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Top Rated Human Resources Software with Direct Deposit in 2026

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

Direct deposit streamlines payroll processing, ensures timely and accurate payments, reduces administrative tasks, allows customization of fund distribution to multiple accounts, and enhances data security and employee satisfaction. Our reviewers in human resources software rated this feature as highly important.

10 Best Human Resources Software with Direct Deposit

Product
User rating
Starting price
Paycor logo
4.4
(3K)
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No pricing info

visit website
Paycom logo
4.4
(1.1K)
Empty state illustration for "No pricing info"

No pricing info

visit website
BambooHR logo
4.6
(3K)
10
per user/per month
visit website
Paylocity logo
4.3
(1.6K)
Empty state illustration for "No pricing info"

No pricing info

visit website
Deel logo
4.8
(3.9K)
5
per user/per month
visit website
ADP Workforce Now logo
4.4
(7.1K)
Empty state illustration for "No pricing info"

No pricing info

Gusto logo
4.6
(4.1K)
49
other/per month
Dayforce HCM logo
4.3
(1K)
Empty state illustration for "No pricing info"

No pricing info

Paychex Flex logo
4.2
(1.7K)
Empty state illustration for "No pricing info"

No pricing info

Rippling logo
4.9
(4.5K)
Empty state illustration for "No pricing info"

No pricing info

See other top Human Resources products with direct deposit

How we picked the 10 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Human Resources software category. They also needed to have sufficient reviews about direct deposit, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for direct deposit, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 10 best products

Paycor logo

Paycor

Reviews Sentiment
 
 
 
1-2(126)
3-4(1,285)
5(1,610)
Key Features
HR Management4.2
Payroll Management4.4

User insights about the direct deposit feature

Reviewers indicate that Paycor's direct deposit is reliable and easy to use. They appreciate the simplicity of setting up and managing banking information, as well as the timely and accurate payments. Users find the system efficient, with features like notifications for deposit issues and the ability to split deposits into multiple accounts. They also value the security and convenience of electronic payments.

See related user reviews

“I like that Direct Deposit in Paycor is convenient, reliable, and secure. It eliminates the need for manually writing and cashing checks, and it ensures that my pay is deposited into my bank account on time and without any hassle. It also provides an extra layer of security because the transactions are encrypted and secure, making it the safest way to receive my pay.”
MK

Manibhushan K.

Mr

“When a DD doesnt go through paycor sends a notification stating the bank has moved the funds to the correct account. We dont have to wait for the employee to panic when nothing goes through. In terms, there's proactive communication from Paycor. ”
SW

Sierra W.

HR

Starting price
Empty state illustration for "No pricing info"

No pricing info

visit website
Pros and Cons based on 3,021 verified reviews

Reliable staff support

Efficient payroll processing

Enhanced performance improvement

Comprehensive performance tracking

Comprehensive HR management

Inefficient email notifications

Unreliable phone support

Challenging implementation process

Complex reporting features

Inconsistent clock management

See pros and cons details
Paycom logo

Paycom

Reviews Sentiment
 
 
 
1-2(57)
3-4(381)
5(703)
Key Features
HR Management4.4
Payroll Management4.5

User insights about the direct deposit feature

Reviewers feel that Paycom's direct deposit is simple and convenient. They highlight the ease of setting up and modifying banking information, as well as the timely and accurate payments. Users appreciate the ability to split deposits into multiple accounts and the overall reliability of the system. They also find the process of receiving and managing paychecks straightforward and efficient.

See related user reviews

“Convenience: Direct deposit provides a convenient way for employees to receive their wages. Instead of receiving a physical paycheck and having to visit the bank to deposit it, employees can have their earnings automatically deposited into their bank accounts. This eliminates the need for manual handling of checks, reduces the risk of lost or stolen checks, and saves employees time and effort. It is a secure method of payment.”
RE

Rachel E.

Payroll Manager

“No issues with this feature, deposits are efficiently and punctually processed on time each pay period. ”
SV

Sara V.

Associate Veterinarian

Starting price
Empty state illustration for "No pricing info"

No pricing info

visit website
Pros and Cons based on 1,141 verified reviews

Comprehensive HR management

Efficient onboarding process

Convenient paystub management

Intuitive navigation

Robust mobile accessibility

Complex password management

Tedious login security

Slow issue resolution

Hidden costs and overbilling

Limited reporting capabilities

See pros and cons details
BambooHR logo

BambooHR

Reviews Sentiment
 
 
 
1-2(33)
3-4(1,047)
5(2,016)
Key Features
HR Management4.6
Payroll Management4.2

User insights about the direct deposit feature

Reviewers indicate that BambooHR's direct deposit is easy to set up and manage. They appreciate the system's reliability, ensuring employees are paid on time without issues. Users value the ability for employees to update their own banking information and the convenience of electronic payments. They also highlight the cost savings and efficiency gained from eliminating paper checks.

See related user reviews

“Direct Deposit is one of the many features offered by BambooHR's human resources management system. Here are some of the most interesting things about Direct Deposit in BambooHR:Streamlined payroll processing: Direct Deposit in BambooHR helps streamline the payroll process by allowing you to pay your employees electronically, which eliminates the need for paper checks.Easy setup: BambooHR's Direct Deposit feature is easy to set up and configure. Once you've entered your employee's banking information into the system, you can process payroll in just a few clicks.Secure transactions: Direct Deposit in BambooHR is a secure way to transfer funds, as it uses the same encryption technology used by banks to protect your employees' banking information.Customizable options: BambooHR's Direct Deposit feature is customizable, so you can choose to deposit funds into one or multiple accounts for each employee, and you can set up different percentages for each account.Automatic notifications: BambooHR will send an email notification to employees on payday to let them know that their paycheck has been deposited.Cost savings: Using Direct Deposit can save your company money by reducing the cost of printing and distributing paper checks, as well as the time and labor involved in processing them.”
ZI

Zubairu I.

Administrator

“All of our team members use direct deposit. BHR makes it easy to set up and adjust as needed. The payroll process ”
TP

Tomeka P.

People Operations Leader

Starting price
10per user /
per month
visit website
Pros and Cons based on 3,096 verified reviews

Comprehensive HR management

Efficient onboarding process

Centralized employee management

Intuitive user interface

Frequent product glitches

Limited payroll management

High and escalating costs

See pros and cons details
Paylocity logo

Paylocity

Reviews Sentiment
 
 
 
1-2(61)
3-4(703)
5(854)
Key Features
HR Management4.0
Payroll Management4.5

User insights about the direct deposit feature

Reviewers appreciate Paylocity's direct deposit for its ease of use and reliability. They highlight the ability to set up and manage multiple accounts, as well as the timely and accurate payments. Users find the system convenient, with features like self-service options for employees and integration with other payroll functions. They also value the transparency and efficiency of the process.

See related user reviews

“One of the standout features of Paylocity is its efficient and reliable direct deposit functionality. The software simplifies the payroll process by automating the transfer of funds directly into employees' bank accounts, eliminating the need for paper checks.”
LD

Leeav D.

FP&A Intern

“I can very easily make changes to my direct deposit amounts and set up new accounts if I want to add or delete ones that are currently there.”
LB

Lisa B.

Digital Channel Project Coordinator

Starting price
Empty state illustration for "No pricing info"

No pricing info

visit website
Pros and Cons based on 1,618 verified reviews

Comprehensive HR management

Efficient employee tracking

Flexible customization options

Seamless integration options

Robust payroll management

Cumbersome login security

Frequent technical issues

Inadequate customer support

Challenging implementation process

Confusing user interface

See pros and cons details
Deel logo

Deel

Reviews Sentiment
 
 
 
1-2(36)
3-4(426)
5(3,443)
Key Features
HR Management4.7
Payroll Management4.8

User insights about the direct deposit feature

Users find Deel's direct deposit feature fast, secure, and easy to use. They appreciate the ability to receive payments quickly and directly into their bank accounts, including international transfers. Reviewers highlight the convenience of managing deposits and the reliability of timely payments. They also value the multiple options available for transferring funds and the overall efficiency of the system.

See related user reviews

“Allows businesses to pay employees and contractors directly into their bank accounts. This ensures fast, secure, and compliant global payments without manual processing.”
MF

Mohammed F.

Customer support executive

“I like that Direct Deposit in Deel offers fast, secure payments directly to team members' bank accounts, ensuring a hassle-free payroll process with no manual intervention. It's reliable, convenient, and saves time for both employers and employees. ”
PM

Paul M.

Virtual Ea

Starting price
5per user /
per month
visit website
Pros and Cons based on 3,905 verified reviews

Simplified global compliance

Intuitive user interface

Efficient contractor management

Streamlined payroll processes

High costs for small businesses

High transaction fees

Limited card availability

See pros and cons details
ADP Workforce Now logo
Reviews Sentiment
 
 
 
1-2(201)
3-4(2,788)
5(4,134)
Key Features
HR Management4.3
Payroll Management4.6

User insights about the direct deposit feature

Users report that ADP Workforce Now's direct deposit is reliable and easy to use. They appreciate the ability to manage and change banking information, split deposits into multiple accounts, and receive timely notifications. Reviewers find the system secure and efficient, ensuring employees are paid on time without issues. They also value the convenience of accessing pay stubs and other payroll information.

See related user reviews

“Being able to make instant and direct changes to your direct deposit is one of the best features. You ar win control of your direct deposit. No more goin through HR to make changes. You can even split the direct deposit between 3 different accounts in any way you want. ”
DE

David E.

Cook

“Direct deposit is important because it allows the user to easily have money transferred into ones bank account without having to worry about it or having to set a reminder so that the task is not forgotten. ”
RS

Renata S.

Science Teacher

Starting price
Empty state illustration for "No pricing info"

No pricing info

Pros and Cons based on 7,123 verified reviews

Detailed paycheck insights

Efficient payroll processing

Comprehensive HR solutions

Convenient tax handling

Helpful learning resources

Frequent password changes

Multiple login problems

Slow support response

Slow website performance

High cost and hidden fees

See pros and cons details
Gusto logo
Reviews Sentiment
 
 
 
1-2(114)
3-4(1,020)
5(3,033)
Key Features
HR Management4.5
Payroll Management4.6

User insights about the direct deposit feature

Users find Gusto's direct deposit feature easy to set up and manage. They appreciate the timely and accurate payments, as well as the ability to split deposits into multiple accounts. Reviewers highlight the convenience of electronic payments and the system's reliability. They also value the notifications and reminders provided, ensuring employees are paid on time without issues.

See related user reviews

“This feature is great, not only it makes the deposit correctly every time, but it allows you to chose options like split payments, where you receive your payroll in two different banks. ”
ED

Eduardo D.

Marketing manager

“The Direct Deposit function on Gusto is very effective and dependable. We have never really had any issues with using the Direct Deposit function. Further, the Gusto system sends verification emails to employees as well as administrators that advises them that payroll through direct deposit has been scheduled and completed. ”
DM

David M.

Chief Operating Officer and General Counsel

Starting price
49other /
per month
Pros and Cons based on 4,167 verified reviews

Intuitive and clean interface

Seamless onboarding process

Comprehensive HR management

Easy navigation

Efficient payroll management

Inadequate phone support

Limited reporting capabilities

Slow issue resolution

Account management challenges

See pros and cons details
Dayforce HCM logo
Reviews Sentiment
 
 
 
1-2(28)
3-4(525)
5(498)
Key Features
HR Management4.4
Payroll Management4.5

User insights about the direct deposit feature

Users report that Dayforce HCM's direct deposit is efficient and reliable. They appreciate the ease of setting up and managing banking information, as well as the timely and accurate payments. Reviewers highlight the convenience of self-service options for employees and the system's ability to handle multiple accounts. They also value the overall efficiency and security of the process.

See related user reviews

“setting up Direct Deposit in Dayforce HCM is as simple as it gets. We have automated it to have employees do their own entry of their banking information and not once has an employee entered the incorrect information.”
LM

Line M.

Payroll Manager

“We require our employees to use Direct Deposit and Dayforce makes it easy for employees to use self-service to update their own information when employees change bank accounts”
ER

Erika R.

Director, HR Systems & Operations

Starting price
Empty state illustration for "No pricing info"

No pricing info

Pros and Cons based on 1,051 verified reviews

Comprehensive HR management

Efficient payroll management

Easy learning curve

Integrated modules

Intuitive user interface

High costs and hidden fees

Slow loading times

High cost

Slow issue resolution

Difficult implementation

See pros and cons details
Paychex Flex logo
Reviews Sentiment
 
 
 
1-2(136)
3-4(757)
5(868)
Key Features
HR Management4.1
Payroll Management4.3

User insights about the direct deposit feature

Users report that Paychex Flex's direct deposit is straightforward and reliable. They appreciate the ease of setting up and managing banking information, as well as the ability to split deposits into multiple accounts. Reviewers find the system efficient, ensuring timely and accurate payments. They also value the convenience and security of electronic payments, which eliminates the need for paper checks.

See related user reviews

“You can easily add and remove direct deposit accounts and designate percentages or flat rate amounts into certain accounts with the click of a button. This can be changes easily without contacting the payroll administrator.”
ST

Susan T.

OPERATIONS MANAGER

“The paychex flex direct deposit feature is our primary way we pay our employees. The direct deposit software works well and we are always paid on time. It has helped with keeping everyone happy.”
IB

Ian B.

Prevent Manager

Starting price
Empty state illustration for "No pricing info"

No pricing info

Pros and Cons based on 1,761 verified reviews

Convenient pay stub access

Streamlined paycheck management

Comprehensive HR management

Remote access convenience

Efficient employee tracking

Slow performance speed

Inconsistent issue management

Complicated login process

Inefficient customer calls

Unreliable clocking system

See pros and cons details
Rippling logo
Reviews Sentiment
 
 
 
1-2(44)
3-4(407)
5(4,056)
Key Features
HR Management4.8
Payroll Management4.8

User insights about the direct deposit feature

Reviewers indicate that Rippling's direct deposit is highly efficient and user-friendly. They find it easy to set up, manage, and update banking information. Users appreciate timely and accurate payments, notifications, and the ability to split deposits into multiple accounts. They also value the reliability and convenience of the system, which ensures employees are paid on time without issues.

See related user reviews

“I use direct deposit for my salary and Rippling is very user friendly, I get notifications on time, and have all previous pay stubs at my fingertips.”
KB

Katherine B.

Director of Outreach

“Having Rippling help us with Direct deposits is SO important, as paying our employees in time and directly to their bank accounts is convenient in so many ways ”
WB

Will B.

Head of HR Mexico

Starting price
Empty state illustration for "No pricing info"

No pricing info

Pros and Cons based on 4,507 verified reviews

Intuitive navigation

Intuitive user interface

Streamlined onboarding process

Comprehensive HR management

Centralized accessibility

Limited reporting capabilities

Inconvenient login authentication

Concerns over hidden fees

Performance issues

See pros and cons details

Other Top Rated Human Resources Software with Direct Deposit in 2026

Paycor logo

Paycor

All-in-on HR solution built to modernize people management

visit website
Paycor is an all-in-one, cloud-based HR solution for managing recruiting, onboarding, benefits administration, payroll, time & attendance, talent, and more

Read more about Paycor

Users also considered
Paycom logo

Paycom

HR, talent acquisition, compensation management & payroll

visit website
Paycom offers user-friendly HR and employee-driven payroll technology to enhance the employee life cycle, in a single software. Paycom drives efficiencies, increases data integrity and gives employees power over their HR information through a self-service app.

Read more about Paycom

Users also considered
Remote logo

Remote

HR, payroll, recruitment and benefits management platform

visit website
With legal and HR experts in every country, Remote offers an easy-to-use solution for your global team. Whether you want to establish a new branch or employ a single person in a different country, Remote's global employment solutions have you covered.

Read more about Remote

Users also considered
BambooHR logo

BambooHR

HR software to manage people, payroll and benefits

visit website
BambooHR® combines essential HR features such as time off management, employee profiles, payroll, applicant tracking, reporting & tracking of training, benefits & salary.

Read more about BambooHR

Users also considered
Paylocity logo

Paylocity

One unified platform for HR, Finance, and IT.

visit website
Paylocity's all-in-one HR software helps you shift from admin tasks to strategic growth. Centralize employee data and automate onboarding with customizable workflows. Get AI-driven insights to make informed decisions. Employees get 24/7 mobile access to pay stubs, schedules, and tax forms.

Read more about Paylocity

Users also considered
Deel logo

Deel

Category Leaders

The all-in-one HR platform for global teams.

visit website
Deel is the global payroll platform your HR team will love. Hire anyone in over 150 countries stress-free, with international payroll, local regulatory compliance, global benefits, and more all taken care of in a central, easy-to-use interface.

Read more about Deel

Users also considered
Rippling logo
Category Leaders

Workforce management across HR, finance, and IT. 

Rippling is the #1 Rated HR Software. Rippling allows admins to automatically sync employee updates to payroll, onboard and offboard employees in 90 seconds, and access all employee data in one place.

Read more about Rippling

Users also considered
ADP Workforce Now logo

Cloud-based human capital management (HCM) suite

ADP Workforce Now is a cloud-based human capital management, talent management, and benefits software built for midsized and large businesses.

Read more about ADP Workforce Now

Users also considered
Gusto logo

Gusto is the all-in-one HR platform for growing businesses.

With Gusto, you get modern automated HR with features like payroll, benefits, hiring, management resources—and more. Gusto is proud to serve more than 400,000 businesses in the US with a single trusted system, competitive compensation tools, and expert guidance to help you empower your team.

Read more about Gusto

Users also considered
Workday HCM logo

Human capital management system

Workday HCM is an HR solution that helps organizations manage the global workforce. The system supports companies of all sizes, enabling organizations to comply with local regulations. Workday HCM features embedded AI insights that give organizations an understanding of the workforce. Using machine learning, the software enables teams to analyze employee data to deliver personalized recommendations, helping HR teams make informed decisions about people.

Read more about Workday HCM

Users also considered
Wave logo

Accounting, invoicing, and payroll management platform

Wave is an integrated solution designed for small businesses. With our automatic bank connections, information flows into Wave, without manual entry. Users can collaborate with accountants or bookkeepers in real-time.

Read more about Wave

Users also considered
RUN Powered by ADP logo

Payroll, Tax Filing, HR and Timekeeping

Simplify HR with ADP®. User-friendly HR tools simplify hiring, tracking time, and managing your team.

Read more about RUN Powered by ADP

Users also considered
NetSuite logo

AI-powered cloud-based business management suite

NetSuite is an AI-powered cloud-based business management suite. It helps organizations streamline their operations and gain real-time insights into their performance. The suite caters to a range of industries such as manufacturing, retail, and professional services.

Read more about NetSuite

Users also considered
Justworks logo

Payroll, benefits, HR, and compliance all in one place.

Justworks, the fastest growing HR technology company, offers a platform with the HRIS tools, integrations, and 24/7 support to streamline and simplify team management. With Justworks, onboarding, PTO tracking, and reporting can all be managed in one system.

Read more about Justworks

Users also considered
OnPay logo

Cloud-based payroll and HR software for businesses

OnPay is an easy-to-use, cloud-based software for small and mid-sized businesses to simplify payroll, automate taxes, and manage HR backed by reliable, expert support.

Read more about OnPay

Users also considered
Paychex Flex logo

A Simple Approach to HR, Payroll, and Benefits.

Paychex simplifies HR with an all-in-one platform for compliance, payroll, recruitment, and engagement. With personalized, proactive guidance, mobile access, integrations, and self-service tools, it reduces admin tasks and fosters team growth—keeping your business compliant and your team thriving.

Read more about Paychex Flex

Users also considered
Square Payroll logo

Cloud-based payroll processing solution

Square Payroll is a cloud-based U.S. solution that handles federal and state payroll taxes including withholdings, payments and filings

Read more about Square Payroll

Users also considered
NEOGOV logo

Cloud-based human resources management platform

NEOGOV provides an integrated HR platform specifically designed for public sector agencies. The system streamlines recruitment, onboarding, performance management, and policy administration through a customizable interface built on government best practices. NEOGOV's comprehensive suite supports the entire employee lifecycle while addressing common challenges faced by government HR professionals, including compliance requirements and document management.

Read more about NEOGOV

Users also considered
APS Payroll logo

Your Workforce Partner

APS provides HR solutions that integrate seamlessly with payroll and compliance in a unified HCM platform. Our cost-effective SaaS solution helps small, midsize, and larger organizations manage people, processes, and compliance with ease.

Read more about APS Payroll

Users also considered
Dayforce HCM logo

The AI-powered people platform

Dayforce is a single, unified HCM platform that simplifies HR, payroll, benefits, workforce management, talent, and analytics. Designed to boost productivity, enhance decision-making, and ensure compliance, Dayforce helps organizations unlock their people potential with simplicity at scale.

Read more about Dayforce HCM

Users also considered
Bright logo

Brilliant people use Bright software

Bright offers a suite of industry-leading software solutions for accountants, bookkeepers and SMEs across the UK and Ireland.

Read more about Bright

Users also considered
UKG Ready logo

HR, Payroll, Talent, and Workforce Management

UKG helps organizations understand and empower their workforce with AI-driven HR, payroll, and workforce management solutions.

Read more about UKG Ready

Users also considered
TriNet HR Plus logo

HR | Onboarding | Payroll | Benefits | Compliance

HR Plus simplifies HR, payroll, and compliance for small and medium-sized businesses. With our personalized support team and all-in-one technology platform, we help you save time and money while navigating compliance and providing a smooth experience for you and your employees.

Read more about TriNet HR Plus

Users also considered
UKG Pro logo

HR, Payroll, Talent, and Workforce Management

UKG helps organizations understand and empower their workforce with AI-driven HR, payroll, and workforce management solutions.

Read more about UKG Pro

Users also considered
Dayforce Powerpay logo

Cloud-based HR and payroll management software

Dayforce Powerpay is a cloud-based payroll and HR solution designed to help small businesses with 1-100 employees handle payroll processing, employee records, tax filing, and more. Employees can use the self-service portal to view, download, or print payslips.

Read more about Dayforce Powerpay

Users also considered

Key features for Human Resources software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • HR Management: Reviewers highlight the ability to manage the entire employee lifecycle, from recruitment and onboarding to performance reviews and employee data management, all in one platform. 92% of reviewers rated this feature as important or highly important.
  • Payroll Management: Users appreciate the automated payroll processing, accurate and timely salary disbursements, and compliance with tax regulations, which save time and reduce errors. 92% of reviewers rated this feature as important or highly important.
  • Employee Database: Reviewers value the centralized storage of employee information, making it easily accessible and manageable, which improves data accuracy and streamlines HR processes. 91% of reviewers rated this feature as important or highly important.
  • Time Off Management: Users like the ability to track and manage employee leave requests, categorize different types of leave, and provide self-service options for employees to request and view their time off. 89% of reviewers rated this feature as important or highly important.
  • Time & Attendance: Reviewers emphasize the importance of tracking employee work hours and attendance for payroll accuracy, compliance, and efficient workforce management. 89% of reviewers rated this feature as important or highly important.
  • Access Controls/Permissions: Users highlight the customizable access levels based on roles, ensuring sensitive data protection while providing necessary access to team members and external vendors. 88% of reviewers rated this feature as important or highly important.