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Top Rated Bookkeeper Software with Bank Reconciliation in 2026

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

Bank reconciliation ensures accuracy in financial records by matching transactions with bank statements. It helps track cash flow, reduces errors, saves time, and identifies discrepancies, enhancing overall financial management. Our reviewers in bookkeeper software rated this feature as highly important.

7 Best Bookkeeper Software with Bank Reconciliation

Product
User rating
Starting price
Xero logo
4.4
(3.2K)
25
flat rate/per month
visit website
QuickBooks Enterprise logo
4.5
(20.5K)
2210
flat rate/per year
visit website
QuickBooks Online Advanced logo
4.4
(1K)
235
flat rate/per month
Sage 50cloud Accounting logo
3.9
(414)
124.42
flat rate/per month
Wave logo
4.4
(1.7K)
19
flat rate/per month
TaxDome logo
4.7
(3.5K)
800
per user/per year
QuickBooks Online logo
4.3
(8.3K)
38
flat rate/per month

See other top Bookkeeper products with bank reconciliation

How we picked the 7 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Bookkeeper software category. They also needed to have sufficient reviews about bank reconciliation, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for bank reconciliation, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 7 best products

Xero logo

Xero

Reviews Sentiment
 
 
 
1-2(157)
3-4(1,150)
5(1,943)
Key Features
Accounting4.6
Income & Balance Sheet4.6

User insights about the bank reconciliation feature

Users report that Xero's bank reconciliation is fast, accurate, and highly automated. They appreciate the direct bank feeds, smart transaction matching, and machine learning capabilities. Reviewers find it easy to use and a significant time-saver, though some experience occasional issues with bank feed connections. Overall, they value the transparency and efficiency it provides.
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“Xero's 'Bank Reconciliation' ensures financial accuracy with daily checks, smart suggestions, and quick bulk processing. It empowers your workflow, saving valuable time.”
Verified reviewer profile picture

Anna F.

Administrator

“With the feature of linking live bank feed, it is easier to reconcile book balance with bank balances and be able to generate bank reconciliation report as needed ”
SS

Shea S.

Analyst

Starting price
25flat rate /
per month
visit website
Pros and Cons based on 3,250 verified reviews
Verified reviewer profile picture

Cloud accounting accessibility

Customizable dashboard

Effective bookkeeping tools

Accessible learning resources

User-friendly interface

Slow issue resolution

Poor customer support

Limited inventory management

Lack of live support

Underdeveloped mobile access

See pros and cons details
QuickBooks Enterprise logo

QuickBooks Enterprise

Reviews Sentiment
 
 
 
1-2(352)
3-4(7,707)
5(12,534)
Key Features
Accounting4.6
Income & Balance Sheet4.6

User insights about the bank reconciliation feature

Reviewers appreciate QuickBooks Enterprise's bank reconciliation for its ease of use and integration with bank accounts. They find it helpful for maintaining accurate financial records and identifying discrepancies. Users value the automation and straightforward reconciliation process, though some mention it can be tedious and manual at times.
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“"Bank Reconciliation" is a great way to keep track of all of your transactions and ensure that your bank account and QuickBooks account balance match up. This feature also makes it easy to find any discrepancies so that you can investigate and correct them.”
BT

Brahim T.

Freelancer

“The bank reconciliation features in QuickBooks Desktop Enterprise can help companies accurately track their bank transactions, improve the accuracy of their accounting records and save users time.”
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Joseph C.

ceo

Starting price
2210flat rate /
per year
visit website
Pros and Cons based on 20,593 verified reviews
Verified reviewer profile picture

Comprehensive expense tracking

Ideal for small businesses

Effective financial management

Streamlined bookkeeping

Efficient tax management

Frequent issue resolution challenges

Slow performance speed

Disruptive software updates

High cost concerns

Unreliable customer service

See pros and cons details
QuickBooks Online Advanced logo
Reviews Sentiment
 
 
 
1-2(40)
3-4(369)
5(626)
Key Features
Accounting4.6
Income & Balance Sheet4.6

User insights about the bank reconciliation feature

Reviewers indicate that QuickBooks Online Advanced simplifies bank reconciliation with its intuitive interface and automated integration with bank accounts. They find it easy to connect, import transactions, and reconcile discrepancies efficiently. Users appreciate the time-saving automatch features and the ability to save mid-process. Some mention occasional reliability issues, but overall, it is a valuable tool.
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“QuickBooks Online Advanced offers features and tools to simplify the bank reconciliation process. It allows me import bank transactions, match them with internal records, and reconcile discrepancies efficiently”
EA

Edwin A.

Accountant

“This is one of my favourite features, it works directly with our bank to retrieve the information and helps to decrease the time and effort for each bank reconciliation ”
Verified reviewer profile picture

Veronica N.

Consultant Manager

Starting price
235flat rate /
per month
Pros and Cons based on 1,035 verified reviews
Verified reviewer profile picture

Convenient remote access

Efficient bookkeeping

Comprehensive tracking features

Robust financial management

Organized multi-entity management

Challenging issue resolution

Limited desktop version compatibility

High costs and confusing pricing

Inconsistent customer service

Subpar mobile accessibility

See pros and cons details
Sage 50cloud Accounting logo
Reviews Sentiment
 
 
 
1-2(53)
3-4(209)
5(152)
Key Features
Accounting4.5
Income & Balance Sheet4.4

User insights about the bank reconciliation feature

Reviewers feel that Sage 50cloud Accounting's bank reconciliation is user-friendly and efficient. They appreciate the ability to import transactions via bank feeds and the clear, easy-to-use reconciliation function. Users find it reliable and time-saving, though some mention it could benefit from additional features. The software is praised for its automation and ease of use.
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“The ability to reconcile any G/L Account, plus with Bank Feeds, transactions can be imported from your bank or credit card company.”
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Tammi E.

Owner/Senior Software Analyst

“The bank reconciliation on Sage is very easy to use, the transactions can be imported directly into the required bank once set up, making the reconciliation process more efficient. It is important for any business to ensure the reconciliation process is carried out regularly and using Sage is very efficient.”
IM

Ishrat M.

Accountant

Starting price
124.42flat rate /
per month
Pros and Cons based on 414 verified reviews
Verified reviewer profile picture

Easy to learn and use

Comprehensive accounting functionality

Ideal for small businesses

Inefficient call support

High costs and frequent increases

Poor customer service

Limited reporting capabilities

See pros and cons details
Wave logo
Reviews Sentiment
 
 
 
1-2(108)
3-4(553)
5(1,049)
Key Features
Accounting4.5
Income & Balance Sheet4.5

User insights about the bank reconciliation feature

Reviewers find Wave's bank reconciliation feature simple and effective. They appreciate the ability to sync or manually import bank statements, making the process hassle-free. Users value the accuracy and ease of use, though some mention occasional issues with bank connections. Overall, it is considered a helpful tool for small businesses.
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“You can sync your bank statements with Wave to automatically do a recon, or you can manually upload your monthly statements and do the recon. ”
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Dedre M.

CEO

“A bank reconciliation feature that works correctly is a critical part of any accounting system. Wave's gets the job done.”
SP

Sonny P.

Owner

Starting price
19flat rate /
per month
Pros and Cons based on 1,710 verified reviews
Verified reviewer profile picture

Affordable for small businesses

Intuitive and modern interface

Excellent value for small businesses

Comprehensive invoicing features

Effective bookkeeping solution

Slow performance and load times

Ineffective email communication

Limited customer support options

Unresolved software issues

Challenging bank reconciliation

See pros and cons details
TaxDome logo
Reviews Sentiment
 
 
 
1-2(19)
3-4(841)
5(2,705)
Key Features
Accounting4.6
Income & Balance Sheet

User insights about the bank reconciliation feature

Reviewers indicate that TaxDome does not currently offer a bank reconciliation feature. Many users rely on other software like QuickBooks Online for this function. Some express hope that TaxDome will include this capability in the future.

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“I did not realize this was even a feature but I like the sounds of it. CPA charge not being able to feed info back into TD was disappointing. This reconciliation is on my admin to do list - I hope I can do it with TD alone at some point.”
EH

Eric H.

President

“we need the ability to reconcile our accounts properly”
ET

Erica T.

Owner/CoFounder

Starting price
800per user /
per year
Pros and Cons based on 3,565 verified reviews

Extensive training resources

Comprehensive accounting management

Efficient client portal

Frequent technical issues

Inefficient task scheduling

See pros and cons details
QuickBooks Online logo
Reviews Sentiment
 
 
 
1-2(454)
3-4(3,126)
5(4,748)
Key Features
Accounting4.5
Income & Balance Sheet4.5

User insights about the bank reconciliation feature

Reviewers highlight QuickBooks Online's bank reconciliation as easy to use and efficient. They appreciate the automatic transaction matching and integration with bank accounts. Users find it helpful for maintaining accurate financial records, though some experience issues with bank connections and duplication. Overall, it is considered a valuable and time-saving feature.
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“Quickbooks Online can be linked to your bank to help speed up bank reconciliation - cleared payments and deposits within the time period get automatically selected for you to review and verify.”
TS

Tracey S.

Treasurer

“QuickBooks Online makes it easy to reconcile bank accounts by automatically syncing with your bank accounts and categorizing transactions. This helps businesses ensure that their financial records are accurate and up-to-date.”
Verified reviewer profile picture

Elisabetta B.

Ecommerce Manager

Starting price
38flat rate /
per month
Pros and Cons based on 8,328 verified reviews
Verified reviewer profile picture

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details

Other Top Rated Bookkeeper Software with Bank Reconciliation in 2026

Accounting Seed logo

Accounting Seed

Category Leaders

Accounting and analytics software built on Salesforce

visit website
Accounting Seed is an accounting application built natively on Salesforce. Its customizable, enabling users to manage their accounting their way. As a full accounting solution, Accounting Seed tracks financial data through the entire business lifecycle.

Read more about Accounting Seed

Users also considered
Eleven logo

Eleven

Category Leaders

Cloud accounting software tailored for accounting firms

visit website
Eleven is a cloud accounting app that helps small and medium-sized accounting firms to streamline and scale their practice. You can automate bookkeeping for every client without falling back on Excel.

Read more about Eleven

Users also considered
QuickBooks Enterprise logo
Category Leaders

Enterprise accounting, FSM and inventory management solution

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Read more about QuickBooks Enterprise

Users also considered
TaxDome logo

Tax practice management software for bookkeepers and CPAs

TaxDome is a leading practice management platform for tax, bookkeeping and accounting firms, as well as CPAs and EAs. TaxDome allows firms of all sizes to streamline and maintain oversight of their practice by using one platform for both internal practice management and client-facing tools.

Read more about TaxDome

Users also considered
QuickBooks Online logo
Category Leaders

Accounting and business management software

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Read more about QuickBooks Online

Users also considered
Xero logo
Category Leaders

Cloud-based accounting software for small businesses

Xero is an online accounting and bookkeeping solution designed to simplify collaboration between bookkeepers and their clients, available on any computer or mobile device with an internet connection. Automate your admin tasks and manage clients with all-in-one accounting and bookkeeping software.

Read more about Xero

Users also considered
Wave logo
Category Leaders

Accounting, invoicing, and payroll management platform

Wave is an integrated solution designed for small businesses. With our automatic bank connections, information flows into Wave, without manual entry. Users can collaborate with accountants or bookkeepers in real-time.

Read more about Wave

Users also considered
Abby logo

Billing and invoicing platform

Abby helps businesses ensure that customer documents are legal and comply with the rules. Customers can pay online and receive reminders for late payments.

Read more about Abby

Users also considered
QuickBooks Online Advanced logo
Category Leaders

Accounting & business management for small businesses

QuickBooks Online Advanced is a web-based accounting & business management solution which enables small businesses to track sales, inventory, financial accounts & payroll from a single dashboard

Read more about QuickBooks Online Advanced

Users also considered
Bright logo

Brilliant people use Bright software

Bright offers a suite of industry-leading software solutions for accountants, bookkeepers and SMEs across the UK and Ireland.

Read more about Bright

Users also considered
BILL Spend & Expense logo

The all-in-one expense management solution.

BILL Spend & Expense (formerly Divvy) is the all-in-one expense management solution.

Read more about BILL Spend & Expense

Users also considered
A2X logo

Accurate ecommerce accounting, without the fuss.

A2X automates ecommerce accounting for Shopify, Amazon, Etsy, eBay & Walmart sellers. Trusted by ecommerce accountants worldwide.

Read more about A2X

Users also considered
Lightyear logo

Intelligent Purchasing & AP Automation Platform

Lightyear: Intelligent automation for finance teams. Automate approvals, extract data, customize workflows, collaborate seamlessly. Boost efficiency with advanced automation and collaboration tools.

Read more about Lightyear

Users also considered
Bench logo

You run your business. We’ll do your bookkeeping.

Your Bench team is on hand to remove the burden of bookkeeping from your life. They’ll learn your bookkeeping needs inside and out, giving you more time to focus on your business.

Read more about Bench

Users also considered
BILL Accounts Payable & Receivable logo

BILL, a leader in financial automation software for SMBs

BILL (NYSE: BILL) is a leader in financial automation software for small and midsize businesses. We are dedicated to automating the future of finance so businesses can flourish.

Read more about BILL Accounts Payable & Receivable

Users also considered
Sage Accounting logo
Category Leaders

Accounting software for small businesses

Sage Accounting is an accounting system for small business owners. It has features to help users forecast their cashflow, send and track invoices and act on real-time reporting. Users can manage their business from anywhere, at any time, from the cloud and with mobile functionality. Sage Accounting application is available for iOS and Android.

Read more about Sage Accounting

Users also considered
Melio logo

Accounts payable platform for businesses of all sizes

Melio simplifies bill payments for bookkeepers. Pay vendors online via bank transfer or card—even if they don’t accept cards. Integrates with QuickBooks and Xero for automatic syncing. Get started with your 30 day free trial!

Read more about Melio

Users also considered
Payhawk logo

Spend management platform that automates expense processing

Payhawk is a spend management platform that automates expense management and provides real-time visibility and control over corporate spending. The platform integrates with linked business credit cards, enabling users to collect receipts at the point of sale and automatically match transactions to receipts. Its AI-powered technology processes receipts and invoices, automatically categorizing and routing expenses for approval to ensure an efficient spending culture.

Read more about Payhawk

Users also considered
MoneyMinder logo

Simple accounting software for volunteers.

Simple nonprofit accounting software for volunteer-based groups (PTAs, PTOs, Booster Clubs, Sports Teams, Scouts, Service Clubs, etc.)

Read more about MoneyMinder

Users also considered
Firm360 logo

Built for accountants by accountants to simplify your firm.

Firm360 is the all-in-one platform built for accountants by accountants to simplify the work behind the workflow. From project management to client communication and billing, we help accounting firms operate with clarity, supported by expert training and responsive support.

Read more about Firm360

Users also considered
Lendio logo

Sunrise, formerly Billy, is a cloud-based accounting system

Sunrise - formerly Billy - is a cloud-based accounting software which enables freelancers & creative professionals to manage billing efficiently & track expenses effectively

Read more about Lendio

Users also considered
FreeAgent logo

FreeAgent has been voted the UK's #1 accounting software.

FreeAgent’s award-winning online accounting software is designed specifically for small businesses and freelancers. Over 100,000 customers use FreeAgent to keep their business admin on track.

Read more about FreeAgent

Users also considered
Sage 100 logo
Category Leaders

Enterprise resource planning software

Sage 100 is a customizable business management solution that helps businesses automate financials, operations, and payroll, providing complete visibility into the operations. Sage 100 grows with the business, allowing teams to scale and meet specific needs as a small or medium-sized enterprise.

Read more about Sage 100

Users also considered
Reckon One logo

All small and medium-sized businesses.

Easy to use online accounting software for small businesses. Plans start at just $24 per month.

Read more about Reckon One

Users also considered
Sage 50 Accounting logo
Category Leaders

Cloud-based accounting tool for small and midsized business

Sage 50 Accounting is an online accounting solution for SMBs with Office 365 integration that helps manage accounting, invoicing, cash flow, inventory, taxes, and more.

Read more about Sage 50 Accounting

Users also considered

Key features for Bookkeeper software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Accounting: Reviewers highlight the automation of data entry, streamlined financial management, and accessibility for multiple users, which enhance accuracy and efficiency. 98% of reviewers rated this feature as important or highly important.
  • Income & Balance Sheet: Users appreciate customizable reporting, easy generation of financial insights, and the ability to make informed financial decisions effortlessly. 94% of reviewers rated this feature as important or highly important.
  • Invoice Processing: Reviewers value the ease of creating, sending, and tracking invoices, along with automated reminders and integration with other systems. 93% of reviewers rated this feature as important or highly important.
  • General Ledger: Users emphasize the importance of detailed tracking of financial transactions, customizable reporting, and ease of accessing critical financial data. 93% of reviewers rated this feature as important or highly important.
  • Payroll Management: Users find the automation of tax calculations, direct deposit, and integration with other features simplifies the payroll process and saves time. 91% of reviewers rated this feature as important or highly important.