel, Expense, and Payments Management. With over 7000+ customers globally, and across industries, Happay solves complex finance use cases with precision.

Read more about Happay

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QuickBooks Online Advanced logo

Accounting & business management for small businesses

Comprehensive financial management with automated workflows, real-time analytics, and customizable reporting for informed decisions.

Read more about QuickBooks Online Advanced

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Ramp logo

Corporate card and expense management platform

Ramp is a cloud-based expense and spend management solution that provides businesses with virtual corporate cards for employees and allows them to track and manage company spending. The platform helps businesses to track trends in spending and identify areas where costs could be cut.

Read more about Ramp

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Synder logo

Reconcile multichannel sales & recognize revenue with ease.

Synder helps SME and MidSize up sync, record and recognize online sales and subscriptions in QuickBooks, Sage Intacct or Xero. The platform ensures accurate reconciliation across multiple platforms and offers easy invoicing, transaction categorization and instant data analytics.

Read more about Synder

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Sage Intacct logo
Category Leaders

Best-in-class Cloud ERP for Finance

The #1 Accounting Software and Financial Management Solution. Built for Finance by Finance.

Read more about Sage Intacct

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SAP S/4HANA Cloud logo
Category Leaders

A complete, intelligent ERP system for enterprises.

SAP S/4HANA Cloud is a cloud-based intelligent ERP system specifically developed for companies in all industries offering them a broad and flexible functionality.

Read more about SAP S/4HANA Cloud

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SAP Business One logo

Finance and Business Management (ERP) System

Enterprise resource planning software for SMEs. Manage every aspect of your small or midsize business with SAP Business One.

Read more about SAP Business One

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Workday Adaptive Planning logo
Category Leaders

Enterprise planning software for agile budgeting & reporting

At Workday, we are delivering a unified system to support transaction processing, multidimensional reporting, consolidation, and compliance. Workday Adaptive Planning was recognized as a 2023 Gartner® Peer Insights™ Customers’ Choice for financial planning software.

Read more about Workday Adaptive Planning

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Acumatica Cloud ERP logo

Cloud-based enterprise resource planning software

Acumatica Cloud ERP provides best-in-class integrated financial and business management, with full back-office functionality, designed to help you run your business more effectively. Acumatica is one system that integrates your company’s financial management, operations, CRM, and more.

Read more about Acumatica Cloud ERP

Users also considered
Qonto logo

The finance solution that energizes SMEs and freelancers.

Qonto is the leading European business finance solution with over 450,000 customers.
The company makes day-to-day banking easier for SMEs and freelancers by offering an online business account combined with finance tools, such as invoicing, bookkeeping, and spend management.

Read more about Qonto

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Creatio CRM logo

New era CRM to manage all customer and operational workflows

Creatio helps financial organizations automate customer and operational workflows such as:

- Core Banking Systems
- Loan Origination & Processing
- Indirect & Digital Lending
- Collateral, Appraisal & Lien Management
- Credit Risk & Underwriting
- Collections & Delinquency Management
and more

Read more about Creatio CRM

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Upmetrics logo

Business plan software with AI assistance.

Upmetrics is modern, AI-powered business plan software that simplifies planning for entrepreneurs and small business owners. Equipped with industry-specific templates, a drag-and-drop builder, and an automatic forecasting tool, Upmetrics helps you create a business plan in less than an hour.

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FloQast logo
Category Leaders

AI-enabled accounting automation solution

FloQast is an accounting automation solution that helps accountants close their books faster, more accurately and collaboratively. It gives an automated, integrated view of financial data to help reduce errors and save time

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Tipalti logo

Finance automation and accounts payable solution

Transform the way your finance team works. Automate your full AP, international payments, and procurement workflows.

Includes real-time integrations with your ERP or accounting software, including NetSuite, Xero, Sage, Quickbooks and more.

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Rocketlane logo

A client-centric, next-gen PSA tool

Rocketlane is a next-gen PSA platform that unifies your projects, resources, and time into a single, powerful system.

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TallyPrime logo
Category Leaders

Solution for managing accounting and financial operations

TallyPrime is an on-premise business management solution that helps small to midsize businesses manage accounting, inventory, compliance, sales, purchase, manufacturing, job costing, payroll, branch management and more.

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Key features for Financial Management software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • General Ledger: Reviewers emphasize the general ledger's role in maintaining accuracy and transparency in financial transactions, facilitating efficient financial reporting, and providing comprehensive visibility into business finances. 96% of reviewers rated this feature as important or highly important.
  • Financial Reporting: Users appreciate the ability to generate detailed and customizable financial reports, which help in analyzing financial performance, making informed decisions, and ensuring compliance with financial regulations. 94% of reviewers rated this feature as important or highly important.
  • Accounting: Reviewers highlight the comprehensive accounting features that streamline financial processes, ensure accurate record-keeping, and facilitate easier management of financial data and transactions. 93% of reviewers rated this feature as important or highly important.
  • Invoice Processing: Users value the efficient and user-friendly invoice processing feature, which simplifies invoice creation, tracking, and management, ensuring timely payments and improved cash flow management. 91% of reviewers rated this feature as important or highly important.
  • Data Import/Export: Reviewers find the data import/export functionality crucial for integrating diverse data sources, facilitating accurate data transfer, and enabling efficient financial analysis and reporting. 90% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Users appreciate the bank reconciliation feature for its ability to automate matching transactions, identify discrepancies, and ensure the accuracy of financial records, enhancing overall financial integrity. 88% of reviewers rated this feature as important or highly important.