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Top Rated Restaurant POS Software with Electronic Payments in 2026

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: March 2026

Electronic payments streamline transactions, offer multiple payment options, and enhance efficiency for both staff and customers. They support online ordering, facilitate quick deposits, and accommodate various modern payment methods like Apple Pay and chip cards. Our reviewers in restaurant POS software rated this feature as important.

3 Best Restaurant POS Software with Electronic Payments

  • Epos Now
  • Square Point of Sale
  • PayPal Zettle - Highest rated for electronic payments

See other top Restaurant POS products with electronic payments

How we picked the 3 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the restaurant pos software category. They also needed to have sufficient reviews about electronic payments, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for the product with the highest rating for electronic payments based on our proprietary ratings and reviews. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 3 best products

Epos Now logo

Epos Now

3.8
(710)
visit website

User insights about the electronic payments feature

Reviewers have mixed experiences with Epos Now's electronic payments. Some users appreciate the quick and efficient transactions, integration with card terminals, and ease of use. However, others report issues with setup, system freezing, and lack of support during critical hours. They also mention problems with the card reader and difficulties in processing refunds. Despite these challenges, some users find the system straightforward and beneficial for reducing cash handling errors.
“probability of making a mistake is negligible as opposed to taking cash and giving change”
AS

Al S.

Managing Director

“Integration with card terminal speeds up transactions”
Verified reviewer profile picture

Tim C.

Owner

Restaurant POS key features coverage

Epos Now offers 5 out of the 5 key features for Restaurant POS software identified by reviewers:

Order Entry3.5
Sales Reports3.8
Payment Processing3.5
Reporting/Analytics3.4
Order Management3.4

Pros and cons based on 710 verified reviews

60% of users rated Epos Now 5 out of 5 stars, while 26% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 710 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Effective implementation support

Cons:

Significant refund issues

High cancellation charges

Problematic invoice management

Inadequate call support

Hidden costs and fees

See pros and cons details

Pricing

Starting price:$349 flat rate|Free version:Not available|Free trial:Not available

Prices may vary depending on the number of users and features.

Square Point of Sale logo
4.6
(3K)

User insights about the electronic payments feature

Reviewers appreciate Square Point of Sale's electronic payments capabilities for their ease of use and flexibility. They highlight the ability to accept various payment methods, including credit/debit cards, Apple Pay, and Samsung Pay, both online and in-person. Users report that transactions are processed quickly and securely, with funds transferred to their accounts in a timely manner. They find the system convenient for eliminating cash handling and providing digital receipts, which enhances the overall customer experience.
“Square makes taking credit cards extremely easy. We have the wall mount which has both the slot to insert card or tap to pay. Both are utilized regularly by our customers. This is the main purpose in us signing up with Square. We wanted a way for customers to use credit cards without us needing to man our storefront. This kiosk is a wonderful option. ”
DG

Danielle G.

Farm Store Manager

“Our business is primarily online, and occasionally in-person at vendor fairs. The majority of our sales are electronic. We are able to send invoices and payment links via e-mail or text message, as well as accept debit/credit card payments in person. ”
AS

Ashley S.

Co-Owner

Restaurant POS key features coverage

Square Point of Sale offers 5 out of the 5 key features for Restaurant POS software identified by reviewers:

Order Entry4.4
Sales Reports4.5
Payment Processing4.7
Reporting/Analytics4.4
Order Management4.4

Pros and cons based on 3,014 verified reviews

74% of users rated Square Point of Sale 5 out of 5 stars, while 2% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 3,014 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Ideal for small businesses

Easy setup process

Efficient invoice management

Minimal staff training required

Comprehensive sales management

Cons:

Reliance on internet connectivity

High transaction fees

Inconsistent support and issues

Compatibility issues with readers

Unreliable card reader

See pros and cons details

Pricing

Free version:Available|Free trial:Available

Prices may vary depending on the number of users and features.

PayPal Zettle logo
4.6
(2.2K)

User insights about the electronic payments feature

Users find PayPal Zettle's electronic payments easy to use and appreciate the faster processing compared to competitors. They report that it allows them to accept a wide range of cards, enhancing their professionalism. Reviewers highlight the integration with PayPal, making it convenient to receive payments directly from their phones. They also value the portability, security, and real-time reporting features, although some mention that the migration from older PayPal systems was not seamless.
“PayPal Zettle offers several advantages when it comes to electronic payments: 1. **Ease of Use**: PayPal Zettle is user-friendly, making it straightforward for businesses to set up and start accepting payments quickly. 2. **Integration with PayPal*”
RB

RUKSANA B.

Home service center

“As a small business, it allows me to take a wide range of cards. Very few of my customers use cash and the Zettle machine also gives my customers confidence in my professionalism.”
MH

Mike H.

Owner

Restaurant POS key features coverage

PayPal Zettle offers 4 out of the 5 key features for Restaurant POS software identified by reviewers:

Order Entry
Sales Reports4.5
Payment Processing4.6
Reporting/Analytics4.3
Order Management4.4

Pros and cons based on 2,290 verified reviews

70% of users rated PayPal Zettle 5 out of 5 stars, while 1% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 2,290 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Efficient invoicing tools

Secure online shopping

Robust security features

User-friendly navigation

Support for small businesses

Cons:

Connectivity issues

High transaction fees

Slow issue resolution

Account access problems

Slow processing speed

See pros and cons details

Pricing

Starting price:$0.01 |Free version:Not available|Free trial:Not available

Prices may vary depending on the number of users and features.

Other Top Rated Restaurant POS Software with Electronic Payments in 2026

GoTab POS logo

GoTab POS

Cloud-based restaurant point of sale (POS) platform

visit website
GoTab POS is a cloud-based restaurant point of sale (POS) platform designed to help bars, breweries, and hotels streamline payment processing operations to improve guest experiences.

Read more about GoTab POS

Users also considered
Toast POS logo

Toast POS

Category Leaders

Cloud-based Point of Sale solution for restaurants

visit website
Toast POS solution is a cloud-based restaurant management platform for restaurant owners to reduce staff & operational costs and improve customer experience

Read more about Toast POS

Users also considered
SumUp Point of Sale logo

SumUp Point of Sale

All-in-one POS

visit website
SumUp’s cloud-based point of sale is designed especially for the hospitality industry and offers everything businesses need to manage their customers, restaurants and shops.

Read more about SumUp Point of Sale

Users also considered
Epos Now logo

Epos Now

An easy-to-use, adaptable point-of-sale and payment system.

visit website
Easily connect to major online ordering and delivery apps to create new revenue streams using Epos Now’s restaurant POS system. Then, manage in-house operations using complex inventory management down to ingredient level alongside detailed reporting, and management tools.

Read more about Epos Now

Users also considered
Rezku POS logo

Rezku POS

Restaurant Point of Sale System

visit website
Rezku is the secret weapon of America's most successful restaurants. Easy to use yet incredibly powerful. Rezku includes all the functionality independent restaurants need to compete at the level of national chains. Online ordering, loyalty perks, gift card system, delivery dispatch + more included.

Read more about Rezku POS

Users also considered
SevenRooms logo

SevenRooms

Operations, marketing, & guest engagement platform

visit website
SevenRooms is a web-based direct reservations, guest experience, marketing automation, and operations management solution for restaurants, hotels, nightclubs, sports clubs, and other membership organizations. Businesses can manage guest experience with a native iOS app and multiple POS integrations.

Read more about SevenRooms

Users also considered
eHopper logo

eHopper

Free POS software for retail & restaurants

visit website
eHopper is a free, cross-platform, cloud-based POS software designed for use by retail & restaurants using Android, Windows PC and Poynt mobile terminal.

Read more about eHopper

Users also considered
Infrasys POS logo

Infrasys POS

Software for managing restaurant menus, orders, and payments

visit website
Infrasys POS helps businesses in the hospitality industry manage sitting plans, menus, orders, and more via a unified portal. The platform enables organizations to capture customer orders and process payments using mobile devices equipped with biometrics, RFID, and magnetic strip readers.

Read more about Infrasys POS

Users also considered
HungerRush logo

HungerRush

Category Leaders

The POS Partner That Simplifies Restaurant Growth

visit website
HungerRush provides an all-in-one restaurant POS system that gives you everything you need to manage and grow your brand.

Read more about HungerRush

Users also considered
Square Point of Sale logo
Category Leaders

iPad & Android point of sale (POS) system

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Read more about Square Point of Sale

Users also considered
PayPal Point of Sale logo
Category Leaders

Mobile point of sale software to process online payments

The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

Read more about PayPal Point of Sale

Users also considered
Restroworks logo
Category Leaders

Cloud-based restaurant management and POS software

POSist is a leading cloud-based restaurant technology platform suited for restaurants of all sizes. POSist offers scalable, reliable, and easy to use point-of-sale technology, enabling businesses to automate operations, integrate with aggregators, delight guests, and grow their revenue.

Read more about Restroworks

Users also considered
NetSuite logo

AI-powered cloud-based business management suite

NetSuite is an AI-powered cloud-based business management suite. It helps organizations streamline their operations and gain real-time insights into their performance. The suite caters to a range of industries such as manufacturing, retail, and professional services.

Read more about NetSuite

Users also considered
Loyverse POS logo
Category Leaders

Free point of sale software & inventory system

Loyverse is a cloud POS system for cafes, bars or small shops that provides inventory management, loyalty program, electronic receipts, & customer communication

Read more about Loyverse POS

Users also considered
CAKE POS logo
Category Leaders

CAKE POS is built for restaurants of all sizes.

CAKE's restaurant solutions are designed to meet the unique needs of your restaurant. Simple, intuitive and cost friendly.

Read more about CAKE POS

Users also considered
SpotOn logo

Restaurant POS for payment processing

SpotOn Restaurant is a cloud-based point of sale (POS) solution designed to help small to medium businesses in the hospitality industry streamline online payments, tableside orders, and fraud protection. The labor management module lets users handle employee hours, gratuities, shifts, and more.

Read more about SpotOn

Users also considered
authorize.net logo

Payment processing across multiple channels

authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

Read more about authorize.net

Users also considered
Flipdish logo

All-in-one POS and restaurant management system

Built by QSR owners who know exactly what you need, Flipdish POS is used by thousands of restaurants and takeaways around the world.

Read more about Flipdish

Users also considered
Lightspeed Restaurant logo

Point of sale (POS) system for restaurants

Lightspeed Restaurant is a cloud-based point of sale (POS) system for restaurants. The platform offers features including sales tracking, contactless payment processing, customizable floor plans, employee management, and more. Lightspeed Restaurant also offers add-ons for delivery and eCommerce.

Read more about Lightspeed Restaurant

Users also considered
Gofrugal logo

ERP solutions for retail, restaurants & distribution

GOFRUGAL Restaurant Software helps you to manage restaurant billing, keeps accurate track of your inventory ensuring it's always fresh & lets you maintain taste consistency with recipe management and integrate online ordering. Get to know your exact cost price and win more margins on every sale.

Read more about Gofrugal

Users also considered
Lavu logo
Category Leaders

Cloud-based iPad POS system for the restaurant industry

Lavu is an iPad-based restaurant POS system designed for various food service establishments including full-service restaurants, cafes, and food trucks. The platform offers integrated features such as dual pricing options, online ordering, kitchen display systems, and automated payroll processing. Restaurant operators can manage their business remotely with detailed reporting tools while benefiting from customizable menu modules that allow for quick adjustments to inventory and pricing.

Read more about Lavu

Users also considered
Marketman logo

AI-Powered Restaurant Inventory Management Software

Restaurant inventory and supplier management software that empowers small to large hospitality operators with data-driven insights and industry-leading AI tools.

Read more about Marketman

Users also considered
Clover logo

Comprehensive point of sale & business management solution

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

Read more about Clover

Users also considered
Genius logo
Category Leaders

A point of sale so easy, it’s Genius.

Genius is the all-in-one cloud POS built for retail, restaurant and enterprises. With powerful — but user-friendly — features, it helps businesses of all sizes operate smarter, delight customers and maximize profits.

Read more about Genius

Users also considered
MYR POS logo

iPad POS for quick-serve, takeaway & on-the-go customers

MYR POS is a point of sale solution which helps fast-food restaurants and cafes streamline their operations. With applications for food trucks, bakeries, bars, pizzerias, ice cream parlours, franchises, salad bars, and more, MYR POS supports efficient, quick-service order management.

Read more about MYR POS

Users also considered

Key features for Restaurant POS software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Order Entry: Users find order entry intuitive and customizable, allowing for quick training and efficient categorization of menu items. 95% of reviewers rated this feature as important or highly important.
  • Sales Reports: Users value customizable, in-depth sales reports for daily tracking, financial reviews, and informed decision-making. 94% of reviewers rated this feature as important or highly important.
  • Payment Processing: Reviewers appreciate the quick, reliable processing of various payment methods, including integration with card terminals. 93% of reviewers rated this feature as important or highly important.
  • Reporting/Analytics: Reviewers note the detailed, customizable reports that help with inventory management, sales tracking, and future planning. 91% of reviewers rated this feature as important or highly important.
  • Order Management: Users appreciate the ability to manage, update, and track orders efficiently, ensuring smooth restaurant operations. 88% of reviewers rated this feature as important or highly important.