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Top Rated Accounting Software with Accounts Payable in 2026

Verified reviewer profile picture
Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: April 2026

Accounts payable allows businesses to track and manage their bills, schedule payments, maintain accurate records, generate reports, and monitor cash flow. It ensures timely payments, avoids late fees, and supports financial planning. Our reviewers in accounting software rated this feature as important.

5 Best Accounting Software with Accounts Payable

Product
User rating
Starting price
QuickBooks Enterprise logo
2210
flat rate/per year
QuickBooks Desktop logo
1922
flat rate/per year
Xero logo
25
flat rate/per month
Wave logo
19
flat rate/per month
QuickBooks Online logo
38
flat rate/per month

See other top Accounting products with accounts payable

How we picked the 5 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Accounting software category. They also needed to have sufficient reviews about accounts payable, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for accounts payable, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 5 best products

QuickBooks Enterprise logo
Reviews Sentiment
 
 
 
1-2(352)
3-4(7,713)
5(12,545)
Key Features
Income & Balance Sheet4.6
Financial Reporting4.6

User insights about the accounts payable feature

Reviewers indicate that QuickBooks Enterprise's accounts payable functionality is user-friendly and efficient for managing vendor payments and tracking outstanding bills. They value the detailed reporting, ease of entering and paying bills, and the integration with other accounting features. Users also appreciate the reminders for due dates and the ability to organize payables by vendor or due date for better cash flow management.

See related user reviews

“By recording your bills, you can monitor how much cash you owe and how much cash your business truly has. QuickBooks reminds you when your bills are expected with the goal that you don't need to stress over neglecting to take care of a bill. At the point when you record charges the records payable way, you're utilizing accumulation premise bookkeeping.”
LL

Lyn L.

sales

“Quickbook's accounts payable helps me to sort out creditors of my business. It arranges and updates everytime I add a new entry.”
FA

Frederick A.

Accountant

Starting price
2210flat rate /
per year
Pros and Cons based on 20,610 verified reviews

Comprehensive expense tracking

Ideal for small businesses

Effective financial management

Streamlined bookkeeping

Efficient tax management

Frequent issue resolution challenges

Slow performance speed

Disruptive software updates

High cost concerns

Unreliable customer service

See pros and cons details
QuickBooks Desktop logo
Reviews Sentiment
 
 
 
1-2(86)
3-4(1,040)
5(1,421)
Key Features
Income & Balance Sheet4.6
Financial Reporting4.6

User insights about the accounts payable feature

Reviewers appreciate QuickBooks Desktop's accounts payable capabilities for its ease of use and efficiency in tracking bills and payments. They find it helpful for managing vendor payments, automating recurring transactions, and generating detailed reports. Users also value the ability to print checks directly from the system and the customizable reporting options for better financial management.

See related user reviews

“The way QuickBooks keeps track of your payables is simple but effective, with highly customizable filters and the ability to save reports for easy access.”
SS

Samantha S.

Accounting Manager

“Quickbooks makes accounts payable a breeze. Entering invoices, printing checks, reconciliation are all very easy with this program. ”
NF

Nessa F.

Hospital Administrator

Starting price
1922flat rate /
per year
Pros and Cons based on 2,547 verified reviews

Comprehensive expense tracking

Ideal for small businesses

Efficient bookkeeping

Accessible learning resources

Robust accounting software

Frequent and costly upgrades

Inefficient phone support

Challenging file management

Inadequate support

High costs and fees

See pros and cons details
Xero logo
Reviews Sentiment
 
 
 
1-2(159)
3-4(1,155)
5(1,955)
Key Features
Income & Balance Sheet4.6
Financial Reporting4.4

User insights about the accounts payable feature

Users report that Xero's accounts payable feature is easy to use and helps ensure timely payment of bills. They appreciate the integration with ApprovalMax, the Planned Date feature for cash flow modeling, and the ability to attach copies of invoices. Reviewers also highlight the detailed aging reports and the ease of reconciling and processing invoices.
Verified reviewer profile picture

See related user reviews

“I appreciate the way they have the approvals workflow built into it and the way that allows it to integrate with ApprovalMax. I also think the Planned Date feature is so smart in the way that it allows you to model short-term cash flow without using another app. ”
Verified reviewer profile picture

Andrew C.

Accountant

“One of my favourite features of Xero is the ability to keep track of my unpaid expenses, right from the dashboard. I have never paid an invoice late, thanks to Xero!”
BP

Belinda P.

Freelancer

Starting price
25flat rate /
per month
Pros and Cons based on 3,269 verified reviews
Verified reviewer profile picture

Cloud accounting accessibility

Customizable dashboard

Effective bookkeeping tools

Accessible learning resources

User-friendly interface

Slow issue resolution

Poor customer support

Limited inventory management

Lack of live support

Underdeveloped mobile access

See pros and cons details
Wave logo
Reviews Sentiment
 
 
 
1-2(109)
3-4(558)
5(1,052)
Key Features
Income & Balance Sheet4.5
Financial Reporting4.4

User insights about the accounts payable feature

Users appreciate Wave's accounts payable feature for its ease of use and effectiveness in tracking outgoing payments. They find it helpful for managing invoices, expenses, and tax write-offs. Reviewers also value the customizable reporting options and the ability to manage transactions and bank reconciliation efficiently.
Verified reviewer profile picture

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“The accounts payable in Wave have worked well for me. Again, I like that it is free and customizable for what works for each customer I have. You can very easily manage transactions, bank reconciliation, and manage all your accounts.”
Verified reviewer profile picture

Kalina B.

Human Services

“Being able to make sure all my bills have been handled helps me work out long-term financial success of my business.”
BH

Bryan H.

Owner

Starting price
19flat rate /
per month
Pros and Cons based on 1,719 verified reviews
Verified reviewer profile picture

Affordable for small businesses

Intuitive and modern interface

Excellent value for small businesses

Comprehensive invoicing features

Effective bookkeeping solution

Slow performance and load times

Ineffective email communication

Limited customer support options

Unresolved software issues

Challenging bank reconciliation

See pros and cons details
QuickBooks Online logo
Reviews Sentiment
 
 
 
1-2(456)
3-4(3,151)
5(4,778)
Key Features
Income & Balance Sheet4.5
Financial Reporting4.4

User insights about the accounts payable feature

Reviewers find QuickBooks Online's accounts payable feature easy to use for tracking bills and payments. They appreciate the integration with external AP platforms, the ability to schedule payments, and the automatic bill payment option. Users also value the detailed aging reports, the ease of entering and paying bills, and the ability to connect with various payment apps.

See related user reviews

“QuickBooks makes it easy to organize bills and invoices to pay. It aids support on monthly bill payments , helps with template fill of repeats payment . ”
CE

CELESTINE E.

Accountant

“Accounts payable is great. There are numerous ways to achieve what you are looking to do. The "Pay Bills" window lets you enter payments in very quickly. If you have a vendor with lots of bills at once you can also select them in a statement format.”
JB

Jennifer B.

Controller and Office Manager

Starting price
38flat rate /
per month
Pros and Cons based on 8,385 verified reviews

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details

Other Top Rated Accounting Software with Accounts Payable in 2026

QuickBooks Enterprise logo
Category Leaders

Enterprise accounting, FSM and inventory management solution

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Read more about QuickBooks Enterprise

Users also considered
QuickBooks Online logo

Accounting and business management software

QuickBooks Online offers accounting with financial dashboards, invoice creation, online payment acceptance, expenses tracking, payroll & more.

Read more about QuickBooks Online

Users also considered
FreshBooks logo
Category Leaders

Invoice and accounting software tailored to small businesses

FreshBooks automates daily accounting activities namely invoice creation, payment acceptance, expenses tracking, billable time tracking and financial reporting.

Read more about FreshBooks

Users also considered
Xero logo
Category Leaders

Cloud-based accounting software for small businesses

Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Automate your invoicing and reporting, get a full picture of your business with up-to-date financial data, and much more.

Read more about Xero

Users also considered
QuickBooks Desktop logo

Comprehensive business management solution

QuickBooks Desktop provides a comprehensive business management solution that integrates accounting, payroll, inventory, and multiple company management functionalities. The software offers industry-specific editions tailored for manufacturing, wholesale, contractors, and accountants, with features like advanced reporting, job costing, and automated pricing rules. Users can enhance their experience with cloud hosting capabilities that enable remote access and team collaboration.

Read more about QuickBooks Desktop

Users also considered
SAP Concur logo

Travel, expense and invoice, automated and in control

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

Read more about SAP Concur

Users also considered
Wave logo
Category Leaders

Accounting, invoicing, and payroll management platform

Why is Wave the world's fastest-growing accounting software for small businesses? It's easy, fast, 100% free, and made for owner-operated businesses.

Read more about Wave

Users also considered
Zoho Invoice logo

Online invoicing tool for freelancers and SMBs.

Zoho Invoice is an online invoicing software for freelancers and small to medium enterprises (SMEs). It helps you craft professional invoices, send payment reminders, and get paid faster online.

Read more about Zoho Invoice

Users also considered
NetSuite logo

AI-powered cloud-based business management suite

NetSuite AI-powered accounting simplifies the process of recording transactions, managing AP and AR, and closing the books. NetSuite supports multiple currencies, languages, and compliance standards and ensures data is accessible securely worldwide.

Read more about NetSuite

Users also considered
Abby logo

Billing and invoicing platform

Abby helps businesses ensure that customer documents are legal and comply with the rules. Customers can pay online and receive reminders for late payments.

Read more about Abby

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

Advanced accounting software for streamlined financial management, automation, and enhanced reporting for growing businesses.

Read more about QuickBooks Online Advanced

Users also considered
BoldTrail Back Office logo

Real Estate back office consolidation and automation.

Real Estate brokerages need efficient back office operations to thrive. BackOffice delivers a complete, easy-to-use cloud-based solution designed specifically for residential real estate management.

Read more about BoldTrail Back Office

Users also considered
Stampli logo

Stress-free finance operations

Stampli's AP automation solution, made for Accounting teams, centers on the AP process to drive efficiency across the procure-to-pay lifecycle — including payments, credit cards, vendor engagement and more.

Read more about Stampli

Users also considered
BQE CORE Suite logo
Category Leaders

Cloud-based firm management tool for A&E firms.

Accounting Software for Professional Services Firms. BQE Core allows you to watch the books and run your business with ease.

Read more about BQE CORE Suite

Users also considered
Odoo  logo
Category Leaders

All-in-one open-source business software

Odoo Accounting helps you to manage your daily accounting easily and have a global view of the state of your business. Features include: bank synchronization, automatic invoices, recurring billing management, reconciliations, and more.

Read more about Odoo

Users also considered
Patriot Accounting logo
Category Leaders

Cloud-based accounting and payroll software

Accounting Basic $20/month - flat rate, unlimited use
Accounting Premium $30/month - flat rate, unlimited use
Accounting Software for businesses in the United States. Keep track of all of your money easily with our patent pending cash to accrual toggle & so much more.

Read more about Patriot Accounting

Users also considered
KidKare Food Program logo

Childcare platform for home providers and daycare centers

KidKare is a childcare platform that allows home providers, daycare centers, and food sponsors to manage meal programs, claims processing, and accounting operations. Key features include menu management, reporting, customizable templates, regulatory compliance, and access control.

Read more about KidKare Food Program

Users also considered
Zoho Books logo
Category Leaders

Online accounting software for businesses of all sizes

Zoho Books helps small businesses to manage all financial activity, from invoices and expenses, to sales and purchase orders, to taxes, reports, and bank feeds.

Read more about Zoho Books

Users also considered
SaasAnt Transactions logo

Accounting and data entry software

SaasAnt Transactions is an accounting and data entry software that helps businesses bulk import, export, and delete transactions in Quickbooks Desktop from within a unified platform. It allows staff members to maintain an audit history of all imported and deleted transactions.

Read more about SaasAnt Transactions

Users also considered
CosmoLex logo

Web-based legal practice management & accounting software

CosmoLex handles the unique, legal accounting requirements lawyers face daily. Anytime/anywhere web access makes it easy to keep your books compliant & current.

Read more about CosmoLex

Users also considered
Holded logo

ERP, Accounting, Invoicing & more for freelancers and SMBs.

Manage your accounting with automatic movements from your documents and manual movements to complete your Balance sheet.

Read more about Holded

Users also considered
Ramp logo

Corporate card and expense management platform

Ramp is an all-in-one corporate card & spend management system. Hyper-accurate, up-to-date books, to help you close on time—without the effort. Ramp's accounting integrations keep data synced, maps transactions directly to your ERP, and have automated approval flows—drastically reducing busywork.

Read more about Ramp

Users also considered
Premier Construction Software logo

One Modern Platform. 360° Visibility.

All-in-one financial & project management construction cloud ERP, providing you with real-time visibility into your business.

Read more about Premier Construction Software

Users also considered
ERPAG logo

ERP for small and mid-sized companies

ERPAG is a cloud-based ERP system for small and mid-sized companies, which covers sales, purchasing, inventory, production, payroll, business analysis, and more

Read more about ERPAG

Users also considered
Sage Intacct logo
Category Leaders

Best-in-class Cloud ERP for Finance

Sage Intacct’s core financials automate your most important processes, reduce your reliance on spreadsheets, and give you greater visibility into your business

Read more about Sage Intacct

Users also considered

Key features for Accounting software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Income & Balance Sheet: Reviewers value the comprehensive financial insights provided by income and balance sheets, which support effective financial management, decision-making, and profitability assessment. 96% of reviewers rated this feature as important or highly important.
  • Financial Reporting: Users appreciate the customizable and real-time financial reports, which offer detailed insights into financial performance and facilitate informed decision-making. 94% of reviewers rated this feature as important or highly important.
  • General Ledger: Reviewers highlight the comprehensive tracking and detailed reporting of financial transactions, which aid in maintaining accurate financial records and improving financial transparency. 92% of reviewers rated this feature as important or highly important.
  • Billing & Invoicing: Users find the automated and customizable billing and invoicing features efficient, which streamline payment processes and improve cash flow management. 91% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Reviewers emphasize the ease and accuracy of the bank reconciliation process, which ensures financial records are up-to-date and helps identify discrepancies. 90% of reviewers rated this feature as important or highly important.
  • Expense Tracking: Users value the detailed and organized expense tracking, which aids in budgeting, financial planning, and tax preparation. 90% of reviewers rated this feature as important or highly important.