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Plooto

Accounts payable and receivable software

Table of Contents

Is this product right for your business?

Find out with a

Plooto - 2026 Pricing, Features, Reviews & Alternatives

All user reviews are verified by in-house moderators and provider data by our software research team. Learn more

Last updated: March 2026

Plooto overview

Based on 241 verified user reviews

What is Plooto?

By industry, Plooto reviewers are most commonly professionals in accounting (41%). The most frequent use case for Plooto cited by reviewers is accounts payable (64% of reviewers).

What do users say about Plooto pricing?

Reviewers indicate that Plooto offers affordable fees and cost savings for high transaction volumes, and they appreciate its value compared to competitors. Some users report frustration with unexpected price increases and the fixed monthly fee for small businesses.

What are the most popular integrations for Plooto?

The Plooto integration most frequently cited by reviewers is QuickBooks Online Advanced, an accounting product rated 4.4 out of 5 for its integration with Plooto.

Starting price

9flat rate /
per month

Alternatives

with better value for money

Pros & Cons

Payment Processing

Sync and Reconciliation

Accounting Integration

Payment Delays

Unresponsive customer assistance

Plooto’s user interface

Ease of use rating:

4.3

(241)

Plooto pros, cons and reviews insights

To determine these pros and cons insights, we analyzed responses from

Overall rating

Reviews sentiment

1-2(12)

3-4(96)

5(133)

What do users say about Plooto?

By industry, Plooto reviewers are most commonly professionals in accounting (41%). The most frequent use case for Plooto cited by reviewers is accounts payable (64% of reviewers).

Select to learn more

Who uses Plooto?

Based on 241 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Accounting

Computer Software

Construction

Financial Services

Others

Use cases

Accounts Payable

Payment Processing

Accounts Receivable

Accounting

Billing and Invoicing

Plooto's key features

Most critical features, based on insights from Plooto users:

Accounts payable

4.7

(116)

Multi-Currency

4.3

(23)

Payment processing

3.9

(19)

Online payments

4.2

(17)

Electronic payments

4.5

(12)

Approval process control

4.8

(12)

All Plooto features

Features rating:

4.2

(241)

Payment collection

5.0

(1)

Accounting integration

5.0

(2)

Multi-Period recurring billing

5.0

(1)

Receivables ledger

5.0

(1)

Recurring invoicing

5.0

(1)

Vendor management

4.0

(1)

Audit trail

5.0

(1)

Debit/Credit card processing

5.0

(2)

Billing portal

3.0

(1)

Data security

4.0

(9)

Electronic funds transfer

4.1

(8)

Recurring/Subscription billing

4.6

(5)

Online invoicing

4.0

(4)

Access controls/permissions

4.6

(5)

Accounting

4.8

(4)

ACH payment processing

2.7

(3)

Accounts receivable

4.0

(82)

Reporting/Analytics

3.1

(8)

Transaction monitoring

5.0

(2)

Invoice processing

3.9

(8)

Credit card processing

1.0

(1)

Invoice management

4.5

(2)

Receipt management

5.0

(1)

Alerts/Notifications

5.0

(2)

Bank reconciliation

3.8

(65)

Billing & invoicing

4.2

(49)

Invoice history

4.3

(3)

Financial reporting

3.8

(52)

Check writing

4.4

(5)

General ledger

3.8

(52)

Expense tracking

3.9

(20)

Activity dashboard

(0)

Transaction history

(0)

Payment links

(0)

Third-Party integrations

(0)

Payment reconciliation

(0)

PCI compliance

(0)

Status tracking

(0)

Self service portal

(0)

Search/Filter

(0)

Process/Workflow automation

(0)

Purchasing & receiving

(0)

User management

(0)

Real-Time reporting

(0)

Reporting & statistics

(0)

Recurring payments

4.0

(1)

Workflow management

(0)

Approval workflow

(0)

Cash flow management

(0)

Client portal

(0)

Collaboration tools

(0)

Compliance management

(0)

Contact database

(0)

Customer statements

(0)

Customizable branding

(0)

Data import/export

(0)

Deferred billing

(0)

Digital wallet payments

(0)

Drag & drop

(0)

Email management

4.0

(1)

Email reminders

(0)

ERP integration

(0)

File sharing

(0)

For small businesses

(0)

Fraud detection

(0)

Mobile access

(0)

Multi-Location

(0)

Multiple payment options

(0)

Payment fraud prevention

(0)

Plooto alternatives

Plooto

4.3

(241)

Starting from

Per month

Free trial

Free version

Ease of Use

4.5

Features

4.2

Value for Money

4.2

Customer Support

4.0

QuickBooks Online

4.3

(8.3K)

learn more

Starting from

No pricing info

Free trial

Free version

Ease of Use

Features

Value for Money

Customer Support

Stampli

4.8

(463)

learn more

Starting from

No pricing info

Free trial

Free version

Ease of Use

Features

Value for Money

Customer Support

Xero

4.4

(3.2K)

learn more

Starting from

No pricing info

Free trial

Free version

Ease of Use

Features

Value for Money

Customer Support

Plooto pricing

Pricing plans

Pricing details:

Free plan

Free trial

Subscription

Go

Per month

Features included:

Streamline invoice processing with Plooto Capture (OCR)
Set basic approval workflows with 1 designated approver
Invite and collaborate with an unlimited number of clients and users
Conduct up to 5 domestic transactions per month from 1 connected bank account
Use your commercial credit card to pay vendors via ACH, EFT, or cheque with Pay by Card
Send international payments with competitive exchange rates
Accept payments with Pre-Authorized Debits (PAD) and credit card

Grow

Per month

Features included:

Set custom approval workflows with multiple rules and unlimited approvers
Connect and transact from an unlimited number of bank accounts
Conduct unlimited domestic transactions per month
Save on transactions with optional payment packages

Pro

Per month

Features included:

Set controls on who can make changes to approval rules
Set controls on who can make changes to payment methods
Manage user access with single sign-on (SSO)
Access priority customer support

User opinions about Plooto price and value

Value for money rating:

4.2

Of 31 reviews that provide robust commentary on Plooto's price and value, 67% mention it in a positive light.

Reviewers indicate that Plooto offers affordable fees and cost savings, especially for those with higher transaction volumes, and they appreciate its value compared to competitors. Some users say the package is advantageous for most clients and find it time and cost effective. However, some reviewers feel the switch from a pay-per-use model to a fixed monthly fee reduces value for small businesses or those with low transaction counts. Users report frustration with unexpected price increases and the lack of a grandfather clause, and some say the new pricing model makes it less appealing for infrequent users.

, and

To see what individual users think of Plooto's cost and value, check out the review excerpts below.

“I am saving over $100 per month in processing fees since I switched to Plooto and once I got past the "set up" stage.”

Vickey R.

Owner

“In terms of pricing, the package is advantageous for most of our clients.”

Heather Y.

Principal

“Due to the horrible pricing model change, if there was an alternative, I would be using it.”

Ariel P.

Owner

Plooto integrations (7)

Integrations rated by users

We looked at 241 user reviews to identify which products are mentioned as Plooto integrations and how users feel about them.

QuickBooks Online Advanced

Integration rating: 4.3 (8)

“They work well together, I'd just like to see the sub-customer and projects integrated better.”

Audrey M.

Owner

QuickBooks Online

Integration rating: 4.6 (5)

“plooto is our payment system. Little time savings if there is no integration”

Anonymous R.

General Manager

Xero

Integration rating: 3.0 (2)

“Plooto suggested that I switch to QBO online because of the issue I was having with the Xero integration . Not the response, I expected.”

Alan C.

Executive Director

QuickBooks Desktop

Integration rating: 3.0 (2)

Other top integrations

NetSuite

QuickBooks Online Accountant

QuickBooks Bi-Directional Synchronizer

Plooto customer support

What do users say about Plooto customer support?

Customer support rating:

4.2

We analyzed 27 verified user reviews to identify positive and negative aspects of Plooto customer support.

A number of users found the support team responsive, attentive, and genuinely helpful in resolving issues and onboarding.

Multiple users appreciated that their issues were resolved efficiently and praised the thoroughness of customer service.

A fair number of users reported difficulty reaching support, citing lack of phone access, slow responses, and unhelpful answers.

Support options

Faqs/forum

24/7 (live rep)

Knowledge base

Email/help desk

Chat

Phone support

Training options

Documentation

Live online

Webinars

Videos

To see what individual users say about Plooto's customer support, check out the review snippets below.

“Any issues were resolved with the help of Plooto Customer Support team in a very timely manner.”

Ranka I.

Senior Accountant

“I have found the software to be reliable and easy to use. But more importantly, I have found the support team to be responsive and genuinely interested in solving problems.”

Jennifer B.

Business Coach

“No customer service waited on hold for over an hour on multiple occasion and have been unable to speak to anyone.”

Bernie S.

Presedent

“Plooto's support has provided an unsatisfactory response, dismissing the issue as not within their purview.”

Alan C.

Executive Director

Plooto FAQs

Q. Who are the typical users of Plooto?

Plooto has the following typical customers:
Freelancers, Non Profit, Public Administrations, Small Business

These products have better value for money

Q. What is Plooto used for?

Plooto is an all-in-one platform that enables businesses to automate their domestic and international accounts payable and accounts receivable functions by unifying payments, processes, control, and reporting. Get paid as soon as 2 business days with credit cards! Trusted by 6,000+ businesses, the platform also integrates with popular accounting systems such as Xero and QuickBooks to eliminate data entry and automate the reconciliation of bills and invoices. Plooto provides robust two-way sync with QuickBooks and Xero, automating the end-to-end AP and AR processes - from syncing invoices and payments to reconciling payment records while keeping a full audit trail. Additionally, features like customizable approval workflows, recurring payments and pre-authorized debit (PAD) agreements save you even more time and effort.

Q. What are the benefits of using Plooto?

Stop chasing check signatures with Plooto's smart approval workflow - allowing you to get payment approvals from assigned approvers from anywhere in the world.

Improve your cash flow and get paid as soon as 2 business days with Plooto's credit card acceptance (compared to the 4-7 business days with ACH). Plus, provide more payment flexibility to your customers!

With Plooto's smart integration, automatically sync all invoices and transactions to and from QuickBooks or Xero

Plooto keeps a full audit trail of all transactions, saving you countless hours on data entry

Switch between multiple client accounts with Plooto's dashboard view - perfect for accountants and bookkeepers.

Collect one-time and recurring payments faster with PAD to streamline the accounts receivable process

Securely transfer funds electronically without having to know the payee's banking information.

Send domestic and cross-border payments between Canada and the U.S. with no percentage fees.

Q. What languages does Plooto support?

Plooto supports the following languages:
English

Q. Does Plooto offer an API?

No, Plooto does not have an API available.

Q. What level of support does Plooto offer?

Plooto offers the following support options:
FAQs/Forum, 24/7 (Live rep), Knowledge Base, Email/Help Desk, Chat, Phone Support