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Top Rated Accounts Receivable Software with Multi-Currency in 2026

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

Multi-currency support enables the handling of transactions in various currencies, automatic conversion based on exchange rates, and issuing invoices in different currencies. This facilitates global operations and simplifies accounting for international businesses. Our reviewers in accounts receivable software rated this feature as important.

5 Best Accounts Receivable Software with Multi-Currency

Product
User rating
Starting price
QuickBooks Enterprise logo
2210
flat rate/per year
visit website
FreshBooks logo
21
flat rate/per month
visit website
Wave logo
19
flat rate/per month
QuickBooks Desktop logo
1922
flat rate/per year
QuickBooks Online logo
38
flat rate/per month

See other top Accounts Receivable products with multi-currency

How we picked the 5 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Accounts Receivable software category. They also needed to have sufficient reviews about multi-currency, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for multi-currency, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 5 best products

QuickBooks Enterprise logo
Reviews Sentiment
 
 
 
1-2(352)
3-4(7,707)
5(12,534)
Key Features
Accounting4.6
General Ledger4.5

User insights about the multi-currency feature

Reviewers find QuickBooks Enterprise's multi-currency feature helpful for tracking foreign currency transactions and managing exchange gains or losses. They report that it supports various currencies, although some find it challenging to use. Users appreciate the flexibility it offers for invoicing and creating purchase orders in different currencies, even if many do not currently use this feature.

See related user reviews

“This feature tracks your foreign currency transactions including any exchange gains or losses you might incur.”
KK

Kevin K.

Teacher

“Fantastic, for use if you deal with different curriencies for invoicing or creating PO's in different currencies. ”
KP

Keann P.

Admin

Starting price
2210flat rate /
per year
visit website
Pros and Cons based on 20,593 verified reviews

Comprehensive expense tracking

Ideal for small businesses

Effective financial management

Streamlined bookkeeping

Efficient tax management

Frequent issue resolution challenges

Slow performance speed

Disruptive software updates

High cost concerns

Unreliable customer service

See pros and cons details
FreshBooks logo
Reviews Sentiment
 
 
 
1-2(82)
3-4(1,765)
5(2,655)
Key Features
Accounting4.5
General Ledger4.5

User insights about the multi-currency feature

Reviewers appreciate FreshBooks' multi-currency feature for simplifying invoicing and accepting payments in over 150 currencies. They find it efficient for managing international transactions and integrating with popular payment gateways. Users highlight the ability to set default currencies for clients and projects, making it convenient for global business operations.
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“The most likely part about multi-currency in Freshbooks is its ability to simplify the process of invoicing and accepting payments in different currencies. Freshbooks allows you to create invoices and estimates in over 150 different currencies, and automatically converts those currencies based on the current exchange rate. You can also set default currencies for different clients or projects, making it easy to keep track of different currencies for different parts of your business. Freshbooks' multi-currency features also extend to accepting payments, as it allows you to accept payments in multiple currencies through integrations with popular payment gateways. This can help streamline your international business operations and ensure that you are getting paid accurately and efficiently.”
IZ

Idris Z.

Content writer

“this is truly a great feature I am able to bill people in different currencies”
Verified reviewer profile picture

Eugene D.

Project Manager

Starting price
21flat rate /
per month
visit website
Pros and Cons based on 4,502 verified reviews
Verified reviewer profile picture

Cloud accounting accessibility

Efficient invoicing capabilities

Tailored for small businesses

Minimal learning curve

Effective freelancer tools

Reliance on internet connection

Limited bank integration

High costs for larger teams

Frequent technical issues

See pros and cons details
Wave logo
Reviews Sentiment
 
 
 
1-2(108)
3-4(553)
5(1,049)
Key Features
Accounting4.5
General Ledger4.2

User insights about the multi-currency feature

Reviewers appreciate Wave's multi-currency feature for its seamless handling of various currencies and conversion rates. They find it useful for businesses dealing with international clients and payments. Users report that the feature supports almost every currency, making it accessible for global operations. However, some note the limitation of not being able to open accounts in currencies other than the dollar.
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“In our business we handle multiple currencies and we found the features very usefull. The accounting ledger is very well designed and makes sense even when handling multiple currencies. ”
VS

Vasileios S.

Head of Business Development and Operations

“They do great with converting rates. It's unfair that you cannot open an account in other currencies other than the dollar.”
Verified reviewer profile picture

Amanda B.

CopyWriter

Starting price
19flat rate /
per month
Pros and Cons based on 1,710 verified reviews
Verified reviewer profile picture

Affordable for small businesses

Intuitive and modern interface

Excellent value for small businesses

Comprehensive invoicing features

Effective bookkeeping solution

Slow performance and load times

Ineffective email communication

Limited customer support options

Unresolved software issues

Challenging bank reconciliation

See pros and cons details
QuickBooks Desktop logo
Reviews Sentiment
 
 
 
1-2(86)
3-4(1,034)
5(1,414)
Key Features
Accounting5.0
General Ledger4.6

User insights about the multi-currency feature

Reviewers appreciate QuickBooks Desktop's multi-currency feature for its ease of use and efficient currency conversion. They find it useful for international transactions and managing exchange rates. Users report that it allows for concurrent use of several currencies and is beneficial for businesses dealing with clients in different countries, although many do not currently use this feature.
Verified reviewer profile picture

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“Since we are located in different countries and continents, Multi-Currency has enabled us have our own Currency (Ugx) within the System alongside the US Dollar and the ability to compute exchange rates is awesome. ”
MK

Martin K.

Director

“the app records transactions as per the latest exchange rate and you can use several currencies concurrently”
Verified reviewer profile picture

Hannah W.

Hannah

Starting price
1922flat rate /
per year
Pros and Cons based on 2,534 verified reviews
Verified reviewer profile picture

Comprehensive expense tracking

Ideal for small businesses

Efficient bookkeeping

Accessible learning resources

Robust accounting software

Frequent and costly upgrades

Inefficient phone support

Challenging file management

Inadequate support

High costs and fees

See pros and cons details
QuickBooks Online logo
Reviews Sentiment
 
 
 
1-2(454)
3-4(3,126)
5(4,748)
Key Features
Accounting4.5
General Ledger4.4

User insights about the multi-currency feature

Reviewers indicate that QuickBooks Online's multi-currency feature is valuable for handling international transactions and invoicing. They find it helpful for adding new currencies, creating price lists, and making payments in native currencies. Users report some limitations, such as the inability to change invoice currency for existing clients, requiring new customer accounts for different currencies.

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“I like this feature because with it, I can add a new currency, create a price list with the new currency and also create a sale with the new currency/multiple currencies.”
LR

Lufunda R.

Director

“If a client wants an invoice in USD instead of their local currency you cannot change the currency on their invoice. Instead you have to create a new customer account with USD. ”
MJ

Michelle J.

Finance Manager

Starting price
38flat rate /
per month
Pros and Cons based on 8,328 verified reviews

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details

Other Top Rated Accounts Receivable Software with Multi-Currency in 2026

Paystand logo
Category Leaders

B2B payment automation platform for finance teams

visit website
Your Accounts Receivables with zero fees and end-to-end automation. Reduce time-to-cash and transaction costs significantly, while offering multiple payment options including eCheck, ACH, and credit cards in a single portal.

Read more about Paystand

Users also considered
Gaviti logo
Category Leaders

A/R automation with zero-fee ACH & seamless customer payment

visit website
Gaviti is a B2B Autonomous Invoice to Cash solution that uses automation technology and AI to automate repetitive and make everything else controllable and predictable. Gaviti provides A/R teams with solutions for credit management, collections management, dispute management, and cash application.

Read more about Gaviti

Users also considered
NetSuite logo

AI-powered cloud-based business management suite

visit website
Automate invoice delivery, payment processing, and collections management with NetSuite’s AI-powered cloud accounting software. Automatically post order transactions to general and AR ledgers, with accurate tax calculations on each invoice, for rapid, precise tax processing and billing.

Read more about NetSuite

Users also considered
Accounting Seed logo
Category Leaders

Accounting and analytics software built on Salesforce

visit website
Billing Automation Hassle Free. You can jump right from an opportunity to deliver an invoice, kick off a project, or establish a recurring billing plan. Subscription billing or recurring billing are both easy to manage. Visit: https://www.accountingseed.com/the-product/billing-customers

Read more about Accounting Seed

Users also considered
Melio logo

Accounts payable platform for businesses of all sizes

visit website
Melio simplifies AP/AR for businesses of all sizes, enabling you to pay vendors both domestically and internationally via bank transfer or card—even if cards aren’t accepted. Easily sync with QuickBooks and Xero, automate scheduling, and configure approval workflows.

Read more about Melio

Users also considered
QuickBooks Enterprise logo
Category Leaders

Enterprise accounting, FSM and inventory management solution

visit website
QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Read more about QuickBooks Enterprise

Users also considered
Plus & Minus logo

Accounting and ERP accounting in real-time

visit website
Real-time accounting and ERP accounting software in the cloud or on-premises offering automated processes and transaction recording, reporting, and analysis

Read more about Plus & Minus

Users also considered
ZarMoney logo
Category Leaders

Cloud-based accounting solution for businesses of all sizes

visit website
ZarMoney is a cloud-based accounting solution designed to assist businesses of all sizes with the management of inventory and finances. Key features include team collaboration, quote generation, invoicing, transaction tracking, remote access, and approval workflows.

Read more about ZarMoney

Users also considered
Eleven logo

Cloud accounting software tailored for accounting firms

visit website
Eleven is a cloud accounting app that helps small and medium-sized accounting firms to streamline and scale their practice. You can automate bookkeeping for every client without falling back on Excel.

Read more about Eleven

Users also considered
QuickBooks Online logo

Accounting and business management software

QuickBooks Online automatically updates the Accounts Receivable accounts in your chart of accounts as soon as you write an invoice or receive a payment from a client.

Read more about QuickBooks Online

Users also considered
FreshBooks logo
Category Leaders

Invoice and accounting software tailored to small businesses

FreshBooks helps you collect payments from your customers by creating, sending and tracking invoices, sending payment reminders and accepting card payments.

Read more about FreshBooks

Users also considered
Xero logo
Category Leaders

Cloud-based accounting software for small businesses

Use Xero to send custom invoices, track invoices, set up recurring invoices, add instant online payment links in invoices for payment via PayPal or credit card.

Read more about Xero

Users also considered
QuickBooks Desktop logo

Comprehensive business management solution

QuickBooks Desktop provides a comprehensive business management solution that integrates accounting, payroll, inventory, and multiple company management functionalities. The software offers industry-specific editions tailored for manufacturing, wholesale, contractors, and accountants, with features like advanced reporting, job costing, and automated pricing rules. Users can enhance their experience with cloud hosting capabilities that enable remote access and team collaboration.

Read more about QuickBooks Desktop

Users also considered
Wave logo
Category Leaders

Accounting, invoicing, and payroll management platform

With Wave's comprehensive, free and unlimited invoicing tools, you can send invoices, keep track of who owes what, send reminders and more.

Read more about Wave

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

Streamline accounts receivable with automated invoicing, payment tracking, and real-time reporting for optimized cash flow management.

Read more about QuickBooks Online Advanced

Users also considered
BQE CORE Suite logo
Category Leaders

Cloud-based firm management tool for A&E firms.

BQE CORE is a cloud-based software designed specifically for architecture and engineering firms. The platform integrates accounting, invoicing, project management, and resource planning features that streamline operations across entire organizations. BQE CORE enables firms to track time and expenses, manage projects profitably, and access real-time financial data through a centralized system that eliminates the need for multiple software solutions.

Read more about BQE CORE Suite

Users also considered
Avaza logo

All-in-one, client-focused project management for teams.

Access multi-currency expense tracking, budgeting and billing all in one app with Avaza. Available in the cloud, from any device.

Read more about Avaza

Users also considered
Zoho Books logo
Category Leaders

Online accounting software for businesses of all sizes

Zoho Books is an online accounting software designed to streamline back office operations, automate workflows, and allow secure collaboration with accountants

Read more about Zoho Books

Users also considered
SaasAnt Transactions logo

Accounting and data entry software

SaasAnt Transactions is an accounting and data entry software that helps businesses bulk import, export, and delete transactions in Quickbooks Desktop from within a unified platform. It allows staff members to maintain an audit history of all imported and deleted transactions.

Read more about SaasAnt Transactions

Users also considered
Holded logo
Category Leaders

ERP, Accounting, Invoicing & more for freelancers and SMBs.

It's a cloud-based invoicing software for freelancers, SMBs and accountant offices to control all aspects of their business and optimise their management.

Read more about Holded

Users also considered
Synder logo

Reconcile multichannel sales & recognize revenue with ease.

Synder helps SME and MidSize up sync, record and recognize online sales and subscriptions in QuickBooks, Sage Intacct or Xero. The platform ensures accurate reconciliation across multiple platforms and offers easy invoicing, transaction categorization and instant data analytics.

Read more about Synder

Users also considered
Sage Intacct logo

Best-in-class Cloud ERP for Finance

Sage Intacct accounts receivable helps companies increase cash flow by automating invoicing, collection processes and reporting.

Read more about Sage Intacct

Users also considered
Spendesk logo

Smart, trackable spending at work. From Approvals to Zen.

Spendesk is the smart way to manage your business spending. Flexible payments, approvals, expenses, invoices and accounting — all together for the first time.

Read more about Spendesk

Users also considered
BILL Accounts Payable & Receivable logo

BILL, a leader in financial automation software for SMBs

Get paid up to 3X faster with Bill.com's magically simple accounts receivable solution. Bill.com sends automated invoices and reminders to your customers.

Read more about BILL Accounts Payable & Receivable

Users also considered
SAP S/4HANA Cloud logo

A complete, intelligent ERP system for enterprises.

SAP S/4HANA Cloud is a cloud-based intelligent ERP system specifically developed for companies in all industries offering them a broad and flexible functionality.

Read more about SAP S/4HANA Cloud

Users also considered

Key features for Accounts Receivable software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Accounting: Reviewers value accurate tracking, streamlined processes, and customizable reports for efficient financial management. Real-time data and automation reduce manual entries and enhance visibility. 97% of reviewers rated this feature as important or highly important.
  • General Ledger: Users appreciate the intuitive setup, automated journal entries, and comprehensive transaction tracking. Customizable reports and real-time data improve financial visibility and accuracy. 94% of reviewers rated this feature as important or highly important.
  • Invoice Processing: Reviewers highlight the ease of generating, managing, and sending invoices. Integration with other systems and automated reminders streamline billing and improve cash flow management. 94% of reviewers rated this feature as important or highly important.
  • Billing & Invoicing: Users find customizable templates, automated reminders, and integration with payment systems crucial. The process simplifies tracking payments and managing customer accounts, enhancing efficiency. 94% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Reviewers value automated transaction matching, real-time tracking, and integration with bank accounts. The feature simplifies error detection and ensures financial accuracy. 93% of reviewers rated this feature as important or highly important.
  • Expense Tracking: Users appreciate easy categorization, real-time syncing, and receipt attachment. The feature aids in monitoring spending, ensuring compliance, and optimizing financial management. 91% of reviewers rated this feature as important or highly important.