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Top Rated Direct Deposit Payroll Software with Time Tracking in 2026

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: April 2026

Time tracking enables accurate recording of employee work hours, simplifies payroll calculations, ensures compliance with labor laws, and allows employees to view and manage their time records. It also integrates with payroll systems for efficient processing. Our reviewers in direct deposit payroll software rated this feature as important.

6 Best Direct Deposit Payroll Software with Time Tracking

Product
User rating
Starting price
Patriot Payroll logo
4.8
(3.6K)
17
flat rate/per month
learn more
Gusto logo
4.6
(4.1K)
49
other/per month
learn more
ADP Workforce Now logo
4.4
(7.1K)
Empty state illustration for "No pricing info"

No pricing info

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Paychex Flex logo
4.2
(1.7K)
Empty state illustration for "No pricing info"

No pricing info

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Rippling logo
4.9
(4.6K)
8
per user/per month
learn more
Workday HCM logo
4.5
(1.7K)
Empty state illustration for "No pricing info"

No pricing info

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See other top Direct Deposit Payroll products with time tracking

How we picked the 6 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Direct Deposit Payroll software category. They also needed to have sufficient reviews about time tracking, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for time tracking, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 6 best products

Patriot Payroll logo
Reviews Sentiment
 
 
 
1-2(31)
3-4(497)
5(3,097)
Key Features
Direct Deposit4.8
Payroll Management4.8

User insights about the time tracking feature

Users report that Patriot Payroll's time tracking is simple and easy to use, though some mention issues with vacation and sick time caps. They appreciate the accuracy and the ability to track employee hours via computer or phone. However, many users do not utilize this feature due to having salaried employees or separate timekeeping systems.

See related user reviews

“Time tracking does not work properly, we entered caps on vacation and sick time, but these do not work and there is no fix on the horizon. This will require us to keep track outside of Patriot of employee's benefit hours.”
JB

Jennifer B.

Project Engineer

“This is important to keep track of my employees hours worked so I know what needs to be paid ”
JM

Joseph M.

Cashier

Starting price
17flat rate /
per month
learn more
Pros and Cons based on 3,625 verified reviews

Ideal for small businesses

Responsive support services

Significant cost savings

Excellent customer support

Quick question response

Complex payroll deductions

Challenging account management

Slow direct deposit process

Inadequate print management

Inefficient time tracking

See pros and cons details
Gusto logo
Reviews Sentiment
 
 
 
1-2(114)
3-4(1,031)
5(3,045)
Key Features
Direct Deposit4.7
Payroll Management4.6

User insights about the time tracking feature

Reviewers find Gusto's time tracking easy to use for both employees and managers, allowing for accurate tracking of hours, PTO, and overtime. They appreciate the seamless integration with payroll, the ability to log time via mobile or desktop, and the instant updates for manager approvals. Users also value the compliance with labor laws and the overall efficiency.

See related user reviews

“The time tracking features is beneficial to both our office administrators and technicians, it allows a clear and easy to navigate way of tracking work hours and calculating pay. ”
JT

Jacqueline T.

CSR

“We can conduct accurate payroll for hourly employees. We previously used one service to track time and another to payroll, which required exporting and importing hours. I love the ease of employee time reporting and hour corrections. The Gusto wallet app has made this process even stronger. ”
VS

Victoria S.

Operations Manager

Starting price
49other /
per month
learn more
Pros and Cons based on 4,190 verified reviews

Intuitive and clean interface

Seamless onboarding process

Comprehensive HR management

Easy navigation

Efficient payroll management

Inadequate phone support

Limited reporting capabilities

Slow issue resolution

Account management challenges

See pros and cons details
ADP Workforce Now logo
Reviews Sentiment
 
 
 
1-2(201)
3-4(2,800)
5(4,164)
Key Features
Direct Deposit4.8
Payroll Management4.6

User insights about the time tracking feature

Reviewers appreciate ADP Workforce Now's precise and user-friendly time tracking, highlighting its ease of use for clocking in and out, tracking hours, and managing PTO. They find the mobile app convenient, though some mention occasional functional issues. Users value the ability to generate reports and the integration with payroll, ensuring accurate employee compensation.

See related user reviews

“I have used ADP for time tracking in my last 3 jobs and it is the most user friendly for clocking in & out, keeping track of hours and scheduled hours vs work hours”
HF

Hannah F.

Scheduling Coordinator

“Clocking in and out for part time employees is made convenient with time tracking. Employees can see breakdowns of how long they worked and how much they made in a period of time”
SR

Stephanie R.

Digital Cartographer

Starting price
Empty state illustration for "No pricing info"

No pricing info

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Pros and Cons based on 7,165 verified reviews

Detailed paycheck insights

Efficient payroll processing

Comprehensive HR solutions

Convenient tax handling

Helpful learning resources

Frequent password changes

Multiple login problems

Slow support response

Slow website performance

High cost and hidden fees

See pros and cons details
Paychex Flex logo
Reviews Sentiment
 
 
 
1-2(138)
3-4(765)
5(880)
Key Features
Direct Deposit4.7
Payroll Management4.3

User insights about the time tracking feature

Reviewers indicate that Paychex Flex's time tracking is accurate and easy to use, especially for employees clocking in via their phones. They appreciate the electronic records and the integration with payroll. However, some users report issues with time punches not registering and prefer using other systems for time tracking.

See related user reviews

“Our company uses time tracking, and it is a tedious process which became easier with paychex flex”
SC

Sofia C.

General Accounting Manager

“This feature helps to track the hours you have worked.”
SW

Samantha W.

Guest associate

Starting price
Empty state illustration for "No pricing info"

No pricing info

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Pros and Cons based on 1,783 verified reviews

Convenient pay stub access

Streamlined paycheck management

Comprehensive HR management

Remote access convenience

Efficient employee tracking

Slow performance speed

Inconsistent issue management

Complicated login process

Inefficient customer calls

Unreliable clocking system

See pros and cons details
Rippling logo
Reviews Sentiment
 
 
 
1-2(48)
3-4(418)
5(4,134)
Key Features
Direct Deposit4.9
Payroll Management4.8

User insights about the time tracking feature

Reviewers indicate that Rippling's time tracking is easy to use and navigate, making it simple for employees to track their hours and PTO. They find it integrates well with Jira/Harvest and appreciate its accuracy and organization. Users report that it simplifies payroll and is more efficient than other platforms like Paychex.

See related user reviews

“Sick/ Vacation time is accurately calculated each week”
AO

Ashli O.

Lead Key Holder

“It tracks an accurate report of time entered.”
SG

Shunda G.

Member Experience Rep

Starting price
8per user /
per month
learn more
Pros and Cons based on 4,600 verified reviews

Intuitive navigation

Intuitive user interface

Streamlined onboarding process

Comprehensive HR management

Centralized accessibility

Limited reporting capabilities

Inconvenient login authentication

Concerns over hidden fees

Performance issues

See pros and cons details
Workday HCM logo
Reviews Sentiment
 
 
 
1-2(40)
3-4(675)
5(1,014)
Key Features
Direct Deposit4.7
Payroll Management4.5

User insights about the time tracking feature

Users report that Workday HCM's time tracking is easy to use for both employees and administrators, allowing for accurate clock-ins and outs, and tracking of daily and weekly hours. They appreciate the ability to monitor productivity, manage time off requests, and correct errors. Reviewers also value the integration with payroll and the detailed reporting capabilities.

See related user reviews

“Because of the fact that it incorporates the baseline time tracking information to essentially outline the details of your payroll stub you are able to correct any errors that may occur due to a punching card. In addition you are able to track long-term hours over the course of a month or year.”
NH

Naja H.

Student

“Clocking in for you shift should be accurate in the time spent during the day. This app makes it easy to clock in and out for meals and shift change”
AE

Amanda E.

Veterinary technician

Starting price
Empty state illustration for "No pricing info"

No pricing info

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Pros and Cons based on 1,729 verified reviews

Comprehensive tracking features

Integrated HR management

Efficient payroll management

Smooth employee onboarding

Effective employee tracking

Challenging login management

High cost concerns

High cost concerns

Inefficient notification system

Complex click navigation

See pros and cons details

Other Top Rated Direct Deposit Payroll Software with Time Tracking in 2026

Rippling logo

Workforce management across HR, finance, and IT. 

learn more
Rippling runs payroll in minutes with a 100% error-free guarantee, compliance automation, and configurability. No manual work needed.

Read more about Rippling

Users also considered
Deel logo

End-to-end global workforce platform.

learn more
Run global or local payroll in 130+ countries with a secure platform offering built-in compliance, consistent calculations, and flexible self-run or managed delivery models.

Read more about Deel

Users also considered
Patriot Payroll logo

Cloud-based accounting and payroll software for businesses

learn more
Patriot Software is an online accounting and payroll software designed for small businesses that helps run payroll operations, handle tax filings, create and send invoices, and more.

Read more about Patriot Payroll

Users also considered
ADP Workforce Now logo

Cloud-based human capital management (HCM) suite

learn more
ADP Workforce Now is a cloud-based human capital management, talent management, and benefits software built for midsized and large businesses.

Read more about ADP Workforce Now

Users also considered
Gusto logo

Gusto is the all-in-one HR platform for growing businesses.

learn more
With Gusto, you get modern HR features like payroll, benefits, hiring, next-day direct deposit and management resources. Gusto is proud to serve more than 400,000 businesses in the US with a single trusted system, competitive compensation tools, and expert guidance to help you empower your team.

Read more about Gusto

Users also considered
BambooHR logo

HR software to manage people, payroll and benefits

learn more
BambooHR® centralizes employee, payroll, time, and benefits data in one platform, ensuring accurate, secure, and coordinated information for peace of mind.

Read more about BambooHR

Users also considered
Hubstaff logo

Centralized app for time tracking and productivity metrics

learn more
Hubstaff simplifies payroll: track time accurately and set up automatic or manual payments with $0 Hubstaff fees. Available on iOS and Android, integrates seamlessly with accounting apps for precise payroll management. Enjoy hassle-free direct deposit payroll for both local and international teams

Read more about Hubstaff

Users also considered
Workday HCM logo

Human capital management system

learn more
Workday HCM is an HR solution that helps organizations manage the global workforce. The system supports companies of all sizes, enabling organizations to comply with local regulations. Workday HCM features embedded AI insights that give organizations an understanding of the workforce. Using machine learning, the software enables teams to analyze employee data to deliver personalized recommendations, helping HR teams make informed decisions about people.

Read more about Workday HCM

Users also considered
RUN Powered by ADP logo

Payroll, Tax Filing, HR and Timekeeping

learn more
Simplify payroll with ADP®, automate taxes, reduce errors and pay employees quickly from any device.

Read more about RUN Powered by ADP

Users also considered
Paylocity logo

One unified platform for HR, Finance, and IT.

learn more
Paylocity’s direct deposit capabilities let employees get paid faster and more securely. Cut paper checks, reduce errors, and save time with easy digital setup and a seamless payroll integration. Boost satisfaction with simple, secure, and flexible payments.

Read more about Paylocity

Users also considered
Paycom logo

The only HR and payroll software built on a single database

learn more
Paycom is the most automated HCM platform and the only HR and payroll software built on a truly single, unique database that automates the entire employee life cycle.

Read more about Paycom

Users also considered
Justworks logo

Payroll, benefits, HR, and compliance all in one place.

learn more
Justworks helps entrepreneurs start, run, and grow a business more easily by providing access to big-company benefits, automated payroll, compliance support, and HR tools in a single platform.

Read more about Justworks

Users also considered
Paychex Flex logo

A Simple Approach to HR, Payroll, and Benefits.

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Payroll software with built‑in direct deposit, enabling employers to process pay electronically while reducing manual check handling and payment errors

Read more about Paychex Flex

Users also considered
OnPay logo

Cloud-based payroll and HR software for businesses

learn more
OnPay is an easy-to-use, cloud-based software for small and mid-sized businesses to simplify payroll, automate taxes, and manage HR backed by reliable, expert support.

Read more about OnPay

Users also considered
Square Payroll logo

Cloud-based payroll processing solution

learn more
Full service payroll platform that lets users pay their team in a few clicks and manage their business from a unified platform.

Read more about Square Payroll

Users also considered
NEOGOV logo

Cloud-based human resources management platform

learn more
NEOGOV provides an integrated HR platform specifically designed for public sector agencies. The system streamlines recruitment, onboarding, performance management, and policy administration through a customizable interface built on government best practices. NEOGOV's comprehensive suite supports the entire employee lifecycle while addressing common challenges faced by government HR professionals, including compliance requirements and document management.

Read more about NEOGOV

Users also considered
APS Payroll logo

Your Workforce Partner

learn more
APS simplifies payroll with direct deposit capabilities built into a unified HCM platform. We serve small, midsize, and larger organizations with a cost-effective SaaS solution that ensures employees are paid accurately, securely, and on time—backed by full-service tax compliance.

Read more about APS Payroll

Users also considered
Dayforce HCM logo

The AI-powered people platform

learn more
Dayforce is a single, unified HCM platform that simplifies HR, payroll, benefits, workforce management, talent, and analytics. Designed to boost productivity, enhance decision-making, and ensure compliance, Dayforce helps organizations unlock their people potential with simplicity at scale.

Read more about Dayforce HCM

Users also considered
UKG Ready logo

HR payroll & workforce management platform

learn more
UKG Ready combines HR, payroll, talent management, time tracking, and scheduling into one platform to streamline workforce operations. It automates administrative tasks, centralizes employee data, and supports compliance with automated workflows and updates. Features include benefits administration, time and attendance tracking, scheduling, performance management, and analytics for workforce insights and benchmarking.

Read more about UKG Ready

Users also considered
TriNet HR Plus logo

HR | Onboarding | Payroll | Benefits | Compliance

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Worry less about payroll mishaps with our payroll administration features included. Allow direct deposit for multiple accounts. Deliver pay check stubs with messages on mobile. Capture reported tips and more.

Read more about TriNet HR Plus

Users also considered
Dayforce Powerpay logo

Cloud-based HR and payroll management software

learn more
Dayforce Powerpay is a cloud-based payroll and HR solution designed to help small businesses with 1-100 employees handle payroll processing, employee records, tax filing, and more. Employees can use the self-service portal to view, download, or print payslips.

Read more about Dayforce Powerpay

Users also considered
WebHR logo

Human resources and employee scheduling solution

learn more
WebHR is a cloud-based human resource management (HRM) solution that helps businesses simplify HR tasks. From recruitment and onboarding to payroll and performance management, WebHR offers a comprehensive solution to manage the entire employee lifecycle. Its comprehensive interface and features make HR processes efficient, reducing administrative burdens and ensuring compliance.

Read more about WebHR

Users also considered
Wagepoint logo

Simple payroll software built just for small businesses.

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Simple, friendly cloud payroll software built just for small businesses in Canada and backed by the world’s friendliest team. Wagepoint automates the most time-consuming parts of payroll like calculating wages for employees and contractors, reporting taxes and remitting tax withholdings.

Read more about Wagepoint

Users also considered
Proliant logo

Discover the perfect balance of technology and service.

learn more
Proliant is a cloud-based HR software for small and medium enterprises that offers payroll & HRIS, time & attendance, onboarding and benefits administration

Read more about Proliant

Users also considered
Zoho People logo

Human resources and learning management system

learn more
Zoho People integrates with Zoho Payroll, GreytHR, and Paybooks to streamline your payroll processing and management.

Read more about Zoho People

Users also considered

Key features for Direct Deposit Payroll software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Direct Deposit: Reviewers appreciate the convenience and time-saving benefits, allowing employees to receive their pay directly into multiple bank accounts on time. 98% of reviewers rated this feature as important or highly important.
  • Payroll Management: Users highlight the ability to track time, manage pay accurately, handle taxes, and keep employee records efficiently, making payroll processing smoother. 98% of reviewers rated this feature as important or highly important.
  • Payroll Reporting: Reviewers value customizable reports that provide insights into payroll expenses, taxes, and employee earnings, aiding in better financial analysis and compliance. 96% of reviewers rated this feature as important or highly important.
  • W-2 Preparation: Users find automated W-2 generation and electronic distribution helpful, ensuring accurate, timely tax reporting and reducing end-of-year stress. 96% of reviewers rated this feature as important or highly important.
  • Tax Compliance: Reviewers emphasize automated tax calculations, filings, and payments for state and federal taxes, simplifying compliance and reducing the risk of penalties. 95% of reviewers rated this feature as important or highly important.
  • Employee Database: Users appreciate centralized storage of employee information, including payroll data, tax details, and contact info, aiding HR management and record keeping. 88% of reviewers rated this feature as important or highly important.