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SumUp Logo

POS and payments processing software

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SumUp - 2026 Pricing, Features, Reviews & Alternatives

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

SumUp overview

Based on 1468 verified user reviews

What is SumUp?

Reviews for SumUp come from a wide variety of industries, including retail (7% of reviewers), education management (6%), and hospital & health care (6%). The most frequent use case for SumUp cited by reviewers is payment processing (52% of reviewers).

What do users say about SumUp pricing?

Reviewers appreciate SumUp’s accessible pricing and the lack of ongoing costs, which they say benefit small businesses. However, some users report that monthly fees and maintenance costs can be high, reducing value for low-volume businesses.

Starting price

99flat rate /
per month
view pricing plans

Pros & Cons

User Interface

Digital Punch Cards

Customer Rewards

Payment Processing

Bugs and Issues

Pricing

SumUp’s user interface

Ease of use rating:

SumUp pros, cons and reviews insights

To determine these pros and cons insights, we analyzed responses from 

Overall rating

Reviews sentiment

 
 
 
1-2(91)
3-4(366)
5(1,011)

What do users say about SumUp?

Reviews for SumUp come from a wide variety of industries, including retail (7% of reviewers), education management (6%), and hospital & health care (6%). The most frequent use case for SumUp cited by reviewers is payment processing (52% of reviewers).

Select to learn more


Who uses SumUp?

Based on 1,468 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Retail
Education Management
Hospital & Health Care
Food & Beverages
Others

Use cases

Payment Processing
Point of Sale
Customer Loyalty
Customer Experience
Mobile Credit Card Processing

SumUp's key features

Most critical features, based on insights from SumUp users:

Payment processing
Debit/Credit card processing
Data security
Electronic payments
Credit card processing
Mobile card reader

All SumUp features

Features rating:

Customer segmentation
Mobile access
Invoice history
Invoice creation
Payment links
Customer activity tracking
Promotions management
Real-Time reporting
Recurring/Subscription billing
Billing & invoicing
Financial management
Dashboard
Activity dashboard
Email management
Transaction history
Customer database
Loyalty program
Rewards management
Contactless nfc
eCommerce management
In-Person payments
Point of sale (pos)
Retail pos
Transaction monitoring
Mobile payments
ACH payment processing
Payment fraud prevention
Membership management
Sales reports
Inventory management
Member portal
Loyalty cards
Multiple payment options
Real-Time data
Online payments
Reporting/Analytics
Inventory tracking
CRM
Restaurant pos
Customizable branding
Discount management
Electronic signature
Customer accounts
Third-Party integrations
Returns management
Referral tracking
Reporting & statistics
Reminders
Campaign analytics
Receipt management
Real-Time updates
Campaign management
QR codes
Purchase order management
Campaign planning
Cash management
Retail inventory management
Barcode/Ticket scanning
Barcode recognition
Rewards points
Sales order management
API
Sales tax management
Sales trend analysis
Self service portal
SMS marketing
Social promotion
Stock management
Tax calculation
Accounting integration
Accounting
Document management
Email marketing
Employee management
Engagement tracking
Feedback management
Customizable templates
For small businesses
Gamification
Gift card management
Customizable reports
Customizable invoices
Customer surveys
Invoice management
Invoice processing
Customer profiles
Customer history
Customer acquisition
Coupons
Multi-Campaign
Multi-Channel communication
Multi-Channel data collection
Multi-Channel marketing
Multi-Location
Communication management
Online invoicing
Order management
Ordering automation
Commission management
Payment gateway integration
Client portal
Performance metrics

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SumUp pricing

Pricing plans

Pricing details:

Free plan
Free trial
Subscription

POS with Connect Lite

99

Per month

Features included:

  • Cloud-Based POS
  • Customer Database
  • Dedicated Installation
  • Dedicated Training

POS with Connect Plus

199

Per month

Features included:

  • 30-Days Money Back Guarantee
  • Customer Rewards
  • Automated Marketing

POS with Connect Pro

289

Per month

Features included:

  • Unlimited Marketing Promotions
  • AI Enhanced Marketing
  • Google Review Booster

User opinions about SumUp price and value

Value for money rating:

Of 60 reviews that provide robust commentary on SumUp's price and value, 60% mention it in a positive light.

Some reviewers find SumUp’s pricing accessible and appreciate the absence of fixed or ongoing costs, which they say helps small businesses manage expenses. Users think the entry prices are reasonable and indicate that the cost is easily recovered through increased revenue or the range of functionalities included. Reviewers appreciate the affordability of equipment and the competitive transaction rates, mentioning that the service offers good value for money, especially for businesses just starting out. Some users say the pricing plans are straightforward and simplify the decision-making process, while others report satisfaction with the overall scope of services provided for the price.

However, some reviewers feel the monthly fees for certain plans or POS systems are high, especially when compared to competitors. Users think the ongoing costs can outweigh the benefits for low-volume businesses or when the software does not lead to increased sales. Some reviewers find the return on investment lacking, citing that the costs can become disproportionate to the benefits received. They also mention that price increases and expensive maintenance fees are drawbacks, and some users report that the software’s value for money has declined over time.

, and

To see what individual users think of SumUp's cost and value, check out the review excerpts below.

“I also like that there is no recurring subscription / service fee - you pay upfront for the card reader, and they deduct a reasonable fee from any transactions that are processed through their platform.”
VN

Vy N.

Owner

“Very portable machine, very low rates, which do not affect the company's revenue, connects easily.”
Verified reviewer profile picture

Sueli S.

Prorietaria

“It's more expensive than some of it's competitors.”
aR

alex R.

Owner

SumUp integrations (45)

Integrations rated by users

We looked at 1,468 user reviews to identify which products are mentioned as SumUp integrations and how users feel about them.

Loyverse POS logo
Loyverse POS

Integration rating: 5.0 (1)

SumUp customer support

What do users say about SumUp customer support?

Customer support rating:

We analyzed 71 verified user reviews to identify positive and negative aspects of SumUp customer support.

A few users highlight fast, friendly, and knowledgeable customer support that is easy to contact and genuinely helpful.

Frequently reported by users, customer service is often slow to respond or difficult to reach, especially by phone.

A significant portion of users mention unresolved issues, lack of follow-up, and unhelpful or automated responses from support.

Widespread user sentiment points to language barriers, limited support hours, and inconsistent service quality.

Support options

Chat
Phone support
Faqs/forum
Email/help desk
Knowledge base

Training options

Live online
Webinars
Documentation
Videos

To see what individual users say about SumUp's customer support, check out the review snippets below.

“The customer service is quick to reply and friendly.”

AS

Adnan S.

Self employed

“Finally got trough today after holding for 40 minutes, very poor customer service for a company that is supposed to be about customers.”

MM

Mark M.

Owner

“I have found there to be some technical issues and have had trouble reaching customer service during off hours.”

Verified reviewer profile picture

Samantha R.

Medical Social Worker

SumUp FAQs

Q. Who are the typical users of SumUp?

SumUp has the following typical customers:
Freelancers, Large Enterprises, Mid Size Business, Non Profit, Public Administrations, Small Business


Q. What is SumUp used for?

SumUp provides comprehensive payment processing solutions designed for small businesses seeking to streamline their operations. The platform offers a range of card readers that enable merchants to accept in-person payments with a transparent fee structure of two point six percent plus ten cents per transaction, while online and manual entry transactions are processed at three point five percent plus fifteen cents. The system operates without administrative costs, annual renewal fees, or minimum monthly processing requirements, making it accessible for businesses of all sizes. The SumUp ecosystem extends beyond payment processing to include complete point-of-sale systems tailored to specific business types, including food and beverage establishments, retail stores, and enterprise operations. These POS solutions include the comprehensive SumUp POS, the streamlined POS Lite, and self-service kiosks that allow customers to place orders and make payments independently. The platform also offers invoicing capabilities, gift card functionality, and customer reward programs through the Fivestars App, creating multiple avenues for businesses to engage with their clientele. Financial management tools are integrated within the SumUp platform, including business checking accounts and the SumUp Wealth service for financial growth. The SumUp Mastercard Debit Card, issued by Piermont Bank, provides merchants with spending flexibility and offers next-day payouts when used in conjunction with a SumUp merchant account. All these services are accessible through a single mobile application available for both iOS and Android devices, creating a unified business management experience that has been adopted by millions of small businesses worldwide.


Q. What are the benefits of using SumUp?

  • Accept payments anywhere, anytime with easy-to-use card readers and point-of-sale solutions designed for small businesses
  • Enjoy transparent pricing with no admin costs, annual renewal fees, or monthly minimums, so you always know what you are paying
  • Manage your business with a single app that offers tools for payments, customer engagement, rewards, and financial management
  • Enhance your customer experience with features like digital rewards and seamless checkout, helping you attract and retain more customers


  • Q. What languages does SumUp support?

    SumUp supports the following languages:
    English, Spanish


    Q. Does SumUp support mobile devices?

    SumUp supports the following devices:
    Android, iPad, iPhone


    Q. Does SumUp offer an API?

    No, SumUp does not have an API available.


    Q. What level of support does SumUp offer?

    SumUp offers the following support options:
    Chat, Phone Support, FAQs/Forum, Email/Help Desk, Knowledge Base

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