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Mobile Credit Card Processing Software with API (2026)

Last updated: March 2026

Key features of Mobile Credit Card Processing Software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Credit Card Processing: Reviewers value the ease and speed of processing credit card payments, which enhances customer satisfaction and business efficiency. 91% of reviewers rated this feature as important or highly important.
  • Mobile Access: Users appreciate the flexibility to manage sales and payments from anywhere, making business operations more versatile and convenient. 91% of reviewers rated this feature as important or highly important.
  • Electronic Payments: Reviewers highlight the importance of electronic payments for convenience, security, and accommodating customer preferences for cashless transactions. 89% of reviewers rated this feature as important or highly important.
  • Point of Sale (POS): The POS system's integration, ease of use, and inventory management features are beneficial for businesses of all sizes, especially during events. 88% of reviewers rated this feature as important or highly important.
  • Contactless NFC: Users find contactless NFC payments convenient, fast, and essential for modern, hygienic transactions, especially post-pandemic. 81% of reviewers rated this feature as important or highly important.
  • Electronic Signature: The electronic signature feature is valued for its security, ease, and ability to streamline transactions, ensuring legal compliance. 78% of reviewers rated this feature as important or highly important.
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41 software options

Stax logo

All-In-One Payment Processing Platform

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Stax delivers seamless payment processing and scalable embedded payment solutions to SMBs, ISVs, and SaaS businesses.

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Helcim logo

Billing, Invoicing and Payment Processing with Helcim

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Helcim enables credit card processing for your business, sign up with no commitments, contracts, or monthly fees. At Helcim, our goal is to provide small to medium sized businesses with the opportunity to accept credit card payments at affordable rates with industry-leading technology.

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Stripe logo

Online payment processing for internet businesses

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Stripe is a financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

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SumUp logo

POS and payments processing software

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SumUp offers card readers and POS systems designed for small businesses across various industries. The platform provides comprehensive payment solutions including portable card readers, self-service kiosks, and invoicing capabilities. SumUp also features financial management tools such as business checking accounts and customer engagement options through gift cards and reward programs, all accessible through a single mobile application.

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SumUp Plus Card Reader logo

Mobile- based smart card reader

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Designed for businesses of all sizes, SumUp Plus Card Reader is a mobile-based card processing solution that helps accept and record payments over phone or via link anytime.

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Square Payments logo

Online payment processing for merchants & vendors

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Accept every way your customers want to pay with Square Payments.

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PayPal Point of Sale logo

Mobile point of sale software to process online payments

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The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

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Circula logo

The first app, that combines expense management and Benefits

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Circula is an expense management and benefits administration software, that focuses strongly on the best possible user experience and guarantees compliance with European law standards.

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Shopify POS logo

POS for unifying in-store & online sales

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Shopify Point of Sale (POS) is a retail management system that integrates everything needed to run a successful brick-and-mortar or omnichannel business. The POS software and hardware work seamlessly together to streamline daily operations, from inventory management and staff controls to smooth checkout and detailed reporting.

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authorize.net logo

Payment processing across multiple channels

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authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

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Heartland Payments+ logo

Payment processing software for hospitality sector

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Heartland Payment Processing is a cloud-based solution that helps businesses in hospitality, medical, government and other sectors accept in-person and online payments via flexible methods, including credit or debit,EMV chip cards, digital wallets and more.

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CSG Forte logo

Payments management platform

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CSG Forte provides a complete payments management platform that enables businesses to process transactions across multiple channels. The processor-agnostic solution supports online, in-person, phone, and mobile payments while offering features like account verification, dispute management, and revenue optimization. CSG Forte serves various industries including government, property management, healthcare, and retail with scalable solutions for businesses of all sizes.

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QuickBooks Money logo

Mobile credit card processor for vendors

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QuickBooks Money is a payment management and mobile payment gateway allowing vendors to process credit card transactions via mobile application. The payment platform uses a credit card reader plugin enabling users to process payments and request customer electronic signatures via a touch screen.

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Plaid logo

Platform that enables apps to connect with bank accounts

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Plaid is a technology platform which allows users to create connections between applications and bank accounts to authenticate accounts, check balances in real time, verify identities, validate income, pull transaction data, and verify borrower assets

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Finix logo

Payment processing solution for software platforms

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Finix offers payment processing configurations to help software platforms build payment experience for their customers.

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2Checkout logo

Online payment processing and billing platform

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Online businesses around the world sell more every day with 2Checkout payment processing. We're here to help you truly "go global" and offer a local buying experience to your customers.

Our checkout experience maximizes conversions by adapting to local languages, currencies and payment methods. It also reflects your brand, which buyers trust.

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Square Virtual Terminal logo

Payment processing tool for managing virtual transactions

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Square Virtual Terminal is a cloud-based software that helps businesses process and accept payments from multiple payment methods including cash, checks, gift cards and more. Managers can charge payments on customers' credit or debit cards and maintain a record of all payments in the database.

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360 Payments logo

Comprehensive business payment processing platform

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360 Payments provides integrated payment processing solutions for businesses across various industries including automotive, medical, and dental sectors. The platform offers multiple payment options including text-to-pay, mobile payments, consumer financing, and business capital services. Their system integrates with existing business management software to streamline operations and improve efficiency for merchants of all sizes.

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IntelliPay  logo

Electronic payment processing solution

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IntelliPay is a cloud-based payment processing platform designed to help businesses process electronic payments with additional surcharges. Users can create payment pages and hosted web forms with custom data fields, logos, departments, disclaimers, and personalized branding.

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Adyen logo

International payment processing platform for businesses

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Adyen is a payment processing platform designed for businesses of all sizes across multiple sectors and offers tools for accepting payments in multiple formats and optimizing growth.

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Orcatec logo

Cloud-based field service management software

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Orcatec is a cloud-based field service management software designed to help businesses handle and streamline various administrative processes, such as dispatching, employee management, and more. Supervisors can schedule appointments on a calendar and color-code them according to requirements.

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PaymentCloud logo

Credit card processing solution for eCommerce & retailers

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Mobile wireless credit card processing solutions for eCommerce, MOTO, and in-person swipe businesses. Our specialized training helps us set you up with support and tools to grow your business. Free cost comparison. Chargeback & fraud protection. 100+ integrations. Low risk & high risk support.

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Billdu logo

Billdu - fast and simple invoicing app for small businesses

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Billdu is an invoice maker for small businesses and freelancers which enables users to create and send invoices, track expenses, manage online stores, and more.

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MONEI logo

A payment gateway to accept payments online and offline

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MONEI makes everything easy.

A payment gateway that allows you to accept payments either online and offline. MONEI can be integrated directly into your website or online store with just one simple line of code.

It’s the simplest and cheapest way to start making money on your site.

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TransNational Payments logo

Mobile credit card processing system with inventory tracking

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POS solution for small to mid-size businesses that can process credit card payments, manage inventory, and populate real-time sales reporting all on any mobile device. The system processes transactions through a NFC or EMV mobile swiper, which can be accessed via bluetooth or a headphone connector.

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