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SumUp Logo

POS and payments processing software

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SumUp - 2026 Pricing, Features, Reviews & Alternatives

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: March 2026

SumUp overview

Based on 1470 verified user reviews

What is SumUp?

Reviews for SumUp come from a wide variety of industries, including retail (7% of reviewers), education management (6%), and hospital & health care (6%). The most frequent use case for SumUp cited by reviewers is payment processing (52% of reviewers).

What do users say about SumUp pricing?

Reviewers appreciate SumUp’s accessible pricing and the lack of ongoing costs, which they say benefit small businesses. However, some users report that monthly fees and maintenance costs can be high, reducing value for low-volume businesses.

Starting price

99flat rate /
per month
view pricing plans

Pros & Cons

Customer Rewards

User Interface

Consistent savings experience

Payment Processing

Bugs and Issues

Pricing

SumUp’s user interface

Ease of use rating:

SumUp pros, cons and reviews insights

To determine these pros and cons insights, we analyzed responses from 

Overall rating

Reviews sentiment

 
 
 
1-2(92)
3-4(367)
5(1,011)

What do users say about SumUp?

Reviews for SumUp come from a wide variety of industries, including retail (7% of reviewers), education management (6%), and hospital & health care (6%). The most frequent use case for SumUp cited by reviewers is payment processing (52% of reviewers).

Select to learn more


Who uses SumUp?

Based on 1,470 verified user reviews.

Company size

Small Businesses

Midsize Businesses

Enterprises

Top industries

Hospitality
Retail
Health, Wellness and Fitness
Restaurants
Others

Use cases

Payment Processing
Point of Sale
Mobile Credit Card Processing
Customer Experience

SumUp's key features

Most critical features, based on insights from SumUp users:

Debit/Credit card processing
In-Person payments
Billing & invoicing
Recurring/Subscription billing
Mobile payments
Payment fraud prevention
Multiple payment options
Reporting/Analytics
ACH payment processing

All SumUp features

Features rating:

Accounting
Accounting integration
ACH payment processing
Activity dashboard
API
Barcode recognition
Barcode/Ticket scanning
Billing & invoicing
Campaign analytics
Campaign management
Campaign planning
Cash management
Client portal
Commission management
Communication management
Contactless nfc
Credit card processing
CRM
Customer accounts
Customer activity tracking
Customer database
Customer history
Customer profiles
Customer segmentation
Customer surveys
Customizable branding
Customizable invoices
Customizable reports
Customizable templates
Dashboard
Data security
Debit/Credit card processing
Discount management
Document management
eCommerce management
Electronic payments
Electronic signature
Email management
Email marketing
Employee management
Engagement tracking
Feedback management
Financial management
For small businesses
Gamification
Gift card management
In-Person payments
Inventory management
Inventory tracking
Invoice creation
Invoice history
Invoice management
Invoice processing
Loyalty cards
Loyalty program
Member portal
Membership management
Mobile access
Mobile card reader
Mobile payments
Multi-Campaign
Multi-Channel communication
Multi-Channel data collection
Multi-Channel marketing
Multi-Location
Multiple payment options
Online invoicing
Online payments
Ordering automation
Order management
Payment fraud prevention
Payment gateway integration
Payment links
Payment processing
Performance metrics
Point of sale (pos)
Promotions management
Purchase order management
Real-Time data
Real-Time reporting
Real-Time updates
Receipt management
Recurring/Subscription billing
Referral tracking
Reminders
Reporting/Analytics
Reporting & statistics
Restaurant pos
Retail inventory management
Retail pos
Returns management
Rewards management
Sales order management
Sales reports
Sales tax management
Sales trend analysis
Self service portal
SMS marketing
Social promotion
Stock management
Tax calculation
Third-Party integrations
Transaction history
Transaction monitoring

SumUp alternatives

SumUp logo
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Empty state illustration for "No pricing info"

No pricing info

Free trial
Free version
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Features
Value for Money
Customer Support

SumUp pricing

Value for money rating:

Pricing plans

Pricing details:

Free plan
Free trial
Subscription

POS with Connect Lite

99

Per month

Features included:

  • Cloud-Based POS
  • Customer Database
  • Dedicated Installation
  • Dedicated Training

POS with Connect Plus

199

Per month

Features included:

  • 30-Days Money Back Guarantee
  • Customer Rewards
  • Automated Marketing

POS with Connect Pro

289

Per month

Features included:

  • Unlimited Marketing Promotions
  • AI Enhanced Marketing
  • Google Review Booster

User opinions about SumUp price and value

Value for money rating:

To see what individual users think of SumUp's price and value, check out the review snippets below.

“On the rare occasions there were issues, there were support numbers you could call, with knowledgeable people on the other end of the line.”
KV

Karen V.

Owner, instructor

“Sumup allows graphical interaction with the software which makes it easier for me to operate.”
RS

Rishi S.

Client Consultant

SumUp integrations (15)

Integrations rated by users

We looked at 1,470 user reviews to identify which products are mentioned as SumUp integrations and how users feel about them.

Integration rating: 5.0 (1)

Integration rating: 5.0 (1)

Both go together like pb&j.

It is the POS system we use and Amaka integrates with Loyevers to send our daily sales to Xero Accounting.

KN

Kendrick N.

Owner

1/2

SumUp customer support

What do users say about SumUp customer support?

Customer support rating:

We analyzed verified user reviews to identify positive and negative aspects of SumUp customer support.

A limited number of users found SumUp’s customer service quick to reply, friendly, and easy to reach when needed.

Common user feedback highlights frequent difficulty reaching customer support, with long hold times and limited availability.

The majority of users report unhelpful or incompetent responses, with issues often unresolved and lack of clear solutions.

Widely noted by reviewers, language barriers and reliance on automated replies make effective support challenging for many.

Support options

Chat
Phone support
Faqs/forum
Email/help desk
Knowledge base

Training options

Live online
Webinars
Documentation
Videos

To see what individual users say about SumUp's customer support, check out the review snippets below.

“Customers could easily sign up for the loyalty program through the mobile app or physical loyalty card, and employees could easily scan barcodes to record purchases and loyalty points.”

Verified reviewer profile picture

Mammaye O.

Student in Industrial Maintenance

“Kind of hard to reach customer service”

SS

Savanna S.

CS

“This has gone from being a good company with good customer service, to literally the worst customer service I've ever seen, with the exception of a company that had NO customer service. ”

KV

Karen V.

Owner, instructor

SumUp FAQs

Q. What is SumUp used for?

SumUp provides comprehensive payment processing solutions designed for small businesses seeking to streamline their operations. The platform offers a range of card readers that enable merchants to accept in-person payments with a transparent fee structure of two point six percent plus ten cents per transaction, while online and manual entry transactions are processed at three point five percent plus fifteen cents. The system operates without administrative costs, annual renewal fees, or minimum monthly processing requirements, making it accessible for businesses of all sizes. The SumUp ecosystem extends beyond payment processing to include complete point-of-sale systems tailored to specific business types, including food and beverage establishments, retail stores, and enterprise operations. These POS solutions include the comprehensive SumUp POS, the streamlined POS Lite, and self-service kiosks that allow customers to place orders and make payments independently. The platform also offers invoicing capabilities, gift card functionality, and customer reward programs through the Fivestars App, creating multiple avenues for businesses to engage with their clientele. Financial management tools are integrated within the SumUp platform, including business checking accounts and the SumUp Wealth service for financial growth. The SumUp Mastercard Debit Card, issued by Piermont Bank, provides merchants with spending flexibility and offers next-day payouts when used in conjunction with a SumUp merchant account. All these services are accessible through a single mobile application available for both iOS and Android devices, creating a unified business management experience that has been adopted by millions of small businesses worldwide.

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