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Top Rated Bookkeeper Software with Accounts Payable in 2026

Verified reviewer profile picture
Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: March 2026

Accounts payable enables accurate tracking of money owed to suppliers and vendors. It simplifies bill management, helps maintain cash flow, automates payment reminders, and organizes expenses, ensuring timely payments and financial accuracy. Our reviewers in bookkeeper software rated this feature as important.

4 Best Bookkeeper Software with Accounts Payable

  • QuickBooks Enterprise
  • Wave
  • QuickBooks Online
  • Xero - Highest rated for accounts payable

See other top Bookkeeper products with accounts payable

How we picked the 4 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the bookkeeper software category. They also needed to have sufficient reviews about accounts payable, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for the product with the highest rating for accounts payable based on our proprietary ratings and reviews. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 4 best products

QuickBooks Enterprise logo
4.5
(20.6K)

User insights about the accounts payable feature

Reviewers appreciate QuickBooks Enterprise's accounts payable capabilities for their ease of use and organization. They find it simple to enter bills, create purchase orders, and set up vendors. Users highlight the ability to track outstanding bills, manage cash flow, and generate detailed reports. They say the software helps avoid duplicate payments and keeps financial transactions well-documented. However, some mention the need for better EFT payment options and more customization in reporting.
“Quickbooks add the account Payable to your charts account the first time you enter a bill which helps the user to keep track of outsatanding accounts to be paid”
SN

Sithandazile N.

Consultant

“Quickbook's accounts payable helps me to sort out creditors of my business. It arranges and updates everytime I add a new entry.”
FA

Frederick A.

Accountant

Bookkeeper key features coverage

QuickBooks Enterprise offers 5 out of the 6 key features for Bookkeeper software identified by reviewers:

Accounting4.6
Income & Balance Sheet4.6
Invoice Processing
General Ledger4.5
Bank Reconciliation4.5
Payroll Management4.5

Pros and cons based on 20,609 verified reviews

61% of users rated QuickBooks Enterprise 5 out of 5 stars, while 2% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 20,609 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Comprehensive expense tracking

Ideal for small businesses

Effective financial management

Streamlined bookkeeping

Efficient tax management

Cons:

Frequent issue resolution challenges

Slow performance speed

Disruptive software updates

High cost concerns

Unreliable customer service

See pros and cons details

Pricing

Starting price:$2210 flat rate/per year|Free version:Not available|Free trial:Available

Prices may vary depending on the number of users and features.

Wave logo
4.4
(1.7K)

User insights about the accounts payable feature

Reviewers appreciate Wave's accounts payable capabilities for their ease of use and effectiveness in tracking expenses and payments. They find it helpful for managing transactions, bank reconciliation, and generating reports. Users like the ability to track outgoing payments and maintain payables. However, some mention that the system is not ideal for anything beyond invoicing and payment processing, and that it may not be suitable for businesses with significant overhead.
“The accounts payable in Wave have worked well for me. Again, I like that it is free and customizable for what works for each customer I have. You can very easily manage transactions, bank reconciliation, and manage all your accounts.”
Verified reviewer profile picture

Kalina B.

Human Services

“Being able to make sure all my bills have been handled helps me work out long-term financial success of my business.”
BH

Bryan H.

Owner

Bookkeeper key features coverage

Wave offers 6 out of the 6 key features for Bookkeeper software identified by reviewers:

Accounting4.5
Income & Balance Sheet4.5
Invoice Processing4.6
General Ledger4.2
Bank Reconciliation4.3
Payroll Management3.6

Pros and cons based on 1,718 verified reviews

61% of users rated Wave 5 out of 5 stars, while 6% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 1,718 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Affordable for small businesses

Intuitive and modern interface

Excellent value for small businesses

Comprehensive invoicing features

Effective bookkeeping solution

Cons:

Slow performance and load times

Ineffective email communication

Limited customer support options

Unresolved software issues

Challenging bank reconciliation

See pros and cons details

Pricing

Starting price:$19 flat rate/per month|Free version:Available|Free trial:Available

Prices may vary depending on the number of users and features.

QuickBooks Online logo
4.3
(8.3K)

User insights about the accounts payable feature

Users report that QuickBooks Online's accounts payable capabilities are simple and efficient. They find it easy to enter bills, schedule payments, and track payment history. Reviewers appreciate the automatic bill payment feature and the ability to connect with external payment apps like bill.com. They highlight the importance of tracking expenses and generating reports. However, some users mention issues with redundancy in matching receipts and the need for better vendor classification.
“QuickBooks Online's accounts payable feature helps users manage their bills and payments. Users can view unpaid bills, schedule payments, and track payment history. The software also supports automatic bill payment, reducing the time and effort required for manual payment processing.”
MG

Massimiliano G.

Graphic Designer

“Accounts payable is great. There are numerous ways to achieve what you are looking to do. The "Pay Bills" window lets you enter payments in very quickly. If you have a vendor with lots of bills at once you can also select them in a statement format.”
JB

Jennifer B.

Controller and Office Manager

Bookkeeper key features coverage

QuickBooks Online offers 6 out of the 6 key features for Bookkeeper software identified by reviewers:

Accounting4.5
Income & Balance Sheet4.5
Invoice Processing4.4
General Ledger4.4
Bank Reconciliation4.4
Payroll Management4.3

Pros and cons based on 8,384 verified reviews

57% of users rated QuickBooks Online 5 out of 5 stars, while 5% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 8,384 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Cons:

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details

Pricing

Starting price:$38 flat rate/per month|Free version:Not available|Free trial:Available

Prices may vary depending on the number of users and features.

Xero logo
4.4
(3.2K)

User insights about the accounts payable feature

Reviewers indicate that Xero's accounts payable capabilities are easy to use and help maintain organization and efficiency. They appreciate the detailed breakdown of payables, the ability to attach invoice copies, and the integration with ApprovalMax for approvals workflow. Users find the aging reports and reminders for due dates helpful for managing cash flow. However, some users mention a lack of approval control and limited functionality with PayPal payments.
“I appreciate the way they have the approvals workflow built into it and the way that allows it to integrate with ApprovalMax. I also think the Planned Date feature is so smart in the way that it allows you to model short-term cash flow without using another app. ”
Verified reviewer profile picture

Andrew C.

Accountant

“Also clear and easy to use. The ability to attach copies of invoices to a transaction is helping us in a big way with our goal to go paperless.”
BG

Bonnie G.

Controller

Bookkeeper key features coverage

Xero offers 6 out of the 6 key features for Bookkeeper software identified by reviewers:

Accounting4.6
Income & Balance Sheet4.6
Invoice Processing4.6
General Ledger4.4
Bank Reconciliation4.5
Payroll Management4.3

Pros and cons based on 3,269 verified reviews

60% of users rated Xero 5 out of 5 stars, while 5% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 3,269 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Cloud accounting accessibility

Customizable dashboard

Effective bookkeeping tools

Accessible learning resources

User-friendly interface

Cons:

Slow issue resolution

Poor customer support

Limited inventory management

Lack of live support

Underdeveloped mobile access

See pros and cons details

Pricing

Starting price:$25 flat rate/per month|Free version:Not available|Free trial:Available

Prices may vary depending on the number of users and features.

Other Top Rated Bookkeeper Software with Accounts Payable in 2026

QuickBooks Enterprise logo
Category Leaders

Enterprise accounting, FSM and inventory management solution

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Read more about QuickBooks Enterprise

Users also considered
QuickBooks Online logo
Category Leaders

Accounting and business management software

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Read more about QuickBooks Online

Users also considered
Xero logo
Category Leaders

Cloud-based accounting software for small businesses

Xero is an online accounting and bookkeeping solution designed to simplify collaboration between bookkeepers and their clients, available on any computer or mobile device with an internet connection. Automate your admin tasks and manage clients with all-in-one accounting and bookkeeping software.

Read more about Xero

Users also considered
Wave logo
Category Leaders

Accounting, invoicing, and payroll management platform

Wave is an integrated solution designed for small businesses. With our automatic bank connections, information flows into Wave, without manual entry. Users can collaborate with accountants or bookkeepers in real-time.

Read more about Wave

Users also considered
Abby logo

Billing and invoicing platform

Abby helps businesses ensure that customer documents are legal and comply with the rules. Customers can pay online and receive reminders for late payments.

Read more about Abby

Users also considered
QuickBooks Online Advanced logo
Category Leaders

Accounting & business management for small businesses

QuickBooks Online Advanced is a web-based accounting & business management solution which enables small businesses to track sales, inventory, financial accounts & payroll from a single dashboard

Read more about QuickBooks Online Advanced

Users also considered
Stampli logo

Stress-free finance operations

Stampli's AP automation solution centers on the AP process to drive efficiency across the procure-to-pay lifecycle — including payments, credit cards, vendor engagement and more.

Read more about Stampli

Users also considered
SaasAnt Transactions logo

Accounting and data entry software

SaasAnt Transactions is an accounting and data entry software that helps businesses bulk import, export, and delete transactions in Quickbooks Desktop from within a unified platform. It allows staff members to maintain an audit history of all imported and deleted transactions.

Read more about SaasAnt Transactions

Users also considered
Lightyear logo

Intelligent Purchasing & AP Automation Platform

Lightyear: Intelligent automation for finance teams. Automate approvals, extract data, customize workflows, collaborate seamlessly. Boost efficiency with advanced automation and collaboration tools.

Read more about Lightyear

Users also considered
Veryfi logo

AI OCR APIs to Transform Documents Into Data in Seconds

Veryfi OCR API & SDK turns unstructured data, such as receipts, bills, invoices, and other documents, into structured data (with line items) in seconds using machine-based data extraction. The platform offers features including a drag and drop processor, document inbox, data export, and more.

Read more about Veryfi

Users also considered
Bench logo

You run your business. We’ll do your bookkeeping.

Your Bench team is on hand to remove the burden of bookkeeping from your life. They’ll learn your bookkeeping needs inside and out, giving you more time to focus on your business.

Read more about Bench

Users also considered
BILL Accounts Payable & Receivable logo

BILL, a leader in financial automation software for SMBs

BILL (NYSE: BILL) is a leader in financial automation software for small and midsize businesses. We are dedicated to automating the future of finance so businesses can flourish.

Read more about BILL Accounts Payable & Receivable

Users also considered
Online Check Writer logo
Category Leaders

Software for managing payments and accounting operations

OnlineCheckWriter.com is check printing software and a B2B payment platform with 30+ business payment tools. Pay and get paid with checks, eChecks, ACH, wires, international payments, and credit cards. Connects with QuickBooks, Xero, and more.

Read more about Online Check Writer

Users also considered
Sage Accounting logo
Category Leaders

Accounting software for small businesses

Sage Accounting is an accounting system for small business owners. It has features to help users forecast their cashflow, send and track invoices and act on real-time reporting. Users can manage their business from anywhere, at any time, from the cloud and with mobile functionality. Sage Accounting application is available for iOS and Android.

Read more about Sage Accounting

Users also considered
Eleven logo
Category Leaders

Cloud accounting software tailored for accounting firms

Eleven helps accounting firms replace complexity with efficiency. Manage multiple entities, handle global clients, and scale operations from one powerful, cloud-based platform.

Read more about Eleven

Users also considered
Melio logo

Accounts payable platform for businesses of all sizes

Melio simplifies bill payments for bookkeepers. Pay vendors online via bank transfer or card—even if they don’t accept cards. Integrates with QuickBooks and Xero for automatic syncing. Get started with your 30 day free trial!

Read more about Melio

Users also considered
Payhawk logo

Spend management platform that automates expense processing

Payhawk is a spend management platform that automates expense management and provides real-time visibility and control over corporate spending. The platform integrates with linked business credit cards, enabling users to collect receipts at the point of sale and automatically match transactions to receipts. Its AI-powered technology processes receipts and invoices, automatically categorizing and routing expenses for approval to ensure an efficient spending culture.

Read more about Payhawk

Users also considered
MoneyMinder logo

Simple accounting software for volunteers.

Simple nonprofit accounting software for volunteer-based groups (PTAs, PTOs, Booster Clubs, Sports Teams, Scouts, Service Clubs, etc.)

Read more about MoneyMinder

Users also considered
FreeAgent logo

FreeAgent has been voted the UK's #1 accounting software.

FreeAgent’s award-winning online accounting software is designed specifically for small businesses and freelancers. Over 100,000 customers use FreeAgent to keep their business admin on track.

Read more about FreeAgent

Users also considered
Sage 100 logo
Category Leaders

Enterprise resource planning software

Sage 100 is a customizable business management solution that helps businesses automate financials, operations, and payroll, providing complete visibility into the operations. Sage 100 grows with the business, allowing teams to scale and meet specific needs as a small or medium-sized enterprise.

Read more about Sage 100

Users also considered
Reckon One logo

All small and medium-sized businesses.

Easy to use online accounting software for small businesses. Plans start at just $24 per month.

Read more about Reckon One

Users also considered
Sage 50 Accounting logo
Category Leaders

Cloud-based accounting tool for small and midsized business

Sage 50 Accounting is an online accounting solution for SMBs with Office 365 integration that helps manage accounting, invoicing, cash flow, inventory, taxes, and more.

Read more about Sage 50 Accounting

Users also considered
Kashoo logo

Online accounting software for small businesses

Kashoo is simple cloud accounting for small business owners who want the control and simplicity of doing their own books. It provides small business owners with the ability to run their business the way they want to, with tools for invoice management, payment processing, reporting, and more.

Read more about Kashoo

Users also considered
ZipBooks logo

Accounting and online invoicing software

ZipBooks is a cloud-based accounting software that caters to the bookkeeping and accounting needs of small to medium-sized businesses and bookkeeping firms. The solution offers core accounting, financial reporting, online invoicing, expense tracking, credit card processing, and more.

Read more about ZipBooks

Users also considered
Accounting Seed logo
Category Leaders

Accounting and analytics software built on Salesforce

Accounting Seed is an accounting application built natively on Salesforce. Its customizable, enabling users to manage their accounting their way. As a full accounting solution, Accounting Seed tracks financial data through the entire business lifecycle.

Read more about Accounting Seed

Users also considered

Key features for Bookkeeper software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Accounting: Reviewers emphasize the automation of transactions, ease of tracking expenses, and comprehensive reporting capabilities, improving financial management and decision-making. 98% of reviewers rated this feature as important or highly important.
  • Income & Balance Sheet: Users value the clear financial insights, customizable reports, and user-friendly interface, aiding in accurate assessment of revenue, expenses, and overall financial health. 94% of reviewers rated this feature as important or highly important.
  • Invoice Processing: Reviewers highlight the streamlined creation, tracking, and automation of invoices, along with integration capabilities, which enhance efficiency and reduce manual workload. 93% of reviewers rated this feature as important or highly important.
  • General Ledger: Users appreciate the detailed tracking of financial transactions, customizable reports, and the ability to easily manage and review ledger entries for accurate accounting. 93% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Reviewers find the feature effective for linking bank accounts, simplifying transaction matching, and ensuring accurate financial records, ultimately saving time and reducing errors. 92% of reviewers rated this feature as important or highly important.
  • Payroll Management: Users highlight the automation of payroll calculations, tax filings, and direct deposits, which simplifies the payroll process and ensures compliance with tax regulations. 91% of reviewers rated this feature as important or highly important.