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Top Rated Accounts Receivable Software with Invoice Processing in 2026

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

Invoice processing facilitates efficient management of billing, tracking payments, and generating reports. It helps automate reminders, integrates with other systems, provides visibility into financial status, and ensures accurate record-keeping for timely collections. Our reviewers in accounts receivable software rated this feature as highly important.

8 Best Accounts Receivable Software with Invoice Processing

Product
User rating
Starting price
NetSuite logo
4.2
(1.7K)
Empty state illustration for "No pricing info"

No pricing info

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Melio logo
4.2
(400)
25
per user/per month
visit website
QuickBooks Enterprise logo
4.5
(20.5K)
2210
flat rate/per year
visit website
Xero logo
4.4
(3.2K)
25
flat rate/per month
visit website
FreshBooks logo
4.5
(4.5K)
21
flat rate/per month
visit website
QuickBooks Desktop logo
4.4
(2.5K)
1922
flat rate/per year
Wave logo
4.4
(1.7K)
19
flat rate/per month
QuickBooks Online logo
4.3
(8.3K)
38
flat rate/per month

See other top Accounts Receivable products with invoice processing

How we picked the 8 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Accounts Receivable software category. They also needed to have sufficient reviews about invoice processing, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for invoice processing, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 8 best products

NetSuite logo

NetSuite

Reviews Sentiment
 
 
 
1-2(92)
3-4(906)
5(793)
Key Features
Accounting4.4
General Ledger4.5

User insights about the invoice processing feature

Users report that NetSuite offers robust and efficient invoice processing capabilities. They value the streamlined workflow, automation features, and comprehensive reporting. Reviewers appreciate the integration with other systems and the visibility it provides into accounts receivable. Some mention the need for additional investments for sales tax solutions and occasional inconsistencies with data imports, but overall, NetSuite is considered reliable and effective.
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“I like that NetSuite's Invoice Processing allows me to quickly and efficiently process invoices. It streamlines the process and helps to ensure accuracy by automatically capturing and verifying invoice data. ”
Verified reviewer profile picture

Vladimir N.

Blogger, Content Writing and Publisher

“I like the fact that NetSuite's invoice processing tool allows businesses to quickly and easily manage their accounts receivables. The system provides a comprehensive and streamlined workflow that allows businesses to process invoices quickly, easily, and accurately. It also helps reduce paperwork, errors, and manual entry, saving businesses both time and money. Additionally, the system provides robust reporting capabilities, allowing for better visibility and control over the accounts receivable process.”
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Devendra K.

Manager

Starting price
Empty state illustration for "No pricing info"

No pricing info

visit website
Pros and Cons based on 1,791 verified reviews
Verified reviewer profile picture
Verified reviewer profile picture

Cloud-based accessibility

Efficient inventory management

Flexible customization options

Customizable and informative dashboards

Convenient web access

Slow performance speed

Prohibitive pricing for small businesses

Challenging implementation process

Inadequate customer support

Inefficient sales management

See pros and cons details
Melio logo

Melio

Reviews Sentiment
 
 
 
1-2(61)
3-4(77)
5(262)
Key Features
Accounting4.0
General Ledger2.2

User insights about the invoice processing feature

Users report that Melio makes invoice processing easy and quick, with a simple setup and user-friendly interface. They value the ability to upload invoices, automate payment processing, and provide payment links to clients. Reviewers appreciate the integration with QuickBooks and the approval system. However, some have experienced issues with payment cancellations and delays.
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“Melio offers automated payment processing that is accurate, quick and requires little to no human contact.”
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merroudj n.

freelancer

“It makes it easier for me to easily process my invoice to my Customers and Clients to do some job ”
JB

Joel B.

Marketer

Starting price
25per user /
per month
visit website
Pros and Cons based on 400 verified reviews
Verified reviewer profile picture

Efficient integration workflow

Seamless accounting integration

Intuitive user interface

Unreliable email support

Issues with money transfers

Inconsistent customer service

See pros and cons details
QuickBooks Enterprise logo

QuickBooks Enterprise

Reviews Sentiment
 
 
 
1-2(352)
3-4(7,707)
5(12,534)
Key Features
Accounting4.6
General Ledger4.5

User insights about the invoice processing feature

Reviewers indicate that QuickBooks Enterprise simplifies invoice processing with its user-friendly interface and efficient capabilities. They appreciate the ability to email invoices directly, store client details, and track payments. Users find the integration with bank accounts and the automated systems particularly helpful. However, some mention limitations in handling special pricing and high transaction volumes.

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“The invoice processing in QuickBooks Desktop Enterprise is very user-friendly. It is easy to navigate and makes creating invoices very simple. It also stores a history of all invoices which is helpful for tracking payments and ensuring that invoices are paid in a timely manner.”
BT

Brahim T.

Freelancer

“With the way QB integrates with out bank account, it is very easy to record and track all invoices to vendors. We are also able to attach the PDF of the invoice itself for record keeping.”
CS

Carolyn S.

Office Manager

Starting price
2210flat rate /
per year
visit website
Pros and Cons based on 20,593 verified reviews

Comprehensive expense tracking

Ideal for small businesses

Effective financial management

Streamlined bookkeeping

Efficient tax management

Frequent issue resolution challenges

Slow performance speed

Disruptive software updates

High cost concerns

Unreliable customer service

See pros and cons details
Xero logo

Xero

Reviews Sentiment
 
 
 
1-2(157)
3-4(1,150)
5(1,943)
Key Features
Accounting4.6
General Ledger4.4

User insights about the invoice processing feature

Reviewers indicate that Xero's invoice processing is easy to use and efficient. They appreciate the automation features, the ability to manage multiple invoices, and the integration with external payment platforms. Users find the reconciliation process straightforward and value the detailed reporting capabilities. Some mention limitations in customization and the need for additional integrations, but overall, Xero is praised for its simplicity and effectiveness.

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“Xero offers a range of features for invoice processing, which can help businesses streamline their accounts payable processes and reduce the time and effort required to manage invoices.”
MK

Mehdi K.

Mehdi

“The ability to have multiple charges on an invoice and for it to look professional before being sent to clients is very important to us. The invoicing in Xero meets both of these criteria very well.”
BG

Bonnie G.

Controller

Starting price
25flat rate /
per month
visit website
Pros and Cons based on 3,250 verified reviews

Cloud accounting accessibility

Customizable dashboard

Effective bookkeeping tools

Accessible learning resources

User-friendly interface

Slow issue resolution

Poor customer support

Limited inventory management

Lack of live support

Underdeveloped mobile access

See pros and cons details
FreshBooks logo

FreshBooks

Reviews Sentiment
 
 
 
1-2(82)
3-4(1,765)
5(2,655)
Key Features
Accounting4.5
General Ledger4.5

User insights about the invoice processing feature

Users find FreshBooks' invoice processing very user-friendly and efficient. They appreciate the clean interface, easy tracking of invoices, and the ability to set up recurring payments. Reviewers highlight the quick processing, automated reminders, and customizable templates. Some mention limited customization options and delays in payment deposits, but overall, FreshBooks is considered reliable and effective.

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“FreshBooks makes invoice processing a breeze, with just a few clicks your customers receive their invoices. Generating invoices can be a time-consuming process, but with FreshBooks, it's a smooth and efficient process. With a user-friendly interface and a range of customizable templates, creating and sending invoices has never been easier. ”
SS

Swati S.

Freelancer

“There are many things I like about invoice processing in Freshbooks. First of all, it is very user-friendly and easy to navigate. The interface is clean and simple, and it is easy to find what you are looking for. Additionally, I like that you can easily track your invoices and see when they are due. This is a great feature for keeping on top of your finances. Finally, I appreciate that you can set up recurring payments for your clients, which makes it easy to get paid on time.”
GK

Geoffrey K.

manager

Starting price
21flat rate /
per month
visit website
Pros and Cons based on 4,502 verified reviews

Cloud accounting accessibility

Efficient invoicing capabilities

Tailored for small businesses

Minimal learning curve

Effective freelancer tools

Reliance on internet connection

Limited bank integration

High costs for larger teams

Frequent technical issues

See pros and cons details
QuickBooks Desktop logo
Reviews Sentiment
 
 
 
1-2(86)
3-4(1,034)
5(1,414)
Key Features
Accounting5.0
General Ledger4.6

User insights about the invoice processing feature

Reviewers feel that QuickBooks Desktop offers a straightforward and efficient invoice processing experience. They highlight the ease of creating, sending, and tracking invoices, as well as the ability to email or print them. Users appreciate the automation features and the integration with other systems. Some find the process a bit cumbersome, but overall, it is considered reliable and user-friendly.
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“As an IT company, we have found the Invoice Processing feature in QuickBooks Desktop Pro to be highly impactful for streamlining our billing and invoicing process. QuickBooks Desktop Pro simplifies the creation and management of invoices, allowing us to save significant time”
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Dawit L.

Systems Administrator/Web Developer

“Invoice processing includes activities that starts with creation, sending and recording payments. QuickBooks Helps users to track the status of our invoices, monitor what payments are received and helps users to manage its accounts receivable.”
DP

Darlene P.

Senior Accountant

Starting price
1922flat rate /
per year
Pros and Cons based on 2,534 verified reviews
Verified reviewer profile picture

Comprehensive expense tracking

Ideal for small businesses

Efficient bookkeeping

Accessible learning resources

Robust accounting software

Frequent and costly upgrades

Inefficient phone support

Challenging file management

Inadequate support

High costs and fees

See pros and cons details
Wave logo
Reviews Sentiment
 
 
 
1-2(108)
3-4(553)
5(1,049)
Key Features
Accounting4.5
General Ledger4.2

User insights about the invoice processing feature

Reviewers appreciate Wave's invoice processing for its ease of use and customization options. They value the ability to create recurring invoices, send automated reminders, and process partial payments. Users find the platform user-friendly and efficient, though some mention issues with handling overpayments and delays in ACH payments. Overall, Wave is praised for its professional-looking invoices and time-saving features.
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“Invoices can be easily customized and you can create recurring invoices with automated reminders so that even if you do forget, the customer can be reminded to pay you. Now you can also add discounts on invoices and they are applied before taxes. ”
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Rose G.

Land surveyor

“I'm happy with how easy it is to create invoices and process the payments. All unpaid invoices are on one page and you can send reminders to the clients too. Partial payments can be processed and it gives you a clear indication of what is outstanding.”
DD

Dina D.

Business Owner

Starting price
19flat rate /
per month
Pros and Cons based on 1,710 verified reviews
Verified reviewer profile picture

Affordable for small businesses

Intuitive and modern interface

Excellent value for small businesses

Comprehensive invoicing features

Effective bookkeeping solution

Slow performance and load times

Ineffective email communication

Limited customer support options

Unresolved software issues

Challenging bank reconciliation

See pros and cons details
QuickBooks Online logo
Reviews Sentiment
 
 
 
1-2(454)
3-4(3,126)
5(4,748)
Key Features
Accounting4.5
General Ledger4.4

User insights about the invoice processing feature

Reviewers highlight the ease and efficiency of invoice processing in QuickBooks Online. They appreciate the ability to create, send, and track invoices, as well as the automated reminders for overdue payments. Users find the integration with other systems and the customization options valuable. However, some mention issues with payment processing times and customer support.

See related user reviews

“QuickBooks invoicing makes billing and collecting payments efficient. The system is designed to alert managers when payments are received, still open, and overdue. This is helpful in analysis and following up with collections. ”
BT

Benita T.

Loan Counselor

“I like how Invoice Processing in QuickBooks Online streamlines my billing process, saving me time and effort. I can easily create and send customized invoices to customers, and track payments with ease. ”
km

kgomotso m.

Manager

Starting price
38flat rate /
per month
Pros and Cons based on 8,328 verified reviews

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details

Other Top Rated Accounts Receivable Software with Invoice Processing in 2026

Gaviti logo

Gaviti

Category Leaders

A/R automation with zero-fee ACH & seamless customer payment

visit website
Gaviti is a B2B Autonomous Invoice to Cash solution that uses automation technology and AI to automate repetitive and make everything else controllable and predictable. Gaviti provides A/R teams with solutions for credit management, collections management, dispute management, and cash application.

Read more about Gaviti

Users also considered
PayTrace logo

PayTrace

B2B payment, billing and invoicing platform

visit website
PayTrace is a payment gateway that enables businesses to accept payments on the platform, integrate with leading business solutions, or build a custom solution using an application programming interface (API).

Read more about PayTrace

Users also considered
Blackbaud Tuition Management logo

Blackbaud Tuition Management

Tuition and accounts receivables subsidiary ledger for K-12

visit website
Blackbaud Tuition Management is a comprehensive tuition and accounts receivables platform that allows K-12 private schools to streamline their tuition collection process and deliver an exceptional parent experience.

Read more about Blackbaud Tuition Management

Users also considered
NetSuite logo

NetSuite

AI-powered cloud-based business management suite

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Automate invoice delivery, payment processing, and collections management with NetSuite’s AI-powered cloud accounting software. Automatically post order transactions to general and AR ledgers, with accurate tax calculations on each invoice, for rapid, precise tax processing and billing.

Read more about NetSuite

Users also considered
Accounting Seed logo

Accounting Seed

Category Leaders

Accounting and analytics software built on Salesforce

visit website
Billing Automation Hassle Free. You can jump right from an opportunity to deliver an invoice, kick off a project, or establish a recurring billing plan. Subscription billing or recurring billing are both easy to manage. Visit: https://www.accountingseed.com/the-product/billing-customers

Read more about Accounting Seed

Users also considered
Melio logo

Melio

Accounts payable platform for businesses of all sizes

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Melio simplifies AP/AR for businesses of all sizes, enabling you to pay vendors both domestically and internationally via bank transfer or card—even if cards aren’t accepted. Easily sync with QuickBooks and Xero, automate scheduling, and configure approval workflows.

Read more about Melio

Users also considered
DataSnipper logo

DataSnipper

Intelligent automation platform for financial control

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DataSnipper is a cloud-based intelligent automation platform designed for audit and finance teams that helps streamline workflows and offers features such as data collection, extraction, matching, and analysis.

Read more about DataSnipper

Users also considered
Paystand logo

Paystand

Category Leaders

B2B payment automation platform for finance teams

visit website
Your Accounts Receivables with zero fees and end-to-end automation. Reduce time-to-cash and transaction costs significantly, while offering multiple payment options including eCheck, ACH, and credit cards in a single portal.

Read more about Paystand

Users also considered
ZarMoney logo

ZarMoney

Category Leaders

Cloud-based accounting solution for businesses of all sizes

visit website
ZarMoney is a cloud-based accounting solution designed to assist businesses of all sizes with the management of inventory and finances. Key features include team collaboration, quote generation, invoicing, transaction tracking, remote access, and approval workflows.

Read more about ZarMoney

Users also considered
Eleven logo

Eleven

Cloud accounting software tailored for accounting firms

visit website
Eleven is a cloud accounting app that helps small and medium-sized accounting firms to streamline and scale their practice. You can automate bookkeeping for every client without falling back on Excel.

Read more about Eleven

Users also considered
Dash logo

Dash

Automated A/R for teams who want to keep revenue in-house

visit website
Dash is a cloud-based SaaS platform that helps small businesses manage billing and recover overdue balances with automation. Our tools simplify collections, reduce manual follow-up, and let customers self-serve, helping you keep more revenue in-house.

Read more about Dash

Users also considered
QuickBooks Online logo

Accounting and business management software

QuickBooks Online automatically updates the Accounts Receivable accounts in your chart of accounts as soon as you write an invoice or receive a payment from a client.

Read more about QuickBooks Online

Users also considered
FreshBooks logo
Category Leaders

Invoice and accounting software tailored to small businesses

FreshBooks helps you collect payments from your customers by creating, sending and tracking invoices, sending payment reminders and accepting card payments.

Read more about FreshBooks

Users also considered
Xero logo
Category Leaders

Cloud-based accounting software for small businesses

Use Xero to send custom invoices, track invoices, set up recurring invoices, add instant online payment links in invoices for payment via PayPal or credit card.

Read more about Xero

Users also considered
QuickBooks Desktop logo

Comprehensive business management solution

QuickBooks Desktop provides a comprehensive business management solution that integrates accounting, payroll, inventory, and multiple company management functionalities. The software offers industry-specific editions tailored for manufacturing, wholesale, contractors, and accountants, with features like advanced reporting, job costing, and automated pricing rules. Users can enhance their experience with cloud hosting capabilities that enable remote access and team collaboration.

Read more about QuickBooks Desktop

Users also considered
Wave logo
Category Leaders

Accounting, invoicing, and payroll management platform

With Wave's comprehensive, free and unlimited invoicing tools, you can send invoices, keep track of who owes what, send reminders and more.

Read more about Wave

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

Streamline accounts receivable with automated invoicing, payment tracking, and real-time reporting for optimized cash flow management.

Read more about QuickBooks Online Advanced

Users also considered
BQE CORE Suite logo
Category Leaders

Cloud-based firm management tool for A&E firms.

BQE CORE is a cloud-based software designed specifically for architecture and engineering firms. The platform integrates accounting, invoicing, project management, and resource planning features that streamline operations across entire organizations. BQE CORE enables firms to track time and expenses, manage projects profitably, and access real-time financial data through a centralized system that eliminates the need for multiple software solutions.

Read more about BQE CORE Suite

Users also considered
Avaza logo

All-in-one, client-focused project management for teams.

Access multi-currency expense tracking, budgeting and billing all in one app with Avaza. Available in the cloud, from any device.

Read more about Avaza

Users also considered
Patriot Accounting logo
Category Leaders

Cloud-based accounting and payroll software

Patriot Accounting is an online accounting solution that allows businesses to track and manage transactions, import bank transactions, reconcile accounts, send estimates & invoices & more.

Read more about Patriot Accounting

Users also considered
Zoho Books logo
Category Leaders

Online accounting software for businesses of all sizes

Zoho Books is an online accounting software designed to streamline back office operations, automate workflows, and allow secure collaboration with accountants

Read more about Zoho Books

Users also considered
Holded logo
Category Leaders

ERP, Accounting, Invoicing & more for freelancers and SMBs.

It's a cloud-based invoicing software for freelancers, SMBs and accountant offices to control all aspects of their business and optimise their management.

Read more about Holded

Users also considered
Synder logo

Reconcile multichannel sales & recognize revenue with ease.

Synder helps SME and MidSize up sync, record and recognize online sales and subscriptions in QuickBooks, Sage Intacct or Xero. The platform ensures accurate reconciliation across multiple platforms and offers easy invoicing, transaction categorization and instant data analytics.

Read more about Synder

Users also considered
Pipefy logo

Design and automate business workflows in minutes.

Gain full visibility and stop losing money. Simpler and more organized than email and spreadsheets, Pipefy will keep your due dates on track.

Read more about Pipefy

Users also considered
Sage Intacct logo

Best-in-class Cloud ERP for Finance

Sage Intacct accounts receivable helps companies increase cash flow by automating invoicing, collection processes and reporting.

Read more about Sage Intacct

Users also considered

Key features for Accounts Receivable software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Accounting: Reviewers appreciate the real-time visibility, customizable reports, and automation features for tracking expenses, managing payroll, and handling invoices efficiently. 97% of reviewers rated this feature as important or highly important.
  • General Ledger: Users value the intuitive general ledger for its comprehensive tracking of financial transactions, ease of creating journal entries, and customizable reporting. 94% of reviewers rated this feature as important or highly important.
  • Billing & Invoicing: Users highlight the customizable templates, automated reminders, and efficient tracking of payments, which help streamline billing processes and improve cash flow management. 94% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Reviewers appreciate the automated matching of transactions, real-time updates, and the ability to quickly identify discrepancies, making reconciliation faster and more accurate. 93% of reviewers rated this feature as important or highly important.
  • Expense Tracking: Users find the feature helpful for categorizing and managing expenses, attaching receipts, and generating detailed reports to monitor financial health and control costs. 91% of reviewers rated this feature as important or highly important.