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PaySimple Logo

Payments today. Partners for Tomorrow.

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PaySimple - 2026 Pricing, Features, Reviews & Alternatives

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: December 2025

PaySimple overview

What is PaySimple?

PaySimple is a payment processing tool with key features that include ACH payment processing, online payments, and recurring/subscription billing, and more.

Key benefits of using PaySimple

Dedicate more time to your business by reducing the time spent managing the back-office. With PaySimple's software solution, you don´t have to chase customers or payments any longer.

Who uses PaySimple?

Reviews for PaySimple come from a wide variety of industries, including health, wellness and fitness (9% of reviewers), construction (8%), and accounting (7%). The most frequent use case for PaySimple cited by reviewers is payment processing (57% of reviewers).

Starting price

69.95flat rate /
per month

Alternatives

with better value for money


Pros & Cons

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Invoicing

Reporting

Accounting

Account Management

Small Business

Phone Support

PaySimple’s user interface

Ease of use rating:

PaySimple pros, cons and reviews insights

To determine these pros and cons insights, we analyzed responses from 

Overall rating

Reviews sentiment

 
 
 
1-2(16)
3-4(86)
5(195)

What do users say about PaySimple?

PaySimple is a payment processing tool with key features that include ACH payment processing, online payments, and recurring/subscription billing, and more.

Select to learn more


Who uses PaySimple?

Based on 297 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Health, Wellness and Fitness
Construction
Accounting
Computer Software
Others

Use cases

Payment Processing
Recurring Billing
Billing and Invoicing
Accounts Receivable
Point of Sale

PaySimple's key features

GetApp's analysis of 96 verified user reviews collected between September 2021 and May 2023 identifies PaySimple's most critical features and summarizes user sentiment about those features.

ACH payment processing

Reviewers appreciate PaySimple's ACH Payment Processing for its reasonable fees and ease of use. They report that it allows clients to pay directly through bank accounts, which is more secure and avoids the hassle of going to the bank. Users note that the money is automatically deposited into their accounts. However, some reviewers mention difficulties with reconciling payments and the inability to turn off specific payment types for certain products, which can be inconvenient for businesses with diverse payment needs. Of the 19 PaySimple users who gave detailed accounts of their use of ACH Payment Processing, 100% rated this feature as important or highly important.

See related user reviews

“Your ACH Payment Processing has a reasonable fee making it a realistic option for those of our clients who want an online choice.”
JM

Josette M.

Financial Manager

“The money is automatically deposited into our account without the hassle of going to the bank to make deposits.”
MW

Misty W.

Office Manager


Online payments

Users report that PaySimple's Online Payments feature is convenient and improves cash flow. They find it easy to send payment links and include them in proposals, making it simple for customers to pay electronically. Reviewers highlight the platform's strong security measures, ensuring safe transactions. However, some users mention issues with accepting American Express and the delay in fund availability. Overall, they appreciate the efficiency and convenience it brings to their business operations. Of the 24 PaySimple users who gave detailed accounts of their use of Online Payments, 92% rated this feature as important or highly important.

See related user reviews

“My mom teaches voice and piano lessons. Before Pay Simple her parents would forget to pay, not have their checkbooks, think they had paid when they had not paid etc. With Pay Simple we set up a recurring monthly billing schedule and she gets all of her money at the first of the month. It's been great for her!! It's increased her revenues by 30%. ”
VR

Voni R.

Business Manager for my mom's piano studio

“I can send customers links to pay, and they can pay electronically. We also have links to pay on our website.”
DB

David B.

Accountant


Payment processing

Reviewers indicate that PaySimple's Payment Processing is efficient and dependable, supporting credit card payments, ACH transfers, and online payments. They appreciate the intuitive UI, which simplifies setup and management. Users value the quick and secure transaction authorization and settlement, as well as the comprehensive reporting tools that provide insights into their financial health. Some users mention a desire for faster transaction processing times, but overall, they find it reliable and easy to use. Of the 20 PaySimple users who gave detailed accounts of their use of Payment Processing, 90% rated this feature as important or highly important.

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“The ability of PaySimple to process payments is quite impressive. I value efficiency and dependability in transaction processing as a business owner, and PaySimple meets these requirements. I can accept credit card payments, ACH transfers, and even online payments thanks to the platform's smooth connection with a variety of payment options. I can set up and manage payment processing very easily thanks to the intuitive UI, which saves me a lot of time and work. I particularly value how transactions are authorized and settled quickly and securely, ensuring timely and accurate transactions. The comprehensive reporting tools offered by PaySimple give me important information about the financial health of my company, enabling me to monitor sales, spot patterns, and take wise decisions. ”
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Joseph M.

Senior Engineer

“We chose this platform specifically for the ease of checkout. We also like the variety of payment options and Banking compatibility.”
CP

Cody P.

Account & Systems Manager


Recurring/Subscription billing

Users report that PaySimple's Recurring/Subscription Billing is simple to set up and reliable. They appreciate the ability to automate recurring payments, reducing administrative tasks and ensuring timely payments. Reviewers highlight the flexibility in billing scenarios, including prorated rates and trial periods. They find the automated invoice generation and payment reminders helpful. However, some users note limitations with billing over certain amounts and the need for other services for larger customers. Overall, they find it a valuable tool for managing recurring payments. Of the 20 PaySimple users who gave detailed accounts of their use of Recurring/Subscription Billing, 75% rated this feature as important or highly important.

See related user reviews

“We use the Recurring billing - direct ACH to collect our service fees from our customer base. ”
VM

Vincent M.

C.E.O.

“we cannot bill over a certain amount so we have to use other services for larger customers”
jd

jennifer d.

president


All PaySimple features

Features rating:

Invoice history
Online invoicing
Shopping cart
Catalog management
Invoice processing
Customizable fields
Electronic payments
Credit card processing
Data security
Billing portal
Invoice creation
Multi-Period recurring billing
Debit/Credit card processing
Self service portal
Receivables ledger
PCI compliance
Reporting/Analytics
Sales reports
Customer accounts
CRM
Point of sale (pos)
Recurring invoicing
Contact database
Billing & invoicing
Partial payments
Customizable invoices
Check processing
Order management
Dunning management
Overpayment processing
Mobile payments
Client portal
In-Person payments
eCommerce management
Access controls/permissions
Project billing
Real-Time data
Real-Time reporting
Receipt management
Reminders
Reporting & statistics
Status tracking
Subscription management
Website management
Accounting
Activity dashboard
Alerts/Notifications
API
Cash flow management
Customer database
Customer history
Customizable branding
Customizable reports
Data synchronization
Email reminders
Email templates
For small businesses
Fraud detection
Invoice management
Mobile access
Monitoring
Multi-Store
Ordering automation

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PaySimple pricing

Starting from

69.95

Per month

Flat Rate

Pricing details
Subscription
Free trial
Free plan
Pricing range

User opinions about PaySimple price and value

Value for money rating:

Of 24 reviews that provide robust commentary on PaySimple's price and value, 50% mention it in a positive light.

Some reviewers feel that PaySimple offers good value for money, appreciating its cost-effectiveness and affordability. They find it easy to use and worth the cost, with some noting that it is cheaper than most competitors. Reviewers appreciate the overall great value and fair pricing, even though the price has increased over time. However, some users report that the pricing is higher than similar services and not transparent. They mention high transaction fees, additional costs for features they do not use, and a lack of a free trial. Some users say the overall price is too expensive compared to competitors.

, and

To see what individual users think of PaySimple's cost and value, check out the review excerpts below.

“The price has gone up several times since I started using it, but it still feels like a very good value for what I get in return and all the work it saves me.”
CH

Carl H.

Owner/President

“Overall, PaySimple has been a great service and is an affordable solution.”
JY

Jason Y.

HOA President

“There is no free trial and this company is very misleading.”
TB

Thomas B.

Owner

PaySimple customer support

What do users say about PaySimple customer support?

Customer support rating:

We analyzed 74 verified user reviews to identify positive and negative aspects of PaySimple customer support.

Widespread user sentiment highlights PaySimple's customer service as responsive, helpful, and easy to reach when issues arise.

A significant portion of users mention support staff are friendly, knowledgeable, and willing to walk them through challenges.

Broad user base appreciates that customer support is available during onboarding and continues to check in proactively.

A small group of reviewers report difficulty reaching a human, with occasional unresponsiveness and limited customer service hours.

Support options

Faqs/forum
Email/help desk
Phone support
Knowledge base
Chat

Training options

Webinars
Live online
Videos
Documentation

To see what individual users say about PaySimple's customer support, check out the review snippets below.

“From the first discovery call to my full implementation of the software, the PaySimple team was there with full support and always available to make my implementation as smooth as possible.”

CM

Chris M.

Founder

“Customer service is the best, all representatives I've spoken with are ready and willing to help me as fast as possible with positive attitudes and pleasant people.”

CP

Caitlin P.

Chiropractor/Owner

“The biggest issue is their customer service.”

MV

Monica V.

Owner

PaySimple FAQs

Q. Who are the typical users of PaySimple?

PaySimple has the following typical customers:
Freelancers, Mid Size Business, Non Profit, Public Administrations, Small Business

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Q. What is PaySimple used for?

Businesses come to PaySimple with a simple, but important need – a better way to accept payments. Developed for the unique needs of service-based businesses, PaySimple delivers flexible payment and billing solutions that are preferred by over 20,000 businesses each day. Unlike our competitors, PaySimple is committed to personalized service. Our customers receive unmatched, personal support with our dedicated customer success and care teams. With a robust API, PaySimple is a trusted technology partner for payment integrations; natively handling cashflow within SaaS products and mobile applications. Learn more or inquire about PaySimple partnership at 800.466.0992 Specialties: Online Payments, Mobile Payments, POS, Recurring Billing, Customer Management, Online Payment Forms, E-Invoicing, Cashflow Reporting, eCheck processing, Dedicated Merchant Accounts, Payment Integration.


Q. What languages does PaySimple support?

PaySimple supports the following languages:
English


Q. Does PaySimple support mobile devices?

PaySimple supports the following devices:
Android, iPad, iPhone


Q. Does PaySimple offer an API?

Yes, PaySimple has an API available for use.


Q. What level of support does PaySimple offer?

PaySimple offers the following support options:
FAQs/Forum, Email/Help Desk, Phone Support, Knowledge Base, Chat

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