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Top Rated Financial Management Software with Billing & Invoicing in 2026

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

Billing and invoicing enable businesses to create and send invoices, track payments, and manage customer accounts efficiently. This improves cash flow management, reduces administrative tasks, and ensures timely payments while maintaining professional and customizable invoicing. Our reviewers in financial management software rated this feature as highly important.

5 Best Financial Management Software with Billing & Invoicing

Product
User rating
Starting price
NetSuite logo
4.2
(1.7K)
Empty state illustration for "No pricing info"

No pricing info

visit website
FreshBooks logo
4.5
(4.5K)
21
flat rate/per month
visit website
Xero logo
4.4
(3.2K)
25
flat rate/per month
visit website
PayPal logo
4.7
(26.1K)
0.29
other
QuickBooks Online logo
4.3
(8.3K)
38
flat rate/per month

See other top Financial Management products with billing & invoicing

How we picked the 5 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Financial Management software category. They also needed to have sufficient reviews about billing & invoicing, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for billing & invoicing, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 5 best products

NetSuite logo

NetSuite

Reviews Sentiment
 
 
 
1-2(92)
3-4(906)
5(793)
Key Features
General Ledger4.5
Financial Reporting4.3

User insights about the billing & invoicing feature

Reviewers value NetSuite's billing and invoicing system for its automation, customization, and integration capabilities. They appreciate the ease of creating and managing invoices, the ability to automate billing cycles, and the built-in reporting features. Users also mention the system's effectiveness in improving cash flow management and providing real-time visibility into financial data.

See related user reviews

“The billing and invoicing in NetSuite is easy. The automation of invoices, both creation and notifications, makes the job of Account Receivables easier. Billing is simplified which allows for the CEO to know exactly where the business stands. ”
CS

Cheryl S.

IT/AR

“Easy order to cash process allows us to fulfill and bill orders seamlessly, and built in reporting allows us to print statements and stay on top of billing processes. Automated approval systems keep checks and balances in place. 3 way matching ensures accuracy. ”
RZ

Rebecca Z.

IT Manager

Starting price
Empty state illustration for "No pricing info"

No pricing info

visit website
Pros and Cons based on 1,791 verified reviews

Cloud-based accessibility

Efficient inventory management

Flexible customization options

Customizable and informative dashboards

Convenient web access

Slow performance speed

Prohibitive pricing for small businesses

Challenging implementation process

Inadequate customer support

Inefficient sales management

See pros and cons details
FreshBooks logo

FreshBooks

Reviews Sentiment
 
 
 
1-2(82)
3-4(1,765)
5(2,655)
Key Features
General Ledger4.5
Financial Reporting4.5

User insights about the billing & invoicing feature

Users find FreshBooks' billing and invoicing features highly intuitive and customizable. They appreciate the ability to automate recurring invoices, accept online payments, and track time and expenses. Reviewers also mention the convenience of the mobile app for managing invoices on the go and the effectiveness of payment reminders and client portals.

See related user reviews

“FreshBooks allows users to quickly create professional, customizable invoices with branded elements like logos and color schemes. The intuitive interface ensures even non-technical users can generate invoices in minutes.”
AA

Adah A.

Certified Public Accountant

“It has an impressively quick and easy suite of invoicing features that allows you to choose from various customizable designs where you can set up recurring digital invoices, easily include discounts, and get instant updates when invoices have been viewed or paid online. It is so amazing having all these features on a mobile app.”
AT

Augustine T.

Senior Agronomist

Starting price
21flat rate /
per month
visit website
Pros and Cons based on 4,502 verified reviews

Cloud accounting accessibility

Efficient invoicing capabilities

Tailored for small businesses

Minimal learning curve

Effective freelancer tools

Reliance on internet connection

Limited bank integration

High costs for larger teams

Frequent technical issues

See pros and cons details
Xero logo

Xero

Reviews Sentiment
 
 
 
1-2(157)
3-4(1,150)
5(1,943)
Key Features
General Ledger4.4
Financial Reporting4.4

User insights about the billing & invoicing feature

Reviewers appreciate Xero's billing and invoicing capabilities for their ease of use, customization options, and automation features. They value the ability to create professional, branded invoices, set up recurring billing, and send reminders for overdue payments. Users also highlight the seamless integration with other systems and the convenience of managing invoices and payments in one place.

See related user reviews

“I helped my father switch his consulting business from QuickBooks to Xero per his request. His partners in England had been using Xero for a number of years and it just made sense for him to switch. I was able to set up his billing and invoicing with great ease. And what I wasn't entirely sure about, I was able to find helpful tutorial videos. At this point he is not choosing to take credit card payments, but in future the "Pay Now" button would be a great tool to get his clients to pay right on time.”
SK

Sarah K.

Digital Designer

“Xero allows me to customise my invoice to reflect my brand. I can include all the important details that an invoice requires, whilst still maintaining my branding. ”
BP

Belinda P.

Freelancer

Starting price
25flat rate /
per month
visit website
Pros and Cons based on 3,250 verified reviews

Cloud accounting accessibility

Customizable dashboard

Effective bookkeeping tools

Accessible learning resources

User-friendly interface

Slow issue resolution

Poor customer support

Limited inventory management

Lack of live support

Underdeveloped mobile access

See pros and cons details
PayPal logo
Reviews Sentiment
 
 
 
1-2(519)
3-4(6,259)
5(19,347)
Key Features
General Ledger
Financial Reporting3.9

User insights about the billing & invoicing feature

Reviewers indicate that PayPal's billing and invoicing features are easy to use and secure. They value the ability to create and send invoices quickly, track payments, and manage transactions with international clients. Users also appreciate the integration with email for notifications and the convenience of accessing billing information through the app or website.
Verified reviewer profile picture

See related user reviews

“Sending invoices is quick and simple when billing through PayPal. Direct payments can be made to my PayPal account. Invoices can be saved as templates. It also accurately estimates shipping costs and taxes.”
Verified reviewer profile picture

Antonieta S.

Administrative

“Billing & Invoicing is a critical feature for me because it helps to easily create a quick invoice for customers and bill their account easily with no issues.”
BG

Brianca G.

N/A

Starting price
0.29other
Pros and Cons based on 26,125 verified reviews
Verified reviewer profile picture

Enhanced user safety

Efficient invoicing capabilities

Convenient online shopping

Robust security measures

Seamless transaction management

High transaction fees

Inefficient refunds and disputes

Issues with email transactions

High fees and hidden costs

Costly currency exchange

See pros and cons details
QuickBooks Online logo
Reviews Sentiment
 
 
 
1-2(454)
3-4(3,126)
5(4,748)
Key Features
General Ledger4.4
Financial Reporting4.4

User insights about the billing & invoicing feature

Reviewers highlight the ease and efficiency of QuickBooks Online's billing and invoicing capabilities. They appreciate the professional look of the invoices, the ability to set up recurring billing, and the integration with other financial tools. Users also mention the convenience of tracking payments, sending reminders, and customizing invoice templates.

See related user reviews

“QuickBooks Online makes billing and invoicing a breeze. Users can create professional-looking invoices, set up recurring invoices, and accept online payments.”
MG

Massimiliano G.

Graphic Designer

“I use QuickBooks Online more so for billing/invoicing over expense tracking so the ability to get that task done takes priority over all others. I have found the process to be easy for me to disseminate invoices and for my customers to receive them and remit payment online. ”
MS

Michelle S.

Small Business Owner/Brand Designer

Starting price
38flat rate /
per month
Pros and Cons based on 8,328 verified reviews

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details

Other Top Rated Financial Management Software with Billing & Invoicing in 2026

Longview Tax logo

Longview Tax

Corporate tax management and reporting solution

visit website
Longview Tax is a corporate tax management solution that provides businesses with tools for managing tax strategies, collecting data, provisioning, and reporting on taxes. The cloud-based platform also offers tools for tax planning and helps businesses create data-driven strategies.

Read more about Longview Tax

Users also considered
NetSuite logo

NetSuite

AI-powered cloud-based business management suite

visit website
With NetSuite Financial Management, plan, budget, forecast and analyze with tools that help manage your business’s finances. Automate core financial processes and give users clear views of past performance, current financial state, and projected position for better, data driven, decision-making.

Read more about NetSuite

Users also considered
Accounting Seed logo

Accounting Seed

Accounting and analytics software built on Salesforce

visit website
Accounting Seed is an accounting application built natively on Salesforce. Its customizable, enabling users to manage their accounting their way. As a full accounting solution, Accounting Seed tracks financial data through the entire business lifecycle.

Read more about Accounting Seed

Users also considered
FreshBooks logo

FreshBooks

Category Leaders

Invoice and accounting software tailored to small businesses

visit website
FreshBooks is accounting software that helps small business perform accounting tasks, conduct invoicing, manage expenses, and more.

Read more about FreshBooks

Users also considered
PayPal logo

Payment processing, fraud protection and risk management

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Read more about PayPal

Users also considered
QuickBooks Online logo

Accounting and business management software

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Read more about QuickBooks Online

Users also considered
Xero logo
Category Leaders

Cloud-based accounting software for small businesses

Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

Read more about Xero

Users also considered
Procore logo

Construction Project Management

Procore construction software manages construction projects, resources and financials from planning to closeout. Procore helps owners, general contractors, and specialty contractors increase project efficiency & accountability by streamlining project communication & documentation.

Read more about Procore

Users also considered
Wrike logo

AI powered workflow management platform

Wrike is a team collaboration platform trusted by more than two million people worldwide. Use features such as custom budget settings, time tracking tools, automated reports, and analytics dashboards to help improve your financial management. Track costs and ensure project profitability with Wrike.

Read more about Wrike

Users also considered
Abby logo

Billing and invoicing platform

Abby helps businesses ensure that customer documents are legal and comply with the rules. Customers can pay online and receive reminders for late payments.

Read more about Abby

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

Comprehensive financial management with automated workflows, real-time analytics, and customizable reporting for informed decisions.

Read more about QuickBooks Online Advanced

Users also considered
Ramp logo

Corporate card and expense management platform

Ramp is a cloud-based expense and spend management solution that provides businesses with virtual corporate cards for employees and allows them to track and manage company spending. The platform helps businesses to track trends in spending and identify areas where costs could be cut.

Read more about Ramp

Users also considered
Synder logo

Reconcile multichannel sales & recognize revenue with ease.

Synder helps SME and MidSize up sync, record and recognize online sales and subscriptions in QuickBooks, Sage Intacct or Xero. The platform ensures accurate reconciliation across multiple platforms and offers easy invoicing, transaction categorization and instant data analytics.

Read more about Synder

Users also considered
Sage Intacct logo
Category Leaders

Best-in-class Cloud ERP for Finance

The #1 Accounting Software and Financial Management Solution. Built for Finance by Finance.

Read more about Sage Intacct

Users also considered
SAP S/4HANA Cloud logo
Category Leaders

A complete, intelligent ERP system for enterprises.

SAP S/4HANA Cloud is a cloud-based intelligent ERP system specifically developed for companies in all industries offering them a broad and flexible functionality.

Read more about SAP S/4HANA Cloud

Users also considered
SAP Business One logo

Finance and Business Management (ERP) System

Enterprise resource planning software for SMEs. Manage every aspect of your small or midsize business with SAP Business One.

Read more about SAP Business One

Users also considered
Acumatica Cloud ERP logo

Cloud-based enterprise resource planning software

Acumatica Cloud ERP provides best-in-class integrated financial and business management, with full back-office functionality, designed to help you run your business more effectively. Acumatica is one system that integrates your company’s financial management, operations, CRM, and more.

Read more about Acumatica Cloud ERP

Users also considered
authorize.net logo

Payment processing across multiple channels

authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

Read more about authorize.net

Users also considered
Creatio CRM logo

New era CRM to manage all customer and operational workflows

Creatio helps financial organizations automate customer and operational workflows such as:

- Core Banking Systems
- Loan Origination & Processing
- Indirect & Digital Lending
- Collateral, Appraisal & Lien Management
- Credit Risk & Underwriting
- Collections & Delinquency Management
and more

Read more about Creatio CRM

Users also considered
Tipalti logo

Finance automation and accounts payable solution

Transform the way your finance team works. Automate your full AP, international payments, and procurement workflows.

Includes real-time integrations with your ERP or accounting software, including NetSuite, Xero, Sage, Quickbooks and more.

Read more about Tipalti

Users also considered
Rocketlane logo

A client-centric, next-gen PSA tool

Rocketlane is a next-gen PSA platform that unifies your projects, resources, and time into a single, powerful system.

Read more about Rocketlane

Users also considered
TallyPrime logo
Category Leaders

Solution for managing accounting and financial operations

TallyPrime is an on-premise business management solution that helps small to midsize businesses manage accounting, inventory, compliance, sales, purchase, manufacturing, job costing, payroll, branch management and more.

Read more about TallyPrime

Users also considered
DataSnipper logo

Intelligent automation platform for financial control

DataSnipper is a cloud-based intelligent automation platform designed for audit and finance teams that helps streamline workflows and offers features such as data collection, extraction, matching, and analysis.

Read more about DataSnipper

Users also considered
Sage 100 logo

Enterprise resource planning software

Sage 100 is a customizable business management solution that helps businesses automate financials, operations, and payroll, providing complete visibility into the operations. Sage 100 grows with the business, allowing teams to scale and meet specific needs as a small or medium-sized enterprise.

Read more about Sage 100

Users also considered
Lucanet logo
Category Leaders

Lucanet empowers the office of the CFO to lead with ease.

LucaNet delivers data transparency across the entire organization and provides the perfect platform for consolidated financial statements, financial planning, and reporting that are trustworthy and error-free.

Read more about Lucanet

Users also considered

Key features for Financial Management software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • General Ledger: Reviewers highlight the centralization and accuracy of financial records, real-time visibility, and ease of generating financial statements. Customizable reporting and seamless data integration are also appreciated. 95% of reviewers rated this feature as important or highly important.
  • Financial Reporting: Users value customizable reports, real-time insights, and the ability to analyze financial performance. The feature's flexibility and extensive metrics support business planning and decision-making. 94% of reviewers rated this feature as important or highly important.
  • Accounting: Reviewers appreciate streamlined processes, detailed record-keeping, and integration with other modules. The feature supports multi-entity management and is user-friendly, enhancing overall financial control. 93% of reviewers rated this feature as important or highly important.
  • Invoice Processing: Users highlight ease of use, customizable templates, and automated reminders. The feature improves efficiency, provides visibility into finances, and ensures timely payments. 91% of reviewers rated this feature as important or highly important.
  • Data Import/Export: Reviewers value fast import/export processes, multiple connectivity options, and ease of data validation. The feature supports seamless integration with various tools and simplifies data management tasks. 90% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Users appreciate automated reconciliation, error detection, and easy transaction matching. The feature ensures accurate financial records and helps identify discrepancies efficiently. 88% of reviewers rated this feature as important or highly important.