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Utility Billing Software with ACH Payment Processing (2026)

Last updated: March 2026

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43 software options

authorize.net logo

Payment processing across multiple channels

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authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

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Invoiced logo

Accounts receivable automation software

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Invoiced is an accounts receivable automation software designed to streamline and optimize invoice-to-cash processes. It helps businesses handle the entire accounts receivable workflow, from automated invoicing and collections to customizable workflows for AR processes. The software integrates with a company's existing ERP and CRM systems, improving performance across applications.

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CIS Utility Billing logo

Utility-focused Software Solutions, Serving 1,500+ Utilities

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CUSI’s software streamlines utility billing, service orders, and meter data management, enhancing efficiency and customer service. SOC compliant, our secure platform offers configurable, robust analytics, and seamless integration. Partner with CUSI for operational excellence and innovation.

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AMCS Utility Billing logo

Effortless billing: Track customers, meters, invoices & more

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Metered billing, Consumption, Peak/off peak/shoulder billing, we do tiered, flat rate, time of use and even ratio for the older generation customers.

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Rural Billing logo

Utility billing software solution.

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Running a small utility company is easier with Rural Billing. You’ll get the tools you need—without the headaches or hefty price tags of complicated software.

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Visual Intelligence Portfolio Suite logo

Financial software for local governments & utility companies

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Software Solutions’ VIP Suite financial software for local governments and utility companies was designed to help you regulate all aspects of financial management; protect your data; manage AP, AR, and HR; and create helpful reports. Included is top-tier customer service and implementation.

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Heartland Payments+ logo

Payment processing software for hospitality sector

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Heartland Payment Processing is a cloud-based solution that helps businesses in hospitality, medical, government and other sectors accept in-person and online payments via flexible methods, including credit or debit,EMV chip cards, digital wallets and more.

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Muni-Link logo

Cloud-based utility billing software

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Muni-Link is a cloud-based utility billing solution which includes a customer portal, e-billing, customer notifications, backflow management, online payment processing, built-in CASS certification, & more. No upfront hardware or software to buy!

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Multiview ERP logo

Enterprise resource planning (ERP) solution

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Multiview is a highly-scalable modular ERP software for scaling organizations which require more automation, control and insight into their operations. A fully-integrated suite of financials ranges from core accounting, budgeting and forecasting to materials management and workflow approvals.

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MuniBilling logo

Cloud-based utility billing and property management software

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MuniBilling is a cloud-based utility billing and property management software with configurable features for municipalities, government, and private companies

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El Dorado Utility Billing logo

Utility billing solution for property owners

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El Dorado Utility Billing is a cloud-based utility billing solution designed to assist municipalities, property managers & metered service providers with automated bill calculation & invoice creation. Key features include usage consumption tracking, customer account management & financial reporting.

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ExpenseLogic logo

Cloud-based expense management solution

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Utility Invoice Management and Bill Pay can be completed with one software platform. The invoice information is then entered with kWh, terms, and gallons for future reporting. The full lifecycle ends with vendor payment and cloud-based imaging of invoices for future recall and review.

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SubscriptionFlow logo

Subscription management software to manage plans & billing

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SubscriptionFlow is an automated and highly customizable subscription billing and payments management system that offers intelligent pricing and in-built CRM to help users manage it all in one place.

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Tridens Monetization logo

The innovative cloud billing and invoice management software

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We help electric, gas, water, waste, heating, and services utilities adapt to continued industry transformation with flexible, modular solutions that support every aspect of the customer lifecycle.

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Diversified Billing logo

Innovations in Utility Billing and Customer Service

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Diversified Billing helps utilities and authorities providing water, sewer, trash, gas or electric services manage their billing, payment processing, customer service and field service. Available for your LAN or as a Cloud app.

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QuikWater logo

Software at its best

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QuikWater is a utility billing software system designed for small to medium sized rural and municipal utilities. In addition to water charges, the system handles sewer, refuse, electrical and various user defined charges.

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Expedite Commerce logo

Managing the Buying Journey with AI

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Expedite Commerce is a cloud-based platform for Revenue Operations and Revenue Management in sophisticated B2B companies. It offers quote-to-cash software solutions for CPQ, eCommerce, Recurring Billing, and more for Manufacturing, SaaS, IoT, XaaS, and Communications industries.

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SOFTWater logo

Utility billing software

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The SOFTWATER utility billing software is a complete solution for your utility, water and sewer billing needs. Designed to meet the needs of any municipality, school board or other utility billers, it provides an easy-to-use interface, analytic capabilities, and data management tools.

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Banyon Utility Billing logo

Full-featured, affordable utility billing software

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Banyon Utility Billing is a comprehensive software solution designed for local governments and organizations in need of efficient and accurate billing and meter reading transfer systems.

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CUBIC logo

Integrated software for the municipal sector

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CUBIC is a utility billing software designed to help businesses provide a powerful billing and customer information system to manage utility operations. It lets users handle customer information, bills, cash receipts, usage, and payment history on a unified interface. Administrators can also conduct multiple search criteria for account inquiries, update and electronically input data in real-time, and generate receipts. CUBIC also provides reporting and extensive statistics capabilities.

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Starnik logo

Cloud-based utility billing for energy providers & customers

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UtilityTrakR is a cloud-based utility billing solution for energy providers, offering customizable management features, field support, portal access & analytics

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MyUsage logo

Customer-Centric Payment Processing and Monitoring

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Integrated utility customer engagement portal that includes a web/mobile app, prepay, and online payments.

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EEM Suite logo

Comprehensive Energy Management Suite

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EEM Suite is an energy and financial software platform that allows businesses to analyze data and design energy management strategies.

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Ampstun logo

Utility billing system

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Ampstun is a cloud-based billing and customer care system that allows users to switch to a complete paperless billing system, receive email & text alerts, create work orders and more.

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Skybill Utility Billing logo

Utility billing platform on Dynamics 365 BC platform, CIS

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Enterprise level utility billing solution

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