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Top Rated Spend Management Software with Credit card integration

Last updated: May 2026

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65 software options

Mercury logo

Mercury

Banking for startups and growing companies

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Mercury is a financial technology company that provides online business banking services for startups, small businesses, and scaling companies. The platform offers checking and savings accounts, business credit cards with cashback, expense management tools, and automated bill pay and invoicing features. Mercury includes accounting automations that sync with QuickBooks, Xero, and NetSuite, along with treasury services for earning yield on idle cash through high-liquidity portfolios.

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Order.co logo

Order.co

AI-driven procurement and spend management tool

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Boost your bottom line by controlling every purchase, eliminating unapproved spend, and increasing spend visibility with automated approval workflows, and customizable budgets.

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SAP Concur logo

SAP Concur

Travel, expense and invoice, automated and in control

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SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

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Procurify logo

Procurify

A leading procurement and spend management software.

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Procurify unifies purchasing, AP, expenses, and cards in one AI-powered platform, giving mid-market organizations real-time visibility and control over every dollar. Uncover trends, flag anomalies, and make proactive spend decisions with AI-powered Spend Insights and dashboards.

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Rydoo logo

Rydoo

Business expense management solution

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Rydoo is a business expense management solution that automates expense flows and analyzes all expenses and detects non-compliant or suspicious claims. Its corporate cards provide real-time visibility and control over employee spending, allowing organizations to identify trends and anomalies and respond with agility.

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Rippling logo

Workforce management across HR, finance, and IT. 

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Rippling Spend: Consolidate your business’s corp cards, bill pay, travel and expense management, into one modern system with built-in approvals, custom policies, and automatic reconciliation.

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Moss logo

Spend management and expense report software

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Moss is an expense management software that enables employees to spend in a decentralized way, giving finance managers complete visibility and control in real-time. By automating and digitizing spend, Moss frees finance teams from administrative tasks.

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Stampli logo

Stress-free finance operations

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Stampli Cards give finance teams control over AP and expense transactions — integrated into Stampli's AP automation platform.

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Coast logo

The Smartest Visa Fleet & Fuel Card Yet

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Coast is a tech-enabled fuel card and expense management solution that gives companies with commercial vehicle fleets greater visibility into and control over employee spending on fuel and other ‘in-the-field’ expenses.

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ExpensePoint logo

Mobile automated expense reporting for employees

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ExpensePoint is a mobile expense management solution for small to large multinational enterprises that automates employee expense report processes. Features include receipt reading and imaging, approval routing, credit card uploading, and policy enforcement. The platform serves all global markets and is accessible via any web browser or Android or iOS mobile device.

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Wallester logo

Fundamentally new approach to business expense management!

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Wallester helps other businesses to issue corporate VISA cards and streamline their corporate expenses.

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Ramp logo

Corporate card and expense management platform

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Ramp is an all-in-one corporate card & spend management system, built to help you grow efficiently. Issue Ramp cards with customizable limits & auto-enforced policies that block unwanted spend before it happens. Get real-time reporting & detailed savings insights to plan strategically for tomorrow.

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N2F logo

Mobile expense report management

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N2F is a mobile expense report platform for freelancers to companies of any size and industry, which helps users manage their expenses from receipt to accounting. Employees can submit expenses while on the go, and the smart scan feature automatically completes expense reports.

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TravelBank logo

Expense and travel management platform for businesses

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Streamline your expense management with our expense tracking software that automates expense reports, offers one-tap approvals, and provides visibility into your business spend. "It probably took us six times longer to work with Excel than TravelBank."

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RoadFlex logo

Proactive Fuel Risk Management Platform and Fleet Card

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RoadFlex is a leader in fleet expense management and fuel card solutions. Thousands of commercial fleets leverage its next-generation analytics insights, operations automation, and fleet reporting. This includes businesses that manage fleets, such as trucking companies, HVAC, construction, etc.

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Emburse Expense Professional logo

Travel and expense management tool for midsize businesses

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Emburse Expense Professional is a cloud-based tool that provides data visibility into corporate spending. It automatically creates reports for employees, streamlines approvals, and makes reimbursement and reporting effortless for accountants.

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PEX logo

Expense management for controlling employee spending

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PEX is an expense management solution for business that integrates your accounting software with prepaid debit cards to control and analyze employee spending

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Capture Expense logo

Online Expense Management Software

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Capture Expense is a cloud-based spend management software and app for businesses in the UK and Ireland. Automate receipts, invoices, and corporate card spend while tracking mileage and reimbursements. Quick to deploy, easy to use, and built for finance teams.

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Pliant logo

Cloud-based spend management software

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Pliant is a payment platform that offers a comprehensive business credit card solution. Designed for companies of all sizes, Pliant provides both physical and virtual credit cards with high spending limits, attractive cashback terms, and premium perks such as comprehensive insurance packages and worldwide airport lounge access.

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Teampay logo

Request, approve, and track company spending in real-time.

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Teampay’s spend management platform gives finance teams control and automates the purchasing, reconciliation, and reporting process.

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ProcureDesk logo

Purchase order management for SMB's - works with QuickBooks

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Finance loves cashflow visibility but employees hate to create manual purchase orders!
That is why we designed ProcureDesk to give your employees an awesome purchasing experience, No more spreadsheets! It integrates with QuickBooks (Online/Desktop), so no double data entry.

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Finly.io logo

Intelligent and Scalable Accounts Payable Automation

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Finly is a powerful AP Automation, giving AP full control & visibility over the purchase lifecycle. By centering communications on top of the purchase & invoice issues are quickly resolved and approvals happen 10x faster. #AccountsPayable #InvoiceManagement #EProcurement #PurchaseAutomation

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Expensify logo

Expense management & corporate card platform

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Expensify is an expense management platform that automates receipt scanning, expense tracking, and employee reimbursements. The software includes features such as corporate card management, travel booking capabilities, and integration with accounting systems including QuickBooks, NetSuite, Sage Intacct, and Xero. Expensify offers global reimbursement processing and allows organizations to link existing corporate cards from banks worldwide.

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Mesh Payments logo

The only T&E platform designed for modern global enterprises

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Manage every payment across your company with insights, controls and automation to save hours of work and get the most out of your corporate spend. The cherry on top - Mesh is completely free.

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Circula logo

The first app, that combines expense management and Benefits

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Circula is an expense management and benefits administration software, that focuses strongly on the best possible user experience and guarantees compliance with European law standards.

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