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Top Rated Financial Reporting Software with Expense Tracking in 2026

Verified reviewer profile picture
Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

Expense tracking enables accurate recording and categorization of expenses, simplifies receipt management, and aids in generating detailed financial reports. It enhances budgeting, cash flow management, and ensures compliance with financial regulations. Our reviewers in financial reporting software rated this feature as highly important.

7 Best Financial Reporting Software with Expense Tracking

Product
User rating
Starting price
QuickBooks Enterprise logo
4.5
(20.5K)
2210
flat rate/per year
visit website
FreshBooks logo
4.5
(4.5K)
21
flat rate/per month
visit website
Xero logo
4.4
(3.2K)
25
flat rate/per month
visit website
Wave logo
4.4
(1.7K)
19
flat rate/per month
learn more
QuickBooks Online Advanced logo
4.4
(1K)
235
flat rate/per month
learn more
QuickBooks Desktop logo
4.4
(2.5K)
1922
flat rate/per year
learn more
QuickBooks Online logo
4.3
(8.3K)
38
flat rate/per month
learn more

See other top Financial Reporting products with expense tracking

How we picked the 7 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Financial Reporting software category. They also needed to have sufficient reviews about expense tracking, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for expense tracking, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 7 best products

QuickBooks Enterprise logo

QuickBooks Enterprise

Reviews Sentiment
 
 
 
1-2(352)
3-4(7,707)
5(12,534)
Key Features
Accounting4.6
Income & Balance Sheet4.6

User insights about the expense tracking feature

Reviewers value QuickBooks Enterprise's robust expense tracking, which allows for detailed categorization and monitoring of spending. They highlight its usefulness for budgeting, tax preparation, and financial decision-making. Users appreciate the ability to generate detailed reports, though some mention difficulties with setup and occasional inaccuracies.

See related user reviews

“Record keeping with QB is both easy and detailed. You are able to set up the expense accounts as detailed as you need. I am able to properly allocate every expense to the appropriate account. You can also attach individual invoices to each expense for through record keeping.”
CS

Carolyn S.

Office Manager

“The expense tracking feature in QuickBooks Desktop Enterprise is really helpful. It makes it easy to keep track of all my business expenses, and I can easily generate reports to help me track my spending.”
BT

Brahim T.

Freelancer

Starting price
2210flat rate /
per year
visit website
Pros and Cons based on 20,593 verified reviews

Comprehensive expense tracking

Ideal for small businesses

Effective financial management

Streamlined bookkeeping

Efficient tax management

Frequent issue resolution challenges

Slow performance speed

Disruptive software updates

High cost concerns

Unreliable customer service

See pros and cons details
FreshBooks logo

FreshBooks

Reviews Sentiment
 
 
 
1-2(82)
3-4(1,765)
5(2,655)
Key Features
Accounting4.5
Income & Balance Sheet4.4

User insights about the expense tracking feature

Reviewers appreciate FreshBooks' expense tracking capabilities, highlighting its user-friendly interface, ease of categorization, and the ability to attach receipts and generate reports. They find it valuable for monitoring spending, tax preparation, and client billing. Users also mention the integration with bank accounts and credit cards, although some report issues with bank connectivity and categorization.

See related user reviews

“FreshBooks makes expense tracking easy and painless. From the Expenses tab, you can easily add new expenses to your account, or import them from a variety of sources, including CSV files or other accounting software. ”
RJ

Ryan J.

Founder

“It has an easy user-friendly expense tracking system including taxes on items and it also allows you to categorize your expenses under a variety of pre-selected categories.”
AT

Augustine T.

Senior Agronomist

Starting price
21flat rate /
per month
visit website
Pros and Cons based on 4,502 verified reviews

Cloud accounting accessibility

Efficient invoicing capabilities

Tailored for small businesses

Minimal learning curve

Effective freelancer tools

Reliance on internet connection

Limited bank integration

High costs for larger teams

Frequent technical issues

See pros and cons details
Xero logo

Xero

Reviews Sentiment
 
 
 
1-2(157)
3-4(1,150)
5(1,943)
Key Features
Accounting4.6
Income & Balance Sheet4.6

User insights about the expense tracking feature

Reviewers highlight Xero's expense tracking for its ease of use, ability to categorize expenses, and integration with bank accounts. They find it helpful for financial control, tax compliance, and budgeting. Users appreciate the mobile app for capturing receipts, though some mention limitations in reporting and the need for manual adjustments.
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“Xero's "Expense Tracking" helps with financial control, tax compliance, informed decision-making, and improved cash flow management. ”
Verified reviewer profile picture

Anna F.

Administrator

“You can connect your bank account and your credit card to Zero or you can manually connect your bank statements. Zero makes it easy for you to categorize your expenses and split transactions.”
JJ

Juliet J.

Blogger

Starting price
25flat rate /
per month
visit website
Pros and Cons based on 3,250 verified reviews
Verified reviewer profile picture

Cloud accounting accessibility

Customizable dashboard

Effective bookkeeping tools

Accessible learning resources

User-friendly interface

Slow issue resolution

Poor customer support

Limited inventory management

Lack of live support

Underdeveloped mobile access

See pros and cons details
Wave logo
Reviews Sentiment
 
 
 
1-2(108)
3-4(553)
5(1,049)
Key Features
Accounting4.5
Income & Balance Sheet4.5

User insights about the expense tracking feature

Users appreciate Wave's expense tracking for its simplicity and efficiency. They find it easy to categorize expenses, attach receipts, and generate reports. Reviewers mention the importance of this feature for budgeting and tax preparation, though some note limitations with bank integrations and the removal of certain automated features.
Verified reviewer profile picture

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“Expense tracking in Wave Accounting has a lot of things I like such as tracking all your receipts for business expenses and help keep them organized and accessible. You can also track income sales and tax information. Also this is all easy to manage and view while on the go. ”
Verified reviewer profile picture

Kalina B.

Human Services

“Wave captures very well all the data and catergorizes them in order for the user to have a clear view on the expenses and where those occured. ”
VS

Vasileios S.

Head of Business Development and Operations

Starting price
19flat rate /
per month
learn more
Pros and Cons based on 1,710 verified reviews
Verified reviewer profile picture

Affordable for small businesses

Intuitive and modern interface

Excellent value for small businesses

Comprehensive invoicing features

Effective bookkeeping solution

Slow performance and load times

Ineffective email communication

Limited customer support options

Unresolved software issues

Challenging bank reconciliation

See pros and cons details
QuickBooks Online Advanced logo
Reviews Sentiment
 
 
 
1-2(40)
3-4(369)
5(626)
Key Features
Accounting4.6
Income & Balance Sheet4.6

User insights about the expense tracking feature

Reviewers indicate that QuickBooks Online Advanced makes expense tracking efficient with features like receipt scanning, bank and credit card integration, and pre-populated information. They find it useful for budgeting, running expense reports, and managing daily transactions. Some users note limitations in category setup and issues with recent changes to transaction tracking.

See related user reviews

“All of my purchases that I use my business debit or credit cards anre automatically tracked in QB Online Advanced. I can easily run an expense report for any selected date range. ”
ST

Shannon T.

Owner operator

“QB makes tracking expenses very easy and efficient. The pre populated information saves time and allows full visibility into our business expenses.”
ED

Eugene D.

Project Manager

Starting price
235flat rate /
per month
learn more
Pros and Cons based on 1,035 verified reviews

Convenient remote access

Efficient bookkeeping

Comprehensive tracking features

Robust financial management

Organized multi-entity management

Challenging issue resolution

Limited desktop version compatibility

High costs and confusing pricing

Inconsistent customer service

Subpar mobile accessibility

See pros and cons details
QuickBooks Desktop logo
Reviews Sentiment
 
 
 
1-2(86)
3-4(1,034)
5(1,414)
Key Features
Accounting5.0
Income & Balance Sheet4.6

User insights about the expense tracking feature

Reviewers appreciate QuickBooks Desktop's expense tracking for its detailed categorization and reporting capabilities. They find it useful for managing budgets, tracking project expenses, and preparing for taxes. Users mention the ease of use and customization options, though some note limitations with mobile tools and integration with other applications.

See related user reviews

“This i believe has enabled us know where money is going. We are able to generate a report based on particular expenses and spread over a long period e.g. one year's expense on gas. I love the ability to be able to track our expenses using one piece of software - QuickBooks Desktop. ”
MK

Martin K.

Director

“This is another accurate and convenience feature that I like as it allows me to categorize, monitor and analyze my expenditures efficiently for better financial management.”
SM

Shelmith M.

Admin Virtual Assistant

Starting price
1922flat rate /
per year
learn more
Pros and Cons based on 2,534 verified reviews

Comprehensive expense tracking

Ideal for small businesses

Efficient bookkeeping

Accessible learning resources

Robust accounting software

Frequent and costly upgrades

Inefficient phone support

Challenging file management

Inadequate support

High costs and fees

See pros and cons details
QuickBooks Online logo
Reviews Sentiment
 
 
 
1-2(454)
3-4(3,126)
5(4,748)
Key Features
Accounting4.5
Income & Balance Sheet4.5

User insights about the expense tracking feature

Users find QuickBooks Online's expense tracking feature essential for managing business finances. They appreciate the ease of categorizing expenses, generating reports, and syncing with bank accounts. Reviewers mention the importance of this feature for tax preparation and budgeting, though some note occasional mislabeling of expenses and a need for manual adjustments.

See related user reviews

“Very good and impressive- Expense tracking on QuickBooks allows you to easily categorize expenses, generate reports, and claim deductions. It can save time, reduce errors, and improve tax compliance.”
LS

Lisa S.

CMO

“This is the main function that people use QBO for. This automation makes tracking expenses much easier for end of year tax prep, as long as the users have some basic accounting knowledge.”
NC

Nikolas C.

Lead Accountant

Starting price
38flat rate /
per month
learn more
Pros and Cons based on 8,328 verified reviews

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details

Other Top Rated Financial Reporting Software with Expense Tracking in 2026

NetSuite logo

NetSuite

AI-powered cloud-based business management suite

visit website
With NetSuite financial reports, gain a more complete picture of your business and generate accurate financial statements and reports that comply with US GAAP, IFRS and other accounting standards. Multi-entity and multi-book accounting capabilities make financial consolidation and reporting easy.

Read more about NetSuite

Users also considered
Sage Intacct logo

Sage Intacct

Best-in-class Cloud ERP for Finance

visit website
Save over 40+ hours per month on financial reporting and achieve real-time visibility into business performance.

Read more about Sage Intacct

Users also considered
Accounting Seed logo

Accounting Seed

Accounting and analytics software built on Salesforce

visit website
Stay on top of your business goals with dynamic dashboards and financial reporting features in Accounting Seed. Get better visibility of results with tailored, real-time data across sales, operations, and finance.
Visit: https://www.accountingseed.com/product/accounting-core/

Read more about Accounting Seed

Users also considered
Spreadsheet Server logo

Spreadsheet Server

Category Leaders

ERP to Excel reporting. Simple formulas. Real-time data.

visit website
Connect 140+ ERPs to Excel. Real-time financial reports using formulas you know. AI help built-in. Drill to details. Zero IT needed.

Read more about Spreadsheet Server

Users also considered
Jet Reports logo

Jet Reports

Flexible Financial and Business Reporting Inside Excel

visit website
Jet Reports is a flexible financial and business reporting solution running inside of Excel and on the Web. From advanced business reports to sophisticated financial statements, business users can create reports in Excel with no exporting, no copying and pasting, and no programming required.

Read more about Jet Reports

Users also considered
QuickBooks Enterprise logo

QuickBooks Enterprise

Enterprise accounting, FSM and inventory management solution

visit website
QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Read more about QuickBooks Enterprise

Users also considered
Longview Tax logo

Longview Tax

Corporate tax management and reporting solution

visit website
Longview Tax is a corporate tax management solution that provides businesses with tools for managing tax strategies, collecting data, provisioning, and reporting on taxes. The cloud-based platform also offers tools for tax planning and helps businesses create data-driven strategies.

Read more about Longview Tax

Users also considered
FreshBooks logo

FreshBooks

Invoice and accounting software tailored to small businesses

visit website
FreshBooks makes it quick and easy to generate popular reports like: profit & loss, payments collected, tax summary, expense reports, and many more.

Read more about FreshBooks

Users also considered
DataSnipper logo

DataSnipper

Intelligent automation platform for financial control

visit website
DataSnipper is a cloud-based intelligent automation platform designed for audit and finance teams that helps streamline workflows and offers features such as data collection, extraction, matching, and analysis.

Read more about DataSnipper

Users also considered
Plus & Minus logo

Plus & Minus

Accounting and ERP accounting in real-time

visit website
Real-time accounting and ERP accounting software in the cloud or on-premises offering automated processes and transaction recording, reporting, and analysis

Read more about Plus & Minus

Users also considered
QuickBooks Online logo

Accounting and business management software

learn more
Generate a series of 1-click reports through QuickBooks Online such as Profit & Loss, Balance Sheet and more. Share & collaborate on these with your accountant.

Read more about QuickBooks Online

Users also considered
Dynamics 365 logo

ERP and CRM applications from Microsoft

learn more
Microsoft Dynamics 365 is a multi-language, multi-currency enterprise resource planning (ERP) software. The solution is designed for midsize and larger companies, and is fully customizable and extensible through its rich development platform and tools.

Read more about Dynamics 365

Users also considered
Xero logo

Cloud-based accounting software for small businesses

learn more
Xero facilitates the viewing and sharing of over 40 interactive financial reports in real time, such as profit and loss, balance sheet, tax returns, and more.

Read more about Xero

Users also considered
QuickBooks Desktop logo

Comprehensive business management solution

learn more
QuickBooks Desktop provides a comprehensive business management solution that integrates accounting, payroll, inventory, and multiple company management functionalities. The software offers industry-specific editions tailored for manufacturing, wholesale, contractors, and accountants, with features like advanced reporting, job costing, and automated pricing rules. Users can enhance their experience with cloud hosting capabilities that enable remote access and team collaboration.

Read more about QuickBooks Desktop

Users also considered
Wave logo

Accounting, invoicing, and payroll management platform

learn more
Wave is true double-entry accounting, not just a "lite" expense/income tracker. Get Balance Sheet, Income Statement, Aged Receivables/Payables, and more.

Read more about Wave

Users also considered
Happay logo

A simple and intuitive solution that focuses on the people.

learn more
Happay is a first-of-its-kind all-in-one Integrated Solution for Corporate Travel, Expense, and Payments Management. With over 7000+ customers globally, and across industries, Happay solves complex finance use cases with precision.

Read more about Happay

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

learn more
Advanced financial reporting with customizable templates, real-time analytics, and automated data consolidation for informed oversight.

Read more about QuickBooks Online Advanced

Users also considered
BQE CORE Suite logo
Category Leaders

Cloud-based firm management tool for A&E firms.

learn more
BQE CORE is a cloud-based software designed specifically for architecture and engineering firms. The platform integrates accounting, invoicing, project management, and resource planning features that streamline operations across entire organizations. BQE CORE enables firms to track time and expenses, manage projects profitably, and access real-time financial data through a centralized system that eliminates the need for multiple software solutions.

Read more about BQE CORE Suite

Users also considered
Circula logo

The first app, that combines expense management and Benefits

learn more
Circula is an expense management and benefits administration software, that focuses strongly on the best possible user experience and guarantees compliance with European law standards.

Read more about Circula

Users also considered
Emburse Nexonia logo

Expense management for ERP & accounting systems

learn more
Automated timesheet, expense management, and corporate travel solution that gives busy financial leaders the tools to get T&E spending under control.

Read more about Emburse Nexonia

Users also considered
BILL Spend & Expense logo

The all-in-one expense management solution.

learn more
BILL Spend & Expense (formerly Divvy) is the all-in-one expense management solution.

Read more about BILL Spend & Expense

Users also considered
Patriot Accounting logo

Cloud-based accounting and payroll software

learn more
Patriot Accounting is an online accounting solution that allows businesses to track and manage transactions, import bank transactions, reconcile accounts, send estimates & invoices & more.

Read more about Patriot Accounting

Users also considered
Zoho Books logo
Category Leaders

Online accounting software for businesses of all sizes

learn more
Zoho Books generates a comprehensive list of financial reports such as profit & loss reports, cash flow statements, tax statements, balance sheet, and more.

Read more about Zoho Books

Users also considered
JobBOSS² logo

Cloud-based job shop software for manufacturing businesses.

learn more
JobBOSS² helps job shops, make-to-order manufacturers, and contract manufacturers, improve profitability and manage their supply chain. By integrating people, processes, and technology, the all-in-one solution maximises productivity, profitability and performance.

Read more about JobBOSS²

Users also considered
SaasAnt Transactions logo

Accounting and data entry software

learn more
SaasAnt Transactions is an accounting and data entry software that helps businesses bulk import, export, and delete transactions in Quickbooks Desktop from within a unified platform. It allows staff members to maintain an audit history of all imported and deleted transactions.

Read more about SaasAnt Transactions

Users also considered

Key features for Financial Reporting software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Accounting: Reviewers highlight the detailed record-keeping, automation, integration with other tools, and real-time visibility that simplify and enhance financial management and decision-making. 97% of reviewers rated this feature as important or highly important.
  • Income & Balance Sheet: Users value the ability to customize, consolidate, and analyze financial data for multiple entities, providing a comprehensive overview of financial health and performance. 96% of reviewers rated this feature as important or highly important.
  • Profit/Loss Statement: Reviewers appreciate the customizable, detailed reports that facilitate trend analysis, budgeting, and strategic planning by providing clear insights into financial performance. 96% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Users find the feature useful for ensuring accurate financial records by automating transaction matching, identifying discrepancies, and improving cash management. 94% of reviewers rated this feature as important or highly important.
  • Billing & Invoicing: Reviewers like the automation, customization, and efficiency of generating and tracking invoices, which improves accuracy and speeds up the payment process. 94% of reviewers rated this feature as important or highly important.
  • General Ledger: Users highlight the comprehensive tracking, categorization, and reporting capabilities that support detailed financial analysis and efficient management of financial transactions. 92% of reviewers rated this feature as important or highly important.