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Point of Sale Software with ACH Payment Processing (2026)

Last updated: April 2026

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Key features of Point of Sale Software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Electronic Payments: Reviewers value the convenience, security, and speed of electronic payments, highlighting their preference for mobile device compatibility and various payment options. 94% of reviewers rated this feature as important or highly important.
  • Payment Processing: Users appreciate the versatility and efficiency of payment processing, noting the seamless transactions and ability to handle multiple payment methods. 93% of reviewers rated this feature as important or highly important.
  • Point of Sale (POS): Reviewers highlight the ease of use, mobile capability, and integrated sales and inventory tracking, making POS systems essential for various business settings. 91% of reviewers rated this feature as important or highly important.
  • Sales Reports: Users find sales reports invaluable for tracking performance, inventory, and customer behavior, aiding in strategic decision-making and operational efficiency. 87% of reviewers rated this feature as important or highly important.
  • Inventory Management: Reviewers emphasize real-time stock tracking, synchronization with online platforms, and automated updates, which simplify inventory control and enhance accuracy. 81% of reviewers rated this feature as important or highly important.
  • Customer Accounts: Users appreciate the ability to track purchase histories, manage memberships, and offer tailored promotions, which enhances customer loyalty and personalized service. 74% of reviewers rated this feature as important or highly important.
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36 software options

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Odoo  logo
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Odoo POS solution works online and offline with no installation required. Users can continue to sell and take orders even if the internet is disconnected. The software saves everything automatically and synchronizes it with the user's database as soon as the connection is live again.

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Acumatica Cloud ERP streamlines point-of-sale with Accounting Integration, Customer Accounts, and Electronic Payments. It offers Inventory Tracking, Order Management, and Discount Management, while eCommerce and Multi-Location support enhance efficiency and customer experience.

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authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

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Sky Systemz logo

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Sky Systemz is a point-of-sale (POS) software that enables corporate businesses, salons, spas, restaurants, and florists to process transactions and manage administrative operations related to inventory, customers, employees, and products on a centralized platform.

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PayIt logo

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PayIt is a point of sale software designed to help businesses in the government sector digitize services and consolidate payments regarding vehicle registrations and licensing. The platform enables managers to add money and automate payments on specific dates from selected accounts.

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Helcim logo

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Spruce is a cloud-based business management and point of sale (POS) solution for home and building supply businesses. It offers end-to-end process management for sales, accounting, purchasing, rentals, manufacturing, delivery, and more from desktop and mobile devices.

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