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Top Rated General Ledger Software with Accounts Payable in 2026

Verified reviewer profile picture
Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

Accounts payable streamlines tracking vendor payments, managing bills, and categorizing expenses. It simplifies report preparation, aids in timely supplier payments, and provides easy access to payment history and related documents. Our reviewers in general ledger software rated this feature as highly important.

4 Best General Ledger Software with Accounts Payable

  • QuickBooks Enterprise
  • Xero
  • Wave
  • QuickBooks Desktop - Highest rated for accounts payable

See other top General Ledger products with accounts payable

How we picked the 4 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the general ledger software category. They also needed to have sufficient reviews about accounts payable, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for the product with the highest rating for accounts payable based on our proprietary ratings and reviews. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 4 best products

QuickBooks Enterprise logo

QuickBooks Enterprise

4.5
(20.5K)
visit website

User insights about the accounts payable feature

Users find QuickBooks Enterprise's accounts payable functionality to be intuitive and efficient. They highlight the ease of tracking outstanding bills, managing vendor payments, and generating detailed reports. Reviewers appreciate the reminders for due payments and the ability to categorize invoices for tax purposes. They also mention the software's integration with other systems and its helpful features like duplicate payment alerts and fraud detection. However, some users note the need for better EFT payment options and more customization in reporting.
“By recording your bills, you can monitor how much cash you owe and how much cash your business truly has. QuickBooks reminds you when your bills are expected with the goal that you don't need to stress over neglecting to take care of a bill. At the point when you record charges the records payable way, you're utilizing accumulation premise bookkeeping.”
LL

Lyn L.

sales

“Quickbook's accounts payable helps me to sort out creditors of my business. It arranges and updates everytime I add a new entry.”
FA

Frederick A.

Accountant

General Ledger key features coverage

QuickBooks Enterprise offers 4 out of the 4 key features for General Ledger software identified by reviewers:

Financial Reporting4.6
Bank Reconciliation4.5
Data Import/Export4.7
Expense Tracking4.5

Pros and cons based on 20,592 verified reviews

61% of users rated QuickBooks Enterprise 5 out of 5 stars, while 2% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 20,592 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Comprehensive expense tracking

Ideal for small businesses

Effective financial management

Streamlined bookkeeping

Efficient tax management

Cons:

Frequent issue resolution challenges

Slow performance speed

Disruptive software updates

High cost concerns

Unreliable customer service

See pros and cons details

Pricing

Starting price:$2210 flat rate/per year|Free version:Not available|Free trial:Available

Prices may vary depending on the number of users and features.

Xero logo

Xero

4.4
(3.2K)
visit website

User insights about the accounts payable feature

Reviewers indicate that Xero's accounts payable is extremely easy to use and provides detailed control with proper aging reports. They appreciate the integration with ApprovalMax for approval workflows and the Planned Date feature for short-term cash flow modeling. Users value the ability to attach copies of invoices to transactions and the efficient management of supplier and vendor payments. They also highlight the software's capability to reconcile credit card purchases and payments for both domestic and overseas suppliers.
“I appreciate the way they have the approvals workflow built into it and the way that allows it to integrate with ApprovalMax. I also think the Planned Date feature is so smart in the way that it allows you to model short-term cash flow without using another app. ”
Verified reviewer profile picture

Andrew C.

Accountant

“Capable of reconciling credit card purchases as well as payments for overseas and domestic suppliers with ease. Clearly recognisable due invoices and general ledger allocations ”
Th

Tania h.

Assistant Accountant

General Ledger key features coverage

Xero offers 4 out of the 4 key features for General Ledger software identified by reviewers:

Financial Reporting4.4
Bank Reconciliation4.5
Data Import/Export4.4
Expense Tracking4.4

Pros and cons based on 3,250 verified reviews

60% of users rated Xero 5 out of 5 stars, while 5% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 3,250 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Cloud accounting accessibility

Customizable dashboard

Effective bookkeeping tools

Accessible learning resources

User-friendly interface

Cons:

Slow issue resolution

Poor customer support

Limited inventory management

Lack of live support

Underdeveloped mobile access

See pros and cons details

Pricing

Starting price:$25 flat rate/per month|Free version:Not available|Free trial:Available

Prices may vary depending on the number of users and features.

Wave logo
4.4
(1.7K)

User insights about the accounts payable feature

Users report that Wave's accounts payable functionality is easy to use and effective for tracking outgoing payments to vendors. They appreciate the ability to manage transactions, perform bank reconciliations, and generate reports. Reviewers find it helpful for maintaining payables and ensuring that bills are handled promptly. However, some users note that the system is more suited for invoicing and payment processing, with limited use for businesses with few payables or those operating on a cash basis.
“The accounts payable in Wave have worked well for me. Again, I like that it is free and customizable for what works for each customer I have. You can very easily manage transactions, bank reconciliation, and manage all your accounts.”
Verified reviewer profile picture

Kalina B.

Human Services

“Being able to make sure all my bills have been handled helps me work out long-term financial success of my business.”
BH

Bryan H.

Owner

General Ledger key features coverage

Wave offers 4 out of the 4 key features for General Ledger software identified by reviewers:

Financial Reporting4.4
Bank Reconciliation4.3
Data Import/Export4.3
Expense Tracking4.4

Pros and cons based on 1,709 verified reviews

61% of users rated Wave 5 out of 5 stars, while 6% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 1,709 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Affordable for small businesses

Intuitive and modern interface

Excellent value for small businesses

Comprehensive invoicing features

Effective bookkeeping solution

Cons:

Slow performance and load times

Ineffective email communication

Limited customer support options

Unresolved software issues

Challenging bank reconciliation

See pros and cons details

Pricing

Starting price:$19 flat rate/per month|Free version:Available|Free trial:Available

Prices may vary depending on the number of users and features.

QuickBooks Desktop logo
4.4
(2.5K)

User insights about the accounts payable feature

Reviewers appreciate QuickBooks Desktop's accounts payable capabilities for their ease of use and efficiency. They find it simple to set up recurring vendors and periodic payments, which automates a significant portion of their AP transactions. Users report that tracking and managing accounts payable is straightforward, with helpful features like customizable reporting, easy bill entry, and the ability to print checks directly from the software. They also value the ability to keep accurate records and monitor expenses effectively.
“The way QuickBooks keeps track of your payables is simple but effective, with highly customizable filters and the ability to save reports for easy access.”
SS

Samantha S.

Accounting Manager

“Quickbooks makes accounts payable a breeze. Entering invoices, printing checks, reconciliation are all very easy with this program. ”
NF

Nessa F.

Hospital Administrator

General Ledger key features coverage

QuickBooks Desktop offers 3 out of the 4 key features for General Ledger software identified by reviewers:

Financial Reporting4.6
Bank Reconciliation4.6
Data Import/Export
Expense Tracking4.5

Pros and cons based on 2,534 verified reviews

56% of users rated QuickBooks Desktop 5 out of 5 stars, while 3% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 2,534 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Comprehensive expense tracking

Ideal for small businesses

Efficient bookkeeping

Accessible learning resources

Robust accounting software

Cons:

Frequent and costly upgrades

Inefficient phone support

Challenging file management

Inadequate support

High costs and fees

See pros and cons details

Pricing

Starting price:$1922 flat rate/per year|Free version:Not available|Free trial:Available

Prices may vary depending on the number of users and features.

Other Top Rated General Ledger Software with Accounts Payable in 2026

MIP Accounting logo

MIP Accounting

Fund accounting for government organizations and nonprofits

visit website
MIP Fund Accounting is a comprehensive, configurable fund accounting solution. With its end-to-end suite of functionality and multi-segmented chart of accounts MIP is designed to meet and handle the complex financial management and fund accounting needs of nonprofit and government organizations.

Read more about MIP Accounting

Users also considered
Actionstep Legal Accounting logo

Actionstep Legal Accounting

Cloud-based accounting and billing for law firms

visit website
Soluno is a cloud-based accounting and billing software designed to accelerate law firms. With a full, easy-to-use suite of time/expense entry, billing, accounting, trust, and reporting features, law firms get everything they need to master their business.

Read more about Actionstep Legal Accounting

Users also considered
Eleven logo

Eleven

Cloud accounting software tailored for accounting firms

visit website
Eleven is a cloud accounting app that helps small and medium-sized accounting firms to streamline and scale their practice. You can automate bookkeeping for every client without falling back on Excel.

Read more about Eleven

Users also considered
Accounting Seed logo

Accounting Seed

Category Leaders

Accounting and analytics software built on Salesforce

visit website
Accounting Seed is an accounting application built natively on Salesforce. Its customizable, enabling users to manage their accounting their way. As a full accounting solution, Accounting Seed tracks financial data through the entire business lifecycle.

Read more about Accounting Seed

Users also considered
Accountability logo

Accountability

Project-based ERP for advertising & marketing agencies

visit website
Accountability is a project-based ERP solution built exclusively for advertising and marketing agencies. Integrated job management and accounting give agency leaders real-time visibility into project and client profitability, staff utilization, and overall agency financial health.

Read more about Accountability

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QuickBooks Enterprise logo
Category Leaders

Enterprise accounting, FSM and inventory management solution

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Read more about QuickBooks Enterprise

Users also considered
Dynamics 365 logo
Category Leaders

ERP and CRM applications from Microsoft

Microsoft Dynamics 365 is a multi-language, multi-currency enterprise resource planning (ERP) software. The solution is designed for midsize and larger companies, and is fully customizable and extensible through its rich development platform and tools.

Read more about Dynamics 365

Users also considered
Xero logo
Category Leaders

Cloud-based accounting software for small businesses

Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

Read more about Xero

Users also considered
QuickBooks Desktop logo
Category Leaders

Comprehensive business management solution

QuickBooks Desktop provides a comprehensive business management solution that integrates accounting, payroll, inventory, and multiple company management functionalities. The software offers industry-specific editions tailored for manufacturing, wholesale, contractors, and accountants, with features like advanced reporting, job costing, and automated pricing rules. Users can enhance their experience with cloud hosting capabilities that enable remote access and team collaboration.

Read more about QuickBooks Desktop

Users also considered
Wave logo
Category Leaders

Accounting, invoicing, and payroll management platform

Wave is an integrated solution designed for small businesses. With our automatic bank connections, information flows into Wave, without manual entry. Users can collaborate with accountants or bookkeepers in real-time.

Read more about Wave

Users also considered
Zoho Invoice logo

Online invoicing tool for freelancers and SMBs.

Zoho Invoice is an online invoicing software for freelancers and small to medium enterprises (SMEs). It helps you craft professional invoices, send payment reminders, and get paid faster online.

Read more about Zoho Invoice

Users also considered
TimeSolv Legal Billing logo

Time, expense & billing management software for legal firms

TimeSolv Legal Billing helps legal firms manage payments, invoices, budgets, tasks, and more. The built-in trust accounting functionality lets users create trust accounts to automatically process payments, update replenishment amount in invoices, and transfer funds between different trust accounts.

Read more about TimeSolv Legal Billing

Users also considered
QuickBooks Online Advanced logo
Category Leaders

Accounting & business management for small businesses

QuickBooks Online Advanced is a web-based accounting & business management solution which enables small businesses to track sales, inventory, financial accounts & payroll from a single dashboard

Read more about QuickBooks Online Advanced

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NetSuite logo

AI-powered cloud-based business management suite

NetSuite is an AI-powered cloud-based business management suite. It helps organizations streamline their operations and gain real-time insights into their performance. The suite caters to a range of industries such as manufacturing, retail, and professional services.

Read more about NetSuite

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BoldTrail Back Office logo

Real Estate back office consolidation and automation.

Real Estate brokerages need efficient back office operations to thrive. BackOffice delivers a complete, easy-to-use cloud-based solution designed specifically for residential real estate management.

Read more about BoldTrail Back Office

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BQE CORE Suite logo
Category Leaders

Cloud-based firm management tool for A&E firms.

BQE CORE is a cloud-based software designed specifically for architecture and engineering firms. The platform integrates accounting, invoicing, project management, and resource planning features that streamline operations across entire organizations. BQE CORE enables firms to track time and expenses, manage projects profitably, and access real-time financial data through a centralized system that eliminates the need for multiple software solutions.

Read more about BQE CORE Suite

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Odoo logo

All-in-one open-source business software

Odoo is an all-in-one, open-source business platform covering CRM, Sales, Accounting, Inventory, Manufacturing, and Projects. It’s fully integrated, customizable, and scalable for companies of any size or budget.

Read more about Odoo

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Patriot Accounting logo
Category Leaders

Cloud-based accounting and payroll software

Patriot Accounting is an online accounting solution that allows businesses to track and manage transactions, import bank transactions, reconcile accounts, send estimates & invoices & more.

Read more about Patriot Accounting

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Zoho Books logo
Category Leaders

Online accounting software for businesses of all sizes

Zoho Books is an online accounting software designed to streamline back office operations, automate workflows, and allow secure collaboration with accountants

Read more about Zoho Books

Users also considered
Agiled logo

Software for managing business operations

Agiled is a cloud-based business management software designed to help businesses of all sizes manage invoicing, contracts, employees, finances, and other operations on a unified portal. Its project management capabilities allow organizations to handle tasks, project details, and team members using customizable templates, view, edit and share schedules with clients using Gantt Charts and create and assign tasks to teams.

Read more about Agiled

Users also considered
CosmoLex logo

Web-based legal practice management & accounting software

CosmoLex is a comprehensive legal practice management solution that assists with master case management, billing, accounting, and more. Its trust accounting and compliance management tools ensure firms stay compliant. Automated workflows, matter templates, secure document management, customizable scheduling tools, and comprehensive reporting capabilities provide law firms with a centralized hub to manage their practice.

Read more about CosmoLex

Users also considered
Holded logo

ERP, Accounting, Invoicing & more for freelancers and SMBs.

It's a cloud-based invoicing software for freelancers, SMBs and accountant offices to control all aspects of their business and optimise their management.

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Sage Intacct logo

Best-in-class Cloud ERP for Finance

Sage Intacct is a leading provider of best-in-class cloud ERP software, and is the preferred cloud financial management applications for the AICPA.

Read more about Sage Intacct

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Bench logo

You run your business. We’ll do your bookkeeping.

Let Bench take bookkeeping off your hands—so you can focus on what matters most. Each month Bench gives you a clear, accurate financials. You can monitor your business's financial health, download your financial statements, and chat with your bookkeeping team any time.

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SAP S/4HANA Cloud logo

A complete, intelligent ERP system for enterprises.

SAP S/4HANA Cloud is a cloud-based intelligent ERP system specifically developed for companies in all industries offering them a broad and flexible functionality.

Read more about SAP S/4HANA Cloud

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Key features for General Ledger software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Financial Reporting: Reviewers highlight the ability to create, customize, and manipulate various financial reports, aiding in decision-making, financial planning, and tracking business performance. 97% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Reviewers appreciate the ease of matching bank statements with accounting records, ensuring accuracy and identifying discrepancies, with features like automatic transaction syncing and real-time tracking. 95% of reviewers rated this feature as important or highly important.
  • Data Import/Export: Users find it easy to import and export data in various formats, facilitating efficient data handling, report generation, and integration with other systems. 95% of reviewers rated this feature as important or highly important.
  • Expense Tracking: Reviewers emphasize detailed and customizable tracking of expenses, which helps in budgeting, financial reporting, and ensuring accurate allocation of business costs. 93% of reviewers rated this feature as important or highly important.